DFX Intelligence

RIA Intelligence

Registered investment advisers, the advisors registered through them, the capital they report, the private vehicles they run and the people who own them, as a graph with a filing date behind every number. RAUM is what the adviser filed, a move is two registration dates, and a class is a rule you can read.

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SEC-registered adviser

C••••••• R••

Independent wealth managerBellingham, WashingtonCRD 334343SEC 801-131983websiteIAPD
Legal name V•• H••••••• L••
Latest filing Feb 10, 2026
First filing on the tape Feb 6, 2025 · 5 filings
SEC status approved since Feb 14, 2025
RAUM
$241M
reported, Item 5.F
Discretionary
100%
of RAUM
Private clients
100%
$241M individuals and HNW
Advisors
2
registered through the firm on IAPD
RAUM per advisor
$121M
derived; firm RAUM over IAPD count
Employees
3
1 advisory (5.B.1)
Offices
3
beyond the principal office
Private funds
0
reported on Schedule D
History
5 filings and snapshots on the tape
RAUM$241M as of Feb 10, 2026
Feb 6, 2025$0 then
HNW client RAUM$162M as of Feb 10, 2026
Apr 28, 2025$71.6M then
State-registered IARs (5.B.3)2 as of Feb 10, 2026
Feb 6, 20252 then
Employees (5.A)3 as of Feb 10, 2026
Feb 6, 20253 then
Private funds: no history
RAUM +21% over the last fiscal yearIARs 2 to 2
Practice profile
derived from the filing of Feb 10, 2026; every figure names its basis
Archetypes, each a printed rule
  • HNW wealth manager · private-client share of RAUM at least 50 percent and HNW share of private-client RAUM 50 to 90 percent
RAUM per advisor
$121MderivedRAUM over IAPD advisors; not a book size
Clients per advisor
131derivedindividual and HNW clients (5.D) over advisors
Average HNW client
$1.9MderivedHNW RAUM over HNW clients
Average account
$379,059derivedRAUM over accounts (5.F.2.f)
Discretionary
100%derivedof RAUM
Institutional
0.0%derivedpensions, charities, corporations, government, insurance, banks, other advisers
Employees per advisor
1.5derivedItem 5.A over advisors
Advisors per office
0.5derived4 offices incl. principal (1.F.5)
RAUM growth, one year
+21%derivedbetween the last two annual amendments
Advisor growth, one year
+0.0%derivedItem 5.B.3 between annual amendments
Client growth, one year
-60%derived
Compensation
percentage of assetsreportedItem 5.E
Advisory activities
financial planning, portfolio management for individualsreportedItem 5.G
Ownership
no PE, bank or public-company owner found on Schedule Aderived
Advisor book size
not public; not estimatedreported
Also answered yes on Form ADV
  • buys or sells securities as principal to or from clients (8.A.2)
  • has discretionary authority over which securities are bought or sold (8.C.1)
  • receives research or other products from a broker-dealer, soft dollars (8.E)
Where the RAUM sits
Form ADV Item 5.D, latest filing
  • High-net-worth individuals$162M67%
  • Individuals$79.5M33%
Individual clients
175reported
HNW clients
87reported
Pension plan clients
n/areported
Charitable clients
n/areported
Accounts
636reported
Financial planning clients
0reported
Wrap fee programs
noreported
Custody of client assets
noreported
Compensation
% of AUMreported
Class basis
private_client_share=1.0 fund_share=0.0 institutional_share=0.0 related_bd=false related_bank=false bd_reps=0.0derived
Advisors registered through the firm
2 on IAPD today, longest tenure first
NameBranchHere sinceIn industryPrior firms
L••••• E•••••••• S•••••Sumas, WaFeb 26, 202514 y2
T•••• E••••• R•••Bellingham, WaFeb 27, 202521 y1
Advisor movement
0 left, 0 joined in 12 months
net 0 in 12 months0 left in 90 days0 joined in 90 daysdeparture rate 0.0% of current headcount0 left over 36 months
Private funds
No private fund reported.
Owners and control persons
Schedule A and B, latest filing
  • R•••• T••••• E••••• · Membercontrol
    since 11/2024 · owns 50% to 75%
