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SEC-registered adviser

S••••••••• F••••••••• L••

Independent wealth managerCalhoun, GeorgiaCRD 166199SEC 801-113164websiteIAPD
Latest filing Mar 18, 2026
First filing on the tape Apr 5, 2018 · 24 filings
SEC status approved since May 4, 2018
RAUM
$159M
reported, Item 5.F
Discretionary
96%
of RAUM
Private clients
82%
$131M individuals and HNW
Advisors
6
registered through the firm on IAPD
RAUM per advisor
$26.4M
derived; firm RAUM over IAPD count
Employees
6
6 advisory (5.B.1)
Offices
1
beyond the principal office
Private funds
0
reported on Schedule D
History
24 filings and snapshots on the tape
RAUM$159M as of Mar 18, 2026
Feb 14, 2019$121M then
HNW client RAUM$110M as of Mar 18, 2026
Feb 14, 2019$39.9M then
State-registered IARs (5.B.3)6 as of Mar 18, 2026
Feb 14, 20194 then
Employees (5.A)6 as of Mar 18, 2026
Feb 14, 20195 then
Private funds: no history
RAUM +14% over the last fiscal year+12% a year over threeIARs 6 to 6
Practice profile
derived from the filing of Mar 18, 2026; every figure names its basis
Archetypes, each a printed rule
  • HNW wealth manager · private-client share of RAUM at least 50 percent and HNW share of private-client RAUM 50 to 90 percent
  • Wrap program sponsor · sponsors a wrap fee program (5.I) with at least $100M of wrap assets
RAUM per advisor
$26.4MderivedRAUM over IAPD advisors; not a book size
Clients per advisor
18derivedindividual and HNW clients (5.D) over advisors
Average HNW client
$2.0MderivedHNW RAUM over HNW clients
Average account
$680,705derivedRAUM over accounts (5.F.2.f)
Discretionary
96%derivedof RAUM
Institutional
18%derivedpensions, charities, corporations, government, insurance, banks, other advisers
Employees per advisor
1.0derivedItem 5.A over advisors
Advisors per office
3.0derived2 offices incl. principal (1.F.5)
RAUM growth, one year
+14%derivedbetween the last two annual amendments
Advisor growth, one year
+0.0%derivedItem 5.B.3 between annual amendments
Client growth, one year
-2.7%derived
Compensation
percentage of assets, hourly, fixed feesreportedItem 5.E
Advisory activities
financial planning, portfolio management for individuals, pension consultingreportedItem 5.G
Wrap fee program
$127MreportedItem 5.I
Ownership
no PE, bank or public-company owner found on Schedule Aderived
Advisor book size
not public; not estimatedreported
Also answered yes on Form ADV
  • buys or sells securities as principal to or from clients (8.A.2)
  • has discretionary authority over which securities are bought or sold (8.C.1)
  • receives research or other products from a broker-dealer, soft dollars (8.E)
  • compensates persons for client referrals (8.G.1)
  • compensates non-employees for client referrals (8.G.2)
Where the RAUM sits
Form ADV Item 5.D, latest filing
  • High-net-worth individuals$110M70%
  • Pension and profit-sharing plans$28.0M18%
  • Individuals$20.3M13%
Individual clients
54reported
HNW clients
54reported
Pension plan clients
6reported
Charitable clients
0reported
Accounts
233reported
Financial planning clients
0reported
Wrap fee programs
$0 sponsored, $0 managedreported
Custody of client assets
noreported
Compensation
% of AUM, fixed, hourlyreported
Class basis
private_client_share=0.82 fund_share=0.0 institutional_share=0.18 related_bd=false related_bank=false bd_reps=0.0derived
Advisors registered through the firm
6 on IAPD today, longest tenure first
NameBranchHere sinceIn industryPrior firms
J•••• E••••• H••••••Certified Financial PlannerCalhoun, GaJan 16, 201326 y2
J•••• S• M••••••Calhoun, GaJan 16, 201349 y0
L••• J••••••• M••••••••Certified Financial PlannerCalhoun, GaJan 16, 201319 y0
D••••• A••••••• P••••Certified Financial PlannerRome, Ga Jan 16, 201326 y0
W•••••• S•••••• S••••••Certified Financial PlannerCumming, GaJul 3, 201733 y0
M•• E••••• H••••••Certified Financial PlannerCalhoun, GaApr 25, 201915 y0
Advisor movement
0 left, 0 joined in 12 months
net 0 in 12 months0 left in 90 days0 joined in 90 daysdeparture rate 0.0% of current headcount0 left over 36 months
Left, latest
none on the tape
    Private funds
    No private fund reported.
