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SEC-registered adviser

S••••••• F••••••••• L••

Independent wealth managerEssex, ConnecticutCRD 121371SEC 801-130753websiteIAPD
Latest filing Mar 23, 2026
First filing on the tape Jun 25, 2024 · 5 filings
SEC status approved since Jul 25, 2024
RAUM
$119M
reported, Item 5.F
Discretionary
0.0%
of RAUM
Private clients
78%
$92.6M individuals and HNW
Advisors
1
registered through the firm on IAPD
RAUM per advisor
$119M
derived; firm RAUM over IAPD count
Employees
4
2 advisory (5.B.1)
Offices
0
beyond the principal office
Private funds
0
reported on Schedule D
History
5 filings and snapshots on the tape
RAUM$119M as of Mar 23, 2026
May 1, 2025$111M then
HNW client RAUM$66.5M as of Mar 23, 2026
May 1, 2025$59.5M then
State-registered IARs (5.B.3)2 as of Mar 23, 2026
May 1, 20252 then
Employees (5.A)4 as of Mar 23, 2026
May 1, 20254 then
Private funds: no history
RAUM n/a over the last fiscal year
Practice profile
derived from the filing of Mar 23, 2026; every figure names its basis
Archetypes, each a printed rule
  • HNW wealth manager · private-client share of RAUM at least 50 percent and HNW share of private-client RAUM 50 to 90 percent
  • Solo or small team · one advisor, or a wealth manager with up to three advisors and one office
RAUM per advisor
$119MderivedRAUM over IAPD advisors; not a book size
Clients per advisor
121derivedindividual and HNW clients (5.D) over advisors
Average HNW client
$2.4MderivedHNW RAUM over HNW clients
Average account
$386,574derivedRAUM over accounts (5.F.2.f)
Discretionary
0.0%derivedof RAUM
Institutional
17%derivedpensions, charities, corporations, government, insurance, banks, other advisers
Employees per advisor
4.0derivedItem 5.A over advisors
Advisors per office
1.0derived1 offices incl. principal (1.F.5)
RAUM growth, one year
unknownderivedbetween the last two annual amendments
Advisor growth, one year
unknownderivedItem 5.B.3 between annual amendments
Client growth, one year
unknownderived
Compensation
percentage of assets, hourly, fixed feesreportedItem 5.E
Advisory activities
financial planning, portfolio management for individuals, selection of other advisers, otherreportedItem 5.G
Ownership
no PE, bank or public-company owner found on Schedule Aderived
Advisor book size
not public; not estimatedreported
Also answered yes on Form ADV
  • is an insurance broker or agent (6.A.6)
  • buys or sells securities as principal to or from clients (8.A.2)
  • receives research or other products from a broker-dealer, soft dollars (8.E)
Where the RAUM sits
Form ADV Item 5.D, latest filing
  • High-net-worth individuals$66.5M56%
  • Individuals$26.2M22%
  • Pension and profit-sharing plans$19.7M17%
  • Corporations and businesses$6.5M5.5%
  • Charitable organizations$184,5670.2%
Individual clients
93reported
HNW clients
28reported
Pension plan clients
6reported
Charitable clients
1reported
Accounts
308reported
Financial planning clients
101-250reported
Wrap fee programs
noreported
Custody of client assets
noreported
Compensation
% of AUM, fixed, hourlyreported
Class basis
private_client_share=0.78 fund_share=0.0 institutional_share=0.17 related_bd=false related_bank=false bd_reps=0.0derived
Advisors registered through the firm
1 on IAPD today, longest tenure first
NameBranchHere sinceIn industryPrior firms
M••• J••• N•• S•••••••Certified Financial PlannerEssex, CtJan 7, 200918 y0
Advisor movement
0 left, 0 joined in 12 months
net 0 in 12 months0 left in 90 days0 joined in 90 daysdeparture rate 0.0% of current headcount1 left over 36 months
Private funds
No private fund reported.
Owners and control persons
Schedule A and B, latest filing
  • S•••••••• M••• J•••• N•• · Sole Owner/Chief Compliance Officercontrol
    since 06/2019 · owns 75% or more
Related persons
Schedule D 7.A
  • M•• I•••••••• S••••••• L••
    real estaten
Office movement
IAPD branch city; joins and departures in 12 months
OfficeAdvisorsJoinedLeftTeams outForming
Essex, Ct · principal100
Offices
Schedule D 1.F, the 25 largest
No branch office listed.
