DFX Intelligence

RIA Intelligence

Registered investment advisers, the advisors registered through them, the capital they report, the private vehicles they run and the people who own them, as a graph with a filing date behind every number. RAUM is what the adviser filed, a move is two registration dates, and a class is a rule you can read.

SEC-registered adviser

Schaeffer Financial LLC

Independent wealth managerRockville, MarylandCRD 133697SEC 801-63790websiteIAPD
Latest filing Jul 14, 2026
First filing on the tape Mar 19, 2012 · 27 filings
SEC status approved since Jan 3, 2005
RAUM
$258M
reported, Item 5.F
Discretionary
100%
of RAUM
Private clients
100%
$258M individuals and HNW
Advisors
5
registered through the firm on IAPD
RAUM per advisor
$51.5M
derived; firm RAUM over IAPD count
Employees
7
4 advisory (5.B.1)
Offices
3
beyond the principal office
Private funds
0
reported on Schedule D
History
27 filings and snapshots on the tape
RAUM$258M as of Jul 14, 2026
Mar 19, 2012$100.0M then
HNW client RAUM$185M as of Jul 14, 2026
Mar 12, 2018$108M then
State-registered IARs (5.B.3)4 as of Jul 14, 2026
Mar 19, 20120 then
Employees (5.A)7 as of Jul 14, 2026
Mar 1, 20134 then
Private funds: no history
RAUM +15% over the last fiscal year+13% a year over threeIARs 5 to 4
Practice profile
derived from the filing of Jul 14, 2026; every figure names its basis
Archetypes, each a printed rule
  • HNW wealth manager · private-client share of RAUM at least 50 percent and HNW share of private-client RAUM 50 to 90 percent
RAUM per advisor
$51.5MderivedRAUM over IAPD advisors; not a book size
Clients per advisor
49derivedindividual and HNW clients (5.D) over advisors
Average HNW client
$2.4MderivedHNW RAUM over HNW clients
Average account
$1.0MderivedRAUM over accounts (5.F.2.f)
Discretionary
100%derivedof RAUM
Institutional
0.0%derivedpensions, charities, corporations, government, insurance, banks, other advisers
Employees per advisor
1.4derivedItem 5.A over advisors
Advisors per office
1.3derived4 offices incl. principal (1.F.5)
RAUM growth, one year
+15%derivedbetween the last two annual amendments
Advisor growth, one year
-20%derivedItem 5.B.3 between annual amendments
Client growth, one year
+4.2%derived
Compensation
percentage of assets, hourly, fixed fees, otherreportedItem 5.E
Advisory activities
financial planning, portfolio management for individuals, selection of other advisers, educational seminarsreportedItem 5.G
Custody
$59.9M, 70 clientsreportedItem 9.A
Ownership
no PE, bank or public-company owner found on Schedule Aderived
Advisor book size
not public; not estimatedreported
Also answered yes on Form ADV
  • buys or sells securities as principal to or from clients (8.A.2)
  • has discretionary authority over which securities are bought or sold (8.C.1)
  • receives research or other products from a broker-dealer, soft dollars (8.E)
  • has custody of client cash or bank accounts (9.A.1.a)
  • has custody of client securities (9.A.1.b)
Where the RAUM sits
Form ADV Item 5.D, latest filing
  • High-net-worth individuals$185M72%
  • Individuals$73.0M28%
Individual clients
171reported
HNW clients
76reported
Pension plan clients
n/areported
Charitable clients
n/areported
Accounts
247reported
Financial planning clients
101-250reported
Wrap fee programs
noreported
Custody of client assets
$59.9M for 70 clientsreported
Compensation
% of AUM, fixed, hourlyreported
Class basis
private_client_share=1.0 fund_share=0.0 institutional_share=0.0 related_bd=false related_bank=false bd_reps=1.0derived
Advisors registered through the firm
5 on IAPD today, longest tenure first
NameBranchHere sinceIn industryPrior firms
Karen Patricia SchaefferCertified Financial PlannerRockville, MdJan 3, 200546 y1
Richard Wayne SchaefferCertified Financial PlannerRockville, MdJan 3, 200542 y1
Kaitlin YardleyCertified Financial PlannerHouston, Tx Jan 12, 201516 y2
Claire Ramzy DwyerCertified Financial PlannerJacksonville, Fl Jan 1, 202511 y0
Brandon KeehrCertified Financial PlannerRockville, Md Jan 1, 202527 y0
Advisor movement
0 left, 0 joined in 12 months
net 0 in 12 months0 left in 90 days0 joined in 90 daysdeparture rate 0.0% of current headcount0 left over 36 months
Left, latest
Joined, latest
Private funds
No private fund reported.
Owners and control persons
Schedule A and B, latest filing
  • Patricia Karen Schaeffer · Managing Membercontrol
    since 12/2004 · owns 75% or more
  • Kaitlin Yardley · Chief Compliance Officercontrol
    since 05/2019 · owns less than 5%
Related persons
Schedule D 7.A
No related person reported.
Office movement
