DFX Intelligence

RIA Intelligence

Registered investment advisers, the advisors registered through them, the capital they report, the private vehicles they run and the people who own them, as a graph with a filing date behind every number. RAUM is what the adviser filed, a move is two registration dates, and a class is a rule you can read.

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SEC-registered adviser

W•••• O•• F•••••••• M••••••••• I••

Independent wealth managerAsheville, North CarolinaCRD 142615SEC 801-131079websiteIAPD
Latest filing Jan 13, 2026
First filing on the tape Mar 23, 2012 · 6 filings
SEC status approved since Sep 6, 2024
RAUM
$143M
reported, Item 5.F
Discretionary
100%
of RAUM
Private clients
99%
$142M individuals and HNW
Advisors
3
registered through the firm on IAPD
RAUM per advisor
$47.8M
derived; firm RAUM over IAPD count
Employees
3
3 advisory (5.B.1)
Offices
0
beyond the principal office
Private funds
0
reported on Schedule D
History
6 filings and snapshots on the tape
RAUM$143M as of Jan 13, 2026
Mar 23, 2012$37.8M then
HNW client RAUM$90.8M as of Jan 13, 2026
Mar 24, 2025$62.0M then
State-registered IARs (5.B.3)3 as of Jan 13, 2026
Mar 23, 20120 then
Employees (5.A)3 as of Jan 13, 2026
Mar 24, 20254 then
Private funds: no history
RAUM +27% over the last fiscal yearIARs 3 to 3
Practice profile
derived from the filing of Jan 13, 2026; every figure names its basis
Archetypes, each a printed rule
  • HNW wealth manager · private-client share of RAUM at least 50 percent and HNW share of private-client RAUM 50 to 90 percent
  • Independent boutique · a wealth manager with no broker-dealer, bank or insurance affiliate, 2 to 25 advisors, one to three offices, no public reporting company control
  • Solo or small team · one advisor, or a wealth manager with up to three advisors and one office
  • Wrap program sponsor · sponsors a wrap fee program (5.I) with at least $100M of wrap assets
RAUM per advisor
$47.8MderivedRAUM over IAPD advisors; not a book size
Clients per advisor
117derivedindividual and HNW clients (5.D) over advisors
Average HNW client
$2.3MderivedHNW RAUM over HNW clients
Average account
$158,559derivedRAUM over accounts (5.F.2.f)
Discretionary
100%derivedof RAUM
Institutional
1.2%derivedpensions, charities, corporations, government, insurance, banks, other advisers
Employees per advisor
1.0derivedItem 5.A over advisors
Advisors per office
3.0derived1 offices incl. principal (1.F.5)
RAUM growth, one year
+27%derivedbetween the last two annual amendments
Advisor growth, one year
+0.0%derivedItem 5.B.3 between annual amendments
Client growth, one year
+7.0%derived
Compensation
percentage of assets, hourly, fixed fees, commissionsreportedItem 5.E
Advisory activities
financial planning, portfolio management for individuals, educational seminars, otherreportedItem 5.G
Wrap fee program
$143MreportedItem 5.I
Custody
$30.1M, 67 clientsreportedItem 9.A
Ownership
no PE, bank or public-company owner found on Schedule Aderived
Advisor book size
not public; not estimatedreported
Also answered yes on Form ADV
  • is an insurance broker or agent (6.A.6)
  • buys or sells securities as principal to or from clients (8.A.2)
  • has discretionary authority over which securities are bought or sold (8.C.1)
  • receives research or other products from a broker-dealer, soft dollars (8.E)
  • compensates persons for client referrals (8.G.1)
  • compensates non-employees for client referrals (8.G.2)
  • has custody of client cash or bank accounts (9.A.1.a)
  • has custody of client securities (9.A.1.b)
Where the RAUM sits
Form ADV Item 5.D, latest filing
  • High-net-worth individuals$90.8M63%
  • Individuals$50.9M35%
  • Charitable organizations$1.8M1.2%
Individual clients
310reported
HNW clients
40reported
Pension plan clients
0reported
Charitable clients
n/areported
Accounts
905reported
Financial planning clients
1-10reported
Wrap fee programs
$0 sponsored, $0 managedreported
Custody of client assets
$30.1M for 67 clientsreported
Compensation
% of AUM, fixed, hourly, commissionsreported
Class basis
private_client_share=0.99 fund_share=0.0 institutional_share=0.01 related_bd=false related_bank=false bd_reps=0.0derived
Advisors registered through the firm
3 on IAPD today, longest tenure first
NameBranchHere sinceIn industryPrior firms
L•••• C••••••• M••••Asheville, NcSep 23, 200839 y1
B•••• A•••• F•••Certified Financial PlannerAsheville, NcOct 30, 201519 y1
L••• G•••••••••Asheville, NcMar 8, 202117 y0
Advisor movement
0 left, 0 joined in 12 months
net 0 in 12 months0 left in 90 days0 joined in 90 daysdeparture rate 0.0% of current headcount0 left over 36 months
