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RIA / WealthRegistered adviserindependent wealth managerSEC registeredRAUM 1b 10b

RETIREMENT PLANNERS OF AMERICA

RPOA ADVISORS, INC., CRD 157222

PLANO, TX

This is the graph view. The full profile, with its team, deals and sources, is on RIA / Wealth Management.Open the full profile →

Search this name across graphsid dfx:ria:348b22d7-32d2-415e-d718-15fa63383302

Data as of Sep 16, 2026 (this record's last observation) from federal regulator filings. Page built Sep 19, 2026, 10:52 AM UTC and rebuilt at most every 15 minutes.

Relationships: 80
Dated events: 36
On other graphs: 0
Observed: Jan 31, 2012 to Sep 16, 2026
89 observations

Across DFX

This entity has not been resolved onto another DFX graph by a shared identifier. A name match elsewhere would be a candidate, never an identity, and none is recorded.

Facts

fact = as filed or announced; derived = computed by DFX; estimate = a band, never a point

Firm class: independent wealth managerderivedprivate_client_share=0.99 fund_share=0.0 institutional_share=0.0 related_bd=false related_bank=false bd_reps=0.0
Regulatory AUM: $3.6BItem 5.F on the latest filing (2026-09-16); as reported, and an affiliate's assets may be counted again on its own filing
Discretionary RAUM: $3.6B
Private client RAUM: $3.6BderivedItem 5.D individuals plus high net worth individuals
Private client share: 99%derivedprivate client RAUM over total RAUM
Advisors on IAPD: 33
RAUM per advisor: $109Mderivedthe firm's RAUM over its IAPD headcount: a firm average, never a person's book
Employees: 126
Advisory employees: 26
Offices: 11Schedule D 1.F, beyond the principal office
Accounts: 13,358
Individual clients: 4,509
High net worth clients: 1,116
SEC number: 801-72262
CIK: 1963326
CRD: 157222
Filings on the tape: 89
First filed: Jan 31, 2012
Latest filed: Sep 16, 2026
Organised: Corporation, TX
Website: moneymatters.net

Advisors on IAPD

current investment adviser representatives on the IAPD individual feed, longest tenure first; showing 25 of 33

Advisor	Designations	Branch	Years here	In industry	Prior firms	Dual registered
CHARLES DOUGLAS DYER	Certified Financial Planner	Plano, TX \| PLANO, TX	15	30	2	no
KENNETH ALFRED MORAIF	Certified Financial Planner	IRVINE, CA \| PLANO, TX \| ASPEN, CO	15	37	2	no
NATALIE LYNN CHANDLER	Certified Financial Planner	Plano, TX \| PLANO, TX	14	24	2	no
PATSY RALPH MANDOLA	n/a	Houston, TX \| PLANO, TX	13	31	3	no
ROBERT TUNNELL	Certified Financial Planner	Fort Worth, TX \| PLANO, TX	12	21	3	no
SHAWN RICHARD STONE	n/a	PLANO, TX	12	17	1	no
CLIFFORD TUNGEN KWAN	Certified Financial Planner	PLANO, TX \| Pasadena, CA \| Irvine, CA	11	18	1	no
THOMAS HENDERSON PACE	n/a	PLANO, TX \| AUSTIN, TX	10	28	2	no
BENJAMIN STEPHEN NEWPORT	Certified Financial Planner	Fort Worth, TX \| PLANO, TX	10	17	n/a	no
JOEL EDWARD LENZINI	n/a	TEMPE, AZ \| El Segundo, CA \| PLANO, TX	10	22	3	no
PATRIC LIN PIANTEDOSI	n/a	PLANO, TX \| Irvine, CA	10	18	3	no
KARLI RAE BRADLEY	Certified Financial Planner	Scottsdale, AZ \| Peoria, AZ \| PLANO, TX	10	15	1	no
DANIEL JAD MCGUIRE	Certified Financial Planner	PLANO, TX	9	12	2	no
Paul Eric Leeman	n/a	THE WOODLANDS, TX \| PLANO, TX	8	12	n/a	no
John Anthony Broderick	n/a	PLANO, TX \| Scottsdale, AZ \| Chandler, AZ	8	10	1	no
JOHN F CARTY	n/a	PLANO, TX \| St. George, UT	7	12	2	no
Cody Dylan Dyer	n/a	PLANO, TX \| Plano, TX	5	13	n/a	no
Thomas Hunter Healy	n/a	PLANO, TX	5	13	n/a	no
BENJAMIN JOSHUA DETHLEFS	n/a	PLANO, TX	4	11	3	no
STEPHEN BRASSIL LUBY	n/a	PLANO, TX	4	17	1	no
JORDAN MICHAEL ROACH	n/a	PLANO, TX	4	13	3	no
Gwendolyn Mary Nale	n/a	PLANO, TX	3	10	n/a	no
Matthew Scott Klotsche	n/a	PLANO, TX	3	10	n/a	no
MICHAEL JOSEPH LUTZ	Certified Financial Planner	Ft. Worth, TX \| PLANO, TX	3	12	3	no
MAX JAFFE	n/a	PLANO, TX	3	17	3	no

