DFX Intelligence

RIA Intelligence

Registered investment advisers, the advisors registered through them, the capital they report, the private vehicles they run and the people who own them, as a graph with a filing date behind every number. RAUM is what the adviser filed, a move is two registration dates, and a class is a rule you can read.

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SEC-registered adviser

F•••••••• F••••••

Independent wealth managerCincinnati, OhioCRD 118772SEC 801-63647websiteIAPD
Legal name F•••••••• F••••••• L••
Latest filing Mar 13, 2026
First filing on the tape Mar 28, 2012 · 18 filings
SEC status approved since Jan 3, 2005
RAUM
$443M
reported, Item 5.F
Discretionary
0.0%
of RAUM
Private clients
100%
$443M individuals and HNW
Advisors
3
registered through the firm on IAPD
RAUM per advisor
$148M
derived; firm RAUM over IAPD count
Employees
4
3 advisory (5.B.1)
Offices
4
beyond the principal office
Private funds
0
reported on Schedule D
History
18 filings and snapshots on the tape
RAUM$443M as of Mar 13, 2026
Mar 28, 2012$138M then
HNW client RAUM$434M as of Mar 13, 2026
Jan 29, 2018$235M then
State-registered IARs (5.B.3)2 as of Mar 13, 2026
Mar 28, 20132 then
Employees (5.A)4 as of Mar 13, 2026
Mar 28, 20133 then
Private funds: no history
RAUM +8.9% over the last fiscal year+13% a year over threeIARs 2 to 2
Practice profile
derived from the filing of Mar 13, 2026; every figure names its basis
RAUM per advisor
$148MderivedRAUM over IAPD advisors; not a book size
Clients per advisor
38derivedindividual and HNW clients (5.D) over advisors
Average HNW client
$4.5MderivedHNW RAUM over HNW clients
Average account
$566,032derivedRAUM over accounts (5.F.2.f)
Discretionary
0.0%derivedof RAUM
Institutional
0.0%derivedpensions, charities, corporations, government, insurance, banks, other advisers
Employees per advisor
1.3derivedItem 5.A over advisors
Advisors per office
0.6derived5 offices incl. principal (1.F.5)
RAUM growth, one year
+8.9%derivedbetween the last two annual amendments
Advisor growth, one year
+0.0%derivedItem 5.B.3 between annual amendments
Client growth, one year
+0.0%derived
Compensation
percentage of assets, hourly, fixed feesreportedItem 5.E
Advisory activities
financial planning, portfolio management for individualsreportedItem 5.G
Ownership
no PE, bank or public-company owner found on Schedule Aderived
Advisor book size
not public; not estimatedreported
Also answered yes on Form ADV
  • buys or sells securities as principal to or from clients (8.A.2)
  • receives research or other products from a broker-dealer, soft dollars (8.E)
  • compensates persons for client referrals (8.G.1)
  • compensates non-employees for client referrals (8.G.2)
  • marketing includes hypothetical performance (5.L.3)
Where the RAUM sits
Form ADV Item 5.D, latest filing
  • High-net-worth individuals$434M98%
  • Individuals$9.4M2.1%
Individual clients
18reported
HNW clients
96reported
Pension plan clients
n/areported
Charitable clients
n/areported
Accounts
783reported
Financial planning clients
101-250reported
Wrap fee programs
noreported
Custody of client assets
noreported
Compensation
% of AUM, fixed, hourlyreported
Class basis
private_client_share=1.0 fund_share=0.0 institutional_share=0.0 related_bd=false related_bank=false bd_reps=0.0derived
Advisors registered through the firm
3 on IAPD today, longest tenure first
NameBranchHere sinceIn industryPrior firms
A•••• A••• O•••••Certified Financial PlannerMalvern, PaFeb 19, 200243 y0
A•••• A••• O•••••Certified Financial PlannerCincinnati, OhMar 24, 200333 y0
A••••• J••••• F•••••••Certified Financial Planner, Chartered Financial AnalystCincinnati, Oh Mar 13, 202621 y2
Advisor movement
0 left, 1 joined in 12 months
net +1 in 12 months0 left in 90 days0 joined in 90 daysdeparture rate 0.0% of current headcount0 left over 36 months
Private funds
No private fund reported.
Owners and control persons
Schedule A and B, latest filing
  • O•••••• A••••• A••• · Chairman And Foundercontrol
    since 01/2000 · owns less than 5%
  • O•••••• A••••• A••• · President & Chief Compliance Officercontrol
    since 10/2004 · owns 75% or more
Related persons
Schedule D 7.A
No related person reported.
Office movement
IAPD branch city; joins and departures in 12 months
OfficeAdvisorsJoinedLeftTeams outForming
Cincinnati, Oh · principal210
Offices
Schedule D 1.F, the 25 largest
