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SEC-registered adviser

L•••••• A•••• M••••••••• I•••

Independent wealth managerWoodridge, IllinoisCRD 135791SEC 801-125862websiteIAPD
Latest filing Aug 11, 2026
First filing on the tape Mar 16, 2012 · 16 filings
SEC status approved since Jun 10, 2022
RAUM
$173M
reported, Item 5.F
Discretionary
93%
of RAUM
Private clients
100%
$173M individuals and HNW
Advisors
2
registered through the firm on IAPD
RAUM per advisor
$86.4M
derived; firm RAUM over IAPD count
Employees
2
2 advisory (5.B.1)
Offices
0
beyond the principal office
Private funds
0
reported on Schedule D
History
16 filings and snapshots on the tape
RAUM$173M as of Aug 11, 2026
Mar 16, 2012$55.3M then
HNW client RAUM$88.7M as of Aug 11, 2026
Mar 15, 2023$50.2M then
State-registered IARs (5.B.3)2 as of Aug 11, 2026
Mar 16, 20120 then
Employees (5.A)2 as of Aug 11, 2026
Mar 15, 20233 then
Private funds: no history
RAUM +21% over the last fiscal year+17% a year over threeIARs 3 to 2offices 1 to 0
Practice profile
derived from the filing of Aug 11, 2026; every figure names its basis
Archetypes, each a printed rule
  • HNW wealth manager · private-client share of RAUM at least 50 percent and HNW share of private-client RAUM 50 to 90 percent
  • Independent boutique · a wealth manager with no broker-dealer, bank or insurance affiliate, 2 to 25 advisors, one to three offices, no public reporting company control
  • Solo or small team · one advisor, or a wealth manager with up to three advisors and one office
RAUM per advisor
$86.4MderivedRAUM over IAPD advisors; not a book size
Clients per advisor
122derivedindividual and HNW clients (5.D) over advisors
Average HNW client
$2.3MderivedHNW RAUM over HNW clients
Average account
$344,058derivedRAUM over accounts (5.F.2.f)
Discretionary
93%derivedof RAUM
Institutional
0.0%derivedpensions, charities, corporations, government, insurance, banks, other advisers
Employees per advisor
1.0derivedItem 5.A over advisors
Advisors per office
2.0derived1 offices incl. principal (1.F.5)
RAUM growth, one year
+21%derivedbetween the last two annual amendments
Advisor growth, one year
+0.0%derivedItem 5.B.3 between annual amendments
Client growth, one year
-13%derived
Compensation
percentage of assetsreportedItem 5.E
Advisory activities
portfolio management for individualsreportedItem 5.G
Ownership
no PE, bank or public-company owner found on Schedule Aderived
Advisor book size
not public; not estimatedreported
Also answered yes on Form ADV
  • has discretionary authority over which securities are bought or sold (8.C.1)
  • receives research or other products from a broker-dealer, soft dollars (8.E)
Where the RAUM sits
Form ADV Item 5.D, latest filing
  • High-net-worth individuals$88.7M51%
  • Individuals$84.0M49%
Individual clients
204reported
HNW clients
39reported
Pension plan clients
n/areported
Charitable clients
n/areported
Accounts
502reported
Financial planning clients
0reported
Wrap fee programs
noreported
Custody of client assets
noreported
Compensation
% of AUMreported
Class basis
private_client_share=1.0 fund_share=0.0 institutional_share=0.0 related_bd=false related_bank=false bd_reps=0.0derived
Advisors registered through the firm
2 on IAPD today, longest tenure first
NameBranchHere sinceIn industryPrior firms
J•••• A••••• M••••••••Chartered Financial ConsultantWoodridge, IlJun 17, 200535 y1
R•••••• K•••• H•••••••Woodridge, IlFeb 13, 200627 y0
Advisor movement
0 left, 0 joined in 12 months
net 0 in 12 months0 left in 90 days0 joined in 90 daysdeparture rate 0.0% of current headcount0 left over 36 months
Private funds
No private fund reported.
