DFX Intelligence

RIA Intelligence

Registered investment advisers, the advisors registered through them, the capital they report, the private vehicles they run and the people who own them, as a graph with a filing date behind every number. RAUM is what the adviser filed, a move is two registration dates, and a class is a rule you can read.

SEC-registered adviser

Asset Advisory Group, Inc.

Independent wealth managerKinnelon, New JerseyCRD 106618SEC 801-46343websiteIAPD
Latest filing Feb 27, 2026
First filing on the tape Mar 5, 2012 · 26 filings
SEC status approved since Apr 26, 1994
RAUM
$480M
reported, Item 5.F
Discretionary
94%
of RAUM
Private clients
100%
$480M individuals and HNW
Advisors
2
registered through the firm on IAPD
RAUM per advisor
$240M
derived; firm RAUM over IAPD count
Employees
5
2 advisory (5.B.1)
Offices
0
beyond the principal office
Private funds
0
reported on Schedule D
History
26 filings and snapshots on the tape
RAUM$480M as of Feb 27, 2026
Mar 5, 2012$176M then
HNW client RAUM$451M as of Feb 27, 2026
Feb 1, 2018$248M then
State-registered IARs (5.B.3)0 as of Feb 27, 2026
Mar 5, 20120 then
Employees (5.A)5 as of Feb 27, 2026
Mar 4, 20131 then
Private funds: no history
RAUM +18% over the last fiscal year+13% a year over threeIARs 0 to 0
Practice profile
derived from the filing of Feb 27, 2026; every figure names its basis
Archetypes, each a printed rule
  • Independent boutique · a wealth manager with no broker-dealer, bank or insurance affiliate, 2 to 25 advisors, one to three offices, no public reporting company control
  • Solo or small team · one advisor, or a wealth manager with up to three advisors and one office
RAUM per advisor
$240MderivedRAUM over IAPD advisors; not a book size
Clients per advisor
86derivedindividual and HNW clients (5.D) over advisors
Average HNW client
$5.2MderivedHNW RAUM over HNW clients
Average account
$757,542derivedRAUM over accounts (5.F.2.f)
Discretionary
94%derivedof RAUM
Institutional
0.0%derivedpensions, charities, corporations, government, insurance, banks, other advisers
Employees per advisor
2.5derivedItem 5.A over advisors
Advisors per office
2.0derived1 offices incl. principal (1.F.5)
RAUM growth, one year
+18%derivedbetween the last two annual amendments
Advisor growth, one year
unknownderivedItem 5.B.3 between annual amendments
Client growth, one year
+8.2%derived
Compensation
percentage of assets, hourly, fixed feesreportedItem 5.E
Advisory activities
financial planning, portfolio management for individuals, educational seminarsreportedItem 5.G
Custody
$11.8M, 5 clientsreportedItem 9.A
Ownership
no PE, bank or public-company owner found on Schedule Aderived
Advisor book size
not public; not estimatedreported
Also answered yes on Form ADV
  • buys or sells securities as principal to or from clients (8.A.2)
  • has discretionary authority over which securities are bought or sold (8.C.1)
  • receives research or other products from a broker-dealer, soft dollars (8.E)
  • has custody of client cash or bank accounts (9.A.1.a)
  • has custody of client securities (9.A.1.b)
Where the RAUM sits
Form ADV Item 5.D, latest filing
  • High-net-worth individuals$451M94%
  • Individuals$28.8M6.0%
Individual clients
85reported
HNW clients
86reported
Pension plan clients
n/areported
Charitable clients
n/areported
Accounts
633reported
Financial planning clients
51-100reported
Wrap fee programs
noreported
Custody of client assets
$11.8M for 5 clientsreported
Compensation
% of AUM, fixed, hourlyreported
Class basis
private_client_share=1.0 fund_share=0.0 institutional_share=0.0 related_bd=false related_bank=false bd_reps=0.0derived
Advisors registered through the firm
2 on IAPD today, longest tenure first
NameBranchHere sinceIn industryPrior firms
Amanda Zoch McgrathCertified Financial PlannerKinnelon, NjMay 30, 201719 y0
Paul Bernard ZochCertified Financial PlannerKinnelon, NjJul 30, 202440 y0
Advisor movement
0 left, 0 joined in 12 months
net 0 in 12 months0 left in 90 days0 joined in 90 daysdeparture rate 0.0% of current headcount0 left over 36 months
Left, latest
Joined, latest
Private funds
No private fund reported.
Owners and control persons
Schedule A and B, latest filing
  • Bernard Paul Zoch · President And Chief Compliance Officercontrol
    since 01/1998 · owns 50% to 75%
  • Zoch Amanda Mcgrath · Vice President And Treasurer
