DFX Intelligence

RIA Intelligence

Registered investment advisers, the advisors registered through them, the capital they report, the private vehicles they run and the people who own them, as a graph with a filing date behind every number. RAUM is what the adviser filed, a move is two registration dates, and a class is a rule you can read.

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SEC-registered adviser

F•••••••• F•••••••• A••••••• C•••••••••

Independent wealth managerEast Lansing, MichiganCRD 124266SEC 801-129226websiteIAPD
Latest filing Jan 15, 2026
First filing on the tape Nov 16, 2023 · 9 filings
SEC status approved since Dec 18, 2023
RAUM
$378M
reported, Item 5.F
Discretionary
95%
of RAUM
Private clients
95%
$359M individuals and HNW
Advisors
4
registered through the firm on IAPD
RAUM per advisor
$94.4M
derived; firm RAUM over IAPD count
Employees
7
4 advisory (5.B.1)
Offices
0
beyond the principal office
Private funds
0
reported on Schedule D
History
9 filings and snapshots on the tape
RAUM$378M as of Jan 15, 2026
Apr 30, 2024$273M then
HNW client RAUM$163M as of Jan 15, 2026
Apr 30, 2024$115M then
State-registered IARs (5.B.3)4 as of Jan 15, 2026
Apr 30, 20244 then
Employees (5.A)7 as of Jan 15, 2026
Apr 30, 20247 then
Private funds: no history
RAUM +17% over the last fiscal yearIARs 4 to 4
Practice profile
derived from the filing of Jan 15, 2026; every figure names its basis
Archetypes, each a printed rule
  • Independent boutique · a wealth manager with no broker-dealer, bank or insurance affiliate, 2 to 25 advisors, one to three offices, no public reporting company control
RAUM per advisor
$94.4MderivedRAUM over IAPD advisors; not a book size
Clients per advisor
201derivedindividual and HNW clients (5.D) over advisors
Average HNW client
$2.2MderivedHNW RAUM over HNW clients
Average account
$350,315derivedRAUM over accounts (5.F.2.f)
Discretionary
95%derivedof RAUM
Institutional
4.9%derivedpensions, charities, corporations, government, insurance, banks, other advisers
Employees per advisor
1.8derivedItem 5.A over advisors
Advisors per office
4.0derived1 offices incl. principal (1.F.5)
RAUM growth, one year
+17%derivedbetween the last two annual amendments
Advisor growth, one year
+0.0%derivedItem 5.B.3 between annual amendments
Client growth, one year
+12%derived
Compensation
percentage of assets, hourly, fixed fees, otherreportedItem 5.E
Advisory activities
financial planning, portfolio management for individuals, pension consulting, educational seminarsreportedItem 5.G
Custody
$44.4M, 105 clientsreportedItem 9.A
Ownership
no PE, bank or public-company owner found on Schedule Aderived
Advisor book size
not public; not estimatedreported
Also answered yes on Form ADV
  • is an insurance broker or agent (6.A.6)
  • buys or sells securities as principal to or from clients (8.A.2)
  • has discretionary authority over which securities are bought or sold (8.C.1)
  • receives research or other products from a broker-dealer, soft dollars (8.E)
  • has custody of client cash or bank accounts (9.A.1.a)
  • has custody of client securities (9.A.1.b)
Where the RAUM sits
Form ADV Item 5.D, latest filing
  • Individuals$196M52%
  • High-net-worth individuals$163M43%
  • Pension and profit-sharing plans$18.4M4.9%
Individual clients
730reported
HNW clients
75reported
Pension plan clients
n/areported
Charitable clients
n/areported
Accounts
1,078reported
Financial planning clients
0reported
Wrap fee programs
noreported
Custody of client assets
$44.4M for 105 clientsreported
Compensation
% of AUM, fixed, hourlyreported
Class basis
private_client_share=0.95 fund_share=0.0 institutional_share=0.05 related_bd=false related_bank=false bd_reps=3.0derived
Advisors registered through the firm
4 on IAPD today, longest tenure first
NameBranchHere sinceIn industryPrior firms
J••••• R• B•••••Chartered Financial ConsultantEast Lansing, MiJan 26, 201046 y1
R••••• C• A•••••••East Lansing, MiJun 6, 201719 y1
J••••••• R••• B•••••East Lansing, MiMar 7, 201810 y0
J••••• S•••• R••••••East Lansing, MiFeb 13, 201910 y0
Advisor movement
0 left, 0 joined in 12 months
net 0 in 12 months0 left in 90 days0 joined in 90 daysdeparture rate 0.0% of current headcount0 left over 36 months