Owners and control persons

Schedule A and B as filed; ownership codes are the form's bands (NA under 5%, A 5 to 10%, B 10 to 25%, C 25 to 50%, D 50 to 75%, E over 75%); people are listed as filed and never merged by name

Owner	Title	Ownership code	Control person	Acquired	First seen	Last seen
FRYE, WILLIAM, ROBERT	CHIEF COMPLIANCE OFFICER	Na	yes	03/2011	Sep 2, 2026	Sep 2, 2026
LUBY, STEPHEN, BRASSIL	CHIEF REVENUE OFFICER	Na	yes	03/2023	Sep 2, 2026	Sep 2, 2026
MORAIF FAMILY EXEMPT	Shareholder	E	yes	12/2023	Sep 2, 2026	Sep 2, 2026
MORAIF, KENNETH, ALFRED	PRESIDENT AND CHIEF EXECUTIVE OFFICER	Na	yes	12/2023	Sep 2, 2026	Sep 2, 2026
ROACH, JORDAN, MICHAEL	CHIEF INVESTMENT OFFICER	Na	yes	11/2024	Sep 2, 2026	Sep 2, 2026
STUART, JULIA	CHIEF OPERATING OFFICER	Na	yes	07/2021	Sep 2, 2026	Sep 2, 2026
WINKLER, CHRISTOPHER, TODD	CHIEF FINANCIAL OFFICER	Na	yes	03/2023	Sep 2, 2026	Sep 2, 2026
MORAIF FAMILY EXEMPT IRREVOCABLE TRUST	Shareholder	E	yes	12/2023	Jan 26, 2024	Nov 11, 2024
MORAIF, KENNETH, ALFRED	Trustee	F	yes	12/2023	Jan 31, 2012	Nov 11, 2024
ARGENT TRUST COMPANY	TRUSTEE OF RETIREMENT PLANNERS OF AMERICA EMPLOYEE STOCK OWNERSHIP TRUST	Na	no	12/2023	Sep 2, 2026	Sep 2, 2026
RETIREMENT PLANNERS OF	Shareholder	B	no	12/2023	Sep 2, 2026	Sep 2, 2026
ARGENT TRUST COMPANY	Trustee	F	no	12/2023	Jan 26, 2024	Nov 11, 2024
RETIREMENT PLANNERS OF AMERICA EMPLOYEE STOCK OWNERSHIP TRUST	Shareholder	B	no	12/2023	Jan 26, 2024	Nov 11, 2024

Affiliates (Item 7.A)

as filed on Item 7.A; a related person with a CRD on the graph links to its own page

Related person	Type	Class on the graph	Its RAUM	Control	Common control	State
MORAIF FINANCIAL GROUP, INC.	n/a	n/a	n/a	N	yes	n/a

Offices

Schedule D 1.F offices beyond the principal office; street addresses are not published

City	State	Country	Employees	Also broker-dealer
FORT WORTH	TX	United States	4	no
Houston	TX	United States	4	no
Plano	TX	United States	4	no
Plano	TX	United States	3	no
Scottsdale	Az	United States	2	no
EL SEGUNDO	CA	United States	2	no
Irvine	CA	United States	2	no
Pasadena	CA	United States	2	no
Austin	TX	United States	2	no
THE WOODLANDS	TX	United States	2	no
ST. GEORGE	Ut	United States	2	no
Chandler	Az	United States	1	no
OKLAHOMA CITY	Ok	United States	1	no
n/a	n/a	n/a	1	no

