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SEC-registered adviser

S••••••••• C••••••

Independent wealth managerDenver, ColoradoCRD 115399SEC 801-77787websiteIAPD
Legal name S••••••••• C••••••• L••
Latest filing Mar 17, 2026
First filing on the tape Feb 11, 2012 · 25 filings
SEC status approved since Apr 2, 2013
RAUM
$427M
reported, Item 5.F
Discretionary
100%
of RAUM
Private clients
99%
$421M individuals and HNW
Advisors
4
registered through the firm on IAPD
RAUM per advisor
$107M
derived; firm RAUM over IAPD count
Employees
4
4 advisory (5.B.1)
Offices
1
beyond the principal office
Private funds
0
reported on Schedule D
History
25 filings and snapshots on the tape
RAUM$427M as of Mar 17, 2026
Feb 11, 2012$82.4M then
HNW client RAUM$402M as of Mar 17, 2026
Feb 13, 2018$180M then
State-registered IARs (5.B.3)1 as of Mar 17, 2026
Mar 13, 20141 then
Employees (5.A)4 as of Mar 17, 2026
Mar 13, 20141 then
Private funds: no history
RAUM +23% over the last fiscal year+15% a year over threeIARs 1 to 1
Practice profile
derived from the filing of Mar 17, 2026; every figure names its basis
Archetypes, each a printed rule
  • Independent boutique · a wealth manager with no broker-dealer, bank or insurance affiliate, 2 to 25 advisors, one to three offices, no public reporting company control
RAUM per advisor
$107MderivedRAUM over IAPD advisors; not a book size
Clients per advisor
45derivedindividual and HNW clients (5.D) over advisors
Average HNW client
$3.4MderivedHNW RAUM over HNW clients
Average account
$584,494derivedRAUM over accounts (5.F.2.f)
Discretionary
100%derivedof RAUM
Institutional
1.5%derivedpensions, charities, corporations, government, insurance, banks, other advisers
Employees per advisor
1.0derivedItem 5.A over advisors
Advisors per office
2.0derived2 offices incl. principal (1.F.5)
RAUM growth, one year
+23%derivedbetween the last two annual amendments
Advisor growth, one year
+0.0%derivedItem 5.B.3 between annual amendments
Client growth, one year
+1.1%derived
Compensation
percentage of assetsreportedItem 5.E
Advisory activities
financial planning, portfolio management for individuals, portfolio management for businesses and institutions, selection of other advisers, publications, educational seminarsreportedItem 5.G
Custody
$247M, 154 clientsreportedItem 9.A
Ownership
no PE, bank or public-company owner found on Schedule Aderived
Advisor book size
not public; not estimatedreported
Also answered yes on Form ADV
  • buys or sells securities as principal to or from clients (8.A.2)
  • has discretionary authority over which securities are bought or sold (8.C.1)
  • receives research or other products from a broker-dealer, soft dollars (8.E)
  • has custody of client cash or bank accounts (9.A.1.a)
  • has custody of client securities (9.A.1.b)
  • an independent public accountant performs a surprise examination (9.C.1)
Where the RAUM sits
Form ADV Item 5.D, latest filing
  • High-net-worth individuals$402M94%
  • Individuals$18.8M4.4%
  • Pension and profit-sharing plans$6.4M1.5%
Individual clients
60reported
HNW clients
120reported
Pension plan clients
n/areported
Charitable clients
n/areported
Accounts
731reported
Financial planning clients
1-10reported
Wrap fee programs
noreported
Custody of client assets
$247M for 154 clientsreported
Compensation
% of AUMreported
Class basis
private_client_share=0.99 fund_share=0.0 institutional_share=0.01 related_bd=false related_bank=false bd_reps=0.0derived
Advisors registered through the firm
4 on IAPD today, longest tenure first
NameBranchHere sinceIn industryPrior firms
J•••••• J••••• B••••Chartered Financial AnalystDenver, CoSep 24, 199927 y0
E••• S••••• M•••••Denver, CoSep 24, 199926 y0
J•••• A••••• M••••Ballwin, MoMar 12, 200826 y0
P•• W•••Redondo Beach, CaMar 17, 202531 y2
Advisor movement
0 left, 0 joined in 12 months
net 0 in 12 months0 left in 90 days0 joined in 90 daysdeparture rate 0.0% of current headcount0 left over 36 months
Private funds
No private fund reported.
Owners and control persons
Schedule A and B, latest filing
  • B••••• J••••••• J••••• · Principalcontrol
    since 06/1999 · owns 50% to 75%
  • M•••••• E•••• S••••• · Principalcontrol
    since 06/1999 · owns 50% to 75%
  • M••••• J••••• A••••• · Chief Compliance Officer
    since 06/2007 · owns less than 5%
Related persons
Schedule D 7.A
No related person reported.