ADV anomalies
1 against comparable advisers; where to look, not conclusions
  • low discretionary shareStatic outlier · filing Mar 23, 2026
    discretionary share of RAUM of 0% against a peer median of 100% (5678 comparable advisers, 0.0th percentile, 33.7 robust deviations)
    peers: independent wealth managers, $100M to $500M (5,678) · 0.0% percentile
What changed
consecutive filings, newest first
  • Accounts · 300 to 308
    Jul 3, 2025 to Mar 23, 2026
  • Advisory employees · 1 to 2
    Jul 3, 2025 to Mar 23, 2026
  • Charity clients · 2 to 1
    Jul 3, 2025 to Mar 23, 2026
  • HNW clients · 30 to 28
    Jul 3, 2025 to Mar 23, 2026
  • Individual clients · 91 to 93
    Jul 3, 2025 to Mar 23, 2026
  • Employees · 3 to 4
    Jul 3, 2025 to Mar 23, 2026
  • State-registered IARs · 1 to 2
    Jul 3, 2025 to Mar 23, 2026
  • HNW RAUM · $59.5M to $66.5M
    Jul 3, 2025 to Mar 23, 2026
  • Individual RAUM · $27.6M to $26.2M
    Jul 3, 2025 to Mar 23, 2026
  • Non-discretionary RAUM · $111M to $119M
    Jul 3, 2025 to Mar 23, 2026
  • Pension RAUM · $15.8M to $19.7M
    Jul 3, 2025 to Mar 23, 2026
  • RAUM · $111M to $119M
    Jul 3, 2025 to Mar 23, 2026
  • Advisory employees · 2 to 1
    May 1, 2025 to Jul 3, 2025
  • Employees · 4 to 3
    May 1, 2025 to Jul 3, 2025
  • Financial planning clients · 101-250 to 101-250
    May 1, 2025 to Jul 3, 2025
  • State-registered IARs · 2 to 1
    May 1, 2025 to Jul 3, 2025
  • Accounts · 275 to 300
    Aug 20, 2024 to May 1, 2025
  • HNW clients · 52 to 30
    Aug 20, 2024 to May 1, 2025
  • Individual clients · 62 to 91
    Aug 20, 2024 to May 1, 2025
  • HNW RAUM · $67.9M to $59.5M
    Aug 20, 2024 to May 1, 2025
  • Individual RAUM · $12.9M to $27.6M
    Aug 20, 2024 to May 1, 2025
  • Non-discretionary RAUM · $104M to $111M
    Aug 20, 2024 to May 1, 2025
  • Pension RAUM · $17.2M to $15.8M
    Aug 20, 2024 to May 1, 2025
  • RAUM · $104M to $111M
    Aug 20, 2024 to May 1, 2025
Signals
2 dated events
  • A••••• S•••••• left S••••••• F••••••••• L•• for A••••••••• F•••••••• S•••••••• L•• (registered 2025-10-16)
    Jul 3, 2025 · Advisor changed firm · fact
  • S••••••• F••••••••• L•• filed its initial SEC registration (Form ADV)
    Jun 25, 2024 · First SEC registration · fact
Across DFX
shared identifiers only, never a name match
No identifier-backed link to the venture, private equity, family office or sponsor graphs.
How to reach
public business contact points only, each with its source
Business phone
860-657-4150reportedpublished by the firm, firm site, Sep 16, 2026
Firm profile
linkedin.com/company/10986320reportedpublic record, Form ADV, Sep 21, 2026
Website
s••••••.comreportedpublic record, Form ADV, Sep 21, 2026
Principal office phone
(860)657-4150reportedpublic record, Form ADV, Mar 23, 2026
Team page
s••••••.comreportedpublished by the firm, firm site, Sep 16, 2026
Provenance
Form ADV
SEC filing data 2011 to 2024 and the monthly roster 2025 onreportedadviserinfo.sec.gov
Advisors
IAPD individual compilation feed, dailyreportedadviserinfo.sec.gov
Class
Independent wealth managerderiveda rule over Items 5.D and 7.A
RAUM per advisor
$119Mderivedfirm RAUM over the IAPD count; not a book size
Loaded
Sep 14, 2026