    Owners and control persons
    Schedule A and B, latest filing
    • H••••••• J••••• E••••• · Chief Compliance Officercontrol
      since 08/2005 · owns less than 5%
    • H••••••• J••••• E••••• · Presidentcontrol
      since 09/2006 · owns 75% or more of H•••••• C•••••• A•••••••• I•••
    • M••••••• B••••• · Ownercontrol
      since 12/2013 · owns 25% to 50% of S•• F••••••••• L••
    • M••••••• J••••• S• · Ownercontrol
      since 12/2013 · owns 25% to 50% of S•• F••••••••• L••
    • M••••••• R••••• · Ownercontrol
      since 12/2013 · owns 25% to 50% of S•• F••••••••• L••
    • M•••••••• W•••••• C•••• · Owner
      since 12/2013 · owns F of S•• F••••••••• L••
    Entity owners
    • H•••••• C•••••• A•••••••• I••• · Owner
      direct · owns 50% to 75%
    • S•• F••••••••• L•• · Owner
      direct · owns 50% to 75%
    Related persons
    Schedule D 7.A
    • D••••• P••••• P••
      insurancen
    • H•••••• C•••••• A•••••••• I•••
      insurancen
    • S••••••••• A•••••• I•••
      real estaten
    Office movement
    IAPD branch city; joins and departures in 12 months
    OfficeAdvisorsJoinedLeftTeams outForming
    Calhoun, Ga · principal500
    Offices
    Schedule D 1.F, the 25 largest
    • Rome, GA1 employees
    What changed
    consecutive filings, newest first
    • Accounts · 236 to 233
      Mar 14, 2025 to Mar 18, 2026
    • HNW clients · 55 to 54
      Mar 14, 2025 to Mar 18, 2026
    • Individual clients · 56 to 54
      Mar 14, 2025 to Mar 18, 2026
    • Discretionary RAUM · $133M to $152M
      Mar 14, 2025 to Mar 18, 2026
    • HNW RAUM · $97.7M to $110M
      Mar 14, 2025 to Mar 18, 2026
    • Individual RAUM · $18.0M to $20.3M
      Mar 14, 2025 to Mar 18, 2026
    • Non-discretionary RAUM · $5.9M to $6.8M
      Mar 14, 2025 to Mar 18, 2026
    • Pension RAUM · $23.4M to $28.0M
      Mar 14, 2025 to Mar 18, 2026
    • RAUM · $139M to $159M
      Mar 14, 2025 to Mar 18, 2026
    • Accounts · 230 to 236
      Mar 14, 2024 to Mar 14, 2025
    • HNW clients · 54 to 55
      Mar 14, 2024 to Mar 14, 2025
    • Individual clients · 54 to 56
      Mar 14, 2024 to Mar 14, 2025
    • Financial planning clients · 0 to 0
      Mar 14, 2024 to Mar 14, 2025
    • Discretionary RAUM · $121M to $133M
      Mar 14, 2024 to Mar 14, 2025
    • HNW RAUM · $91.6M to $97.7M
      Mar 14, 2024 to Mar 14, 2025
    • Individual RAUM · $16.1M to $18.0M
      Mar 14, 2024 to Mar 14, 2025
    • Non-discretionary RAUM · $5.2M to $5.9M
      Mar 14, 2024 to Mar 14, 2025
    • Pension RAUM · $19.0M to $23.4M
      Mar 14, 2024 to Mar 14, 2025
    • RAUM · $127M to $139M
      Mar 14, 2024 to Mar 14, 2025
    • Accounts · 225 to 230