Office movement
IAPD branch city; joins and departures in 12 months
OfficeAdvisorsJoinedLeftTeams outForming
Denver, Co · principal200
Offices
Schedule D 1.F, the 25 largest
  • , 1 employees
ADV anomalies
1 against comparable advisers; where to look, not conclusions
  • business activity changedChange between filings · filing Mar 17, 2026
    selection of other advisers (Item 5.G.7): no on the filing of 2025-02-07, yes on the filing of 2026-03-17
    peers: independent wealth managers, $100M to $500M (5,678)
What changed
consecutive filings, newest first
  • Accounts · 694 to 731
    Feb 7, 2025 to Mar 17, 2026
  • Advisory activities · 5 to 6
    Feb 7, 2025 to Mar 17, 2026
  • HNW clients · 101 to 120
    Feb 7, 2025 to Mar 17, 2026
  • Individual clients · 77 to 60
    Feb 7, 2025 to Mar 17, 2026
  • Assets in custody · $189M to $247M
    Feb 7, 2025 to Mar 17, 2026
  • Discretionary RAUM · $347M to $426M
    Feb 7, 2025 to Mar 17, 2026
  • HNW RAUM · $317M to $402M
    Feb 7, 2025 to Mar 17, 2026
  • Individual RAUM · $22.9M to $18.8M
    Feb 7, 2025 to Mar 17, 2026
  • Non-discretionary RAUM · $1.0M to $1.2M
    Feb 7, 2025 to Mar 17, 2026
  • Pension RAUM · $8.5M to $6.4M
    Feb 7, 2025 to Mar 17, 2026
  • RAUM · $348M to $427M
    Feb 7, 2025 to Mar 17, 2026
  • Accounts · 692 to 694
    Mar 22, 2024 to Feb 7, 2025
  • Individual clients · 79 to 77
    Mar 22, 2024 to Feb 7, 2025
  • Assets in custody · $151M to $189M
    Mar 22, 2024 to Feb 7, 2025
  • Financial planning clients · 11-25 to 1-10
    Mar 22, 2024 to Feb 7, 2025
  • Discretionary RAUM · $306M to $347M
    Mar 22, 2024 to Feb 7, 2025
  • HNW RAUM · $277M to $317M
    Mar 22, 2024 to Feb 7, 2025
  • Individual RAUM · $22.6M to $22.9M
    Mar 22, 2024 to Feb 7, 2025
  • Non-discretionary RAUM · $1.1M to $1.0M
    Mar 22, 2024 to Feb 7, 2025
  • Pension RAUM · $7.1M to $8.5M
    Mar 22, 2024 to Feb 7, 2025
  • RAUM · $307M to $348M
    Mar 22, 2024 to Feb 7, 2025
  • Accounts · 661 to 692
    Mar 18, 2023 to Jan 16, 2024
  • HNW clients · 106 to 101
    Mar 18, 2023 to Jan 16, 2024
  • Individual clients · 74 to 79
    Mar 18, 2023 to Jan 16, 2024
  • Assets in custody · $160M to $151M
    Mar 18, 2023 to Jan 16, 2024
  • HQ city · unset to DENVER
    Mar 18, 2023 to Jan 16, 2024
  • HQ state · unset to CO
    Mar 18, 2023 to Jan 16, 2024
  • Discretionary RAUM · $278M to $306M
    Mar 18, 2023 to Jan 16, 2024
  • HNW RAUM · $254M to $277M
    Mar 18, 2023 to Jan 16, 2024
  • Individual RAUM · $20.7M to $22.6M
    Mar 18, 2023 to Jan 16, 2024
  • Non-discretionary RAUM · $1.3M to $1.1M
    Mar 18, 2023 to Jan 16, 2024
  • Pension RAUM · $5.3M to $7.1M
    Mar 18, 2023 to Jan 16, 2024
  • RAUM · $280M to $307M
    Mar 18, 2023 to Jan 16, 2024
  • Accounts · 701 to 661
    Feb 2, 2022 to Mar 18, 2023
  • Advisory employees · 5 to 4
    Feb 2, 2022 to Mar 18, 2023
  • HNW clients · 109 to 106
    Feb 2, 2022 to Mar 18, 2023
  • Individual clients · 75 to 74
    Feb 2, 2022 to Mar 18, 2023
  • Assets in custody · $138M to $160M
    Feb 2, 2022 to Mar 18, 2023
  • Employees · 5 to 4
    Feb 2, 2022 to Mar 18, 2023
  • State-registered IARs · 2 to 1
    Feb 2, 2022 to Mar 18, 2023
Signals
1 dated events
  • S••••••••• C•••••• filed its initial SEC registration (Form ADV)
    Mar 15, 2013 · First SEC registration · fact
Across DFX
shared identifiers only, never a name match
No identifier-backed link to the venture, private equity, family office or sponsor graphs.
How to reach
public business contact points only, each with its source
Business phone
314-256-9367reportedpublished by the firm, firm site, Sep 15, 2026
Business phone
314-434-4750reportedpublished by the firm, firm site, Sep 15, 2026
Website
w••.s•••••••.comreportedpublic record, Form ADV, Sep 21, 2026
Principal office phone
314-434-4750reportedpublic record, Form ADV, Mar 17, 2026
Team page
shearwatercapital.com/who-we-are-1reportedpublished by the firm, firm site, Sep 15, 2026
Provenance
Form ADV
SEC filing data 2011 to 2024 and the monthly roster 2025 onreportedadviserinfo.sec.gov
Advisors
IAPD individual compilation feed, dailyreportedadviserinfo.sec.gov
Class
Independent wealth managerderiveda rule over Items 5.D and 7.A
RAUM per advisor
$107Mderivedfirm RAUM over the IAPD count; not a book size
Loaded
Sep 14, 2026