  • S•••••• L•••••• E•••••••• · Member And Chief Compliance Officercontrol
    since 11/2024 · owns 10% to 25%
  • V•••• L•••••• A••• · Membercontrol
    since 11/2024 · owns 10% to 25%
Related persons
Schedule D 7.A
No related person reported.
Offices
Schedule D 1.F, the 25 largest
No branch office listed.
ADV anomalies
3 against comparable advisers; where to look, not conclusions
  • clients down average size upCombination · filing Feb 10, 2026
    private clients fell 20 percent or more while RAUM per client rose 30 percent or more: a move up-market or the departure of small accounts. RAUM $198,851,220 to $241,081,561, advisors 2 to 2, private clients 659 to 262, offices 3 to 3 (2025-04-28 to 2026-02-10)
    peers: independent wealth managers, $100M to $500M (5,676)
  • HNW share shiftChange between filings · filing Feb 10, 2026
    HNW share of RAUM moved from 36.0% to 67.0% between the annual amendments of 2025-04-28 and 2026-02-10
    peers: independent wealth managers, $100M to $500M (5,676)
  • client count collapseChange between filings · filing Feb 10, 2026
    individual and HNW clients (Item 5.D) moved from 659.0 to 262.0 (-60.0%) between the annual amendments of 2025-04-28 and 2026-02-10; the peer median change was +3.0% (3309 comparable advisers, 1.0th percentile of changes)
    peers: independent wealth managers, $100M to $500M (3,309) · 0.9% percentile
What changed
consecutive filings, newest first
  • Accounts · 664 to 636
    Oct 13, 2025 to Jan 21, 2026
  • Corporate clients · 5.0 to unset
    Oct 13, 2025 to Jan 21, 2026
  • HNW clients · 41 to 87
    Oct 13, 2025 to Jan 21, 2026
  • Individual clients · 618 to 175
    Oct 13, 2025 to Jan 21, 2026
  • Insurance-licensed employees · 2 to 0
    Oct 13, 2025 to Jan 21, 2026
  • Discretionary RAUM · $199M to $241M
    Oct 13, 2025 to Jan 21, 2026
  • HNW RAUM · $71.6M to $162M
    Oct 13, 2025 to Jan 21, 2026
  • Individual RAUM · $127M to $79.5M
    Oct 13, 2025 to Jan 21, 2026
  • RAUM · $199M to $241M
    Oct 13, 2025 to Jan 21, 2026
  • Financial planning clients · 0 to 0
    Apr 28, 2025 to Oct 13, 2025
  • Accounts · 0 to 664
    Feb 6, 2025 to Apr 28, 2025
  • Corporate clients · unset to 5.0
    Feb 6, 2025 to Apr 28, 2025
  • HNW clients · unset to 41.0
    Feb 6, 2025 to Apr 28, 2025
  • Individual clients · unset to 618.0
    Feb 6, 2025 to Apr 28, 2025
  • Discretionary RAUM · $0 to $199M
    Feb 6, 2025 to Apr 28, 2025
  • HNW RAUM · unset to 71575275.0
    Feb 6, 2025 to Apr 28, 2025
  • Individual RAUM · unset to 127150592.0
    Feb 6, 2025 to Apr 28, 2025
  • RAUM · $0 to $199M
    Feb 6, 2025 to Apr 28, 2025
Signals
No event on the tape.
Across DFX
shared identifiers only, never a name match
No identifier-backed link to the venture, private equity, family office or sponsor graphs.
How to reach
public business contact points only, each with its source
Business email
info@capstoneria.comreportedpublished by the firm, firm site, Sep 16, 2026
Business email
lauryn@capstoneria.comreportedpublished by the firm, firm site, Sep 16, 2026
Business phone
877-739-6007reportedpublished by the firm, firm site, Sep 16, 2026
Firm profile
linkedin.com/company/capstone-ria-wealth-advisors/posts/?feereportedpublic record, Form ADV, Sep 18, 2026
Website
capstoneria.comreportedpublic record, Form ADV, Sep 18, 2026
Principal office phone
877-739-6007reportedpublic record, Form ADV, Feb 10, 2026
Contact form
capstoneria.com/contactreportedpublished by the firm, firm site, Sep 16, 2026
Team page
capstoneria.com/our-teamreportedpublished by the firm, firm site, Sep 16, 2026
Provenance
Form ADV
SEC filing data 2011 to 2024 and the monthly roster 2025 onreportedadviserinfo.sec.gov
Advisors
IAPD individual compilation feed, dailyreportedadviserinfo.sec.gov
Class
Independent wealth managerderiveda rule over Items 5.D and 7.A
RAUM per advisor
$121Mderivedfirm RAUM over the IAPD count; not a book size
Loaded
Sep 14, 2026