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SEC-registered adviser

N•• I••••••••• A•••••••• L••

Independent wealth managerKnoxville, TennesseeCRD 123902SEC 801-62087websiteIAPD
Latest filing Mar 25, 2026
First filing on the tape Mar 28, 2012 · 22 filings
SEC status approved since Jun 3, 2003
RAUM
$431M
reported, Item 5.F
Discretionary
100%
of RAUM
Private clients
100%
$431M individuals and HNW
Advisors
3
registered through the firm on IAPD
RAUM per advisor
$144M
derived; firm RAUM over IAPD count
Employees
7
4 advisory (5.B.1)
Offices
0
beyond the principal office
Private funds
0
reported on Schedule D
History
22 filings and snapshots on the tape
RAUM$431M as of Mar 25, 2026
Mar 28, 2012$96.8M then
HNW client RAUM$411M as of Mar 25, 2026
Mar 13, 2018$169M then
State-registered IARs (5.B.3)3 as of Mar 25, 2026
Mar 28, 20120 then
Employees (5.A)7 as of Mar 25, 2026
Mar 18, 20137 then
Private funds: no history
RAUM +16% over the last fiscal year+17% a year over threeIARs 3 to 3
Practice profile
derived from the filing of Mar 25, 2026; every figure names its basis
Archetypes, each a printed rule
  • Solo or small team · one advisor, or a wealth manager with up to three advisors and one office
RAUM per advisor
$144MderivedRAUM over IAPD advisors; not a book size
Clients per advisor
66derivedindividual and HNW clients (5.D) over advisors
Average HNW client
$3.6MderivedHNW RAUM over HNW clients
Average account
$815,049derivedRAUM over accounts (5.F.2.f)
Discretionary
100%derivedof RAUM
Institutional
0.1%derivedpensions, charities, corporations, government, insurance, banks, other advisers
Employees per advisor
2.3derivedItem 5.A over advisors
Advisors per office
3.0derived1 offices incl. principal (1.F.5)
RAUM growth, one year
+16%derivedbetween the last two annual amendments
Advisor growth, one year
+0.0%derivedItem 5.B.3 between annual amendments
Client growth, one year
+2.1%derived
Compensation
percentage of assets, hourly, fixed feesreportedItem 5.E
Advisory activities
financial planning, portfolio management for individuals, pension consulting, otherreportedItem 5.G
Custody
$106M, 53 clientsreportedItem 9.A
Ownership
no PE, bank or public-company owner found on Schedule Aderived
Advisor book size
not public; not estimatedreported
Also answered yes on Form ADV
  • buys or sells securities as principal to or from clients (8.A.2)
  • has discretionary authority over which securities are bought or sold (8.C.1)
  • receives research or other products from a broker-dealer, soft dollars (8.E)
  • has custody of client cash or bank accounts (9.A.1.a)
  • has custody of client securities (9.A.1.b)
Where the RAUM sits
Form ADV Item 5.D, latest filing
  • High-net-worth individuals$411M95%
  • Individuals$20.2M4.7%
  • Pension and profit-sharing plans$359,3550.1%
Individual clients
84reported
HNW clients
114reported
Pension plan clients
1reported
Charitable clients
n/areported
Accounts
529reported
Financial planning clients
11-25reported
Wrap fee programs
noreported
Custody of client assets
$106M for 53 clientsreported
Compensation
% of AUM, fixed, hourlyreported
Class basis
private_client_share=1.0 fund_share=0.0 institutional_share=0.0 related_bd=false related_bank=false bd_reps=0.0derived
Advisors registered through the firm
3 on IAPD today, longest tenure first
NameBranchHere sinceIn industryPrior firms
R•••••• I•• Z•••Knoxville, TnFeb 17, 200437 y0
A••••• M••••• C•••••••Knoxville, TnOct 4, 201726 y0
B•••••• J•••• H•••••Certified Financial PlannerKnoxville, TnJan 1, 202510 y0
Advisor movement
0 left, 0 joined in 12 months
net 0 in 12 months0 left in 90 days0 joined in 90 daysdeparture rate 0.0% of current headcount0 left over 36 months
Left, latest
none on the tape
    Joined, latest
    none on the tape
      Private funds
      No private fund reported.
      Owners and control persons
      Schedule A and B, latest filing
      • Z•••• R••••••• I•• · Managing Member, Chief Compliance Officercontrol
        since 07/1995 · owns 50% to 75%
      • H•••• T••••• R•• · Owner
        since 01/2021 · owns 10% to 25%
      • P•••••• K•••••••• M••••••• · Owner
        since 01/2021 · owns 10% to 25%
      • S•••••• L••••••• J••••• · Owner
        since 01/2021 · owns 10% to 25%
      • S••••••••• B••••••• E••••• · Owner
        since 01/2021 · owns 10% to 25%
      Related persons
      Schedule D 7.A
      • N•••••••• B••• • Z•••• P•
        insurancen
      Office movement
      IAPD branch city; joins and departures in 12 months
      OfficeAdvisorsJoinedLeftTeams outForming
      Knoxville, Tn · principal300
      Offices
      Schedule D 1.F, the 25 largest
      No branch office listed.
