DFX Intelligence

RIA Intelligence

Registered investment advisers, the advisors registered through them, the capital they report, the private vehicles they run and the people who own them, as a graph with a filing date behind every number. RAUM is what the adviser filed, a move is two registration dates, and a class is a rule you can read.

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SEC-registered adviser

W••••••• I••••••••• M••••••••• C•

Independent wealth managerBellingham, WashingtonCRD 105034SEC 801-120007websiteIAPD
Legal name W••••••• I••••••••• M••••••••• C••••••
Latest filing Mar 6, 2026
First filing on the tape Feb 27, 2012 · 16 filings
SEC status approved since Dec 18, 2020
RAUM
$252M
reported, Item 5.F
Discretionary
100%
of RAUM
Private clients
71%
$179M individuals and HNW
Advisors
4
registered through the firm on IAPD
RAUM per advisor
$63.1M
derived; firm RAUM over IAPD count
Employees
5
3 advisory (5.B.1)
Offices
0
beyond the principal office
Private funds
0
reported on Schedule D
History
16 filings and snapshots on the tape
RAUM$252M as of Mar 6, 2026
Feb 27, 2012$70.7M then
HNW client RAUM$144M as of Mar 6, 2026
Feb 24, 2021$80.6M then
State-registered IARs (5.B.3)3 as of Mar 6, 2026
Feb 27, 20120 then
Employees (5.A)5 as of Mar 6, 2026
Feb 24, 20214 then
Private funds: no history
RAUM +16% over the last fiscal year+18% a year over threeIARs 2 to 3
Practice profile
derived from the filing of Mar 6, 2026; every figure names its basis
Archetypes, each a printed rule
  • HNW wealth manager · private-client share of RAUM at least 50 percent and HNW share of private-client RAUM 50 to 90 percent
  • Independent boutique · a wealth manager with no broker-dealer, bank or insurance affiliate, 2 to 25 advisors, one to three offices, no public reporting company control
RAUM per advisor
$63.1MderivedRAUM over IAPD advisors; not a book size
Clients per advisor
37derivedindividual and HNW clients (5.D) over advisors
Average HNW client
$2.9MderivedHNW RAUM over HNW clients
Average account
$1.6MderivedRAUM over accounts (5.F.2.f)
Discretionary
100%derivedof RAUM
Institutional
29%derivedpensions, charities, corporations, government, insurance, banks, other advisers
Employees per advisor
1.3derivedItem 5.A over advisors
Advisors per office
4.0derived1 offices incl. principal (1.F.5)
RAUM growth, one year
+16%derivedbetween the last two annual amendments
Advisor growth, one year
+50%derivedItem 5.B.3 between annual amendments
Client growth, one year
+3.5%derived
Compensation
percentage of assets, hourlyreportedItem 5.E
Advisory activities
financial planning, portfolio management for individualsreportedItem 5.G
Custody
$1.9M, 161 clientsreportedItem 9.A
Ownership
no PE, bank or public-company owner found on Schedule Aderived
Advisor book size
not public; not estimatedreported
Also answered yes on Form ADV
  • buys or sells securities as principal to or from clients (8.A.2)
  • has discretionary authority over which securities are bought or sold (8.C.1)
  • receives research or other products from a broker-dealer, soft dollars (8.E)
  • has custody of client cash or bank accounts (9.A.1.a)
Where the RAUM sits
Form ADV Item 5.D, latest filing
  • High-net-worth individuals$144M57%
  • Charitable organizations$73.4M29%
  • Individuals$34.5M14%
Individual clients
96reported
HNW clients
50reported
Pension plan clients
n/areported
Charitable clients
14reported
Accounts
161reported
Financial planning clients
1-10reported
