DFX Intelligence

RIA Intelligence

Registered investment advisers, the advisors registered through them, the capital they report, the private vehicles they run and the people who own them, as a graph with a filing date behind every number. RAUM is what the adviser filed, a move is two registration dates, and a class is a rule you can read.

SEC-registered adviser

Zephyr Wealth Management

Independent wealth managerWestlake Village, CaliforniaCRD 166303SEC 801-118365websiteIAPD
Legal name Zephyr Investment Management, Inc.
Latest filing Mar 31, 2026
First filing on the tape Mar 3, 2020 · 14 filings
SEC status approved since Apr 2, 2020
RAUM
$243M
reported, Item 5.F
Discretionary
64%
of RAUM
Private clients
75%
$181M individuals and HNW
Advisors
3
registered through the firm on IAPD
RAUM per advisor
$80.9M
derived; firm RAUM over IAPD count
Employees
6
2 advisory (5.B.1)
Offices
1
beyond the principal office
Private funds
0
reported on Schedule D
History
14 filings and snapshots on the tape
RAUM$243M as of Mar 31, 2026
Mar 24, 2021$232M then
HNW client RAUM$109M as of Mar 31, 2026
Mar 24, 2021$49.3M then
State-registered IARs (5.B.3)2 as of Mar 31, 2026
Mar 24, 20212 then
Employees (5.A)6 as of Mar 31, 2026
Mar 24, 20214 then
Private funds: no history
RAUM -42% over the last fiscal year-6.2% a year over threeIARs 0 to 2
Practice profile
derived from the filing of Mar 31, 2026; every figure names its basis
Archetypes, each a printed rule
  • Broker-dealer affiliated · Item 7.A.1 (broker-dealer affiliate) and at least 50 registered representatives (Item 5.B.2), or the adviser is itself a broker-dealer (6.A.1)
  • HNW wealth manager · private-client share of RAUM at least 50 percent and HNW share of private-client RAUM 50 to 90 percent
  • Independent boutique · a wealth manager with no broker-dealer, bank or insurance affiliate, 2 to 25 advisors, one to three offices, no public reporting company control
  • Retirement plan adviser · pension consulting activity (Item 5.G.6) and pension plans at least 25 percent of RAUM or at least 25 pension-plan clients
RAUM per advisor
$80.9MderivedRAUM over IAPD advisors; not a book size
Clients per advisor
73derivedindividual and HNW clients (5.D) over advisors
Average HNW client
$2.4MderivedHNW RAUM over HNW clients
Average account
$353,478derivedRAUM over accounts (5.F.2.f)
Discretionary
64%derivedof RAUM
Institutional
25%derivedpensions, charities, corporations, government, insurance, banks, other advisers
Employees per advisor
2.0derivedItem 5.A over advisors
Advisors per office
1.5derived2 offices incl. principal (1.F.5)
RAUM growth, one year
-42%derivedbetween the last two annual amendments
Advisor growth, one year
unknownderivedItem 5.B.3 between annual amendments
Client growth, one year
+6.3%derived
Compensation
percentage of assets, hourlyreportedItem 5.E
Advisory activities
financial planning, portfolio management for individuals, pension consulting, selection of other advisersreportedItem 5.G
Ownership
no PE, bank or public-company owner found on Schedule Aderived
Advisor book size
not public; not estimatedreported
Also answered yes on Form ADV
  • is a broker-dealer (6.A.1)
  • is an insurance broker or agent (6.A.6)
  • buys or sells securities as principal to or from clients (8.A.2)
  • has discretionary authority over which securities are bought or sold (8.C.1)
  • receives research or other products from a broker-dealer, soft dollars (8.E)
  • a related person has custody of client cash (9.B.1.a)
  • a related person has custody of client securities (9.B.1.b)
Where the RAUM sits
Form ADV Item 5.D, latest filing
  • High-net-worth individuals$109M45%
