DFX Intelligence
RIA Intelligence
Registered investment advisers, the advisors registered through them, the capital they report, the private vehicles they run and the people who own them, as a graph with a filing date behind every number. RAUM is what the adviser filed, a move is two registration dates, and a class is a rule you can read.
SEC-registered adviser
Rfm Financial Solutions, LLC
Latest filing Aug 6, 2026
First filing on the tape Dec 22, 2011 · 16 filings
SEC status approved since May 30, 2019
RAUM
$260M
reported, Item 5.F
Discretionary
76%
of RAUM
Private clients
95%
$247M individuals and HNW
Advisors
3
registered through the firm on IAPD
RAUM per advisor
$86.7M
derived; firm RAUM over IAPD count
Employees
6
3 advisory (5.B.1)
Offices
1
beyond the principal office
Private funds
0
reported on Schedule D
History
16 filings and snapshots on the tape
RAUM$260M as of Aug 6, 2026
Dec 22, 2011$46.2M then
HNW client RAUM$205M as of Aug 6, 2026
Dec 20, 2019$90.5M then
State-registered IARs (5.B.3)3 as of Aug 6, 2026
Dec 22, 20110 then
Employees (5.A)6 as of Aug 6, 2026
Dec 20, 20196 then
Private funds: no history
RAUM +88% over the last fiscal year+14% a year over threeIARs 2 to 3
Practice profile
derived from the filing of Aug 6, 2026; every figure names its basis
Archetypes, each a printed rule
- HNW wealth manager · private-client share of RAUM at least 50 percent and HNW share of private-client RAUM 50 to 90 percent
- RAUM per advisor
- $86.7MderivedRAUM over IAPD advisors; not a book size
- Clients per advisor
- 181derivedindividual and HNW clients (5.D) over advisors
- Average HNW client
- $2.8MderivedHNW RAUM over HNW clients
- Average account
- $265,714derivedRAUM over accounts (5.F.2.f)
- Discretionary
- 76%derivedof RAUM
- Institutional
- 0.0%derivedpensions, charities, corporations, government, insurance, banks, other advisers
- Employees per advisor
- 2.0derivedItem 5.A over advisors
- Advisors per office
- 1.5derived2 offices incl. principal (1.F.5)
- RAUM growth, one year
- +64%derivedbetween the last two annual amendments
- Advisor growth, one year
- +50%derivedItem 5.B.3 between annual amendments
- Client growth, one year
- +40%derived
- Compensation
- percentage of assets, hourly, fixed feesreportedItem 5.E
- Advisory activities
- financial planning, portfolio management for individuals, pension consulting, otherreportedItem 5.G
- Custody
- $24.4M, 65 clientsreportedItem 9.A
- Ownership
- no PE, bank or public-company owner found on Schedule Aderived
- Advisor book size
- not public; not estimatedreported
Also answered yes on Form ADV
- buys or sells securities as principal to or from clients (8.A.2)
- has discretionary authority over which securities are bought or sold (8.C.1)
- receives research or other products from a broker-dealer, soft dollars (8.E)
- has custody of client cash or bank accounts (9.A.1.a)
Where the RAUM sits
Form ADV Item 5.D, latest filing
- High-net-worth individuals$205M79%
- Individuals$41.7M16%
- Corporations and businesses$13.5M5.2%
- Charitable organizations$122,0030.0%
- Pension and profit-sharing plans$20.0%
- Individual clients
- 472reported
- HNW clients
- 72reported
- Pension plan clients
- n/areported
- Charitable clients
- n/areported
- Accounts
- 979reported
- Financial planning clients
- 11-25reported
- Wrap fee programs
- noreported
- Custody of client assets
- $24.4M for 65 clientsreported
- Compensation
- % of AUM, fixed, hourlyreported
- Class basis
- private_client_share=0.95 fund_share=0.0 institutional_share=0.0 related_bd=false related_bank=false bd_reps=0.0derived
Advisors registered through the firm
3 on IAPD today, longest tenure first
| Name | Branch | Here since | In industry | Prior firms |
|---|---|---|---|---|
| Michael Eugene HarterCertified Financial Planner | Mt. Pleasant, Mi | Mar 3, 2011 | 34 y | 0 |
| Sara Dorothy BrubakerChartered Financial Consultant | Midland, Mi | Jan 16, 2024 | 22 y | 0 |
| Justin C CookCertified Financial Planner | Mt. Pleasant, Mi | Jan 1, 2025 | 12 y | 0 |
Advisor movement
0 left, 0 joined in 12 months
net 0 in 12 months0 left in 90 days0 joined in 90 daysdeparture rate 0.0% of current headcount0 left over 36 months
Left, latest
- Jeremy Michael Shafer to Wealth Enhancement Advisory Services, LLCApr 24, 2015 · Other
Joined, latest
- Jeremy Michael Shafer from Cetera Investment Services LLCSep 21, 2012 · Other
Private funds
No private fund reported.
