DFX Intelligence

RIA Intelligence

Registered investment advisers, the advisors registered through them, the capital they report, the private vehicles they run and the people who own them, as a graph with a filing date behind every number. RAUM is what the adviser filed, a move is two registration dates, and a class is a rule you can read.

Former SEC-registered adviser

Gardey Financial Advisors Inc

Former SEC-registered adviserSaginaw, MichiganCRD 105337SEC 801-22431websiteIAPD
Latest filing Jul 26, 2024
First filing on the tape Apr 10, 2012 · 28 filings
SEC status approved since Oct 24, 1984
RAUM
$228M
reported, Item 5.F
Discretionary
89%
of RAUM
Private clients
95%
$218M individuals and HNW
Advisors
0
registered through the firm on IAPD
RAUM per advisor
n/a
derived; firm RAUM over IAPD count
Employees
5
2 advisory (5.B.1)
Offices
0
beyond the principal office
Private funds
0
reported on Schedule D
History
28 filings and snapshots on the tape
RAUM$228M as of Mar 18, 2024
Apr 10, 2012$209M then
HNW client RAUM$172M as of Mar 18, 2024
Apr 2, 2019$141M then
State-registered IARs (5.B.3)2 as of Mar 18, 2024
Apr 2, 20137 then
Employees (5.A)5 as of Mar 18, 2024
Apr 2, 201311 then
Private funds: no history
RAUM +17% over the last fiscal year+4.5% a year over threeIARs 2 to 2
Practice profile
derived from the filing of Jul 26, 2024; every figure names its basis
RAUM per advisor
$114MderivedRAUM over IAPD advisors; not a book size
Clients per advisor
87derivedindividual and HNW clients (5.D) over advisors
Average HNW client
$2.4MderivedHNW RAUM over HNW clients
Average account
$376,345derivedRAUM over accounts (5.F.2.f)
Discretionary
89%derivedof RAUM
Institutional
4.5%derivedpensions, charities, corporations, government, insurance, banks, other advisers
Employees per advisor
2.5derivedItem 5.A over advisors
Advisors per office
2.0derived1 offices incl. principal (1.F.5)
RAUM growth, one year
+17%derivedbetween the last two annual amendments
Advisor growth, one year
+0.0%derivedItem 5.B.3 between annual amendments
Client growth, one year
-3.9%derived
Compensation
percentage of assetsreportedItem 5.E
Advisory activities
financial planning, portfolio management for individualsreportedItem 5.G
Ownership
no PE, bank or public-company owner found on Schedule Aderived
Advisor book size
not public; not estimatedreported
Also answered yes on Form ADV
  • buys or sells securities as principal to or from clients (8.A.2)
  • has discretionary authority over which securities are bought or sold (8.C.1)
  • receives research or other products from a broker-dealer, soft dollars (8.E)
  • a related person has custody of client cash (9.B.1.a)
  • a related person has custody of client securities (9.B.1.b)
Where the RAUM sits
Form ADV Item 5.D, latest filing
  • High-net-worth individuals$172M75%
  • Individuals$46.1M20%
  • Pension and profit-sharing plans$6.1M2.7%
  • Charitable organizations$4.1M1.8%
  • Corporations and businesses$107,6280.0%
Individual clients
103reported
HNW clients
71reported
Pension plan clients
n/areported
Charitable clients
5reported
Accounts
607reported
Financial planning clients
101-250reported
Wrap fee programs
noreported
Custody of client assets
noreported
Compensation
% of AUMreported
Class basis
absent from the latest SEC rosterderived
Advisors registered through the firm
0 on IAPD today, longest tenure first
No representative is registered through this CRD on IAPD.
Advisor movement
Left, latest
Joined, latest
none on the tape
    Teams: two or more advisors moving together within fourteen days, from one state
      Private funds
      No private fund reported.
      Owners and control persons
      Schedule A and B, latest filing
      • Marie Ashley Ciolek · Chief Compliance Officercontrol
        since 05/2004 · owns less than 5%
      • Mcneill Jonathan Gardey · President And Ceo, Sole Shareholdercontrol
        since 12/2016 · owns 75% or more
      Related persons
      Schedule D 7.A
      No related person reported.
      Office movement
      IAPD branch city; joins and departures in 12 months
      OfficeAdvisorsJoinedLeftTeams outForming
      Saginaw, Mi · principal000
      Offices
      Schedule D 1.F, the 25 largest
      No branch office listed.
      What changed
      consecutive filings, newest first
      • Assets in custody · 7810000.0 to unset
        Mar 18, 2024 to Mar 19, 2024