Regulatory AUM by fiscal year

annual amendments (and the roster's annual snapshot) as filed; where a year was amended twice the later filing draws the line; showing 15 of 17

Fiscal year	Filed	RAUM	Discretionary	Employees	Advisory staff	Offices	Private funds	Fund GAV
2025	Apr 20, 2026	$3.6B	$3.6B	126	26	11	n/a	n/a
2024	Mar 28, 2025	$4.0B	$4.0B	126	34	13	n/a	n/a
2023	Jan 26, 2024	$3.6B	$3.6B	122	33	14	n/a	n/a
2022	Mar 30, 2023	$3.4B	$3.4B	115	31	16	n/a	n/a
2021	Mar 30, 2022	$4.7B	$4.7B	100	31	16	n/a	n/a
2020	Mar 29, 2021	$4.5B	$4.5B	100	31	17	n/a	n/a
2019	Mar 26, 2020	$4.4B	$4.4B	101	30	14	n/a	n/a
2018	Mar 22, 2019	$4.2B	$4.2B	90	35	13	n/a	n/a
2017	Mar 29, 2018	$4.1B	$4.1B	90	35	13	n/a	n/a
2016	Mar 23, 2017	$3.4B	$3.4B	83	34	n/a	n/a	n/a
2015	Mar 9, 2016	$2.9B	$2.8B	70	28	n/a	n/a	n/a
2014	Mar 30, 2015	$2.7B	$2.6B	65	26	n/a	n/a	n/a
2013	Feb 3, 2014	$2.2B	$2.1B	45	19	n/a	n/a	n/a
2012	Feb 19, 2013	$1.6B	$1.5B	28	12	n/a	n/a	n/a
2011	Jan 31, 2012	$1.4B	$1.4B	n/a	n/a	n/a	n/a	n/a

Advisor flows

derived: registrations beginning and ending at this CRD on IAPD, bulk corporate re-registrations excluded; the rate is departures over IAPD headcount

Joined, 12m	Left, 12m	Net, 12m	Departure rate, 12m	Joined, 90d	Left, 90d	Left, no destination yet	Joined, 36m	Left, 36m
2	8	-6	24.2%	0	1	0	10	11

Growth

derived from consecutive annual filings; RAUM as reported

Latest fiscal year	RAUM	A year earlier	1y change	Three years earlier	3y CAGR	Employees	A year earlier	Offices	A year earlier
2025	$3.6B	$4.0B	-9.7%	$3.4B	1.5%	126	126	11	13

Teams out

two or more advisors whose registrations ended here and began at one firm together: a fact of two dates, not a prediction

Other firm	Advisors	First left	Last joined	From	Kind	Move type	Share of firm
NEXUS ONE FINANCIAL ADVISORS LLC	4	Jan 7, 2026	Oct 10, 2025	PLANO, TX	Team lift out	RIA to new firm	10.5%
MAIN STREET RETIREMENT PLANNING, LLC	2	Jan 18, 2022	Jan 14, 2022	COPPELL, TX	Team lift out	RIA to RIA	6.7%
WORTH ASSET MANAGEMENT	2	Feb 18, 2021	Feb 5, 2021	COPPELL, TX	Team lift out	RIA to RIA	6.7%

Relationships

Registered with (62)