  • Individuals$72.0M30%
  • Pension and profit-sharing plans$61.9M25%
Individual clients
174reported
HNW clients
46reported
Pension plan clients
22reported
Charitable clients
n/areported
Accounts
687reported
Financial planning clients
51-100reported
Wrap fee programs
noreported
Custody of client assets
noreported
Compensation
% of AUM, hourlyreported
Class basis
private_client_share=0.75 fund_share=0.0 institutional_share=0.25 related_bd=false related_bank=false bd_reps=2.0derived
Advisors registered through the firm
3 on IAPD today, longest tenure first
NameBranchHere sinceIn industryPrior firms
Marsha Lynn RoubidouxCertified Financial PlannerWestlake Village, CaFeb 27, 201329 y2
Cheryl Ann MunozChartered Financial AnalystWestlake Village, CaFeb 27, 201327 y2
Vanessa Marie MooreWestlake Village, CaDec 12, 201617 y0
Advisor movement
0 left, 0 joined in 12 months
net 0 in 12 months0 left in 90 days0 joined in 90 daysdeparture rate 0.0% of current headcount0 left over 36 months
Left, latest
Joined, latest
Private funds
No private fund reported.
Owners and control persons
Schedule A and B, latest filing
  • Ann Cheryl Munoz · President, Ccocontrol
    since 01/2013 · owns 75% or more
Related persons
Schedule D 7.A
No related person reported.
Office movement
IAPD branch city; joins and departures in 12 months
OfficeAdvisorsJoinedLeftTeams outForming
Westlake Village, Ca · principal300
Offices
Schedule D 1.F, the 25 largest
  • Senoia, GA3 employees
ADV anomalies
6 against comparable advisers; where to look, not conclusions
  • institutional to wealth shiftCombination · filing Mar 31, 2026
    institutional share fell 15 points or more while private-client share rose 15 points or more. RAUM $421,386,448 to $242,839,591, advisors 0 to 2, private clients 207 to 220, offices 1 to 1 (2025-04-09 to 2026-03-31)
    peers: independent wealth managers, $100M to $500M (5,676)
  • RAUM down 25 %Change between filings · filing Mar 31, 2026
    RAUM (Item 5.F) moved from $421,386,448 to $242,839,591 (-42.0%) between the annual amendments of 2025-04-09 and 2026-03-31; the peer median change was +15.0% (4550 comparable advisers, 1.0th percentile of changes)
    peers: independent wealth managers, $100M to $500M (4,550) · 0.8% percentile
  • client mix shiftChange between filings · filing Mar 31, 2026
    private-client share of RAUM moved from 37.0% to 75.0% between the annual amendments of 2025-04-09 and 2026-03-31
    peers: independent wealth managers, $100M to $500M (5,676)
  • discretionary share shiftChange between filings · filing Mar 31, 2026
    discretionary share of RAUM moved from 31.0% to 64.0% between the annual amendments of 2025-04-09 and 2026-03-31
    peers: independent wealth managers, $100M to $500M (5,676)
  • HNW share shiftChange between filings · filing Mar 31, 2026
    HNW share of RAUM moved from 14.0% to 45.0% between the annual amendments of 2025-04-09 and 2026-03-31
    peers: independent wealth managers, $100M to $500M (5,676)
  • institutional asset share shiftChange between filings · filing Mar 31, 2026
    institutional share of RAUM moved from 63.0% to 25.0% between the annual amendments of 2025-04-09 and 2026-03-31
    peers: independent wealth managers, $100M to $500M (5,676)
What changed
consecutive filings, newest first
  • Accounts · 666 to 687
    Apr 9, 2025 to Mar 31, 2026
  • Advisory employees · 4 to 2
    Apr 9, 2025 to Mar 31, 2026
  • BD registered reps · 4 to 2
    Apr 9, 2025 to Mar 31, 2026
  • HNW clients · 29 to 46
    Apr 9, 2025 to Mar 31, 2026
  • Individual clients · 178 to 174
    Apr 9, 2025 to Mar 31, 2026
