DFX Intelligence

Data Factory

RIA / WealthAdvisorCertified Financial Planner31 years in industry

JOSEPH ARNOLD MONTANARO

Advisor at GAP FINANCIAL SERVICES OR GAP FINANCIAL

FAIR OAKS RANCH, TX | AUSTIN, TX

This is the graph view. The full profile, with its team, deals and sources, is on RIA / Wealth Management.Open the full profile →

Search this name across graphsid dfx:ria:f175a8c0-5bca-ea79-a8a8-9ebeb627e6ec

Data as of Sep 14, 2026 (this record's last observation) from federal regulator filings. Page built Sep 20, 2026, 6:36 PM UTC and rebuilt at most every 15 minutes.

Relationships: 5
Dated events: 0
On other graphs: 0
Observed: Oct 31, 1995 to Sep 14, 2026

Across DFX

This entity has not been resolved onto another DFX graph by a shared identifier. A name match elsewhere would be a candidate, never an identity, and none is recorded.

Facts

fact = as filed or announced; derived = computed by DFX; estimate = a band, never a point

Current firm: GAP FINANCIAL SERVICES OR GAP FINANCIAL
Current firm class: state registeredderived
Book size: not publicno per-advisor AUM is published by the SEC, FINRA or IAPD, and DFX estimates none
Industry start: Oct 11, 1994earliest registration or exam on IAPD
Years in industry: 31derivedfrom the industry start date
Years at current firm: 0derivedfrom the current registration's begin date
Prior firms: 4
Current registrations: 1
Registered states: 1
Designations: Certified Financial Planner
Exams: S63|S65
First exam: Oct 11, 1994
First registration: Oct 31, 1995
Dual registered: no
Other names: JR JOSEPH ARNOLD MONTANARO
IAPD individual key: 2546723

Registration history

registration spans on IAPD; the basis says whether the span is a current registration or a prior employment record

Firm	Class	Began	Ended	Current	Branch	Basis
GAP FINANCIAL SERVICES OR GAP FINANCIAL	State registered	Jan 19, 2026	n/a	yes	FAIR OAKS RANCH, TX\|AUSTIN, TX	Current employment
USAA INVESTMENT SERVICES COMPANY	No RAUM reported	Jan 8, 2018	Jun 19, 2020	no	SAN ANTONIO, TX	Previous registration
USAA FINANCIAL PLANNING SERVICES	Former SEC adviser	Feb 7, 2014	Jan 8, 2018	no	SAN ANTONIO, TX	Previous registration
USAA FINANCIAL PLANNING SERVICES	Former SEC adviser	Jan 22, 2003	Mar 12, 2012	no	SAN ANTONIO, TX\|SAN ANTONIO, TX	Previous registration
AMERIPRISE FINANCIAL SERVICES, LLC	National bd RIA	Oct 31, 1995	Dec 20, 2002	no	LEAVENSWORTH, KS	Previous registration

Moves

a move is two registration dates; a bulk corporate re-registration is typed BULK_TRANSFER and is not a move

From	To	Left	Joined	Gap, days	Kind	Move type
USAA INVESTMENT SERVICES COMPANY	GAP FINANCIAL SERVICES OR GAP FINANCIAL	Jun 19, 2020	Jan 19, 2026	2,040	Firm change after gap	Other
USAA FINANCIAL PLANNING SERVICES	USAA INVESTMENT SERVICES COMPANY	Jan 8, 2018	Jan 8, 2018	0	Bulk transfer	Other
AMERIPRISE FINANCIAL SERVICES, LLC	USAA FINANCIAL PLANNING SERVICES	Dec 20, 2002	Jan 22, 2003	33	Firm change	Ibd to new firm

Relationships

Registered with (4)

→ GAP FINANCIAL SERVICES OR GAP FINANCIALRegistered adviserregistration: current employment
Jan 19, 2026 to presentfactForm ADV
→ USAA INVESTMENT SERVICES COMPANYRegistered adviserregistration: previous registration
Jan 8, 2018 to Jun 19, 2020factForm ADV
→ USAA FINANCIAL PLANNING SERVICESRegistered adviserregistration: previous registration
Feb 7, 2014 to Jan 8, 2018factForm ADV
→ AMERIPRISE FINANCIAL SERVICES, LLCRegistered adviserregistration: previous registration
Oct 31, 1995 to Dec 20, 2002factForm ADV

Dated events

No dated event names this entity yet.