← NICHOLAS ANTONIO LOPEZAdvisorregistration: previous registration
Apr 24, 2023 to Aug 28, 2024factForm ADV
← TREVOR RAY STAUBACHAdvisorregistration: current employment
Nov 29, 2025 to presentfactForm ADV
← Jacqelyn BrianAdvisorregistration: current employment
Jul 11, 2025 to presentfactForm ADV
← MARK EVAN CLOPTONAdvisorregistration: current employment
Dec 19, 2024 to presentfactForm ADV
← DOUGLAS RANDAL WILLIAMSAdvisorregistration: current employment
Aug 27, 2024 to presentfactForm ADV
← JoAnna DossmanAdvisorregistration: current employment
Jun 18, 2024 to presentfactForm ADV
← ERIK ALAN EKLOFAdvisorregistration: current employment
Jan 29, 2024 to presentfactForm ADV
← LESA LYNNE COLLINSAdvisorregistration: current employment
Jan 11, 2024 to presentfactForm ADV
← MAX JAFFEAdvisorregistration: previous registration
Aug 31, 2017 to Jan 27, 2022factForm ADV
← MICHAEL JOSEPH LUTZAdvisorregistration: current employment
Mar 24, 2023 to presentfactForm ADV
← Matthew Scott KlotscheAdvisorregistration: current employment
Dec 19, 2022 to presentfactForm ADV
← Gwendolyn Mary NaleAdvisorregistration: current employment
Sep 20, 2022 to presentfactForm ADV
← JORDAN MICHAEL ROACHAdvisorregistration: previous registration
May 10, 2018 to Feb 18, 2021factForm ADV
← STEPHEN BRASSIL LUBYAdvisorregistration: current employment
May 31, 2022 to presentfactForm ADV
← BENJAMIN JOSHUA DETHLEFSAdvisorregistration: current employment
May 2, 2022 to presentfactForm ADV
← Thomas Hunter HealyAdvisorregistration: current employment
Jun 22, 2021 to presentfactForm ADV
← Cody Dylan DyerAdvisorregistration: current employment
Jun 21, 2021 to presentfactForm ADV
← JOHN F CARTYAdvisorregistration: current employment
Apr 24, 2019 to presentfactForm ADV
← John Anthony BroderickAdvisorregistration: current employment
May 2, 2018 to presentfactForm ADV
← Paul Eric LeemanAdvisorregistration: current employment
Oct 13, 2017 to presentfactForm ADV
← DANIEL JAD MCGUIREAdvisorregistration: current employment
Jul 28, 2017 to presentfactForm ADV
← KARLI RAE BRADLEYAdvisorregistration: current employment
Jul 20, 2016 to presentfactForm ADV
← PATRIC LIN PIANTEDOSIAdvisorregistration: current employment
Jul 15, 2016 to presentfactForm ADV
← JOEL EDWARD LENZINIAdvisorregistration: current employment
May 12, 2016 to presentfactForm ADV
← BENJAMIN STEPHEN NEWPORTAdvisorregistration: current employment
Mar 21, 2016 to presentfactForm ADV
← THOMAS HENDERSON PACEAdvisorregistration: current employment
Mar 3, 2016 to presentfactForm ADV
← CLIFFORD TUNGEN KWANAdvisorregistration: current employment
Oct 8, 2014 to presentfactForm ADV
← SHAWN RICHARD STONEAdvisorregistration: current employment
Jan 15, 2014 to presentfactForm ADV
← ROBERT TUNNELLAdvisorregistration: current employment
Dec 3, 2013 to presentfactForm ADV
← PATSY RALPH MANDOLAAdvisorregistration: current employment
Aug 2, 2013 to presentfactForm ADV
and 32 more

Moved with (3)

→ NEXUS ONE FINANCIAL ADVISORS LLCRegistered adviser4 advisors, team lift out, same day
Jan 7, 2026 to Oct 10, 2025factForm ADV
→ MAIN STREET RETIREMENT PLANNING, LLCRegistered adviser2 advisors, team lift out, same day
Jan 18, 2022 to Jan 14, 2022factForm ADV
→ WORTH ASSET MANAGEMENTRegistered adviser2 advisors, team lift out, same day
Feb 18, 2021 to Feb 5, 2021factForm ADV

Controls (7)

← MORAIF, KENNETH, ALFREDOwnerTRUSTEE, ownership code F, individual
Jan 31, 2012 to Nov 11, 2024factForm ADV
← STUART, JULIAOwnerCHIEF OPERATING OFFICER, ownership code NA, individual
Mar 30, 2022 to Nov 11, 2024factForm ADV
← WINKLER, CHRISTOPHER, TODDOwnerCHIEF FINANCIAL OFFICER, ownership code NA, individual
Mar 30, 2023 to Nov 11, 2024factForm ADV
← LUBY, STEPHEN, BRASSILOwnerCHIEF REVENUE OFFICER, ownership code NA, individual
Mar 30, 2023 to Nov 11, 2024factForm ADV
← FRYE, WILLIAM, ROBERTOwnerCHIEF COMPLIANCE OFFICER, ownership code NA, individual
Jan 31, 2012 to Nov 11, 2024factForm ADV
← ROACH, JORDAN, MICHAELOwnerCHIEF INVESTMENT OFFICER, ownership code NA, individual
Nov 11, 2024 to Nov 11, 2024factForm ADV
← MORAIF FAMILY EXEMPT IRREVOCABLE TRUSTOwnerSHAREHOLDER, ownership code E, domestic entity
Jan 26, 2024 to Nov 11, 2024factForm ADV