  • Pension plan clients · 31 to 22
    Apr 9, 2025 to Mar 31, 2026
  • Employees · 8 to 6
    Apr 9, 2025 to Mar 31, 2026
  • State-registered IARs · 0 to 2
    Apr 9, 2025 to Mar 31, 2026
  • Discretionary RAUM · $131M to $156M
    Apr 9, 2025 to Mar 31, 2026
  • HNW RAUM · $60.4M to $109M
    Apr 9, 2025 to Mar 31, 2026
  • Individual RAUM · $95.5M to $72.0M
    Apr 9, 2025 to Mar 31, 2026
  • Non-discretionary RAUM · $290M to $86.7M
    Apr 9, 2025 to Mar 31, 2026
  • Pension RAUM · $265M to $61.9M
    Apr 9, 2025 to Mar 31, 2026
  • Pooled vehicle RAUM · unset to 0.0
    Apr 9, 2025 to Mar 31, 2026
  • RAUM · $421M to $243M
    Apr 9, 2025 to Mar 31, 2026
  • Accounts · 654 to 666
    Apr 18, 2024 to Apr 9, 2025
  • HNW clients · 48 to 29
    Apr 18, 2024 to Apr 9, 2025
  • Individual clients · 202 to 178
    Apr 18, 2024 to Apr 9, 2025
  • Pension plan clients · 24 to 31
    Apr 18, 2024 to Apr 9, 2025
  • Employees · 7 to 8
    Apr 18, 2024 to Apr 9, 2025
  • Financial planning clients · 101-250 to 51-100
    Apr 18, 2024 to Apr 9, 2025
  • State-registered IARs · 4 to 0
    Apr 18, 2024 to Apr 9, 2025
  • Discretionary RAUM · $112M to $131M
    Apr 18, 2024 to Apr 9, 2025
  • HNW RAUM · $62.7M to $60.4M
    Apr 18, 2024 to Apr 9, 2025
  • Individual RAUM · $74.9M to $95.5M
    Apr 18, 2024 to Apr 9, 2025
  • Non-discretionary RAUM · $230M to $290M
    Apr 18, 2024 to Apr 9, 2025
  • Pension RAUM · $204M to $265M
    Apr 18, 2024 to Apr 9, 2025
  • RAUM · $341M to $421M
    Apr 18, 2024 to Apr 9, 2025
  • Accounts · 639 to 654
    Nov 2, 2023 to Mar 14, 2024
  • HNW clients · 78 to 48
    Nov 2, 2023 to Mar 14, 2024
  • Individual clients · 537 to 202
    Nov 2, 2023 to Mar 14, 2024
  • Discretionary RAUM · $98.0M to $112M
    Nov 2, 2023 to Mar 14, 2024
  • HNW RAUM · $51.4M to $62.7M
    Nov 2, 2023 to Mar 14, 2024
  • Individual RAUM · $68.8M to $74.9M
    Nov 2, 2023 to Mar 14, 2024
  • Non-discretionary RAUM · $196M to $230M
    Nov 2, 2023 to Mar 14, 2024
  • Pension RAUM · $174M to $204M
    Nov 2, 2023 to Mar 14, 2024
  • RAUM · $294M to $341M
    Nov 2, 2023 to Mar 14, 2024
  • Other offices · 0 to 1
    Mar 31, 2023 to Apr 25, 2023
  • Accounts · 606 to 639
    Mar 10, 2022 to Mar 31, 2023
  • Advisory employees · 3 to 4
    Mar 10, 2022 to Mar 31, 2023
Signals
2 dated events
  • Zephyr Wealth Management reported RAUM $242.8M, down 42% from $421.4M (2025-04-09 to 2026-03-31)
    Mar 31, 2026 · RAUM change · derived
  • Zephyr Investment Management filed its initial SEC registration (Form ADV)
    Mar 3, 2020 · First SEC registration · fact
Across DFX
shared identifiers only, never a name match
No identifier-backed link to the venture, private equity, family office or sponsor graphs.
How to reach
public business contact points only, each with its source
Business phone
805-496-0630reportedpublished by the firm, firm site, Sep 16, 2026
Business phone
805-496-6810reportedpublished by the firm, firm site, Sep 16, 2026
Website
ZEPHYRIM.COMreportedpublic record, Form ADV, Sep 18, 2026
Principal office phone
(805) 496-6810reportedpublic record, Form ADV, Mar 31, 2026
Contact form
zephyrwm.com/contact-usreportedpublished by the firm, firm site, Sep 16, 2026
Team page
zephyrwm.com/about-us/our-teamreportedpublished by the firm, firm site, Sep 16, 2026
Provenance
Form ADV
SEC filing data 2011 to 2024 and the monthly roster 2025 onreportedadviserinfo.sec.gov
Advisors
IAPD individual compilation feed, dailyreportedadviserinfo.sec.gov
Class
Independent wealth managerderiveda rule over Items 5.D and 7.A
RAUM per advisor
$80.9Mderivedfirm RAUM over the IAPD count; not a book size
Loaded
Sep 14, 2026