Owners and control persons
Schedule A and B, latest filing
  • M••••••••• J••••• A••••• · Presidentcontrol
    since 05/2005 · owns 75% or more
Related persons
Schedule D 7.A
  • M•••••••• • H•••••••• P•••
    y
  • S••••• E•••••• I•••
    real estatey
Office movement
IAPD branch city; joins and departures in 12 months
OfficeAdvisorsJoinedLeftTeams outForming
Woodridge, Il · principal200
Offices
Schedule D 1.F, the 25 largest
  • , 1 employees
What changed
consecutive filings, newest first
  • Advisory employees · 3 to 2
    Jan 29, 2026 to Aug 11, 2026
  • Employees · 3 to 2
    Jan 29, 2026 to Aug 11, 2026
  • State-registered IARs · 3 to 2
    Jan 29, 2026 to Aug 11, 2026
  • Other offices · 1 to 0
    Jan 29, 2026 to Aug 11, 2026
  • Accounts · 501 to 502
    Sep 30, 2025 to Jan 29, 2026
  • Individual clients · 241 to 204
    Sep 30, 2025 to Jan 29, 2026
  • Discretionary RAUM · $132M to $160M
    Sep 30, 2025 to Jan 29, 2026
  • HNW RAUM · $69.3M to $88.7M
    Sep 30, 2025 to Jan 29, 2026
  • Individual RAUM · $74.0M to $84.0M
    Sep 30, 2025 to Jan 29, 2026
  • Non-discretionary RAUM · $10.9M to $12.5M
    Sep 30, 2025 to Jan 29, 2026
  • RAUM · $143M to $173M
    Sep 30, 2025 to Jan 29, 2026
  • Financial planning clients · 0 to 0
    Mar 13, 2025 to Sep 30, 2025
  • Accounts · 479 to 501
    Aug 15, 2024 to Mar 13, 2025
  • HNW clients · 33 to 39
    Aug 15, 2024 to Mar 13, 2025
  • Individual clients · 213 to 241
    Aug 15, 2024 to Mar 13, 2025
  • Discretionary RAUM · $119M to $132M
    Aug 15, 2024 to Mar 13, 2025
  • HNW RAUM · $61.9M to $69.3M
    Aug 15, 2024 to Mar 13, 2025
  • Individual RAUM · $64.2M to $74.0M
    Aug 15, 2024 to Mar 13, 2025
  • Non-discretionary RAUM · $6.6M to $10.9M
    Aug 15, 2024 to Mar 13, 2025
  • RAUM · $126M to $143M
    Aug 15, 2024 to Mar 13, 2025
  • Accounts · 472 to 479
    May 12, 2023 to Mar 1, 2024
  • HNW clients · 32 to 33
    May 12, 2023 to Mar 1, 2024
  • Individual clients · 215 to 213
    May 12, 2023 to Mar 1, 2024
  • Discretionary RAUM · $99.5M to $119M
    May 12, 2023 to Mar 1, 2024
  • HNW RAUM · $50.2M to $61.9M
    May 12, 2023 to Mar 1, 2024
  • Individual RAUM · $57.2M to $64.2M
    May 12, 2023 to Mar 1, 2024
  • Non-discretionary RAUM · $7.9M to $6.6M
    May 12, 2023 to Mar 1, 2024
  • RAUM · $107M to $126M
    May 12, 2023 to Mar 1, 2024
  • Other offices · 0 to 1
    Apr 25, 2023 to May 12, 2023
  • HQ city · WILLOWBROOK to WOODRIDGE
    Mar 15, 2023 to Apr 25, 2023
  • Accounts · 476 to 472
    May 12, 2022 to Mar 15, 2023
  • HNW clients · 31 to 32
    May 12, 2022 to Mar 15, 2023
  • Individual clients · 221 to 215
    May 12, 2022 to Mar 15, 2023
  • Discretionary RAUM · $98.3M to $99.5M
    May 12, 2022 to Mar 15, 2023
  • HNW RAUM · $49.0M to $50.2M
    May 12, 2022 to Mar 15, 2023
  • Individual RAUM · $59.1M to $57.2M
    May 12, 2022 to Mar 15, 2023
  • Non-discretionary RAUM · $9.8M to $7.9M
    May 12, 2022 to Mar 15, 2023
  • RAUM · $108M to $107M
    May 12, 2022 to Mar 15, 2023
  • Accounts · 309 to 476
    May 22, 2012 to May 12, 2022
  • Advisory employees · unset to 3.0
    May 22, 2012 to May 12, 2022
Signals
1 dated events
  • L•••••• A•••• M••••••••• I••• filed its initial SEC registration (Form ADV)
    May 12, 2022 · First SEC registration · fact
Across DFX
shared identifiers only, never a name match
No identifier-backed link to the venture, private equity, family office or sponsor graphs.
How to reach
public business contact points only, each with its source
Business email
jim@ternaryus.comreportedpublished by the firm, firm site, Sep 16, 2026
Business email
laura@ternaryus.comreportedpublished by the firm, firm site, Sep 16, 2026
Business phone
630-789-9653reportedpublished by the firm, firm site, Sep 16, 2026
Business phone
630-352-3422reportedpublished by the firm, firm site, Sep 16, 2026
Website
ternaryus.comreportedpublic record, Form ADV, Sep 21, 2026
Principal office phone
630-789-9653reportedpublic record, Form ADV, Aug 11, 2026
Contact form
ternaryus.com/contactreportedpublished by the firm, firm site, Sep 16, 2026
Team page
ternaryus.com/meet-the-teamreportedpublished by the firm, firm site, Sep 16, 2026
Provenance
Form ADV
SEC filing data 2011 to 2024 and the monthly roster 2025 onreportedadviserinfo.sec.gov
Advisors
IAPD individual compilation feed, dailyreportedadviserinfo.sec.gov
Class
Independent wealth managerderiveda rule over Items 5.D and 7.A
RAUM per advisor
$86.4Mderivedfirm RAUM over the IAPD count; not a book size
Loaded
Sep 14, 2026