DFX Intelligence

RIA Intelligence

Registered investment advisers, the advisors registered through them, the capital they report, the private vehicles they run and the people who own them, as a graph with a filing date behind every number. RAUM is what the adviser filed, a move is two registration dates, and a class is a rule you can read.

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SEC-registered adviser

B•• P••••• F••••••••

Independent wealth managerNew Baltimore, MichiganCRD 340986SEC 801-136334IAPD
Legal name B•• P••••• W•••••• L••
Latest filing Sep 3, 2026
First filing on the tape May 13, 2026 · 5 filings
SEC status approved since May 28, 2026
RAUM
$116M
reported, Item 5.F
Discretionary
100%
of RAUM
Private clients
100%
$116M individuals and HNW
Advisors
3
registered through the firm on IAPD
RAUM per advisor
$38.6M
derived; firm RAUM over IAPD count
Employees
3
2 advisory (5.B.1)
Offices
1
beyond the principal office
Private funds
0
reported on Schedule D
History
5 filings and snapshots on the tape
RAUM$116M as of Aug 20, 2026
May 13, 2026$0 then
HNW client RAUM$84.9M as of Aug 20, 2026
Jul 17, 2026$84.9M then
State-registered IARs (5.B.3)2 as of Aug 20, 2026
May 13, 20262 then
Employees (5.A)3 as of Aug 20, 2026
May 13, 20263 then
Private funds: no history
Practice profile
derived from the filing of Sep 3, 2026; every figure names its basis
Archetypes, each a printed rule
  • HNW wealth manager · private-client share of RAUM at least 50 percent and HNW share of private-client RAUM 50 to 90 percent
  • Independent boutique · a wealth manager with no broker-dealer, bank or insurance affiliate, 2 to 25 advisors, one to three offices, no public reporting company control
RAUM per advisor
$38.6MderivedRAUM over IAPD advisors; not a book size
Clients per advisor
41derivedindividual and HNW clients (5.D) over advisors
Average HNW client
$2.2MderivedHNW RAUM over HNW clients
Average account
$419,992derivedRAUM over accounts (5.F.2.f)
Discretionary
100%derivedof RAUM
Institutional
0.0%derivedpensions, charities, corporations, government, insurance, banks, other advisers
Employees per advisor
1.0derivedItem 5.A over advisors
Advisors per office
1.5derived2 offices incl. principal (1.F.5)
RAUM growth, one year
unknownderivedbetween the last two annual amendments
Advisor growth, one year
unknownderivedItem 5.B.3 between annual amendments
Client growth, one year
unknownderived
Compensation
percentage of assets, hourly, fixed feesreportedItem 5.E
Advisory activities
financial planning, portfolio management for individuals, pension consultingreportedItem 5.G
Custody
yesreportedItem 9.A
Ownership
no PE, bank or public-company owner found on Schedule Aderived
Advisor book size
not public; not estimatedreported
Also answered yes on Form ADV
  • buys or sells securities as principal to or from clients (8.A.2)
  • has discretionary authority over which securities are bought or sold (8.C.1)
  • receives research or other products from a broker-dealer, soft dollars (8.E)
  • compensates persons for client referrals (8.G.1)
  • compensates non-employees for client referrals (8.G.2)
  • has custody of client cash or bank accounts (9.A.1.a)
  • has custody of client securities (9.A.1.b)
Where the RAUM sits
Form ADV Item 5.D, latest filing
  • High-net-worth individuals$84.9M73%
  • Individuals$31.0M27%
Individual clients
84reported
HNW clients
38reported
Pension plan clients
n/areported
Charitable clients
n/areported
Accounts
276reported
Financial planning clients
0reported
Wrap fee programs
noreported
Custody of client assets
$0 for 0 clientsreported
Compensation
% of AUM, fixed, hourlyreported
