DFX Intelligence
RIA Intelligence
Registered investment advisers, the advisors registered through them, the capital they report, the private vehicles they run and the people who own them, as a graph with a filing date behind every number. RAUM is what the adviser filed, a move is two registration dates, and a class is a rule you can read.
Registered advisor
Michael Emil Cear
Chartered Financial Consultant
Feed of 09/14/2026
Also filed as Michael Emil Cear
At current firm
7 y
since Jan 3, 2019
In the industry
28 y
since Apr 15, 1998 (earliest exam, job or registration)
Prior registered firms
2
IAPD previous registrations
State registrations
1
current, as an IAR
Firms today
1
current registrations
Exams
S66, S63
IA exams only
Book size
not public
not estimated here
Signals
1
dated events on this person
Registration history
IAPD current and previous registrations
- Summit Financial, LLC BD affiliated currentsince Jan 3, 2019 · Parsippany, Nj
- Summit Financial Resources Inc formerSep 22, 2014 to Sep 20, 2018 · Parsippany, Nj
- Summit Equities Inc formerSep 10, 2014 to Dec 27, 2018 · Parsippany, Nj
Moves
a registration end followed by a registration begin elsewhere
- Summit Equities Inc to Summit Financial Resources Incleft Dec 27, 2018, registered Sep 22, 2014 (-1557 days) · corporate re-registration, not a move
- Summit Financial Resources Inc to Summit Financial, LLCleft Sep 20, 2018, registered Jan 3, 2019 (105 days) · corporate re-registration, not a move
Signals
- Michael Emil Cear no longer holds an investment adviser registration (last listed at Summit Financial, Llc on the 2026-09-14 feed)Sep 14, 2026 · Advisor registration ended · derived
Transition signals
Mobility scoring is not published yet. The observable conditions this page will draw on once the historical validation is done: tenure, the firm’s own departures and ownership changes, new state registrations, a new adviser entity with this person on Schedule A, and colleagues’ moves. Until precision and lead time are measured on known moves, no label is printed. Read the methodology.
Provenance
- Source
- IAPD individual compilation feedreportedadviserinfo.sec.gov
- Firm class
- Broker-dealer affiliated wealth managerderived
- Years in industry
- 28derivedfrom the earliest dated exam, employment or registration
- Not published
- disclosure flags, outside business text, branch street address