      Mar 17, 2023 to Mar 14, 2024
    • HNW clients · 50 to 54
      Mar 17, 2023 to Mar 14, 2024
    • Individual clients · 56 to 54
      Mar 17, 2023 to Mar 14, 2024
    • Pension plan clients · 5 to 6
      Mar 17, 2023 to Mar 14, 2024
    • Discretionary RAUM · $110M to $121M
      Mar 17, 2023 to Mar 14, 2024
    • HNW RAUM · $78.5M to $91.6M
      Mar 17, 2023 to Mar 14, 2024
    • Individual RAUM · $16.7M to $16.1M
      Mar 17, 2023 to Mar 14, 2024
    • Non-discretionary RAUM · $3.6M to $5.2M
      Mar 17, 2023 to Mar 14, 2024
    • Pension RAUM · $18.2M to $19.0M
      Mar 17, 2023 to Mar 14, 2024
    • RAUM · $113M to $127M
      Mar 17, 2023 to Mar 14, 2024
    • Accounts · 210 to 225
      Mar 2, 2022 to Mar 17, 2023
    • HNW clients · 49 to 50
      Mar 2, 2022 to Mar 17, 2023
    • Individual clients · 55 to 56
      Mar 2, 2022 to Mar 17, 2023
    • Discretionary RAUM · $126M to $110M
      Mar 2, 2022 to Mar 17, 2023
    • HNW RAUM · $87.9M to $78.5M
      Mar 2, 2022 to Mar 17, 2023
    • Individual RAUM · $19.1M to $16.7M
      Mar 2, 2022 to Mar 17, 2023
    • Non-discretionary RAUM · $4.0M to $3.6M
      Mar 2, 2022 to Mar 17, 2023
    • Pension RAUM · $22.8M to $18.2M
      Mar 2, 2022 to Mar 17, 2023
    • RAUM · $130M to $113M
      Mar 2, 2022 to Mar 17, 2023
    • Discretionary RAUM · $105M to $126M
      Feb 28, 2022 to Mar 2, 2022
    • HNW RAUM · $71.7M to $87.9M
      Feb 28, 2022 to Mar 2, 2022
    Signals
    1 dated events
    • S••••••••• F••••••••• L•• filed its initial SEC registration (Form ADV)
      Apr 5, 2018 · First SEC registration · fact
    Across DFX
    shared identifiers only, never a name match
    No identifier-backed link to the venture, private equity, family office or sponsor graphs.
    How to reach
    public business contact points only, each with its source
    Business email
    w••••••••@s•••••••••.comreportedpublished by the firm, firm site, Sep 16, 2026
    Business phone
    706-624-4080reportedpublished by the firm, firm site, Sep 16, 2026
    Website
    w••.s•••••••••.comreportedpublic record, Form ADV, Sep 21, 2026
    Principal office phone
    706 624 4080reportedpublic record, Form ADV, Mar 18, 2026
    Team page
    s•••••••••.comreportedpublished by the firm, firm site, Sep 16, 2026
    Provenance
    Form ADV
    SEC filing data 2011 to 2024 and the monthly roster 2025 onreportedadviserinfo.sec.gov
    Advisors
    IAPD individual compilation feed, dailyreportedadviserinfo.sec.gov
    Class
    Independent wealth managerderiveda rule over Items 5.D and 7.A
    RAUM per advisor
    $26.4Mderivedfirm RAUM over the IAPD count; not a book size
    Loaded
    Sep 14, 2026