IAPD branch city; joins and departures in 12 months
OfficeAdvisorsJoinedLeftTeams outForming
Rockville, Md · principal500
Offices
Schedule D 1.F, the 25 largest
  • , 1 employees
ADV anomalies
1 against comparable advisers; where to look, not conclusions
  • account count collapseChange between filings · filing Mar 2, 2026
    accounts (Item 5.F.2.f) moved from 435.0 to 247.0 (-43.0%) between the annual amendments of 2025-04-11 and 2026-03-02; the peer median change was +5.0% (3688 comparable advisers, 4.0th percentile of changes)
    peers: independent wealth managers, $100M to $500M (3,688) · 3.6% percentile
What changed
consecutive filings, newest first
  • Accounts · 435 to 247
    Jun 2, 2025 to Mar 2, 2026
  • Advisory employees · 5 to 4
    Jun 2, 2025 to Mar 2, 2026
  • BD registered reps · 2 to 1
    Jun 2, 2025 to Mar 2, 2026
  • HNW clients · 184 to 76
    Jun 2, 2025 to Mar 2, 2026
  • Individual clients · 53 to 171
    Jun 2, 2025 to Mar 2, 2026
  • Assets in custody · $49.6M to $59.9M
    Jun 2, 2025 to Mar 2, 2026
  • State-registered IARs · 5 to 4
    Jun 2, 2025 to Mar 2, 2026
  • Discretionary RAUM · $223M to $258M
    Jun 2, 2025 to Mar 2, 2026
  • HNW RAUM · $146M to $185M
    Jun 2, 2025 to Mar 2, 2026
  • Individual RAUM · $77.6M to $73.0M
    Jun 2, 2025 to Mar 2, 2026
  • RAUM · $223M to $258M
    Jun 2, 2025 to Mar 2, 2026
  • Financial planning clients · 101-250 to 101-250
    Apr 11, 2025 to Jun 2, 2025
  • Accounts · 414 to 435
    Nov 19, 2024 to Feb 28, 2025
  • Advisory employees · 4 to 5
    Nov 19, 2024 to Feb 28, 2025
  • HNW clients · 67 to 184
    Nov 19, 2024 to Feb 28, 2025
  • Individual clients · 167 to 53
    Nov 19, 2024 to Feb 28, 2025
  • Assets in custody · $49.3M to $49.6M
    Nov 19, 2024 to Feb 28, 2025
  • Financial planning clients · 251-500 to 101-250
    Nov 19, 2024 to Feb 28, 2025
  • State-registered IARs · 4 to 5
    Nov 19, 2024 to Feb 28, 2025
  • Discretionary RAUM · $199M to $223M
    Nov 19, 2024 to Feb 28, 2025
  • HNW RAUM · $131M to $146M
    Nov 19, 2024 to Feb 28, 2025
  • Individual RAUM · $68.0M to $77.6M
    Nov 19, 2024 to Feb 28, 2025
  • RAUM · $199M to $223M
    Nov 19, 2024 to Feb 28, 2025
  • Other offices · 2 to 3
    Mar 5, 2024 to Nov 19, 2024
  • Accounts · 437 to 414
    Mar 15, 2023 to Mar 5, 2024
  • HNW clients · 65 to 67
    Mar 15, 2023 to Mar 5, 2024
  • Individual clients · 225 to 167
    Mar 15, 2023 to Mar 5, 2024
  • Assets in custody · $37.2M to $49.3M
    Mar 15, 2023 to Mar 5, 2024
  • Employees · 6 to 7
    Mar 15, 2023 to Mar 5, 2024
  • Discretionary RAUM · $178M to $199M
    Mar 15, 2023 to Mar 5, 2024
  • HNW RAUM · $113M to $131M
    Mar 15, 2023 to Mar 5, 2024
  • Individual RAUM · $65.4M to $68.0M
    Mar 15, 2023 to Mar 5, 2024
  • RAUM · $178M to $199M
    Mar 15, 2023 to Mar 5, 2024
  • Other offices · 1 to 2
    Feb 10, 2023 to Mar 15, 2023
  • Accounts · 425 to 437
    Nov 17, 2022 to Feb 10, 2023
  • Individual clients · 226 to 225
    Nov 17, 2022 to Feb 10, 2023
  • Assets in custody · $48.1M to $37.2M
    Nov 17, 2022 to Feb 10, 2023
  • Employees · 5 to 6
    Nov 17, 2022 to Feb 10, 2023
  • Discretionary RAUM · $213M to $178M
    Nov 17, 2022 to Feb 10, 2023
  • HNW RAUM · $135M to $113M
    Nov 17, 2022 to Feb 10, 2023
Signals
2 dated events
  • A Carole Byrd (Chief Compliance Officer (Cco)) no longer on Schedule A of Schaeffer Financial Llc (listed 2019-02-27, absent 2019-06-11)
    Jun 11, 2019 · Control person left · inference
  • Kaitlin Yardley (Chief Compliance Officer) appeared on Schedule A of Schaeffer Financial Llc
    Jun 11, 2019 · Control person joined · fact
Across DFX
shared identifiers only, never a name match
No identifier-backed link to the venture, private equity, family office or sponsor graphs.
How to reach
public business contact points only, each with its source
Business email
info@schaefferfinancial.comreportedpublished by the firm, firm site, Sep 16, 2026
Business phone
301-861-0789reportedpublished by the firm, firm site, Sep 16, 2026
Business phone
301-933-5550reportedpublished by the firm, firm site, Sep 16, 2026
Website
SCHAEFFERFINANCIAL.COMreportedpublic record, Form ADV, Sep 17, 2026
Principal office phone
301-933-5550reportedpublic record, Form ADV, Jul 14, 2026
Provenance
Form ADV
SEC filing data 2011 to 2024 and the monthly roster 2025 onreportedadviserinfo.sec.gov
Advisors
IAPD individual compilation feed, dailyreportedadviserinfo.sec.gov
Class
Independent wealth managerderiveda rule over Items 5.D and 7.A
RAUM per advisor
$51.5Mderivedfirm RAUM over the IAPD count; not a book size
Loaded
Sep 14, 2026