Left, latest
none on the tape
    Private funds
    No private fund reported.
    Owners and control persons
    Schedule A and B, latest filing
    • A•••••••• R•••••• C• · Chief Compliance Officercontrol
      since 08/2011 · owns less than 5%
    • B•••••• J•••••• R• · Presidentcontrol
      since 10/1996 · owns 75% or more
    • B•••••• J•••••••• R••• · Investment Advisor Representative
      since 01/2023 · owns 5% to 10%
    • R••••••• J•••••• S•••• · Investment Advisor Representative
      since 01/2023 · owns 5% to 10%
    Related persons
    Schedule D 7.A
    No related person reported.
    Office movement
    IAPD branch city; joins and departures in 12 months
    OfficeAdvisorsJoinedLeftTeams outForming
    East Lansing, Mi · principal400
    Offices
    Schedule D 1.F, the 25 largest
    No branch office listed.
    What changed
    consecutive filings, newest first
    • Accounts · 1,027 to 1,078
      Feb 4, 2025 to Jan 15, 2026
    • HNW clients · 59 to 75
      Feb 4, 2025 to Jan 15, 2026
    • Individual clients · 662 to 730
      Feb 4, 2025 to Jan 15, 2026
    • Assets in custody · $139M to $44.4M
      Feb 4, 2025 to Jan 15, 2026
    • Discretionary RAUM · $307M to $358M
      Feb 4, 2025 to Jan 15, 2026
    • HNW RAUM · $145M to $163M
      Feb 4, 2025 to Jan 15, 2026
    • Individual RAUM · $166M to $196M
      Feb 4, 2025 to Jan 15, 2026
    • Non-discretionary RAUM · $16.0M to $19.6M
      Feb 4, 2025 to Jan 15, 2026
    • Pension RAUM · $12.0M to $18.4M
      Feb 4, 2025 to Jan 15, 2026
    • RAUM · $323M to $378M
      Feb 4, 2025 to Jan 15, 2026
    • Financial planning clients · 0 to 0
      Jan 31, 2025 to Feb 4, 2025
    • Accounts · 994 to 1,027
      Sep 9, 2024 to Jan 31, 2025
    • HNW clients · 41 to 59
      Sep 9, 2024 to Jan 31, 2025
    • Individual clients · 696 to 662
      Sep 9, 2024 to Jan 31, 2025
    • Assets in custody · $112M to $139M
      Sep 9, 2024 to Jan 31, 2025
    • Financial planning clients · 1-10 to 0
      Sep 9, 2024 to Jan 31, 2025
    • Discretionary RAUM · $260M to $307M
      Sep 9, 2024 to Jan 31, 2025
    • HNW RAUM · $115M to $145M
      Sep 9, 2024 to Jan 31, 2025
    • Individual RAUM · $149M to $166M
      Sep 9, 2024 to Jan 31, 2025
    • Non-discretionary RAUM · $12.8M to $16.0M
      Sep 9, 2024 to Jan 31, 2025
    • Pension RAUM · $9.1M to $12.0M
      Sep 9, 2024 to Jan 31, 2025
    • RAUM · $273M to $323M
      Sep 9, 2024 to Jan 31, 2025
    • Accounts · 1,070 to 994
      Jan 2, 2024 to Apr 30, 2024
    • Individual clients · 876 to 696
      Jan 2, 2024 to Apr 30, 2024
    • Assets in custody · unset to 111902119.0
      Jan 2, 2024 to Apr 30, 2024
    • Custody of client assets · false to true
      Jan 2, 2024 to Apr 30, 2024
    • Discretionary RAUM · $243M to $260M
      Jan 2, 2024 to Apr 30, 2024
    • HNW RAUM · $95.6M to $115M
      Jan 2, 2024 to Apr 30, 2024
    • Individual RAUM · $151M to $149M
      Jan 2, 2024 to Apr 30, 2024
    • Non-discretionary RAUM · $10.6M to $12.8M
      Jan 2, 2024 to Apr 30, 2024
    • Pension RAUM · $6.4M to $9.1M
      Jan 2, 2024 to Apr 30, 2024
    • RAUM · $253M to $273M
      Jan 2, 2024 to Apr 30, 2024
    Signals
    1 dated events
    • F•••••••• F•••••••• A••••••• C••••••••• filed its initial SEC registration (Form ADV)
      Nov 16, 2023 · First SEC registration · fact
    Across DFX
    shared identifiers only, never a name match
    No identifier-backed link to the venture, private equity, family office or sponsor graphs.
    How to reach
    public business contact points only, each with its source
    Website
    F••••••••FINANCIAL.COMreportedpublic record, Form ADV, Sep 19, 2026
    Principal office phone
    517-332-2900reportedpublic record, Form ADV, Jan 15, 2026
    Provenance
    Form ADV
    SEC filing data 2011 to 2024 and the monthly roster 2025 onreportedadviserinfo.sec.gov
    Advisors
    IAPD individual compilation feed, dailyreportedadviserinfo.sec.gov
    Class
    Independent wealth managerderiveda rule over Items 5.D and 7.A
    RAUM per advisor
    $94.4Mderivedfirm RAUM over the IAPD count; not a book size
    Loaded
    Sep 14, 2026