DFX Intelligence

RIA Intelligence

Registered investment advisers, the advisors registered through them, the capital they report, the private vehicles they run and the people who own them, as a graph with a filing date behind every number. RAUM is what the adviser filed, a move is two registration dates, and a class is a rule you can read.

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SEC-registered adviser

T•••••• W••••• A•••••••• L••

Independent wealth managerSan Luis Obispo, CaliforniaCRD 154861SEC 801-80089websiteIAPD
Latest filing Mar 13, 2026
First filing on the tape Jul 9, 2014 · 20 filings
SEC status approved since Jul 21, 2014
RAUM
$480M
reported, Item 5.F
Discretionary
99%
of RAUM
Private clients
100%
$478M individuals and HNW
Advisors
4
registered through the firm on IAPD
RAUM per advisor
$120M
derived; firm RAUM over IAPD count
Employees
4
4 advisory (5.B.1)
Offices
0
beyond the principal office
Private funds
0
reported on Schedule D
History
20 filings and snapshots on the tape
RAUM$480M as of Mar 13, 2026
Mar 17, 2015$116M then
HNW client RAUM$468M as of Mar 13, 2026
Mar 7, 2018$189M then
State-registered IARs (5.B.3)4 as of Mar 13, 2026
Mar 17, 20154 then
Employees (5.A)4 as of Mar 13, 2026
Mar 17, 20154 then
Private funds: no history
RAUM +24% over the last fiscal year+16% a year over threeIARs 4 to 4
Practice profile
derived from the filing of Mar 13, 2026; every figure names its basis
Archetypes, each a printed rule
  • Independent boutique · a wealth manager with no broker-dealer, bank or insurance affiliate, 2 to 25 advisors, one to three offices, no public reporting company control
RAUM per advisor
$120MderivedRAUM over IAPD advisors; not a book size
Clients per advisor
32derivedindividual and HNW clients (5.D) over advisors
Average HNW client
$4.5MderivedHNW RAUM over HNW clients
Average account
$971,328derivedRAUM over accounts (5.F.2.f)
Discretionary
99%derivedof RAUM
Institutional
0.4%derivedpensions, charities, corporations, government, insurance, banks, other advisers
Employees per advisor
1.0derivedItem 5.A over advisors
Advisors per office
4.0derived1 offices incl. principal (1.F.5)
RAUM growth, one year
+24%derivedbetween the last two annual amendments
Advisor growth, one year
+0.0%derivedItem 5.B.3 between annual amendments
Client growth, one year
-2.3%derived
Compensation
percentage of assetsreportedItem 5.E
Advisory activities
portfolio management for individuals, pension consultingreportedItem 5.G
Custody
$158M, 62 clientsreportedItem 9.A
Ownership
no PE, bank or public-company owner found on Schedule Aderived
Advisor book size
not public; not estimatedreported
Also answered yes on Form ADV
  • buys or sells securities as principal to or from clients (8.A.2)
  • has discretionary authority over which securities are bought or sold (8.C.1)
  • has custody of client cash or bank accounts (9.A.1.a)
  • has custody of client securities (9.A.1.b)
Where the RAUM sits
Form ADV Item 5.D, latest filing
  • High-net-worth individuals$468M98%
  • Individuals$9.8M2.0%
  • Pension and profit-sharing plans$2.0M0.4%
Individual clients
23reported
HNW clients
105reported
Pension plan clients
n/areported
Charitable clients
n/areported
Accounts
494reported
Financial planning clients
reported
Wrap fee programs
noreported
Custody of client assets
$158M for 62 clientsreported
Compensation
% of AUMreported
Class basis
private_client_share=1.0 fund_share=0.0 institutional_share=0.0 related_bd=false related_bank=false bd_reps=0.0derived
Advisors registered through the firm
4 on IAPD today, longest tenure first
NameBranchHere sinceIn industryPrior firms
K•••• J•• O••••••San Luis Obispo, CaOct 28, 201016 y0
M••• G••••• T•••••••San Luis Obispo, CaOct 28, 201024 y2
D•••• S•••• W•••••••San Luis Obispo, CaOct 29, 201025 y4
C••••• L•••• M•••••San Luis Obispo, CaOct 8, 201426 y0
Advisor movement
0 left, 0 joined in 12 months
net 0 in 12 months0 left in 90 days0 joined in 90 daysdeparture rate 0.0% of current headcount0 left over 36 months
Private funds
No private fund reported.
Owners and control persons
Schedule A and B, latest filing
  • M•••••• C•••••• L•••• · Membercontrol
    since 06/2014 · owns 10% to 25%
  • O••••••• K••••• J•• · Founder (07/2010) & Trustee (04/2011)control
    since 07/2010 · owns 25% to 50%
  • T•••••••• M•••• G••••• · Member & Foundercontrol
    since 07/2010 · owns 25% to 50%
  • W•••••••• D••••• S•••• · Member & Foundercontrol
    since 07/2010 · owns 25% to 50%