Private funds
No private fund reported.
Owners and control persons
Schedule A and B, latest filing
  • F•••• P••••••••• C••••••• · Vice President/Coocontrol
    since 03/2003 · owns 50% to 75%
  • M••••• L••••• C••••••• · President/Ceo/Chief Compliance Officercontrol
    since 03/2003 · owns 50% to 75%
Related persons
Schedule D 7.A
No related person reported.
Office movement
IAPD branch city; joins and departures in 12 months
OfficeAdvisorsJoinedLeftTeams outForming
Asheville, Nc · principal300
Offices
Schedule D 1.F, the 25 largest
No branch office listed.
What changed
consecutive filings, newest first
  • Accounts · 845 to 905
    Mar 24, 2025 to Jan 13, 2026
  • Charity clients · 1.0 to unset
    Mar 24, 2025 to Jan 13, 2026
  • HNW clients · 33 to 40
    Mar 24, 2025 to Jan 13, 2026
  • Individual clients · 294 to 310
    Mar 24, 2025 to Jan 13, 2026
  • Assets in custody · $23.8M to $30.1M
    Mar 24, 2025 to Jan 13, 2026
  • Employees · 4 to 3
    Mar 24, 2025 to Jan 13, 2026
  • Financial planning clients · 101-250 to 1-10
    Mar 24, 2025 to Jan 13, 2026
  • Discretionary RAUM · $113M to $143M
    Mar 24, 2025 to Jan 13, 2026
  • HNW RAUM · $62.0M to $90.8M
    Mar 24, 2025 to Jan 13, 2026
  • Individual RAUM · $49.5M to $50.9M
    Mar 24, 2025 to Jan 13, 2026
  • Non-discretionary RAUM · $0 to $130,326
    Mar 24, 2025 to Jan 13, 2026
  • RAUM · $113M to $143M
    Mar 24, 2025 to Jan 13, 2026
  • Accounts · 729 to 845
    Sep 11, 2024 to Mar 24, 2025
  • Charity clients · 0 to 1
    Sep 11, 2024 to Mar 24, 2025
  • HNW clients · 31 to 33
    Sep 11, 2024 to Mar 24, 2025
  • Individual clients · 338 to 294
    Sep 11, 2024 to Mar 24, 2025
  • Assets in custody · unset to 23826670.0
    Sep 11, 2024 to Mar 24, 2025
  • Custody of client assets · false to true
    Sep 11, 2024 to Mar 24, 2025
  • Employees · 3 to 4
    Sep 11, 2024 to Mar 24, 2025
  • Financial planning clients · 101-250 to 101-250
    Sep 11, 2024 to Mar 24, 2025
  • Discretionary RAUM · $106M to $113M
    Sep 11, 2024 to Mar 24, 2025
  • HNW RAUM · $55.6M to $62.0M
    Sep 11, 2024 to Mar 24, 2025
  • Individual RAUM · $49.0M to $49.5M
    Sep 11, 2024 to Mar 24, 2025
  • RAUM · $106M to $113M
    Sep 11, 2024 to Mar 24, 2025
  • Accounts · 595 to 729
    May 21, 2012 to Aug 9, 2024
  • Advisory employees · unset to 3.0
    May 21, 2012 to Aug 9, 2024
  • Charity clients · unset to 0.0
    May 21, 2012 to Aug 9, 2024
  • Corporate clients · unset to 0.0
    May 21, 2012 to Aug 9, 2024
  • HNW clients · unset to 31.0
    May 21, 2012 to Aug 9, 2024
  • Individual clients · unset to 338.0
    May 21, 2012 to Aug 9, 2024
  • Pension plan clients · unset to 0.0
    May 21, 2012 to Aug 9, 2024
  • Pooled vehicle clients · unset to 0.0
    May 21, 2012 to Aug 9, 2024
  • Employees · unset to 3.0
    May 21, 2012 to Aug 9, 2024
  • Financial planning clients · 1-10 to 101-250
    May 21, 2012 to Aug 9, 2024
  • State-registered IARs · 0 to 3
    May 21, 2012 to Aug 9, 2024
  • Other offices · unset to 0.0
    May 21, 2012 to Aug 9, 2024
  • Discretionary RAUM · $37.8M to $106M
    May 21, 2012 to Aug 9, 2024
  • HNW RAUM · unset to 55602403.0
    May 21, 2012 to Aug 9, 2024
  • Individual RAUM · unset to 48974228.0
    May 21, 2012 to Aug 9, 2024
  • RAUM · $37.8M to $106M
    May 21, 2012 to Aug 9, 2024
Signals
1 dated events
  • W•••• O•• F•••••••• M••••••••• I•• filed its initial SEC registration (Form ADV)
    Aug 9, 2024 · First SEC registration · fact
Across DFX
shared identifiers only, never a name match
No identifier-backed link to the venture, private equity, family office or sponsor graphs.
How to reach
public business contact points only, each with its source
Business phone
828-274-7848reportedpublished by the firm, firm site, Sep 16, 2026
Business phone
828-274-7844reportedpublished by the firm, firm site, Sep 16, 2026
Website
WhiteOakFinancialManagement.comreportedpublic record, Form ADV, Sep 21, 2026
Principal office phone
828-274-7844reportedpublic record, Form ADV, Jan 13, 2026
Contact form
whiteoakfinancialmanagement.com/contactreportedpublished by the firm, firm site, Sep 16, 2026
Team page
whiteoakfinancialmanagement.com/who-we-arereportedpublished by the firm, firm site, Sep 16, 2026
Provenance
Form ADV
SEC filing data 2011 to 2024 and the monthly roster 2025 onreportedadviserinfo.sec.gov
Advisors
IAPD individual compilation feed, dailyreportedadviserinfo.sec.gov
Class
Independent wealth managerderiveda rule over Items 5.D and 7.A
RAUM per advisor
$47.8Mderivedfirm RAUM over the IAPD count; not a book size
Loaded
Sep 14, 2026