      ADV anomalies
      1 against comparable advisers; where to look, not conclusions
      • very high RAUM per advisorStatic outlier · filing Mar 25, 2026
        RAUM per registered advisor of $143,720,360 against a peer median of $55,766,318 (3256 comparable advisers, 98.0th percentile, 3.1 robust deviations)
        peers: independent wealth managers, $100M to $500M (3,256) · 98% percentile
      What changed
      consecutive filings, newest first
      • Accounts · 486 to 529
        Mar 19, 2025 to Mar 25, 2026
      • Advisory employees · 3 to 4
        Mar 19, 2025 to Mar 25, 2026
      • HNW clients · 99 to 114
        Mar 19, 2025 to Mar 25, 2026
      • Individual clients · 95 to 84
        Mar 19, 2025 to Mar 25, 2026
      • Pension plan clients · 2 to 1
        Mar 19, 2025 to Mar 25, 2026
      • Assets in custody · $94.1M to $106M
        Mar 19, 2025 to Mar 25, 2026
      • Employees · 6 to 7
        Mar 19, 2025 to Mar 25, 2026
      • Discretionary RAUM · $371M to $431M
        Mar 19, 2025 to Mar 25, 2026
      • HNW RAUM · $337M to $411M
        Mar 19, 2025 to Mar 25, 2026
      • Individual RAUM · $33.0M to $20.2M
        Mar 19, 2025 to Mar 25, 2026
      • Pension RAUM · $347,454 to $359,355
        Mar 19, 2025 to Mar 25, 2026
      • RAUM · $371M to $431M
        Mar 19, 2025 to Mar 25, 2026
      • Accounts · 447 to 486
        Mar 22, 2024 to Mar 19, 2025
      • Advisory employees · 4 to 3
        Mar 22, 2024 to Mar 19, 2025
      • HNW clients · 89 to 99
        Mar 22, 2024 to Mar 19, 2025
      • Individual clients · 87 to 95
        Mar 22, 2024 to Mar 19, 2025
      • Assets in custody · $4.1M to $94.1M
        Mar 22, 2024 to Mar 19, 2025
      • Employees · 7 to 6
        Mar 22, 2024 to Mar 19, 2025
      • Financial planning clients · 11-25 to 11-25
        Mar 22, 2024 to Mar 19, 2025
      • Discretionary RAUM · $322M to $371M
        Mar 22, 2024 to Mar 19, 2025
      • HNW RAUM · $290M to $337M
        Mar 22, 2024 to Mar 19, 2025
      • Individual RAUM · $29.0M to $33.0M
        Mar 22, 2024 to Mar 19, 2025
      • Pension RAUM · $4.0M to $347,454
        Mar 22, 2024 to Mar 19, 2025
      • RAUM · $322M to $371M
        Mar 22, 2024 to Mar 19, 2025
      • Accounts · 421 to 447
        Mar 29, 2023 to Mar 22, 2024
      • HNW clients · 71 to 89
        Mar 29, 2023 to Mar 22, 2024
      • Individual clients · 101 to 87
        Mar 29, 2023 to Mar 22, 2024
      • Assets in custody · $3.4M to $4.1M
        Mar 29, 2023 to Mar 22, 2024
      • Discretionary RAUM · $266M to $322M
        Mar 29, 2023 to Mar 22, 2024
      • HNW RAUM · $231M to $290M
        Mar 29, 2023 to Mar 22, 2024
      • Individual RAUM · $32.4M to $29.0M
        Mar 29, 2023 to Mar 22, 2024
      • Pension RAUM · $3.1M to $4.0M
        Mar 29, 2023 to Mar 22, 2024
      • RAUM · $266M to $322M
        Mar 29, 2023 to Mar 22, 2024
      • Accounts · 403 to 421
        Jan 3, 2023 to Mar 29, 2023
      • HNW clients · 75 to 71
        Jan 3, 2023 to Mar 29, 2023
      • Individual clients · 94 to 101
        Jan 3, 2023 to Mar 29, 2023
      • Pension plan clients · 1 to 2
        Jan 3, 2023 to Mar 29, 2023
      • Assets in custody · $4.6M to $3.4M
        Jan 3, 2023 to Mar 29, 2023
      • Employees · 6 to 7
        Jan 3, 2023 to Mar 29, 2023
      • Discretionary RAUM · $301M to $266M
        Jan 3, 2023 to Mar 29, 2023
      Signals
      1 dated events
      • Halver Jeffrey Novinger (Managing Member) no longer on Schedule A of N•• I••••••••• A•••••••• L•• (listed 2020-07-10, absent 2021-03-25)
        Mar 25, 2021 · Control person left · inference
      Across DFX
      shared identifiers only, never a name match
      No identifier-backed link to the venture, private equity, family office or sponsor graphs.
      How to reach
      public business contact points only, each with its source
      Business phone
      865-558-6192reportedpublished by the firm, firm site, Sep 15, 2026
      Business phone
      865-584-1184reportedpublished by the firm, firm site, Sep 15, 2026
      Website
      w••.n••••••••.comreportedpublic record, Form ADV, Sep 21, 2026
      Principal office phone
      865.584.1184reportedpublic record, Form ADV, Mar 25, 2026
      Contact form
      n••••••••.comreportedpublished by the firm, firm site, Sep 15, 2026
      Team page
      n••••••••.comreportedpublished by the firm, firm site, Sep 15, 2026
      Provenance
      Form ADV
      SEC filing data 2011 to 2024 and the monthly roster 2025 onreportedadviserinfo.sec.gov
      Advisors
      IAPD individual compilation feed, dailyreportedadviserinfo.sec.gov
      Class
      Independent wealth managerderiveda rule over Items 5.D and 7.A
      RAUM per advisor
      $144Mderivedfirm RAUM over the IAPD count; not a book size
      Loaded
      Sep 14, 2026