Class basis
private_client_share=1.0 fund_share=0.0 institutional_share=0.0 related_bd=false related_bank=false bd_reps=0.0derived
Advisors registered through the firm
3 on IAPD today, longest tenure first
NameBranchHere sinceIn industryPrior firms
B•••• C•••••• B•••••••Certified Financial Planner, Chartered Financial ConsultantNew Baltimore, MiMay 29, 202613 y2
M••• F•••• P••••••New Baltimore, MiMay 29, 202616 y4
M•••••• C••••• W•••••••••Certified Financial PlannerNew Baltimore, MiSep 10, 202610 y0
Advisor movement
0 left, 2 joined in 12 months
net +2 in 12 months0 left in 90 days0 joined in 90 daysdeparture rate 0.0% of current headcount0 left over 36 months
Left, latest
none on the tape
    Joined, latest
    Teams: two or more advisors moving together within fourteen days, from one state
      Private funds
      No private fund reported.
      Owners and control persons
      Schedule A and B, latest filing
      • B•••••••• B••••• C•••••• · Managing Partner, Chief Compliance Officer, Financial Advisorcontrol
        since 02/2026 · owns 50% to 75%
      • P••••••• M•••• F•••• · Partner & Financial Advisorcontrol
        since 02/2026 · owns 50% to 75%
      Related persons
      Schedule D 7.A
      No related person reported.
      Office movement
      IAPD branch city; joins and departures in 12 months
      OfficeAdvisorsJoinedLeftTeams outForming
      New Baltimore, Mi · principal330
      Offices
      Schedule D 1.F, the 25 largest
      No branch office listed.
      What changed
      consecutive filings, newest first
      • Financial planning clients · 0 to 0
        Aug 20, 2026 to Sep 3, 2026
      • Succession · false to unset
        Aug 20, 2026 to Sep 3, 2026
      • Accounts · 0 to 276
        Jun 2, 2026 to Jul 17, 2026
      • HNW clients · unset to 38.0
        Jun 2, 2026 to Jul 17, 2026
      • Individual clients · unset to 84.0
        Jun 2, 2026 to Jul 17, 2026
      • Discretionary RAUM · $0 to $116M
        Jun 2, 2026 to Jul 17, 2026
      • HNW RAUM · unset to 84949916.0
        Jun 2, 2026 to Jul 17, 2026
      • Individual RAUM · unset to 30967872.0
        Jun 2, 2026 to Jul 17, 2026
      • RAUM · $0 to $116M
        Jun 2, 2026 to Jul 17, 2026
      • Business name · B•• P••••• W•••••• L•• to B•• P••••• F••••••••
        May 13, 2026 to Jun 2, 2026
      Signals
      1 dated events
      • 2 advisors left Spc (MT Clemens, MI) for B•• P••••• F•••••••• on the same day
        Jun 1, 2026 · Team lift-out · derived
      Across DFX
      shared identifiers only, never a name match
      No identifier-backed link to the venture, private equity, family office or sponsor graphs.
      How to reach
      public business contact points only, each with its source
      Business email
      info@baypointefinancial.comreportedpublished by the firm, firm site, Sep 17, 2026
      Business phone
      586-273-6007reportedpublished by the firm, firm site, Sep 17, 2026
      Website
      baypointefinancial.comreportedpublic record, Form ADV, Sep 19, 2026
      Principal office phone
      (586) 273-6007 X1reportedpublic record, Form ADV, Sep 3, 2026
      Contact form
      baypointefinancial.com/contact-usreportedpublished by the firm, firm site, Sep 17, 2026
      Provenance
      Form ADV
      SEC filing data 2011 to 2024 and the monthly roster 2025 onreportedadviserinfo.sec.gov
      Advisors
      IAPD individual compilation feed, dailyreportedadviserinfo.sec.gov
      Class
      Independent wealth managerderiveda rule over Items 5.D and 7.A
      RAUM per advisor
      $38.6Mderivedfirm RAUM over the IAPD count; not a book size
      Loaded
      Sep 14, 2026