    since 05/2018 · owns 25% to 50%
Related persons
Schedule D 7.A
No related person reported.
Office movement
IAPD branch city; joins and departures in 12 months
OfficeAdvisorsJoinedLeftTeams outForming
Kinnelon, Nj · principal200
Offices
Schedule D 1.F, the 25 largest
No branch office listed.
ADV anomalies
1 against comparable advisers; where to look, not conclusions
  • discretionary share shiftChange between filings · filing Feb 27, 2026
    discretionary share of RAUM moved from 39.0% to 94.0% between the annual amendments of 2025-02-11 and 2026-02-27
    peers: independent wealth managers, $100M to $500M (5,676)
What changed
consecutive filings, newest first
  • Accounts · 558 to 633
    Jun 5, 2025 to Feb 27, 2026
  • HNW clients · 73 to 86
    Jun 5, 2025 to Feb 27, 2026
  • Assets in custody · $66.9M to $11.8M
    Jun 5, 2025 to Feb 27, 2026
  • Discretionary RAUM · $157M to $453M
    Jun 5, 2025 to Feb 27, 2026
  • HNW RAUM · $376M to $451M
    Jun 5, 2025 to Feb 27, 2026
  • Individual RAUM · $30.8M to $28.8M
    Jun 5, 2025 to Feb 27, 2026
  • Non-discretionary RAUM · $250M to $26.8M
    Jun 5, 2025 to Feb 27, 2026
  • RAUM · $407M to $480M
    Jun 5, 2025 to Feb 27, 2026
  • Financial planning clients · 51-100 to 51-100
    Feb 11, 2025 to Jun 5, 2025
  • Accounts · 548 to 558
    Jul 24, 2024 to Feb 11, 2025
  • HNW clients · 69 to 73
    Jul 24, 2024 to Feb 11, 2025
  • Individual clients · 91 to 85
    Jul 24, 2024 to Feb 11, 2025
  • Assets in custody · $57.9M to $66.9M
    Jul 24, 2024 to Feb 11, 2025
  • Discretionary RAUM · $95.5M to $157M
    Jul 24, 2024 to Feb 11, 2025
  • HNW RAUM · $345M to $376M
    Jul 24, 2024 to Feb 11, 2025
  • Individual RAUM · $29.6M to $30.8M
    Jul 24, 2024 to Feb 11, 2025
  • Non-discretionary RAUM · $279M to $250M
    Jul 24, 2024 to Feb 11, 2025
  • RAUM · $374M to $407M
    Jul 24, 2024 to Feb 11, 2025
  • Business name · ASSET ADVISORY GROUP INC to ASSET ADVISORY GROUP, INC.
    Feb 2, 2024 to Jul 24, 2024
  • Legal name · ASSET ADVISORY GROUP INC to ASSET ADVISORY GROUP, INC.
    Feb 2, 2024 to Jul 24, 2024
  • HNW clients · 59 to 69
    Mar 2, 2023 to Feb 2, 2024
  • Individual clients · 111 to 91
    Mar 2, 2023 to Feb 2, 2024
  • Assets in custody · $57.1M to $57.9M
    Mar 2, 2023 to Feb 2, 2024
  • Employees · 2 to 5
    Mar 2, 2023 to Feb 2, 2024
  • Discretionary RAUM · $56.7M to $95.5M
    Mar 2, 2023 to Feb 2, 2024
  • HNW RAUM · $296M to $345M
    Mar 2, 2023 to Feb 2, 2024
  • Individual RAUM · $33.7M to $29.6M
    Mar 2, 2023 to Feb 2, 2024
  • Non-discretionary RAUM · $273M to $279M
    Mar 2, 2023 to Feb 2, 2024
  • RAUM · $330M to $374M
    Mar 2, 2023 to Feb 2, 2024
  • Accounts · 529 to 548
    Feb 17, 2022 to Mar 2, 2023
  • HNW clients · 65 to 59
    Feb 17, 2022 to Mar 2, 2023
  • Individual clients · 101 to 111
    Feb 17, 2022 to Mar 2, 2023
  • Assets in custody · $25.4M to $57.1M
    Feb 17, 2022 to Mar 2, 2023
  • Financial planning clients · 26-50 to 51-100
    Feb 17, 2022 to Mar 2, 2023
  • Discretionary RAUM · $55.2M to $56.7M
    Feb 17, 2022 to Mar 2, 2023
  • HNW RAUM · $359M to $296M
    Feb 17, 2022 to Mar 2, 2023
  • Individual RAUM · $31.5M to $33.7M
    Feb 17, 2022 to Mar 2, 2023
  • Non-discretionary RAUM · $335M to $273M
    Feb 17, 2022 to Mar 2, 2023
  • RAUM · $390M to $330M
    Feb 17, 2022 to Mar 2, 2023
  • Advisory activities · 2 to 3
    Mar 9, 2021 to Feb 14, 2022
Signals
No event on the tape.
Across DFX
shared identifiers only, never a name match
No identifier-backed link to the venture, private equity, family office or sponsor graphs.
How to reach
public business contact points only, each with its source
Business phone
973-492-0808reportedpublished by the firm, firm site, Sep 16, 2026
Business phone
973-492-1166reportedpublished by the firm, firm site, Sep 16, 2026
Website
ASSETADVISORYGROUP.COMreportedpublic record, Form ADV, Sep 18, 2026
Principal office phone
973-492-0808reportedpublic record, Form ADV, Feb 27, 2026
Provenance
Form ADV
SEC filing data 2011 to 2024 and the monthly roster 2025 onreportedadviserinfo.sec.gov
Advisors
IAPD individual compilation feed, dailyreportedadviserinfo.sec.gov
Class
Independent wealth managerderiveda rule over Items 5.D and 7.A
RAUM per advisor
$240Mderivedfirm RAUM over the IAPD count; not a book size
Loaded
Sep 14, 2026