Owns (2)

← ARGENT TRUST COMPANYOwnerTRUSTEE, ownership code F, domestic entity
Jan 26, 2024 to Nov 11, 2024factForm ADV
← RETIREMENT PLANNERS OF AMERICA EMPLOYEE STOCK OWNERSHIP TRUSTOwnerSHAREHOLDER, ownership code B, domestic entity
Jan 26, 2024 to Nov 11, 2024factForm ADV

Dated events

Occurred
Jul 23, 2026
Advisor changed firm
Mark Brandon Ward left Retirement Planners Of America for Wells Fargo Advisors (registered 2026-08-18)
Form ADVobserved 4 days ago
Occurred
Jun 9, 2026
Advisor changed firm
Robert Paul Bernard left Retirement Planners Of America for Fisher Investments (registered 2026-07-20)
Form ADVobserved 4 days ago
Occurred
Jan 7, 2026
Team lift-out
4 advisors left Retirement Planners OF America (Plano, TX) for Nexus One Financial Advisors LLC on the same day
Form ADVobserved 4 days ago
4 advisors
Occurred
Jan 7, 2026
Advisor changed firm
Paul Andrew Hofland left Retirement Planners Of America for Nexus One Financial Advisors Llc (registered 2025-10-07)
Form ADVobserved 4 days ago
Occurred
Jan 7, 2026
Advisor changed firm
David Austin Mott left Retirement Planners Of America for Nexus One Financial Advisors Llc (registered 2025-10-08)
Form ADVobserved 4 days ago
Occurred
Jan 7, 2026
Advisor changed firm
Terry Lee Bussard left Retirement Planners Of America for Nexus One Financial Advisors Llc (registered 2025-10-08)
Form ADVobserved 4 days ago
Occurred
Jan 7, 2026
Advisor changed firm
Douglas Merrill Bartol left Retirement Planners Of America for Nexus One Financial Advisors Llc (registered 2025-10-10)
Form ADVobserved 4 days ago
Occurred
Nov 11, 2025
Advisor changed firm
Jeffrey Elliott left Retirement Planners Of America for Edelman Financial Engines (registered 2025-11-14)
Form ADVobserved 4 days ago
Occurred
Nov 11, 2024
Control person joined
Michael Jordan Roach (Chief Investment Officer) appeared on Schedule A of Retirement Planners Of America
Form ADVobserved 4 days ago
Occurred
Aug 28, 2024
Advisor changed firm
Nicholas Antonio Lopez left Retirement Planners Of America for Coppell Advisory Solutions Llc (registered 2025-08-14)
Form ADVobserved 4 days ago
Occurred
Jun 10, 2024
Advisor changed firm
Michelle Roberts left Retirement Planners Of America for Symphony Financial, Ltd. Co. (registered 2024-06-06)
Form ADVobserved 4 days ago
Occurred
May 3, 2024
Advisor changed firm
James Scott Taylor left Retirement Planners Of America for Amc Wealth Management, Llc (registered 2024-06-19)
Form ADVobserved 4 days ago
Occurred
Jan 26, 2024
Succession filed (Item 4)
Retirement Planners Of America reported succeeding to the business of Another Adviser (Form ADV Item 4)
Form ADVobserved 4 days ago
Occurred
Jan 26, 2024
Control person left
Douglas Charles Dyer (Member) no longer on Schedule A of Retirement Planners Of America (listed 2023-09-11, absent 2024-01-26)
Form ADVobserved 4 days ago
Occurred
Jan 26, 2024
Control person left
Merrill Douglas Bartol (Member) no longer on Schedule A of Retirement Planners Of America (listed 2023-09-11, absent 2024-01-26)
Form ADVobserved 4 days ago
Occurred
Apr 6, 2023
Advisor changed firm
Robert Deane Lenertz left Retirement Planners Of America for Frost Investment Services (registered 2023-05-30)
Form ADVobserved 4 days ago
Occurred
Mar 30, 2023
Regulatory AUM changed
Retirement Planners Of America reported RAUM $3.4B, down 27% from $4.7B (2023-01-06 to 2023-03-30)
Form ADVobserved 4 days ago
$-1.3B
Occurred
Mar 30, 2023
Control person left
Thomas Brian Wolf (Chief Financial Officer) no longer on Schedule A of Retirement Planners Of America (listed 2023-01-06, absent 2023-03-30)