Wrap fee programs
noreported
Custody of client assets
$1.9M for 161 clientsreported
Compensation
% of AUM, hourlyreported
Class basis
private_client_share=0.71 fund_share=0.0 institutional_share=0.29 related_bd=false related_bank=false bd_reps=0.0derived
Advisors registered through the firm
4 on IAPD today, longest tenure first
NameBranchHere sinceIn industryPrior firms
M•••••• F•••••••• R•••Bellingham, WaDec 1, 199143 y0
L••••• H••••••• H•••••Bellingham, WaFeb 15, 201326 y0
D•••• G••••••• S••••••••Bellingham, WaApr 4, 201419 y0
L••• M••••••Bellingham, WaSep 18, 202510 y0
Advisor movement
0 left, 0 joined in 12 months
net 0 in 12 months0 left in 90 days0 joined in 90 daysdeparture rate 0.0% of current headcount0 left over 36 months
Left, latest
none on the tape
    Joined, latest
    none on the tape
      Private funds
      No private fund reported.
      Owners and control persons
      Schedule A and B, latest filing
      • H•••••• L•••••• H••••••• · President & Chief Compliance Officercontrol
        since 07/2017 · owns 50% to 75%
      • S••••••••• D••••• G••••••• · Vice Presidentcontrol
        since 08/2018 · owns 50% to 75%
      Related persons
      Schedule D 7.A
      No related person reported.
      Office movement
      IAPD branch city; joins and departures in 12 months
      OfficeAdvisorsJoinedLeftTeams outForming
      Bellingham, Wa · principal410
      Offices
      Schedule D 1.F, the 25 largest
      No branch office listed.
      ADV anomalies
      1 against comparable advisers; where to look, not conclusions
      • account count collapseChange between filings · filing Mar 6, 2026
        accounts (Item 5.F.2.f) moved from 334.0 to 161.0 (-52.0%) between the annual amendments of 2025-02-25 and 2026-03-06; the peer median change was +5.0% (3687 comparable advisers, 3.0th percentile of changes)
        peers: independent wealth managers, $100M to $500M (3,687) · 2.8% percentile
      What changed
      consecutive filings, newest first
      • Accounts · 334 to 161
        Feb 25, 2025 to Mar 6, 2026
      • Advisory employees · 2 to 3
        Feb 25, 2025 to Mar 6, 2026
      • BD registered reps · 2 to 0
        Feb 25, 2025 to Mar 6, 2026
      • Charity clients · 15 to 14
        Feb 25, 2025 to Mar 6, 2026
      • HNW clients · 54 to 50
        Feb 25, 2025 to Mar 6, 2026
      • Individual clients · 87 to 96
        Feb 25, 2025 to Mar 6, 2026
      • Assets in custody · $1.4M to $1.9M
        Feb 25, 2025 to Mar 6, 2026
      • Employees · 4 to 5
        Feb 25, 2025 to Mar 6, 2026
      • State-registered IARs · 2 to 3
        Feb 25, 2025 to Mar 6, 2026
      • Discretionary RAUM · $215M to $252M
        Feb 25, 2025 to Mar 6, 2026
      • HNW RAUM · $124M to $144M
        Feb 25, 2025 to Mar 6, 2026
      • Individual RAUM · $30.6M to $34.5M
        Feb 25, 2025 to Mar 6, 2026
      • Non-discretionary RAUM · $2.1M to $0
        Feb 25, 2025 to Mar 6, 2026
      • RAUM · $217M to $252M
        Feb 25, 2025 to Mar 6, 2026
      • Accounts · 149 to 334
        Mar 15, 2024 to Feb 25, 2025
      • BD registered reps · 0 to 2
        Mar 15, 2024 to Feb 25, 2025
      • Charity clients · 14 to 15
        Mar 15, 2024 to Feb 25, 2025
      • HNW clients · 56 to 54
        Mar 15, 2024 to Feb 25, 2025
      • Individual clients · 79 to 87
        Mar 15, 2024 to Feb 25, 2025
      • Assets in custody · $3.7M to $1.4M
        Mar 15, 2024 to Feb 25, 2025
      • Financial planning clients · 1-10 to 1-10