Owners and control persons
Schedule A and B, latest filing
- Eugene Michael Harter · Chief Compliance Officer & Managing Membercontrolsince 10/1999 · owns less than 5%
- Eugene Michael Harter · Shareholdercontrolsince 10/2023 · owns 50% to 75% of Robert F. Murray & Company, Certified Public Accountants, P.C.
Entity owners
- Robert F. Murray & Company, Certified Public Accountants, P.C. · Parent Companydirect · owns 75% or more
Related persons
Schedule D 7.A
- Robert F. Murray & Company, Certified Public Accountants, P.C.insurancey
Office movement
IAPD branch city; joins and departures in 12 months
| Office | Advisors | Joined | Left | Teams out | Forming |
|---|---|---|---|---|---|
| Mt Pleasant, Mi | 2 | 0 | 0 |
Offices
Schedule D 1.F, the 25 largest
- Midland, MI1 employees
What changed
consecutive filings, newest first
- Accounts · 948 to 979Dec 5, 2024 to Dec 22, 2025
- Corporate clients · 24 to 26Dec 5, 2024 to Dec 22, 2025
- HNW clients · 68 to 72Dec 5, 2024 to Dec 22, 2025
- Individual clients · 461 to 472Dec 5, 2024 to Dec 22, 2025
- Pension plan clients · 5.0 to unsetDec 5, 2024 to Dec 22, 2025
- Assets in custody · $33.9M to $24.4MDec 5, 2024 to Dec 22, 2025
- Financial planning clients · 11-25 to 11-25Dec 5, 2024 to Dec 22, 2025
- Discretionary RAUM · $174M to $197MDec 5, 2024 to Dec 22, 2025
- HNW RAUM · $174M to $205MDec 5, 2024 to Dec 22, 2025
- Individual RAUM · $41.2M to $41.7MDec 5, 2024 to Dec 22, 2025
- Non-discretionary RAUM · $53.5M to $63.5MDec 5, 2024 to Dec 22, 2025
- Pension RAUM · $403 to $2Dec 5, 2024 to Dec 22, 2025
- RAUM · $228M to $260MDec 5, 2024 to Dec 22, 2025
- Accounts · 630 to 948Dec 22, 2023 to Dec 5, 2024
- Advisory employees · 2 to 3Dec 22, 2023 to Dec 5, 2024
- HNW clients · 37 to 68Dec 22, 2023 to Dec 5, 2024
- Individual clients · 342 to 461Dec 22, 2023 to Dec 5, 2024
- Pension plan clients · 6 to 5Dec 22, 2023 to Dec 5, 2024
- Assets in custody · $38.1M to $33.9MDec 22, 2023 to Dec 5, 2024
- Financial planning clients · 51-100 to 11-25Dec 22, 2023 to Dec 5, 2024
- State-registered IARs · 2 to 3Dec 22, 2023 to Dec 5, 2024
- Discretionary RAUM · $113M to $174MDec 22, 2023 to Dec 5, 2024
- HNW RAUM · $90.9M to $174MDec 22, 2023 to Dec 5, 2024
- Individual RAUM · $32.8M to $41.2MDec 22, 2023 to Dec 5, 2024
- Non-discretionary RAUM · $25.8M to $53.5MDec 22, 2023 to Dec 5, 2024
- Pension RAUM · $292 to $403Dec 22, 2023 to Dec 5, 2024
- RAUM · $139M to $228MDec 22, 2023 to Dec 5, 2024
- Accounts · 625 to 630Dec 16, 2022 to Dec 22, 2023
- Corporate clients · 8 to 24Dec 16, 2022 to Dec 22, 2023
- HNW clients · 67 to 37Dec 16, 2022 to Dec 22, 2023
- Individual clients · 352 to 342Dec 16, 2022 to Dec 22, 2023