Form ADVobserved 4 days ago
Occurred
Mar 30, 2023
Control person left
Leo James Ward (Executive Vice President, Advisory Services) no longer on Schedule A of Retirement Planners Of America (listed 2023-01-06, absent 2023-03-30)
Form ADVobserved 4 days ago
Occurred
Mar 30, 2023
Control person joined
Brassil Stephen Luby (Chief Revenue Officer) appeared on Schedule A of Retirement Planners Of America
Form ADVobserved 4 days ago
Occurred
Mar 30, 2023
Control person joined
Todd Christopher Winkler (Chief Financial Officer) appeared on Schedule A of Retirement Planners Of America
Form ADVobserved 4 days ago
Occurred
Feb 27, 2023
Advisor changed firm
Mark Brandon Ward left Retirement Planners Of America for Prestige Wealthwide, Llc (registered 2023-03-13)
Form ADVobserved 4 days ago
Occurred
Dec 7, 2022
Advisor changed firm
Aljon Lovelace left Retirement Planners Of America for Edge Creek Wealth Management Llc (registered 2023-03-28)
Form ADVobserved 4 days ago
Occurred
May 2, 2022
Advisor changed firm
Peter Dominic Demartino left Retirement Planners Of America for Wealth Enhancement Advisory Services, Llc (registered 2022-04-25)
Form ADVobserved 4 days ago
Occurred
Mar 30, 2022
Control person joined
Julia Stuart (Chief Operating Officer) appeared on Schedule A of Retirement Planners Of America
Form ADVobserved 4 days ago
Occurred
Mar 30, 2022
Control person left
Robert Elias Dragon (Member) no longer on Schedule A of Retirement Planners Of America (listed 2021-09-08, absent 2022-03-30)
Form ADVobserved 4 days ago
Occurred
Feb 3, 2022
Advisor changed firm
Mark Joseph Krehel left Retirement Planners Of America for Main Street Retirement Planning, Llc (registered 2022-01-24)
Form ADVobserved 4 days ago
Occurred
Jan 18, 2022
Team lift-out
2 advisors left Retirement Planners OF America (Coppell, TX) for Main Street Retirement Planning, LLC on the same day
Form ADVobserved 4 days ago
2 advisors
Occurred
Jan 18, 2022
Advisor changed firm
Jennifer Ann Dragon left Retirement Planners Of America for Main Street Retirement Planning, Llc (registered 2022-01-14)
Form ADVobserved 4 days ago
Occurred
Jan 18, 2022
Advisor changed firm
Elias Robert Dragon left Retirement Planners Of America for Main Street Retirement Planning, Llc (registered 2022-01-13)
Form ADVobserved 4 days ago
Occurred
Mar 29, 2021
Control person left
Maria Suzanna Carrillo (Vice President Of Business Development) no longer on Schedule A of Retirement Planners Of America (listed 2020-11-23, absent 2021-03-29)
Form ADVobserved 4 days ago
Occurred
Nov 22, 2020
Control person joined
Leo James Ward (Executive Vice President, Advisory Services) appeared on Schedule A of Retirement Planners Of America
Form ADVobserved 4 days ago
Occurred
Dec 5, 2019
Control person left
Joseph David Cockrum (Chief Operating Officer) no longer on Schedule A of Retirement Planners Of America (listed 2019-11-06, absent 2019-12-05)
Form ADVobserved 4 days ago
Occurred
Dec 5, 2019
Control person left
Howard William Randolph (Chief Financial Officer) no longer on Schedule A of Retirement Planners Of America (listed 2019-11-06, absent 2019-12-05)
Form ADVobserved 4 days ago
Occurred
Dec 5, 2019
Control person joined
Thomas Brian Wolf (Chief Financial Officer) appeared on Schedule A of Retirement Planners Of America
Form ADVobserved 4 days ago
Occurred
Dec 5, 2019
Control person joined
Maria Suzanna Carrillo (Vice President Of Business Development) appeared on Schedule A of Retirement Planners Of America
Form ADVobserved 4 days ago

