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SEC-registered adviser

F••••••••• W••••• M••••••••• I•••

Independent wealth managerIthaca, New YorkCRD 149709SEC 801-69987websiteIAPD
Latest filing Apr 23, 2026
First filing on the tape Feb 14, 2012 · 30 filings
SEC status approved since Mar 31, 2009
RAUM
$285M
reported, Item 5.F
Discretionary
100%
of RAUM
Private clients
97%
$276M individuals and HNW
Advisors
4
registered through the firm on IAPD
RAUM per advisor
$71.3M
derived; firm RAUM over IAPD count
Employees
4
4 advisory (5.B.1)
Offices
0
beyond the principal office
Private funds
0
reported on Schedule D
History
30 filings and snapshots on the tape
RAUM$285M as of Apr 23, 2026
Feb 14, 2012$34.5M then
HNW client RAUM$165M as of Apr 23, 2026
Mar 28, 2018$41.0M then
State-registered IARs (5.B.3)4 as of Apr 23, 2026
Feb 14, 20120 then
Employees (5.A)4 as of Apr 23, 2026
Jan 29, 20132 then
Private funds: no history
RAUM +23% over the last fiscal year+25% a year over threeIARs 3 to 4
Practice profile
derived from the filing of Apr 23, 2026; every figure names its basis
Archetypes, each a printed rule
  • HNW wealth manager · private-client share of RAUM at least 50 percent and HNW share of private-client RAUM 50 to 90 percent
RAUM per advisor
$71.3MderivedRAUM over IAPD advisors; not a book size
Clients per advisor
141derivedindividual and HNW clients (5.D) over advisors
Average HNW client
$1.9MderivedHNW RAUM over HNW clients
Average account
$214,908derivedRAUM over accounts (5.F.2.f)
Discretionary
100%derivedof RAUM
Institutional
3.1%derivedpensions, charities, corporations, government, insurance, banks, other advisers
Employees per advisor
1.0derivedItem 5.A over advisors
Advisors per office
4.0derived1 offices incl. principal (1.F.5)
RAUM growth, one year
+23%derivedbetween the last two annual amendments
Advisor growth, one year
+33%derivedItem 5.B.3 between annual amendments
Client growth, one year
+3.1%derived
Compensation
percentage of assets, hourly, fixed feesreportedItem 5.E
Advisory activities
financial planning, portfolio management for individuals, portfolio management for businesses and institutions, pension consulting, selection of other advisersreportedItem 5.G
Custody
$86.4M, 215 clientsreportedItem 9.A
Ownership
no PE, bank or public-company owner found on Schedule Aderived
Advisor book size
not public; not estimatedreported
Also answered yes on Form ADV
  • buys or sells securities as principal to or from clients (8.A.2)
  • has discretionary authority over which securities are bought or sold (8.C.1)
  • receives research or other products from a broker-dealer, soft dollars (8.E)
  • compensates persons for client referrals (8.G.1)
  • compensates non-employees for client referrals (8.G.2)
  • has custody of client cash or bank accounts (9.A.1.a)
Where the RAUM sits
Form ADV Item 5.D, latest filing
  • High-net-worth individuals$165M58%
  • Individuals$111M39%
  • Pension and profit-sharing plans$7.3M2.5%
  • Charitable organizations$1.6M0.5%
  • Corporations and businesses$670,0000.2%
Individual clients
477reported
HNW clients
87reported
Pension plan clients
19reported
Charitable clients
9reported
Accounts
1,328reported
Financial planning clients
0reported
Wrap fee programs
noreported
Custody of client assets
$86.4M for 215 clientsreported
Compensation
% of AUM, fixed, hourlyreported
Class basis
private_client_share=0.97 fund_share=0.0 institutional_share=0.03 related_bd=true related_bank=false bd_reps=2.0derived
Advisors registered through the firm
4 on IAPD today, longest tenure first
NameBranchHere sinceIn industryPrior firms
S•••• D••••• M••••••••Ithaca, NyMar 21, 201727 y1
M•••••• S• V•••••••••Ithaca, NyMar 11, 202113 y0
M••••••• M••••••••Certified Financial PlannerIthaca, NyMay 21, 202113 y0
K••••• D••••••••• T•••••Ithaca, NyMay 15, 202510 y2
Advisor movement
0 left, 0 joined in 12 months
net 0 in 12 months0 left in 90 days0 joined in 90 daysdeparture rate 0.0% of current headcount0 left over 36 months
Private funds
No private fund reported.
Owners and control persons
Schedule A and B, latest filing
  • M••••••••• M••••••• · Managing Partner & Chief Compliance Officercontrol
    since 01/2018 · owns less than 5%
  • M••••••••• S••••• D••••• · Chief Executive Officer & Foundercontrol
    since 04/2009 · owns 75% or more
  • V••••••••• M••••••• S• · Managing Partnercontrol
    since 06/2020 · owns less than 5%
Related persons
Schedule D 7.A
No related person reported.
Office movement
IAPD branch city; joins and departures in 12 months
OfficeAdvisorsJoinedLeftTeams outForming
Ithaca, Ny · principal400
Offices
Schedule D 1.F, the 25 largest
No branch office listed.
