DFX Intelligence

RIA Intelligence

Registered investment advisers, the advisors registered through them, the capital they report, the private vehicles they run and the people who own them, as a graph with a filing date behind every number. RAUM is what the adviser filed, a move is two registration dates, and a class is a rule you can read.

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SEC-registered adviser

R•••• C•••••• A••••••• L••

Independent wealth managerFreeland, MichiganCRD 167088SEC 801-112453websiteIAPD
Latest filing Feb 12, 2026
First filing on the tape Jan 16, 2018 · 12 filings
SEC status approved since Feb 19, 2018
RAUM
$103M
reported, Item 5.F
Discretionary
100%
of RAUM
Private clients
100%
$103M individuals and HNW
Advisors
1
registered through the firm on IAPD
RAUM per advisor
$103M
derived; firm RAUM over IAPD count
Employees
1
1 advisory (5.B.1)
Offices
0
beyond the principal office
Private funds
0
reported on Schedule D
History
12 filings and snapshots on the tape
RAUM$103M as of Feb 12, 2026
Jan 24, 2019$108M then
HNW client RAUM$82.8M as of Feb 12, 2026
Jan 24, 2019$54.0M then
State-registered IARs (5.B.3)1 as of Feb 12, 2026
Jan 24, 20192 then
Employees (5.A)1 as of Feb 12, 2026
Jan 24, 20192 then
Private funds: no history
RAUM +7.7% over the last fiscal year-11% a year over threeIARs 1 to 1
Practice profile
derived from the filing of Feb 12, 2026; every figure names its basis
Archetypes, each a printed rule
  • HNW wealth manager · private-client share of RAUM at least 50 percent and HNW share of private-client RAUM 50 to 90 percent
  • Solo or small team · one advisor, or a wealth manager with up to three advisors and one office
RAUM per advisor
$103MderivedRAUM over IAPD advisors; not a book size
Clients per advisor
101derivedindividual and HNW clients (5.D) over advisors
Average HNW client
$2.2MderivedHNW RAUM over HNW clients
Average account
$411,999derivedRAUM over accounts (5.F.2.f)
Discretionary
100%derivedof RAUM
Institutional
0.0%derivedpensions, charities, corporations, government, insurance, banks, other advisers
Employees per advisor
1.0derivedItem 5.A over advisors
Advisors per office
1.0derived1 offices incl. principal (1.F.5)
RAUM growth, one year
+7.7%derivedbetween the last two annual amendments
Advisor growth, one year
+0.0%derivedItem 5.B.3 between annual amendments
Client growth, one year
-2.9%derived
Compensation
percentage of assets, hourlyreportedItem 5.E
Advisory activities
financial planning, portfolio management for individuals, otherreportedItem 5.G
Custody
$36.5M, 49 clientsreportedItem 9.A
Ownership
no PE, bank or public-company owner found on Schedule Aderived
Advisor book size
not public; not estimatedreported
Also answered yes on Form ADV
  • buys or sells securities as principal to or from clients (8.A.2)
  • has discretionary authority over which securities are bought or sold (8.C.1)
  • has custody of client cash or bank accounts (9.A.1.a)
  • has custody of client securities (9.A.1.b)
Where the RAUM sits
Form ADV Item 5.D, latest filing
  • High-net-worth individuals$82.8M80%
  • Individuals$20.6M20%
Individual clients
63reported
HNW clients
38reported
Pension plan clients
n/areported
Charitable clients
n/areported
Accounts
251reported
Financial planning clients
51-100reported
Wrap fee programs
noreported
Custody of client assets
$36.5M for 49 clientsreported
Compensation
% of AUM, hourlyreported
Class basis
private_client_share=1.0 fund_share=0.0 institutional_share=0.0 related_bd=false related_bank=false bd_reps=0.0derived
Advisors registered through the firm
1 on IAPD today, longest tenure first
NameBranchHere sinceIn industryPrior firms
M••• J••••• R••••Certified Financial PlannerFreeland, MiJun 20, 201320 y1
Advisor movement
0 left, 0 joined in 12 months
net 0 in 12 months0 left in 90 days0 joined in 90 daysdeparture rate 0.0% of current headcount0 left over 36 months
Left, latest
none on the tape
    Private funds
    No private fund reported.
    Owners and control persons
    Schedule A and B, latest filing
    • R••••• M•••• J••••• · Member And Chief Compliance Officercontrol
      since 06/2013 · owns 75% or more
    Related persons
    Schedule D 7.A
    No related person reported.
    Offices