      • Custody of client assets · true to false
        Mar 18, 2024 to Mar 19, 2024
      • Accounts · 622 to 607
        Oct 19, 2023 to Mar 18, 2024
      • Corporate clients · 1.0 to unset
        Oct 19, 2023 to Mar 18, 2024
      • HNW clients · 69 to 71
        Oct 19, 2023 to Mar 18, 2024
      • Individual clients · 112 to 103
        Oct 19, 2023 to Mar 18, 2024
      • Pension plan clients · 4.0 to unset
        Oct 19, 2023 to Mar 18, 2024
      • Discretionary RAUM · $164M to $203M
        Oct 19, 2023 to Mar 18, 2024
      • HNW RAUM · $143M to $172M
        Oct 19, 2023 to Mar 18, 2024
      • Individual RAUM · $43.0M to $46.1M
        Oct 19, 2023 to Mar 18, 2024
      • Non-discretionary RAUM · $30.8M to $25.4M
        Oct 19, 2023 to Mar 18, 2024
      • Pension RAUM · $5.3M to $6.1M
        Oct 19, 2023 to Mar 18, 2024
      • RAUM · $195M to $228M
        Oct 19, 2023 to Mar 18, 2024
      • Assets in custody · $9.0M to $7.8M
        Mar 24, 2023 to Apr 5, 2023
      • Accounts · 608 to 622
        Mar 10, 2022 to Mar 24, 2023
      • Advisory employees · 3 to 2
        Mar 10, 2022 to Mar 24, 2023
      • Charity clients · 4 to 5
        Mar 10, 2022 to Mar 24, 2023
      • HNW clients · 75 to 69
        Mar 10, 2022 to Mar 24, 2023
      • Individual clients · 105 to 112
        Mar 10, 2022 to Mar 24, 2023
      • Assets in custody · $9.4M to $9.0M
        Mar 10, 2022 to Mar 24, 2023
      • Employees · 9 to 5
        Mar 10, 2022 to Mar 24, 2023
      • State-registered IARs · 3 to 2
        Mar 10, 2022 to Mar 24, 2023
      • Discretionary RAUM · $181M to $164M
        Mar 10, 2022 to Mar 24, 2023
      • HNW RAUM · $166M to $143M
        Mar 10, 2022 to Mar 24, 2023
      • Individual RAUM · $42.3M to $43.0M
        Mar 10, 2022 to Mar 24, 2023
      • Non-discretionary RAUM · $36.7M to $30.8M
        Mar 10, 2022 to Mar 24, 2023
      • Pension RAUM · $6.4M to $5.3M
        Mar 10, 2022 to Mar 24, 2023
      • RAUM · $218M to $195M
        Mar 10, 2022 to Mar 24, 2023
      • Accounts · 605 to 608
        Mar 24, 2021 to Mar 10, 2022
      • Advisory employees · 4 to 3
        Mar 24, 2021 to Mar 10, 2022
      • Individual clients · 109 to 105
        Mar 24, 2021 to Mar 10, 2022
      • Pension plan clients · 0 to 4
        Mar 24, 2021 to Mar 10, 2022
      • Assets in custody · $12.3M to $9.4M
        Mar 24, 2021 to Mar 10, 2022
      • Employees · 10 to 9
        Mar 24, 2021 to Mar 10, 2022
      • State-registered IARs · 2 to 3
        Mar 24, 2021 to Mar 10, 2022
      • Discretionary RAUM · $173M to $181M
        Mar 24, 2021 to Mar 10, 2022
      • HNW RAUM · $156M to $166M
        Mar 24, 2021 to Mar 10, 2022
      • Individual RAUM · $41.6M to $42.3M
        Mar 24, 2021 to Mar 10, 2022
      • Non-discretionary RAUM · $27.2M to $36.7M
        Mar 24, 2021 to Mar 10, 2022
      • Pension RAUM · $0 to $6.4M
        Mar 24, 2021 to Mar 10, 2022
      Signals
      5 dated events
      • Gardey Financial Advisors Inc no longer on the SEC adviser roster (last listed 2025-03-06, RAUM $228.4M)
        May 2, 2025 · Left the SEC roster · derived
      • Melissa Ann Seamon left Gardey Financial Advisors Inc for Modern Wealth Management, Llc (registered 2024-12-15)
        Mar 26, 2025 · Advisor changed firm · fact
      • Jonathan Mcneill Gardey left Gardey Financial Advisors Inc for Modern Wealth Management, Llc (registered 2025-01-09)
        Mar 26, 2025 · Advisor changed firm · fact
      • 2 advisors left Gardey Financial Advisors Inc (Saginaw, MI) for Modern Wealth Management, LLC on the same day
        Mar 26, 2025 · Team lift-out · derived
      • Gardey Financial Advisors Llc reported succeeding to the business of Another Adviser (Form ADV Item 4)
        Jan 5, 2017 · Succession (Item 4) · fact
      Across DFX
      shared identifiers only, never a name match
      No identifier-backed link to the venture, private equity, family office or sponsor graphs.
      Provenance
      Form ADV
      SEC filing data 2011 to 2024 and the monthly roster 2025 onreportedadviserinfo.sec.gov
      Advisors
      IAPD individual compilation feed, dailyreportedadviserinfo.sec.gov
      Class
      Former SEC-registered adviserderiveda rule over Items 5.D and 7.A
      RAUM per advisor
      n/aderivedfirm RAUM over the IAPD count; not a book size
      Loaded
      Sep 14, 2026