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RIA / WealthRegistered adviserformer SEC adviserleft the SEC rosterRAUM 100m 1b

SENSIBLE FINANCIAL PLANNING AND MANAGEMENT, LLC

CRD 120766

WALTHAM, MA

This is the graph view. The full profile, with its team, deals and sources, is on RIA / Wealth Management.Open the full profile →

Search this name across graphsid dfx:ria:90a65a0c-5bef-03a5-fe14-e15d87306a14

Data as of May 28, 2025 (this record's last observation) from federal regulator filings. Page built Sep 19, 2026, 2:13 PM UTC and rebuilt at most every 15 minutes.

Relationships: 21
Dated events: 18
On other graphs: 0
Observed: Feb 8, 2012 to May 28, 2025
29 observations

Across DFX

This entity has not been resolved onto another DFX graph by a shared identifier. A name match elsewhere would be a candidate, never an identity, and none is recorded.

Facts

fact = as filed or announced; derived = computed by DFX; estimate = a band, never a point

Firm class: former SEC adviserderivedabsent from the latest SEC roster
Regulatory AUM: $885MItem 5.F on the latest filing (2025-05-28); as reported, and an affiliate's assets may be counted again on its own filing
Discretionary RAUM: $869M
Private client RAUM: $880MderivedItem 5.D individuals plus high net worth individuals
Private client share: 99%derivedprivate client RAUM over total RAUM
Advisors on IAPD: 0
Employees: 20
Advisory employees: 14
Offices: 1Schedule D 1.F, beyond the principal office
Accounts: 1,679
Individual clients: 88
High net worth clients: 257
Custody, client assets: $295M
SEC number: 801-64149
CIK: 1567738
CRD: 120766
Filings on the tape: 29
First filed: Feb 8, 2012
Latest filed: May 28, 2025
Organised: Limited Liability Company, MA

Owners and control persons

Schedule A and B as filed; ownership codes are the form's bands (NA under 5%, A 5 to 10%, B 10 to 25%, C 25 to 50%, D 50 to 75%, E over 75%); people are listed as filed and never merged by name

Owner	Title	Ownership code	Control person	Acquired	First seen	Last seen
Luce, Charles	ASSOCIATE DIRECTOR OF BUSINESS OPERATIONS AND CHIEF COMPLIANCE OFFICER	Na	yes	02/2017	Feb 28, 2017	Mar 2, 2024
MILLER, JR., FREDERICK, HOTCHKISS	MANAGING MEMBER AND CEO	E	yes	03/2002	Feb 8, 2012	Mar 2, 2024
FINE, RICHARD, DONALD	FINANCIAL PLANNER AND SENIOR ADVISOR	B	no	09/2003	Mar 7, 2018	Mar 2, 2024

Offices

Schedule D 1.F offices beyond the principal office; street addresses are not published

City	State	Country	Employees	Also broker-dealer
SAN DIEGO	CA	United States	1	no

Regulatory AUM by fiscal year

annual amendments (and the roster's annual snapshot) as filed; where a year was amended twice the later filing draws the line

Fiscal year	Filed	RAUM	Discretionary	Employees	Advisory staff	Offices	Private funds	Fund GAV
2024	Feb 6, 2025	$885M	$869M	20	14	1	n/a	n/a
2023	Mar 2, 2024	$775M	$761M	18	14	1	n/a	n/a
2022	Mar 2, 2023	$705M	$665M	18	13	1	n/a	n/a
2021	Mar 11, 2022	$731M	$684M	16	10	1	n/a	n/a
2020	Mar 16, 2021	$616M	$568M	14	10	1	n/a	n/a
2019	Mar 23, 2020	$536M	$473M	11	9	1	n/a	n/a
2018	Feb 1, 2019	$426M	$364M	11	8	1	n/a	n/a
2017	Mar 7, 2018	$438M	$354M	11	7	1	n/a	n/a
2016	Feb 28, 2017	$362M	$247M	10	4	n/a	n/a	n/a
2015	Feb 13, 2016	$356M	$230M	9	5	n/a	n/a	n/a
2014	Mar 2, 2015	$313M	$179M	4	4	n/a	n/a	n/a
2013	Mar 25, 2014	$332M	$189M	4	4	n/a	n/a	n/a
2012	Mar 8, 2013	$297M	$143M	4	4	n/a	n/a	n/a
2011	Mar 15, 2012	$251M	$135M	n/a	n/a	n/a	n/a	n/a