ADV anomalies
1 against comparable advisers; where to look, not conclusions
  • business activity changedChange between filings · filing Apr 23, 2026
    selection of other advisers (Item 5.G.7): no on the filing of 2026-03-18, yes on the filing of 2026-04-23
    peers: independent wealth managers, $100M to $500M (5,678)
What changed
consecutive filings, newest first
  • Advisory activities · 4 to 5
    Mar 18, 2026 to Apr 23, 2026
  • Accounts · 1,289 to 1,328
    Mar 14, 2025 to Mar 18, 2026
  • Advisory employees · 3 to 4
    Mar 14, 2025 to Mar 18, 2026
  • BD registered reps · 1 to 2
    Mar 14, 2025 to Mar 18, 2026
  • Charity clients · 5 to 9
    Mar 14, 2025 to Mar 18, 2026
  • HNW clients · 95 to 87
    Mar 14, 2025 to Mar 18, 2026
  • Individual clients · 452 to 477
    Mar 14, 2025 to Mar 18, 2026
  • Pension plan clients · 15 to 19
    Mar 14, 2025 to Mar 18, 2026
  • Assets in custody · $64.3M to $86.4M
    Mar 14, 2025 to Mar 18, 2026
  • Employees · 3 to 4
    Mar 14, 2025 to Mar 18, 2026
  • State-registered IARs · 3 to 4
    Mar 14, 2025 to Mar 18, 2026
  • Discretionary RAUM · $232M to $285M
    Mar 14, 2025 to Mar 18, 2026
  • HNW RAUM · $139M to $165M
    Mar 14, 2025 to Mar 18, 2026
  • Individual RAUM · $87.7M to $111M
    Mar 14, 2025 to Mar 18, 2026
  • Pension RAUM · $4.6M to $7.3M
    Mar 14, 2025 to Mar 18, 2026
  • RAUM · $232M to $285M
    Mar 14, 2025 to Mar 18, 2026
  • Accounts · 1,374 to 1,289
    Feb 27, 2024 to Mar 14, 2025
  • Charity clients · 4 to 5
    Feb 27, 2024 to Mar 14, 2025
  • HNW clients · 85 to 95
    Feb 27, 2024 to Mar 14, 2025
  • Individual clients · 403 to 452
    Feb 27, 2024 to Mar 14, 2025
  • Pension plan clients · 6 to 15
    Feb 27, 2024 to Mar 14, 2025
  • Assets in custody · $113M to $64.3M
    Feb 27, 2024 to Mar 14, 2025
  • Financial planning clients · 0 to 0
    Feb 27, 2024 to Mar 14, 2025
  • Discretionary RAUM · $185M to $232M
    Feb 27, 2024 to Mar 14, 2025
  • HNW RAUM · $122M to $139M
    Feb 27, 2024 to Mar 14, 2025
  • Individual RAUM · $59.5M to $87.7M
    Feb 27, 2024 to Mar 14, 2025
  • Pension RAUM · $2.4M to $4.6M
    Feb 27, 2024 to Mar 14, 2025
  • RAUM · $185M to $232M
    Feb 27, 2024 to Mar 14, 2025
  • Accounts · 1,094 to 1,374
    Sep 18, 2023 to Feb 27, 2024
  • Charity clients · unset to 4.0
    Sep 18, 2023 to Feb 27, 2024
  • HNW clients · 50 to 85
    Sep 18, 2023 to Feb 27, 2024
  • Individual clients · 415 to 403
    Sep 18, 2023 to Feb 27, 2024
  • Pension plan clients · 15 to 6
    Sep 18, 2023 to Feb 27, 2024
  • Assets in custody · $50.3M to $113M
    Sep 18, 2023 to Feb 27, 2024
  • Financial planning clients · 1-10 to 0
    Sep 18, 2023 to Feb 27, 2024
  • Discretionary RAUM · $148M to $185M
    Sep 18, 2023 to Feb 27, 2024
  • HNW RAUM · $82.0M to $122M
    Sep 18, 2023 to Feb 27, 2024
  • Individual RAUM · $63.5M to $59.5M
    Sep 18, 2023 to Feb 27, 2024
  • Pension RAUM · $2.4M to $2.4M
    Sep 18, 2023 to Feb 27, 2024
  • RAUM · $148M to $185M
    Sep 18, 2023 to Feb 27, 2024
Signals
1 dated events
  • S. Melissa Vanderhoof (Managing Partner) appeared on Schedule A of F••••••••• W••••• M••••••••• I•••
    Feb 2, 2022 · Control person joined · fact
Across DFX
shared identifiers only, never a name match
No identifier-backed link to the venture, private equity, family office or sponsor graphs.
How to reach
public business contact points only, each with its source
Business phone
607-257-1008reportedpublished by the firm, firm site, Sep 15, 2026
Business phone
724-846-2488reportedpublished by the firm, firm site, Sep 15, 2026
Website
w••.f••.ioreportedpublic record, Form ADV, Sep 21, 2026
Principal office phone
607-257-1008reportedpublic record, Form ADV, Apr 23, 2026
Provenance
Form ADV
SEC filing data 2011 to 2024 and the monthly roster 2025 onreportedadviserinfo.sec.gov
Advisors
IAPD individual compilation feed, dailyreportedadviserinfo.sec.gov
Class
Independent wealth managerderiveda rule over Items 5.D and 7.A
RAUM per advisor
$71.3Mderivedfirm RAUM over the IAPD count; not a book size
Loaded
Sep 14, 2026