DFX Intelligence

RIA Intelligence

Registered investment advisers, the advisors registered through them, the capital they report, the private vehicles they run and the people who own them, as a graph with a filing date behind every number. RAUM is what the adviser filed, a move is two registration dates, and a class is a rule you can read.

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SEC-registered adviser

B•• C•••••• A•••••••• L••

Independent wealth managerVirginia Beach, VirginiaCRD 140796SEC 801-122519websiteIAPD
Latest filing Aug 12, 2026
First filing on the tape Sep 20, 2021 · 14 filings
SEC status approved since Oct 20, 2021
RAUM
$228M
reported, Item 5.F
Discretionary
100%
of RAUM
Private clients
97%
$221M individuals and HNW
Advisors
5
registered through the firm on IAPD
RAUM per advisor
$45.7M
derived; firm RAUM over IAPD count
Employees
5
5 advisory (5.B.1)
Offices
4
beyond the principal office
Private funds
0
reported on Schedule D
History
14 filings and snapshots on the tape
RAUM$228M as of Aug 12, 2026
Jan 31, 2022$132M then
HNW client RAUM$182M as of Aug 12, 2026
Jan 31, 2022$106M then
State-registered IARs (5.B.3)5 as of Aug 12, 2026
Jan 31, 20222 then
Employees (5.A)5 as of Aug 12, 2026
Jan 31, 20223 then
Private funds: no history
RAUM +17% over the last fiscal year+20% a year over threeIARs 4 to 5
Practice profile
derived from the filing of Aug 12, 2026; every figure names its basis
Archetypes, each a printed rule
  • HNW wealth manager · private-client share of RAUM at least 50 percent and HNW share of private-client RAUM 50 to 90 percent
RAUM per advisor
$45.7MderivedRAUM over IAPD advisors; not a book size
Clients per advisor
39derivedindividual and HNW clients (5.D) over advisors
Average HNW client
$2.3MderivedHNW RAUM over HNW clients
Average account
$371,193derivedRAUM over accounts (5.F.2.f)
Discretionary
100%derivedof RAUM
Institutional
3.0%derivedpensions, charities, corporations, government, insurance, banks, other advisers
Employees per advisor
1.0derivedItem 5.A over advisors
Advisors per office
1.0derived5 offices incl. principal (1.F.5)
RAUM growth, one year
+17%derivedbetween the last two annual amendments
Advisor growth, one year
+25%derivedItem 5.B.3 between annual amendments
Client growth, one year
+11%derived
Compensation
percentage of assets, hourly, fixed feesreportedItem 5.E
Advisory activities
financial planning, portfolio management for individuals, portfolio management for businesses and institutions, educational seminars, otherreportedItem 5.G
Custody
$91.7M, 112 clientsreportedItem 9.A
Ownership
no PE, bank or public-company owner found on Schedule Aderived
Advisor book size
not public; not estimatedreported
Also answered yes on Form ADV
  • buys or sells securities as principal to or from clients (8.A.2)
  • has discretionary authority over which securities are bought or sold (8.C.1)
  • receives research or other products from a broker-dealer, soft dollars (8.E)
  • has custody of client cash or bank accounts (9.A.1.a)
  • has custody of client securities (9.A.1.b)
Where the RAUM sits
Form ADV Item 5.D, latest filing
  • High-net-worth individuals$182M80%
  • Individuals$39.4M17%
  • Charitable organizations$6.8M3.0%
Individual clients
114reported
HNW clients
80reported
Pension plan clients
n/areported
Charitable clients
1reported
Accounts
615reported
Financial planning clients
11-25reported
Wrap fee programs
noreported
Custody of client assets
$91.7M for 112 clientsreported
Compensation
% of AUM, fixed, hourlyreported
Class basis
private_client_share=0.97 fund_share=0.0 institutional_share=0.03 related_bd=false related_bank=false bd_reps=0.0derived
Advisors registered through the firm
5 on IAPD today, longest tenure first
NameBranchHere sinceIn industryPrior firms
E••••• J•• S•••••Certified Financial PlannerVirginia Beach, VaNov 21, 201636 y1
V••••• M•••• H••••••••Certified Financial PlannerVirginia Beach, Va Apr 6, 202226 y3
A•••••• W•••••Chartered Financial ConsultantCarrollton, VaJan 19, 202311 y0
J•••• M•••••• U•••••Virginia Beach, VaSep 20, 202423 y0
A••••• J••••••Virginia Beach, VaJan 8, 202614 y0
Advisor movement
0 left, 0 joined in 12 months
Private funds
No private fund reported.
Owners and control persons
Schedule A and B, latest filing
  • F•••••••• J••••• H••••• · Managing Member/Chief Compliance Officercontrol
    since 05/2006 · owns 25% to 50%
  • H••••••••• V•••••• M•••• · Partnercontrol
    since 03/2022 · owns 10% to 25%
  • S•••••• E•••••• J•• · Partnercontrol
    since 11/2016 · owns 25% to 50%
Related persons
Schedule D 7.A
No related person reported.
Office movement
IAPD branch city; joins and departures in 12 months
OfficeAdvisorsJoinedLeftTeams outForming
Virginia Beach, Va · principal410