Advisor flows

derived: registrations beginning and ending at this CRD on IAPD, bulk corporate re-registrations excluded; the rate is departures over IAPD headcount

Joined, 12m	Left, 12m	Net, 12m	Departure rate, 12m	Joined, 90d	Left, 90d	Left, no destination yet	Joined, 36m	Left, 36m
0	13	-13	n/a	0	0	0	1	14

Growth

derived from consecutive annual filings; RAUM as reported

Latest fiscal year	RAUM	A year earlier	1y change	Three years earlier	3y CAGR	Employees	A year earlier	Offices	A year earlier
2024	$885M	$775M	14.3%	$731M	6.6%	20	18	1	1

Teams out

two or more advisors whose registrations ended here and began at one firm together: a fact of two dates, not a prediction

Other firm	Advisors	First left	Last joined	From	Kind	Move type	Share of firm
BEACON POINTE ADVISORS, LLC	2	Mar 6, 2026	Oct 27, 2025	WALTHAM, MA	Team lift out	RIA to RIA	100.0%
BEACON POINTE ADVISORS, LLC	10	Oct 28, 2025	Jan 2, 2026	WALTHAM, MA	Firm absorbed	RIA to RIA	76.9%

Relationships

Registered with (16)

← FREDERICK HOTCHKISS MILLERAdvisorregistration: previous registration
Jun 30, 2002 to Mar 6, 2026factForm ADV
← RICHARD DONALD FINEAdvisorregistration: previous registration
Aug 21, 2008 to Mar 6, 2026factForm ADV
← CHRISTOPHER CARL ANDRYSIAKAdvisorregistration: previous registration
Nov 21, 2017 to Oct 28, 2025factForm ADV
← FRANK CARMINE NAPOLITANOAdvisorregistration: previous registration
Jun 26, 2012 to Oct 28, 2025factForm ADV
← LAURA ELIZABETH WILLIAMSAdvisorregistration: previous registration
Mar 26, 2018 to Oct 28, 2025factForm ADV
← EDWARD JOSEPH SAMPAdvisorregistration: previous registration
Jan 4, 2017 to Oct 28, 2025factForm ADV
← MARINA CEKANIAdvisorregistration: previous registration
Sep 30, 2021 to Oct 28, 2025factForm ADV
← Joshua Sansby TrubowAdvisorregistration: previous registration
Jun 23, 2016 to Oct 28, 2025factForm ADV
← Brendan Walter Gybbon SpilsburyAdvisorregistration: previous registration
Oct 6, 2020 to Oct 28, 2025factForm ADV
← MARIE ELIZABETH ST. CLAREAdvisorregistration: previous registration
Nov 9, 2020 to Oct 28, 2025factForm ADV
← AIMEE Plouffe PolleyAdvisorregistration: previous registration
Aug 31, 2021 to Oct 28, 2025factForm ADV
← Brandon Charles GarneauAdvisorregistration: previous registration
Feb 7, 2024 to Oct 28, 2025factForm ADV
← Olivia Martha HarrisonAdvisorregistration: previous registration
Oct 4, 2024 to Oct 28, 2025factForm ADV
← KELLY MARIE ROBERTIEAdvisorregistration: previous registration
Feb 15, 2023 to May 27, 2025factForm ADV
← JESSICA LYNN KREGERAdvisorregistration: previous registration
May 12, 2010 to Jun 5, 2013factForm ADV
← MELISSA HOPE EINBERGAdvisorregistration: previous registration
Jan 18, 2011 to Jun 5, 2013factForm ADV

Moved with (1)

→ BEACON POINTE ADVISORS, LLCRegistered adviser10 advisors, firm absorbed, same day
Oct 28, 2025 to Jan 2, 2026factForm ADV

Controls (2)

← MILLER, JR., FREDERICK, HOTCHKISSOwnerMANAGING MEMBER AND CEO, ownership code E, individual
Feb 8, 2012 to Mar 2, 2024factForm ADV
← Luce, CharlesOwnerASSOCIATE DIRECTOR OF BUSINESS OPERATIONS AND CHIEF COMPLIANCE OFFICER, ownership code NA, individual
Feb 28, 2017 to Mar 2, 2024factForm ADV