    Schedule D 1.F, the 25 largest
    No branch office listed.
    What changed
    consecutive filings, newest first
    • Accounts · 264 to 251
      Feb 20, 2025 to Feb 12, 2026
    • HNW clients · 33 to 38
      Feb 20, 2025 to Feb 12, 2026
    • Individual clients · 71 to 63
      Feb 20, 2025 to Feb 12, 2026
    • Assets in custody · $22.8M to $36.5M
      Feb 20, 2025 to Feb 12, 2026
    • Financial planning clients · 26-50 to 51-100
      Feb 20, 2025 to Feb 12, 2026
    • Discretionary RAUM · $96.0M to $103M
      Feb 20, 2025 to Feb 12, 2026
    • HNW RAUM · $67.1M to $82.8M
      Feb 20, 2025 to Feb 12, 2026
    • Individual RAUM · $28.9M to $20.6M
      Feb 20, 2025 to Feb 12, 2026
    • RAUM · $96.0M to $103M
      Feb 20, 2025 to Feb 12, 2026
    • Accounts · 277 to 264
      Nov 21, 2024 to Feb 20, 2025
    • HNW clients · 28 to 33
      Nov 21, 2024 to Feb 20, 2025
    • Individual clients · 82 to 71
      Nov 21, 2024 to Feb 20, 2025
    • Assets in custody · $17.8M to $22.8M
      Nov 21, 2024 to Feb 20, 2025
    • Employees · 2 to 1
      Nov 21, 2024 to Feb 20, 2025
    • Financial planning clients · 26-50 to 26-50
      Nov 21, 2024 to Feb 20, 2025
    • Discretionary RAUM · $90.7M to $96.0M
      Nov 21, 2024 to Feb 20, 2025
    • HNW RAUM · $58.2M to $67.1M
      Nov 21, 2024 to Feb 20, 2025
    • Individual RAUM · $32.5M to $28.9M
      Nov 21, 2024 to Feb 20, 2025
    • RAUM · $90.7M to $96.0M
      Nov 21, 2024 to Feb 20, 2025
    • Accounts · 580 to 277
      Feb 10, 2023 to Feb 14, 2024
    • Advisory employees · 2 to 1
      Feb 10, 2023 to Feb 14, 2024
    • HNW clients · 45 to 28
      Feb 10, 2023 to Feb 14, 2024
    • Individual clients · 167 to 82
      Feb 10, 2023 to Feb 14, 2024
    • Assets in custody · $31.3M to $17.8M
      Feb 10, 2023 to Feb 14, 2024
    • State-registered IARs · 2 to 1
      Feb 10, 2023 to Feb 14, 2024
    • Discretionary RAUM · $146M to $90.7M
      Feb 10, 2023 to Feb 14, 2024
    • HNW RAUM · $84.8M to $58.2M
      Feb 10, 2023 to Feb 14, 2024
    • Individual RAUM · $61.5M to $32.5M
      Feb 10, 2023 to Feb 14, 2024
    • RAUM · $146M to $90.7M
      Feb 10, 2023 to Feb 14, 2024
    • Accounts · 606 to 580
      Feb 11, 2022 to Feb 10, 2023
    • HNW clients · 33 to 45
      Feb 11, 2022 to Feb 10, 2023
    • Individual clients · 193 to 167
      Feb 11, 2022 to Feb 10, 2023
    • Financial planning clients · 1-10 to 26-50
      Feb 11, 2022 to Feb 10, 2023
    • Discretionary RAUM · $168M to $146M
      Feb 11, 2022 to Feb 10, 2023
    • HNW RAUM · $94.9M to $84.8M
      Feb 11, 2022 to Feb 10, 2023
    • Individual RAUM · $73.0M to $61.5M
      Feb 11, 2022 to Feb 10, 2023
    • RAUM · $168M to $146M
      Feb 11, 2022 to Feb 10, 2023
    • Accounts · 609 to 606
      Feb 9, 2021 to Feb 11, 2022
    • HNW clients · 40 to 33
      Feb 9, 2021 to Feb 11, 2022
    • Individual clients · 229 to 193
      Feb 9, 2021 to Feb 11, 2022
    Signals
    1 dated events
    • R•••• C•••••• A••••••• L•• filed its initial SEC registration (Form ADV)
      Jan 16, 2018 · First SEC registration · fact
    Across DFX
    shared identifiers only, never a name match
    No identifier-backed link to the venture, private equity, family office or sponsor graphs.
    How to reach
    public business contact points only, each with its source
    Business phone
    989-791-3693reportedpublished by the firm, firm site, Sep 16, 2026
    Business phone
    989-791-6113reportedpublished by the firm, firm site, Sep 16, 2026
    Website
    R••••FG.COMreportedpublic record, Form ADV, Sep 18, 2026
    Principal office phone
    (989) 791-3693reportedpublic record, Form ADV, Feb 12, 2026
    Contact form
    r••••••.comreportedpublished by the firm, firm site, Sep 16, 2026
    Team page
    r••••••.comreportedpublished by the firm, firm site, Sep 16, 2026
    Provenance
    Form ADV
    SEC filing data 2011 to 2024 and the monthly roster 2025 onreportedadviserinfo.sec.gov
    Advisors
    IAPD individual compilation feed, dailyreportedadviserinfo.sec.gov
    Class
    Independent wealth managerderiveda rule over Items 5.D and 7.A
    RAUM per advisor
    $103Mderivedfirm RAUM over the IAPD count; not a book size
    Loaded
    Sep 14, 2026