  • Beavercreek, OH2 employees
  • Malvern, PA2 employees
  • Sarasota, FL2 employees
  • York, ME1 employees
ADV anomalies
2 against comparable advisers; where to look, not conclusions
  • very high RAUM per advisorStatic outlier · filing Mar 13, 2026
    RAUM per registered advisor of $147,734,333 against a peer median of $55,746,441 (3254 comparable advisers, 99.0th percentile, 3.2 robust deviations)
    peers: independent wealth managers, $100M to $500M (3,254) · 99% percentile
  • low discretionary shareStatic outlier · filing Mar 13, 2026
    discretionary share of RAUM of 0% against a peer median of 100% (5678 comparable advisers, 0.0th percentile, 33.7 robust deviations)
    peers: independent wealth managers, $100M to $500M (5,678) · 0.0% percentile
What changed
consecutive filings, newest first
  • Accounts · 793 to 783
    Mar 21, 2025 to Mar 13, 2026
  • Advisory employees · 2 to 3
    Mar 21, 2025 to Mar 13, 2026
  • HNW clients · 93 to 96
    Mar 21, 2025 to Mar 13, 2026
  • Individual clients · 21 to 18
    Mar 21, 2025 to Mar 13, 2026
  • Employees · 3 to 4
    Mar 21, 2025 to Mar 13, 2026
  • HNW RAUM · $395M to $434M
    Mar 21, 2025 to Mar 13, 2026
  • Individual RAUM · $12.4M to $9.4M
    Mar 21, 2025 to Mar 13, 2026
  • Non-discretionary RAUM · $407M to $443M
    Mar 21, 2025 to Mar 13, 2026
  • RAUM · $407M to $443M
    Mar 21, 2025 to Mar 13, 2026
  • HNW clients · 91 to 93
    Dec 3, 2024 to Mar 21, 2025
  • Individual clients · 24 to 21
    Dec 3, 2024 to Mar 21, 2025
  • Financial planning clients · 101-250 to 101-250
    Dec 3, 2024 to Mar 21, 2025
  • HNW RAUM · $377M to $395M
    Dec 3, 2024 to Mar 21, 2025
  • Individual RAUM · $14.8M to $12.4M
    Dec 3, 2024 to Mar 21, 2025
  • Non-discretionary RAUM · $392M to $407M
    Dec 3, 2024 to Mar 21, 2025
  • RAUM · $392M to $407M
    Dec 3, 2024 to Mar 21, 2025
  • Accounts · 772 to 793
    Dec 3, 2024 to Mar 21, 2025
  • Accounts · 742 to 772
    Mar 27, 2023 to Mar 11, 2024
  • HNW clients · 82 to 91
    Mar 27, 2023 to Mar 11, 2024
  • Individual clients · 28 to 24
    Mar 27, 2023 to Mar 11, 2024
  • Financial planning clients · 51-100 to 101-250
    Mar 27, 2023 to Mar 11, 2024
  • HNW RAUM · $293M to $377M
    Mar 27, 2023 to Mar 11, 2024
  • Individual RAUM · $16.6M to $14.8M
    Mar 27, 2023 to Mar 11, 2024
  • Non-discretionary RAUM · $309M to $392M
    Mar 27, 2023 to Mar 11, 2024
  • RAUM · $309M to $392M
    Mar 27, 2023 to Mar 11, 2024
  • Accounts · 727 to 742
    Mar 5, 2022 to Mar 27, 2023
  • HNW clients · 80 to 82
    Mar 5, 2022 to Mar 27, 2023
  • Individual clients · 21 to 28
    Mar 5, 2022 to Mar 27, 2023
  • HNW RAUM · $333M to $293M
    Mar 5, 2022 to Mar 27, 2023
  • Individual RAUM · $14.2M to $16.6M
    Mar 5, 2022 to Mar 27, 2023
  • Non-discretionary RAUM · $347M to $309M
    Mar 5, 2022 to Mar 27, 2023
  • RAUM · $347M to $309M
    Mar 5, 2022 to Mar 27, 2023
  • Accounts · 710 to 727
    Mar 23, 2021 to Mar 5, 2022
  • HNW clients · 83 to 80
    Mar 23, 2021 to Mar 5, 2022
  • Individual clients · 16 to 21
    Mar 23, 2021 to Mar 5, 2022
  • HNW RAUM · $313M to $333M
    Mar 23, 2021 to Mar 5, 2022
  • Individual RAUM · $9.5M to $14.2M
    Mar 23, 2021 to Mar 5, 2022
  • Non-discretionary RAUM · $323M to $347M
    Mar 23, 2021 to Mar 5, 2022
  • RAUM · $323M to $347M
    Mar 23, 2021 to Mar 5, 2022
  • Accounts · 682 to 710
    Jun 29, 2020 to Mar 23, 2021
Signals
No event on the tape.
Across DFX
shared identifiers only, never a name match
No identifier-backed link to the venture, private equity, family office or sponsor graphs.
How to reach
public business contact points only, each with its source
Business email
aao@finfree.comreportedpublished by the firm, firm site, Sep 16, 2026
Business email
al@finfree.comreportedpublished by the firm, firm site, Sep 16, 2026
Business phone
800-503-9500reportedpublished by the firm, firm site, Sep 16, 2026
Website
FINFREE.COMreportedpublic record, Form ADV, Sep 19, 2026
Principal office phone
513-697-6400reportedpublic record, Form ADV, Mar 13, 2026
Provenance
Form ADV
SEC filing data 2011 to 2024 and the monthly roster 2025 onreportedadviserinfo.sec.gov
Advisors
IAPD individual compilation feed, dailyreportedadviserinfo.sec.gov
Class
Independent wealth managerderiveda rule over Items 5.D and 7.A
RAUM per advisor
$148Mderivedfirm RAUM over the IAPD count; not a book size
Loaded
Sep 14, 2026