Owns (1)

← FINE, RICHARD, DONALDOwnerFINANCIAL PLANNER AND SENIOR ADVISOR, ownership code B, individual
Mar 7, 2018 to Mar 2, 2024factForm ADV

Dated events

1 bookkeeping events (roster, classification and holdings changes) folded below

Occurred
Mar 6, 2026
Team lift-out
2 advisors left Sensible Financial Planning And Management, LLC (Waltham, MA) for Beacon Pointe Advisors, LLC on the same day
Form ADVobserved 4 days ago
2 advisors
Occurred
Mar 6, 2026
Advisor changed firm
Frederick Hotchkiss Miller left Sensible Financial Planning And Management, Llc for Beacon Pointe Advisors, Llc (registered 2025-10-27)
Form ADVobserved 4 days ago
Occurred
Mar 6, 2026
Advisor changed firm
Richard Donald Fine left Sensible Financial Planning And Management, Llc for Beacon Pointe Advisors, Llc (registered 2025-10-02)
Form ADVobserved 4 days ago
Occurred
Oct 28, 2025
Firm absorbed
Sensible Financial Planning And Management, LLC's advisors moved to Beacon Pointe Advisors, LLC (Waltham, MA): 10 of 13 registered, on the same day
Form ADVobserved 4 days ago
10 advisors
Occurred
Oct 28, 2025
Advisor changed firm
Marie Elizabeth St. Clare left Sensible Financial Planning And Management, Llc for Beacon Pointe Advisors, Llc (registered 2025-10-15)
Form ADVobserved 4 days ago
Occurred
Oct 28, 2025
Advisor changed firm
Olivia Martha Harrison left Sensible Financial Planning And Management, Llc for Beacon Pointe Advisors, Llc (registered 2025-11-07)
Form ADVobserved 4 days ago
Occurred
Oct 28, 2025
Advisor changed firm
Edward Joseph Samp left Sensible Financial Planning And Management, Llc for Beacon Pointe Advisors, Llc (registered 2025-11-13)
Form ADVobserved 4 days ago
Occurred
Oct 28, 2025
Advisor changed firm
Brandon Charles Garneau left Sensible Financial Planning And Management, Llc for Beacon Pointe Advisors, Llc (registered 2025-10-29)
Form ADVobserved 4 days ago
Occurred
Oct 28, 2025
Advisor changed firm
Christopher Carl Andrysiak left Sensible Financial Planning And Management, Llc for Beacon Pointe Advisors, Llc (registered 2025-11-04)
Form ADVobserved 4 days ago
Occurred
Oct 28, 2025
Advisor changed firm
Marina Cekani left Sensible Financial Planning And Management, Llc for Beacon Pointe Advisors, Llc (registered 2025-10-17)
Form ADVobserved 4 days ago
Occurred
Oct 28, 2025
Advisor changed firm
Aimee Plouffe Polley left Sensible Financial Planning And Management, Llc for Beacon Pointe Advisors, Llc (registered 2025-11-04)
Form ADVobserved 4 days ago
Occurred
Oct 28, 2025
Advisor changed firm
Brendan Walter Gybbon Spilsbury left Sensible Financial Planning And Management, Llc for Beacon Pointe Advisors, Llc (registered 2026-01-02)
Form ADVobserved 4 days ago
Occurred
Oct 28, 2025
Advisor changed firm
Laura Elizabeth Williams left Sensible Financial Planning And Management, Llc for Beacon Pointe Advisors, Llc (registered 2025-10-15)
Form ADVobserved 4 days ago
Occurred
Oct 28, 2025
Advisor changed firm
Joshua Sansby Trubow left Sensible Financial Planning And Management, Llc for Beacon Pointe Advisors, Llc (registered 2025-11-04)
Form ADVobserved 4 days ago
Occurred
Oct 28, 2025
Advisor changed firm
Frank Carmine Napolitano left Sensible Financial Planning And Management, Llc for Beacon Pointe Advisors, Llc (registered 2025-10-14)
Form ADVobserved 4 days ago
Occurred
May 27, 2025
Advisor changed firm
Kelly Marie Robertie left Sensible Financial Planning And Management, Llc for Edelman Financial Engines (registered 2026-07-27)
Form ADVobserved 4 days ago
Occurred
Mar 23, 2020
Regulatory AUM changed
Sensible Financial Planning And Management, Llc reported RAUM $535.8M, up 26% from $426.2M (2019-02-01 to 2020-03-23)
Form ADVobserved 4 days ago
$110M