Provenance

Graph: RIA / Wealth Management
Canonical id: dfx:ria:348b22d7-32d2-415e-d718-15fa63383302
First observed: Jan 31, 2012
Last observed: Sep 16, 2026 3 days ago
Source families: Federal regulator filings
3 registered feeds stand behind this record; each fact above carries its own dates and, where the publisher serves one, its document.
Resolution: Identity across graphs by shared identifier (CRD, CIK, EIN, ADV fund id, individual CRD) or citation; a name match is shown as a candidate and never merged.

RETIREMENT PLANNERS OF AMERICA

RPOA ADVISORS, INC., CRD 157222

PLANO, TX

This is the graph view. The full profile, with its team, deals and sources, is on RIA / Wealth Management.Open the full profile →

Search this name across graphsid dfx:ria:348b22d7-32d2-415e-d718-15fa63383302

Data as of Sep 16, 2026 (this record's last observation) from federal regulator filings. Page built Sep 19, 2026, 10:52 AM UTC and rebuilt at most every 15 minutes.

Advisor

Designations

Branch

Years here

In industry

Prior firms

Dual registered

CHARLES DOUGLAS DYER

Certified Financial Planner

Plano, TX | PLANO, TX

KENNETH ALFRED MORAIF

Certified Financial Planner

IRVINE, CA | PLANO, TX | ASPEN, CO

NATALIE LYNN CHANDLER

Certified Financial Planner

Plano, TX | PLANO, TX

PATSY RALPH MANDOLA

n/a

Houston, TX | PLANO, TX

ROBERT TUNNELL

Certified Financial Planner

Fort Worth, TX | PLANO, TX

SHAWN RICHARD STONE

n/a

PLANO, TX

CLIFFORD TUNGEN KWAN

Certified Financial Planner

PLANO, TX | Pasadena, CA | Irvine, CA

THOMAS HENDERSON PACE

n/a

PLANO, TX | AUSTIN, TX

BENJAMIN STEPHEN NEWPORT

Certified Financial Planner

Fort Worth, TX | PLANO, TX

n/a

JOEL EDWARD LENZINI

n/a

TEMPE, AZ | El Segundo, CA | PLANO, TX

PATRIC LIN PIANTEDOSI

n/a

PLANO, TX | Irvine, CA

KARLI RAE BRADLEY

Certified Financial Planner

Scottsdale, AZ | Peoria, AZ | PLANO, TX

DANIEL JAD MCGUIRE

Certified Financial Planner

PLANO, TX

Paul Eric Leeman

n/a

THE WOODLANDS, TX | PLANO, TX

n/a

John Anthony Broderick

n/a

PLANO, TX | Scottsdale, AZ | Chandler, AZ

JOHN F CARTY

n/a

PLANO, TX | St. George, UT

Cody Dylan Dyer

n/a

PLANO, TX | Plano, TX

n/a

Thomas Hunter Healy

n/a

PLANO, TX

n/a

BENJAMIN JOSHUA DETHLEFS

n/a

PLANO, TX

STEPHEN BRASSIL LUBY

n/a

PLANO, TX

JORDAN MICHAEL ROACH

n/a

PLANO, TX

Gwendolyn Mary Nale

n/a

PLANO, TX

n/a

Matthew Scott Klotsche

n/a

PLANO, TX

n/a

MICHAEL JOSEPH LUTZ

Certified Financial Planner

Ft. Worth, TX | PLANO, TX

MAX JAFFE

n/a

PLANO, TX

Owner

Title

Ownership code

Control person

Acquired

First seen

Last seen

FRYE, WILLIAM, ROBERT

CHIEF COMPLIANCE OFFICER

yes

03/2011

Sep 2, 2026

LUBY, STEPHEN, BRASSIL

CHIEF REVENUE OFFICER

yes

03/2023

Sep 2, 2026

MORAIF FAMILY EXEMPT