        Mar 15, 2024 to Feb 25, 2025
      • Discretionary RAUM · $195M to $215M
        Mar 15, 2024 to Feb 25, 2025
      • HNW RAUM · $121M to $124M
        Mar 15, 2024 to Feb 25, 2025
      • Individual RAUM · $21.2M to $30.6M
        Mar 15, 2024 to Feb 25, 2025
      • Non-discretionary RAUM · $0 to $2.1M
        Mar 15, 2024 to Feb 25, 2025
      • RAUM · $195M to $217M
        Mar 15, 2024 to Feb 25, 2025
      • Accounts · 333 to 149
        Mar 8, 2023 to Mar 15, 2024
      • Advisory activities · 5 to 2
        Mar 8, 2023 to Mar 15, 2024
      • Charity clients · 11 to 14
        Mar 8, 2023 to Mar 15, 2024
      • HNW clients · 45 to 56
        Mar 8, 2023 to Mar 15, 2024
      • Individual clients · 93 to 79
        Mar 8, 2023 to Mar 15, 2024
      • Assets in custody · $21.4M to $3.7M
        Mar 8, 2023 to Mar 15, 2024
      • State-registered IARs · 0 to 2
        Mar 8, 2023 to Mar 15, 2024
      • Discretionary RAUM · $153M to $195M
        Mar 8, 2023 to Mar 15, 2024
      • HNW RAUM · $95.4M to $121M
        Mar 8, 2023 to Mar 15, 2024
      • Individual RAUM · $32.8M to $21.2M
        Mar 8, 2023 to Mar 15, 2024
      • RAUM · $153M to $195M
        Mar 8, 2023 to Mar 15, 2024
      • Accounts · 313 to 333
        Mar 4, 2022 to Mar 8, 2023
      • Charity clients · 10 to 11
        Mar 4, 2022 to Mar 8, 2023
      • HNW clients · 47 to 45
        Mar 4, 2022 to Mar 8, 2023
      Signals
      4 dated events
      • W••••••• I••••••••• M••••••••• C• filed its initial SEC registration (Form ADV)
        Nov 19, 2020 · First SEC registration · fact
      • Frederick Michael Ryan (President/Chief Compliance Officer) no longer on Schedule A of W••••••• I••••••••• M••••••••• C• (listed 2012-06-22, absent 2020-11-19)
        Nov 19, 2020 · Control person left · inference
      • Arnold Barbara Ryan (Secretary/Treasurer) no longer on Schedule A of W••••••• I••••••••• M••••••••• C• (listed 2012-06-22, absent 2020-11-19)
        Nov 19, 2020 · Control person left · inference
      • Geoffrey David Schneider (Vice President) appeared on Schedule A of W••••••• I••••••••• M••••••••• C•
        Nov 19, 2020 · Control person joined · fact
      Across DFX
      shared identifiers only, never a name match
      No identifier-backed link to the venture, private equity, family office or sponsor graphs.
      How to reach
      public business contact points only, each with its source
      Business email
      w•••••••@w•••••••.comreportedpublished by the firm, firm site, Sep 17, 2026
      Business phone
      360-671-8936reportedpublished by the firm, firm site, Sep 17, 2026
      Business phone
      360-671-0148reportedpublished by the firm, firm site, Sep 17, 2026
      Business phone
      800-292-8794reportedpublished by the firm, firm site, Sep 17, 2026
      Website
      W•••••••.COMreportedpublic record, Form ADV, Sep 18, 2026
      Principal office phone
      360-671-0148reportedpublic record, Form ADV, Mar 6, 2026
      Contact form
      w•••••••.comreportedpublished by the firm, firm site, Sep 17, 2026
      Provenance
      Form ADV
      SEC filing data 2011 to 2024 and the monthly roster 2025 onreportedadviserinfo.sec.gov
      Advisors
      IAPD individual compilation feed, dailyreportedadviserinfo.sec.gov
      Class
      Independent wealth managerderiveda rule over Items 5.D and 7.A
      RAUM per advisor
      $63.1Mderivedfirm RAUM over the IAPD count; not a book size
      Loaded
      Sep 14, 2026