Show 1 bookkeeping events

Occurred
Apr 1, 2026
Sensible Financial Planning And Management, Llc no longer on the SEC adviser roster (last listed 2026-03-02, RAUM $885.4M)

Provenance

Graph: RIA / Wealth Management
Canonical id: dfx:ria:90a65a0c-5bef-03a5-fe14-e15d87306a14
First observed: Feb 8, 2012
Last observed: May 28, 2025 15 months ago
Source families: Federal regulator filings
3 registered feeds stand behind this record; each fact above carries its own dates and, where the publisher serves one, its document.
Resolution: Identity across graphs by shared identifier (CRD, CIK, EIN, ADV fund id, individual CRD) or citation; a name match is shown as a candidate and never merged.

SENSIBLE FINANCIAL PLANNING AND MANAGEMENT, LLC

CRD 120766

WALTHAM, MA

This is the graph view. The full profile, with its team, deals and sources, is on RIA / Wealth Management.Open the full profile →

Search this name across graphsid dfx:ria:90a65a0c-5bef-03a5-fe14-e15d87306a14

Data as of May 28, 2025 (this record's last observation) from federal regulator filings. Page built Sep 19, 2026, 2:13 PM UTC and rebuilt at most every 15 minutes.

Owner

Title

Ownership code

Control person

Acquired

First seen

Last seen

Luce, Charles

ASSOCIATE DIRECTOR OF BUSINESS OPERATIONS AND CHIEF COMPLIANCE OFFICER

yes

02/2017

Feb 28, 2017

Mar 2, 2024

MILLER, JR., FREDERICK, HOTCHKISS

MANAGING MEMBER AND CEO

yes

03/2002

Feb 8, 2012

Mar 2, 2024

FINE, RICHARD, DONALD

FINANCIAL PLANNER AND SENIOR ADVISOR

09/2003

Mar 7, 2018

Mar 2, 2024

City

State

Country

Employees

Also broker-dealer

SAN DIEGO

United States

Fiscal year

Filed

RAUM

Discretionary

Employees

Advisory staff

Offices

Private funds

Fund GAV

2024

Feb 6, 2025

$885M

$869M

n/a

2023

Mar 2, 2024

$775M

$761M

n/a

2022

Mar 2, 2023

$705M

$665M

n/a

2021

Mar 11, 2022

$731M

$684M

n/a

2020

Mar 16, 2021

$616M

$568M

n/a

2019

Mar 23, 2020

$536M

$473M

n/a

2018

Feb 1, 2019

$426M

$364M

n/a

2017

Mar 7, 2018

$438M

$354M

n/a

2016

Feb 28, 2017

$362M

$247M

n/a

2015

Feb 13, 2016

$356M

$230M

n/a

2014

Mar 2, 2015

$313M

$179M

n/a

2013

Mar 25, 2014

$332M

$189M

n/a

2012

Mar 8, 2013

$297M

$143M

n/a

2011

Mar 15, 2012

$251M

$135M

n/a

Joined, 12m

Left, 12m

Net, 12m

Departure rate, 12m

Joined, 90d

Left, 90d

Left, no destination yet

Joined, 36m

Left, 36m

-13

n/a

Latest fiscal year

RAUM

A year earlier

1y change

Three years earlier

3y CAGR

Employees

A year earlier

Offices

A year earlier

2024

$885M

$775M

14.3%

$731M

6.6%

Other firm

Advisors

First left

Last joined

From

Kind

Move type

Share of firm

BEACON POINTE ADVISORS, LLC

Mar 6, 2026

Oct 27, 2025

WALTHAM, MA

Team lift out

RIA to RIA

100.0%

BEACON POINTE ADVISORS, LLC

Oct 28, 2025

Jan 2, 2026

WALTHAM, MA

Firm absorbed

RIA to RIA

76.9%