  • Z•••••• K••••• S•• · Chief Compliance Officercontrol
    since 08/2023 · owns less than 5%
Entity owners
  • O•••••• F••••• T•••• D•• 4••••••• · Member
    direct · owns 25% to 50%
Related persons
Schedule D 7.A
No related person reported.
Office movement
IAPD branch city; joins and departures in 12 months
OfficeAdvisorsJoinedLeftTeams outForming
San Luis Obispo, Ca · principal400
Offices
Schedule D 1.F, the 25 largest
No branch office listed.
What changed
consecutive filings, newest first
  • Accounts · 493 to 494
    Mar 26, 2025 to Mar 13, 2026
  • HNW clients · 101 to 105
    Mar 26, 2025 to Mar 13, 2026
  • Individual clients · 30 to 23
    Mar 26, 2025 to Mar 13, 2026
  • Assets in custody · $77.3M to $158M
    Mar 26, 2025 to Mar 13, 2026
  • Discretionary RAUM · $381M to $475M
    Mar 26, 2025 to Mar 13, 2026
  • HNW RAUM · $372M to $468M
    Mar 26, 2025 to Mar 13, 2026
  • Individual RAUM · $11.7M to $9.8M
    Mar 26, 2025 to Mar 13, 2026
  • Non-discretionary RAUM · $4.4M to $4.9M
    Mar 26, 2025 to Mar 13, 2026
  • Pension RAUM · $1.6M to $2.0M
    Mar 26, 2025 to Mar 13, 2026
  • RAUM · $385M to $480M
    Mar 26, 2025 to Mar 13, 2026
  • Accounts · 518 to 493
    Nov 21, 2024 to Mar 26, 2025
  • HNW clients · 99 to 101
    Nov 21, 2024 to Mar 26, 2025
  • Individual clients · 31 to 30
    Nov 21, 2024 to Mar 26, 2025
  • Assets in custody · $67.9M to $77.3M
    Nov 21, 2024 to Mar 26, 2025
  • Financial planning clients · unset to
    Nov 21, 2024 to Mar 26, 2025
  • Discretionary RAUM · $342M to $381M
    Nov 21, 2024 to Mar 26, 2025
  • HNW RAUM · $333M to $372M
    Nov 21, 2024 to Mar 26, 2025
  • Individual RAUM · $11.9M to $11.7M
    Nov 21, 2024 to Mar 26, 2025
  • Non-discretionary RAUM · $4.2M to $4.4M
    Nov 21, 2024 to Mar 26, 2025
  • Pension RAUM · $1.4M to $1.6M
    Nov 21, 2024 to Mar 26, 2025
  • RAUM · $347M to $385M
    Nov 21, 2024 to Mar 26, 2025
  • Accounts · 462 to 518
    Aug 1, 2023 to Mar 26, 2024
  • HNW clients · 95 to 99
    Aug 1, 2023 to Mar 26, 2024
  • Individual clients · 30 to 31
    Aug 1, 2023 to Mar 26, 2024
  • Assets in custody · $48.7M to $67.9M
    Aug 1, 2023 to Mar 26, 2024
  • Discretionary RAUM · $304M to $342M
    Aug 1, 2023 to Mar 26, 2024
  • HNW RAUM · $295M to $333M
    Aug 1, 2023 to Mar 26, 2024
  • Individual RAUM · $12.8M to $11.9M
    Aug 1, 2023 to Mar 26, 2024
  • Non-discretionary RAUM · $3.5M to $4.2M
    Aug 1, 2023 to Mar 26, 2024
  • Pension RAUM · unset to 1362283.0
    Aug 1, 2023 to Mar 26, 2024
  • RAUM · $307M to $347M
    Aug 1, 2023 to Mar 26, 2024
  • Accounts · 461 to 462
    Mar 22, 2022 to Mar 20, 2023
  • HNW clients · 92 to 95
    Mar 22, 2022 to Mar 20, 2023
  • Individual clients · 36 to 30
    Mar 22, 2022 to Mar 20, 2023
  • Assets in custody · $60.1M to $48.7M
    Mar 22, 2022 to Mar 20, 2023
  • Discretionary RAUM · $331M to $304M
    Mar 22, 2022 to Mar 20, 2023
  • HNW RAUM · $320M to $295M
    Mar 22, 2022 to Mar 20, 2023
  • Individual RAUM · $15.6M to $12.8M
    Mar 22, 2022 to Mar 20, 2023
  • Non-discretionary RAUM · $4.3M to $3.5M
    Mar 22, 2022 to Mar 20, 2023
  • RAUM · $335M to $307M
    Mar 22, 2022 to Mar 20, 2023
Signals
2 dated events
  • Sue Krist Zipfel (Chief Compliance Officer) appeared on Schedule A of T•••••• W••••• A•••••••• L••
    Aug 1, 2023 · Control person joined · fact
  • T•••••• W••••• A•••••••• L•• filed its initial SEC registration (Form ADV)
    Jul 9, 2014 · First SEC registration · fact
Across DFX
shared identifiers only, never a name match
No identifier-backed link to the venture, private equity, family office or sponsor graphs.
How to reach
public business contact points only, each with its source
Business email
i•••@t•••••••••.comreportedpublished by the firm, firm site, Sep 15, 2026
Business phone
805-548-8920reportedpublished by the firm, firm site, Sep 15, 2026
Business phone
805-548-8921reportedpublished by the firm, firm site, Sep 15, 2026
Website
T••••••WEALTH.COMreportedpublic record, Form ADV, Sep 18, 2026
Principal office phone
805-548-8920reportedpublic record, Form ADV, Mar 13, 2026
Team page
t•••••••••.comreportedpublished by the firm, firm site, Sep 15, 2026
Provenance
Form ADV
SEC filing data 2011 to 2024 and the monthly roster 2025 onreportedadviserinfo.sec.gov
Advisors
IAPD individual compilation feed, dailyreportedadviserinfo.sec.gov
Class
Independent wealth managerderiveda rule over Items 5.D and 7.A
RAUM per advisor
$120Mderivedfirm RAUM over the IAPD count; not a book size
Loaded
Sep 14, 2026