DFX Intelligence

RIA Intelligence

Registered investment advisers, the advisors registered through them, the capital they report, the private vehicles they run and the people who own them, as a graph with a filing date behind every number. RAUM is what the adviser filed, a move is two registration dates, and a class is a rule you can read.

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SEC-registered adviser

C•••••• S••••• A•••••••

Independent wealth managerMarion, MassachusettsCRD 173487SEC 801-80574websiteIAPD
Legal name C•••••• S••••• A•••••••• L••
Latest filing Mar 6, 2026
First filing on the tape Nov 3, 2014 · 26 filings
SEC status approved since Nov 25, 2014
RAUM
$334M
reported, Item 5.F
Discretionary
100%
of RAUM
Private clients
99%
$331M individuals and HNW
Advisors
2
registered through the firm on IAPD
RAUM per advisor
$167M
derived; firm RAUM over IAPD count
Employees
4
2 advisory (5.B.1)
Offices
2
beyond the principal office
Private funds
0
reported on Schedule D
History
26 filings and snapshots on the tape
RAUM$334M as of Mar 6, 2026
Mar 2, 2015$135M then
HNW client RAUM$300M as of Mar 6, 2026
Mar 2, 2018$177M then
State-registered IARs (5.B.3)2 as of Mar 6, 2026
Mar 2, 20152 then
Employees (5.A)4 as of Mar 6, 2026
Mar 2, 20152 then
Private funds: no history
RAUM +15% over the last fiscal year+21% a year over threeIARs 2 to 2
Practice profile
derived from the filing of Mar 6, 2026; every figure names its basis
Archetypes, each a printed rule
  • Independent boutique · a wealth manager with no broker-dealer, bank or insurance affiliate, 2 to 25 advisors, one to three offices, no public reporting company control
RAUM per advisor
$167MderivedRAUM over IAPD advisors; not a book size
Clients per advisor
68derivedindividual and HNW clients (5.D) over advisors
Average HNW client
$5.9MderivedHNW RAUM over HNW clients
Average account
$824,204derivedRAUM over accounts (5.F.2.f)
Discretionary
100%derivedof RAUM
Institutional
0.7%derivedpensions, charities, corporations, government, insurance, banks, other advisers
Employees per advisor
2.0derivedItem 5.A over advisors
Advisors per office
0.7derived3 offices incl. principal (1.F.5)
RAUM growth, one year
+15%derivedbetween the last two annual amendments
Advisor growth, one year
+0.0%derivedItem 5.B.3 between annual amendments
Client growth, one year
+6.3%derived
Compensation
percentage of assets, hourly, fixed feesreportedItem 5.E
Advisory activities
financial planning, portfolio management for individuals, portfolio management for businesses and institutions, pension consulting, educational seminars, otherreportedItem 5.G
Custody
$9.0M, 11 clientsreportedItem 9.A
Ownership
no PE, bank or public-company owner found on Schedule Aderived
Advisor book size
not public; not estimatedreported
Also answered yes on Form ADV
  • buys or sells securities as principal to or from clients (8.A.2)
  • has discretionary authority over which securities are bought or sold (8.C.1)
  • receives research or other products from a broker-dealer, soft dollars (8.E)
  • has custody of client cash or bank accounts (9.A.1.a)
  • has custody of client securities (9.A.1.b)
  • a related person has custody of client cash (9.B.1.a)
  • a related person has custody of client securities (9.B.1.b)
Where the RAUM sits
Form ADV Item 5.D, latest filing
  • High-net-worth individuals$300M90%
  • Individuals$31.2M9.4%
  • Charitable organizations$2.0M0.6%
  • Pension and profit-sharing plans$346,3960.1%
  • Corporations and businesses$133,8160.0%
Individual clients
84reported
HNW clients
51reported
Pension plan clients
n/areported
Charitable clients
n/areported
Accounts
405reported
Financial planning clients
11-25reported
Wrap fee programs
noreported
Custody of client assets
$9.0M for 11 clientsreported
Compensation
% of AUM, fixed, hourlyreported
Class basis
private_client_share=0.99 fund_share=0.0 institutional_share=0.01 related_bd=false related_bank=false bd_reps=0.0derived
Advisors registered through the firm
2 on IAPD today, longest tenure first
NameBranchHere sinceIn industryPrior firms
M•••••• K•• D••••Sarasota, Fl Mar 24, 201531 y1
J•••• B••••••• H•••••••Chartered Financial AnalystMarion, Ma Oct 24, 201729 y1
Advisor movement