- Pension plan clients · 26 to 6Dec 16, 2022 to Dec 22, 2023
- Assets in custody · $25.9M to $38.1MDec 16, 2022 to Dec 22, 2023
- Financial planning clients · 1-10 to 51-100Dec 16, 2022 to Dec 22, 2023
- Discretionary RAUM · $101M to $113MDec 16, 2022 to Dec 22, 2023
- HNW RAUM · $100M to $90.9MDec 16, 2022 to Dec 22, 2023
- Individual RAUM · $30.9M to $32.8MDec 16, 2022 to Dec 22, 2023
- Non-discretionary RAUM · $38.7M to $25.8MDec 16, 2022 to Dec 22, 2023
- Pension RAUM · $704 to $292Dec 16, 2022 to Dec 22, 2023
- RAUM · $139M to $139MDec 16, 2022 to Dec 22, 2023
Signals
6 dated events
- Owen Keith Frame (Shareholder) no longer on Schedule A of Rfm Financial Solutions, Llc (listed 2022-12-16, absent 2023-12-22)Dec 22, 2023 · Control person left · inference
- D John Goggan (Shareholder) no longer on Schedule A of Rfm Financial Solutions, Llc (listed 2022-12-16, absent 2023-12-22)Dec 22, 2023 · Control person left · inference
- D John Goggan (Shareholder) appeared on Schedule A of Rfm Financial Solutions, LlcDec 23, 2021 · Control person joined · fact
- Benjamin Paul Murray (Shareholder) no longer on Schedule A of Rfm Financial Solutions, Llc (listed 2019-05-03, absent 2019-12-20)Dec 20, 2019 · Control person left · inference
- Owen Keith Frame (Shareholder) appeared on Schedule A of Rfm Financial Solutions, LlcDec 20, 2019 · Control person joined · fact
- Rfm Financial Solutions, Llc filed its initial SEC registration (Form ADV)Apr 30, 2019 · First SEC registration · fact
Across DFX
shared identifiers only, never a name match
No identifier-backed link to the venture, private equity, family office or sponsor graphs.
How to reach
public business contact points only, each with its source
- Business phone
- 800-448-0257reportedpublished by the firm, firm site, Sep 15, 2026
- Business phone
- 989-631-9500reportedpublished by the firm, firm site, Sep 15, 2026
- Business phone
- 989-772-1209reportedpublished by the firm, firm site, Sep 15, 2026
- Website
- RFMFINANCIALSOLUTIONS.COMreportedpublic record, Form ADV, Sep 18, 2026
- Principal office phone
- 989.772.1209reportedpublic record, Form ADV, Aug 6, 2026
- Contact form
- rfmfinancialsolutions.com/contact-usreportedpublished by the firm, firm site, Sep 15, 2026
- Team page
- rfmfinancialsolutions.com/about-us/our-teamreportedpublished by the firm, firm site, Sep 15, 2026
Provenance
- Form ADV
- SEC filing data 2011 to 2024 and the monthly roster 2025 onreportedadviserinfo.sec.gov
- Advisors
- IAPD individual compilation feed, dailyreportedadviserinfo.sec.gov
- Class
- Independent wealth managerderiveda rule over Items 5.D and 7.A
- RAUM per advisor
- $86.7Mderivedfirm RAUM over the IAPD count; not a book size
- Loaded
- Sep 14, 2026