Shareholder

yes

12/2023

Sep 2, 2026

MORAIF, KENNETH, ALFRED

PRESIDENT AND CHIEF EXECUTIVE OFFICER

yes

12/2023

Sep 2, 2026

ROACH, JORDAN, MICHAEL

CHIEF INVESTMENT OFFICER

yes

11/2024

Sep 2, 2026

STUART, JULIA

CHIEF OPERATING OFFICER

yes

07/2021

Sep 2, 2026

WINKLER, CHRISTOPHER, TODD

CHIEF FINANCIAL OFFICER

yes

03/2023

Sep 2, 2026

MORAIF FAMILY EXEMPT IRREVOCABLE TRUST

Shareholder

yes

12/2023

Jan 26, 2024

Nov 11, 2024

MORAIF, KENNETH, ALFRED

Trustee

yes

12/2023

Jan 31, 2012

Nov 11, 2024

ARGENT TRUST COMPANY

TRUSTEE OF RETIREMENT PLANNERS OF AMERICA EMPLOYEE STOCK OWNERSHIP TRUST

12/2023

Sep 2, 2026

RETIREMENT PLANNERS OF

Shareholder

12/2023

Sep 2, 2026

ARGENT TRUST COMPANY

Trustee

12/2023

Jan 26, 2024

Nov 11, 2024

RETIREMENT PLANNERS OF AMERICA EMPLOYEE STOCK OWNERSHIP TRUST

Shareholder

12/2023

Jan 26, 2024

Nov 11, 2024

Related person

Type

Class on the graph

Its RAUM

Control

Common control

State

MORAIF FINANCIAL GROUP, INC.

n/a

yes

n/a

City

State

Country

Employees

Also broker-dealer

FORT WORTH

United States

Houston

United States

Plano

United States

Plano

United States

Scottsdale

United States

EL SEGUNDO

United States

Irvine

United States

Pasadena

United States

Austin

United States

THE WOODLANDS

United States

ST. GEORGE

United States

Chandler

United States

OKLAHOMA CITY

United States

n/a

Fiscal year

Filed

RAUM

Discretionary

Employees

Advisory staff

Offices

Private funds

Fund GAV

2025

Apr 20, 2026

$3.6B

126

n/a

2024

Mar 28, 2025

$4.0B

126

n/a

2023

Jan 26, 2024

$3.6B

122

n/a

2022

Mar 30, 2023

$3.4B

115

n/a

2021

Mar 30, 2022

$4.7B

100

n/a

2020

Mar 29, 2021

$4.5B

100

n/a

2019

Mar 26, 2020

$4.4B

101

n/a

2018

Mar 22, 2019

$4.2B

n/a

2017

Mar 29, 2018

$4.1B

n/a

2016

Mar 23, 2017

$3.4B

n/a

2015

Mar 9, 2016

$2.9B

$2.8B

n/a

2014

Mar 30, 2015

$2.7B

$2.6B

n/a

2013

Feb 3, 2014

$2.2B

$2.1B

n/a

2012

Feb 19, 2013

$1.6B

$1.5B

n/a

2011

Jan 31, 2012

$1.4B

n/a

Joined, 12m

Left, 12m

Net, 12m

Departure rate, 12m

Joined, 90d

Left, 90d

Left, no destination yet

Joined, 36m

Left, 36m

-6

24.2%

Latest fiscal year

RAUM

A year earlier

1y change

Three years earlier

3y CAGR

Employees

A year earlier

Offices

A year earlier

2025

$3.6B

$4.0B

-9.7%

$3.4B

1.5%

126

Other firm

Advisors

First left

Last joined

From

Kind

Move type

Share of firm

NEXUS ONE FINANCIAL ADVISORS LLC

Jan 7, 2026

Oct 10, 2025

PLANO, TX

Team lift out

RIA to new firm

10.5%

MAIN STREET RETIREMENT PLANNING, LLC

Jan 18, 2022

Jan 14, 2022

COPPELL, TX

Team lift out

RIA to RIA

6.7%

WORTH ASSET MANAGEMENT

Feb 18, 2021

Feb 5, 2021

COPPELL, TX

Team lift out

RIA to RIA

6.7%