0 left, 0 joined in 12 months
Private funds
No private fund reported.
Owners and control persons
Schedule A and B, latest filing
  • D••••• M••••••• K•• · Managing Partnercontrol
    since 10/2014 · owns 75% or more
  • H•••••••• J••••• B••••••• · Senior Partner And Chief Compliance Officercontrol
    since 10/2017 · owns 10% to 25%
Related persons
Schedule D 7.A
No related person reported.
Office movement
IAPD branch city; joins and departures in 12 months
OfficeAdvisorsJoinedLeftTeams outForming
Marion, Ma · principal200
Offices
Schedule D 1.F, the 25 largest
  • , 1 employees
What changed
consecutive filings, newest first
  • Accounts · 363 to 405
    Feb 6, 2026 to Mar 6, 2026
  • Advisory activities · 5 to 6
    Feb 6, 2026 to Mar 6, 2026
  • HNW clients · 49 to 51
    Feb 6, 2026 to Mar 6, 2026
  • Individual clients · 78 to 84
    Feb 6, 2026 to Mar 6, 2026
  • Assets in custody · $50.4M to $9.0M
    Feb 6, 2026 to Mar 6, 2026
  • Employees · 3 to 4
    Feb 6, 2026 to Mar 6, 2026
  • Discretionary RAUM · $290M to $334M
    Feb 6, 2026 to Mar 6, 2026
  • HNW RAUM · $261M to $300M
    Feb 6, 2026 to Mar 6, 2026
  • Individual RAUM · $26.9M to $31.2M
    Feb 6, 2026 to Mar 6, 2026
  • Pension RAUM · $175,921 to $346,396
    Feb 6, 2026 to Mar 6, 2026
  • RAUM · $290M to $334M
    Feb 6, 2026 to Mar 6, 2026
  • Accounts · 127 to 363
    Mar 4, 2024 to Mar 6, 2025
  • Charity clients · 8.0 to unset
    Mar 4, 2024 to Mar 6, 2025
  • HNW clients · 56 to 49
    Mar 4, 2024 to Mar 6, 2025
  • Individual clients · 63 to 78
    Mar 4, 2024 to Mar 6, 2025
  • Assets in custody · $23.2M to $50.4M
    Mar 4, 2024 to Mar 6, 2025
  • Financial planning clients · 11-25 to 11-25
    Mar 4, 2024 to Mar 6, 2025
  • Other offices · 1 to 2
    Mar 4, 2024 to Mar 6, 2025
  • Discretionary RAUM · $238M to $290M
    Mar 4, 2024 to Mar 6, 2025
  • HNW RAUM · $214M to $261M
    Mar 4, 2024 to Mar 6, 2025
  • Individual RAUM · $14.9M to $26.9M
    Mar 4, 2024 to Mar 6, 2025
  • Pension RAUM · unset to 175921.0
    Mar 4, 2024 to Mar 6, 2025
  • RAUM · $238M to $290M
    Mar 4, 2024 to Mar 6, 2025
  • Accounts · 114 to 127
    Oct 19, 2023 to Mar 4, 2024
  • Charity clients · 7 to 8
    Oct 19, 2023 to Mar 4, 2024
  • HNW clients · 46 to 56
    Oct 19, 2023 to Mar 4, 2024
  • Individual clients · 61 to 63
    Oct 19, 2023 to Mar 4, 2024
  • Assets in custody · $3.9M to $23.2M
    Oct 19, 2023 to Mar 4, 2024
  • Other offices · 2 to 1
    Oct 19, 2023 to Mar 4, 2024
  • Discretionary RAUM · $191M to $238M
    Oct 19, 2023 to Mar 4, 2024
  • HNW RAUM · $169M to $214M
    Oct 19, 2023 to Mar 4, 2024
  • Individual RAUM · $13.5M to $14.9M
    Oct 19, 2023 to Mar 4, 2024
  • RAUM · $191M to $238M
    Oct 19, 2023 to Mar 4, 2024
  • Accounts · 100 to 114
    Mar 1, 2022 to Mar 30, 2023
  • Charity clients · 6 to 7
    Mar 1, 2022 to Mar 30, 2023
  • HNW clients · 48 to 46
    Mar 1, 2022 to Mar 30, 2023
  • Individual clients · 46 to 61
    Mar 1, 2022 to Mar 30, 2023
  • Assets in custody · $6.2M to $3.9M
    Mar 1, 2022 to Mar 30, 2023
  • Financial planning clients · 26-50 to 11-25
    Mar 1, 2022 to Mar 30, 2023
  • State-registered IARs · 0 to 2
    Mar 1, 2022 to Mar 30, 2023
Signals
1 dated events
  • C•••••• S••••• A•••••••• L•• filed its initial SEC registration (Form ADV)
    Nov 3, 2014 · First SEC registration · fact
Across DFX
shared identifiers only, never a name match
How to reach
public business contact points only, each with its source
Business phone
508-748-0709reportedpublished by the firm, firm site, Sep 15, 2026
Business phone
603-438-1874reportedpublished by the firm, firm site, Sep 15, 2026
Firm profile
linkedin.com/company/10515216reportedpublic record, Form ADV, Sep 18, 2026
Website
cottagestreetadvisors.comreportedpublic record, Form ADV, Sep 18, 2026
Principal office phone
(508) 748-0709reportedpublic record, Form ADV, Mar 6, 2026
Provenance
Form ADV
SEC filing data 2011 to 2024 and the monthly roster 2025 onreportedadviserinfo.sec.gov
Advisors
IAPD individual compilation feed, dailyreportedadviserinfo.sec.gov
Class
Independent wealth managerderiveda rule over Items 5.D and 7.A
RAUM per advisor
$167Mderivedfirm RAUM over the IAPD count; not a book size
Loaded
Sep 14, 2026