Offices
Schedule D 1.F, the 25 largest
  • Carrollton, VA1 employees
  • Chesapeake, VA1 employees
  • Virginia Beach, VA1 employees
  • , 1 employees
What changed
consecutive filings, newest first
  • Accounts · 591 to 615
    Feb 25, 2025 to Feb 25, 2026
  • Advisory employees · 4 to 5
    Feb 25, 2025 to Feb 25, 2026
  • HNW clients · 71 to 80
    Feb 25, 2025 to Feb 25, 2026
  • Individual clients · 104 to 114
    Feb 25, 2025 to Feb 25, 2026
  • Assets in custody · unset to 91738083.0
    Feb 25, 2025 to Feb 25, 2026
  • Custody of client assets · false to true
    Feb 25, 2025 to Feb 25, 2026
  • Employees · 4 to 5
    Feb 25, 2025 to Feb 25, 2026
  • Financial planning clients · 26-50 to 11-25
    Feb 25, 2025 to Feb 25, 2026
  • State-registered IARs · 4 to 5
    Feb 25, 2025 to Feb 25, 2026
  • Discretionary RAUM · $190M to $228M
    Feb 25, 2025 to Feb 25, 2026
  • HNW RAUM · $150M to $182M
    Feb 25, 2025 to Feb 25, 2026
  • Individual RAUM · $39.4M to $39.4M
    Feb 25, 2025 to Feb 25, 2026
  • Non-discretionary RAUM · $6.0M to $0
    Feb 25, 2025 to Feb 25, 2026
  • RAUM · $196M to $228M
    Feb 25, 2025 to Feb 25, 2026
  • Financial planning clients · 26-50 to 26-50
    Jan 29, 2025 to Feb 25, 2025
  • Organization form · Corporation to Limited Liability Company
    Jan 29, 2025 to Feb 25, 2025
  • Succession · true to false
    Jan 29, 2025 to Feb 25, 2025
  • Accounts · 483 to 591
    Sep 25, 2024 to Jan 29, 2025
  • Advisory employees · 5 to 4
    Sep 25, 2024 to Jan 29, 2025
  • HNW clients · 64 to 71
    Sep 25, 2024 to Jan 29, 2025
  • Individual clients · 90 to 104
    Sep 25, 2024 to Jan 29, 2025
  • Employees · 5 to 4
    Sep 25, 2024 to Jan 29, 2025
  • Financial planning clients · 11-25 to 26-50
    Sep 25, 2024 to Jan 29, 2025
  • State-registered IARs · 5 to 4
    Sep 25, 2024 to Jan 29, 2025
  • Organization form · Limited Liability Company to Corporation
    Sep 25, 2024 to Jan 29, 2025
  • Discretionary RAUM · $155M to $190M
    Sep 25, 2024 to Jan 29, 2025
  • HNW RAUM · $126M to $150M
    Sep 25, 2024 to Jan 29, 2025
  • Individual RAUM · $22.9M to $39.4M
    Sep 25, 2024 to Jan 29, 2025
  • Non-discretionary RAUM · $0 to $6.0M
    Sep 25, 2024 to Jan 29, 2025
  • RAUM · $155M to $196M
    Sep 25, 2024 to Jan 29, 2025
  • Succession · false to true
    Sep 25, 2024 to Jan 29, 2025
  • Advisory employees · 4 to 5
    Apr 23, 2024 to Sep 25, 2024
  • State-registered IARs · 4 to 5
    Apr 23, 2024 to Sep 25, 2024
  • Accounts · 480 to 483
    Jan 20, 2023 to Jan 29, 2024
  • HNW clients · 55 to 64
    Jan 20, 2023 to Jan 29, 2024
  • Individual clients · 83 to 90
    Jan 20, 2023 to Jan 29, 2024
  • Financial planning clients · 1-10 to 11-25
    Jan 20, 2023 to Jan 29, 2024
  • HQ city · unset to VIRGINIA BEACH
    Jan 20, 2023 to Jan 29, 2024
  • HQ state · unset to VA
    Jan 20, 2023 to Jan 29, 2024
  • State-registered IARs · 3 to 4
    Jan 20, 2023 to Jan 29, 2024
Signals
3 dated events
  • B•• C•••••• A•••••••• L•• reported succeeding to the business of B•• C•••••• A•••••••• L•• (Form ADV Item 4)
    Jan 29, 2025 · Succession (Item 4) · fact
  • Maher Vivian Honeycutt (Partner) appeared on Schedule A of B•• C•••••• A•••••••• L••
    Apr 6, 2022 · Control person joined · fact
  • B•• C•••••• A•••••••• L•• filed its initial SEC registration (Form ADV)
    Sep 20, 2021 · First SEC registration · fact
Across DFX
shared identifiers only, never a name match
No identifier-backed link to the venture, private equity, family office or sponsor graphs.
How to reach
public business contact points only, each with its source
Business email
joe@baycapitaladvice.comreportedpublished by the firm, firm site, Sep 16, 2026
Business email
mike@baycapitaladvice.comreportedpublished by the firm, firm site, Sep 16, 2026
Business phone
757-614-6213reportedpublished by the firm, firm site, Sep 16, 2026
Business phone
405-834-3418reportedpublished by the firm, firm site, Sep 16, 2026
Business phone
757-478-6523reportedpublished by the firm, firm site, Sep 16, 2026
Website
BAYCAPITALADVICE.COMreportedpublic record, Form ADV, Sep 19, 2026
Principal office phone
757-816-0967reportedpublic record, Form ADV, Aug 12, 2026
Contact form
baycapitaladvice.com/contactreportedpublished by the firm, firm site, Sep 16, 2026
Team page
baycapitaladvice.com/our-teamreportedpublished by the firm, firm site, Sep 16, 2026
Provenance
Form ADV
SEC filing data 2011 to 2024 and the monthly roster 2025 onreportedadviserinfo.sec.gov
Advisors
IAPD individual compilation feed, dailyreportedadviserinfo.sec.gov
Class
Independent wealth managerderiveda rule over Items 5.D and 7.A
RAUM per advisor
$45.7Mderivedfirm RAUM over the IAPD count; not a book size
Loaded
Sep 14, 2026