DFX Intelligence

RIA Intelligence

Registered investment advisers, the advisors registered through them, the capital they report, the private vehicles they run and the people who own them, as a graph with a filing date behind every number. RAUM is what the adviser filed, a move is two registration dates, and a class is a rule you can read.

SEC-registered adviser

Upstart Wealth Management, LLC

Independent wealth managerCRD 173728SEC 801-121693websiteIAPD
Latest filing Jul 30, 2026
First filing on the tape Jun 4, 2021 · 25 filings
SEC status approved since Jul 6, 2021
RAUM
$386M
reported, Item 5.F
Discretionary
100%
of RAUM
Private clients
99%
$384M individuals and HNW
Advisors
4
registered through the firm on IAPD
RAUM per advisor
$96.5M
derived; firm RAUM over IAPD count
Employees
4
4 advisory (5.B.1)
Offices
4
beyond the principal office
Private funds
0
reported on Schedule D
History
25 filings and snapshots on the tape
RAUM$386M as of Jul 30, 2026
Feb 4, 2022$214M then
HNW client RAUM$366M as of Jul 30, 2026
Feb 4, 2022$192M then
State-registered IARs (5.B.3)4 as of Jul 30, 2026
Feb 4, 20226 then
Employees (5.A)4 as of Jul 30, 2026
Feb 4, 20226 then
Private funds: no history
RAUM +31% over the last fiscal year+28% a year over threeIARs 4 to 4
Practice profile
derived from the filing of Jul 30, 2026; every figure names its basis
RAUM per advisor
$96.5MderivedRAUM over IAPD advisors; not a book size
Clients per advisor
23derivedindividual and HNW clients (5.D) over advisors
Average HNW client
$6.0MderivedHNW RAUM over HNW clients
Average account
$1.9MderivedRAUM over accounts (5.F.2.f)
Discretionary
100%derivedof RAUM
Institutional
0.5%derivedpensions, charities, corporations, government, insurance, banks, other advisers
Employees per advisor
1.0derivedItem 5.A over advisors
Advisors per office
0.8derived5 offices incl. principal (1.F.5)
RAUM growth, one year
+31%derivedbetween the last two annual amendments
Advisor growth, one year
+0.0%derivedItem 5.B.3 between annual amendments
Client growth, one year
+2.2%derived
Compensation
percentage of assets, hourly, fixed feesreportedItem 5.E
Advisory activities
financial planning, portfolio management for individuals, selection of other advisersreportedItem 5.G
Custody
$98.6M, 22 clientsreportedItem 9.A
Ownership
no PE, bank or public-company owner found on Schedule Aderived
Advisor book size
not public; not estimatedreported
Also answered yes on Form ADV
  • buys or sells securities as principal to or from clients (8.A.2)
  • has discretionary authority over which securities are bought or sold (8.C.1)
  • receives research or other products from a broker-dealer, soft dollars (8.E)
  • has custody of client cash or bank accounts (9.A.1.a)
Where the RAUM sits
Form ADV Item 5.D, latest filing
  • High-net-worth individuals$366M95%
  • Individuals$17.9M4.6%
  • Charitable organizations$2.0M0.5%
Individual clients
30reported
HNW clients
61reported
Pension plan clients
0reported
Charitable clients
n/areported
Accounts
207reported
Financial planning clients
51-100reported
Wrap fee programs
noreported
Custody of client assets
$98.6M for 22 clientsreported
Compensation
% of AUM, fixed, hourlyreported
Class basis
private_client_share=0.99 fund_share=0.0 institutional_share=0.01 related_bd=false related_bank=false bd_reps=0.0derived
Advisors registered through the firm
4 on IAPD today, longest tenure first
NameBranchHere sinceIn industryPrior firms
Michael Alan PowsnerCertified Financial Planner, Personal Financial SpecialistNew York, NyJan 6, 201514 y1
Russell Garrison KroegerCertified Financial PlannerDurham, Nc Sep 14, 201811 y2
Youxi LiuCertified Financial Planner, Personal Financial SpecialistNew York, Ny Aug 5, 202113 y0
Yoo Chung ChangChicago, Il Mar 12, 202511 y0
Advisor movement
0 left, 0 joined in 12 months
net 0 in 12 months0 left in 90 days0 joined in 90 daysdeparture rate 0.0% of current headcount0 left over 36 months
Left, latest
Joined, latest
Private funds
No private fund reported.
Owners and control persons
Schedule A and B, latest filing
  • Garrison Russell Kroeger · Member & Financial Plannercontrol
    since 01/2019 · owns 10% to 25%
  • Alan Michael Powsner · Managing Membercontrol
    since 12/2014 · owns 75% or more
  • Dana Christopher Stanley · Chief Compliance Officercontrol
    since 04/2021 · owns less than 5%
Related persons
Schedule D 7.A
No related person reported.
Office movement
IAPD branch city; joins and departures in 12 months
OfficeAdvisorsJoinedLeftTeams outForming
New York, Ny400
Offices
Schedule D 1.F, the 25 largest
  • New York, NY1 employees
  • , 1 employees
  • San Francisco, CA
What changed
consecutive filings, newest first
  • Accounts · 202 to 207
    Nov 10, 2025 to Feb 20, 2026
  • HNW clients · 58 to 61
    Nov 10, 2025 to Feb 20, 2026
  • Individual clients · 31 to 30
    Nov 10, 2025 to Feb 20, 2026
  • Assets in custody · $84.8M to $98.6M
    Nov 10, 2025 to Feb 20, 2026
  • Discretionary RAUM · $294M to $386M
    Nov 10, 2025 to Feb 20, 2026
  • HNW RAUM · $276M to $366M
    Nov 10, 2025 to Feb 20, 2026
  • Individual RAUM · $15.9M to $17.9M
    Nov 10, 2025 to Feb 20, 2026
  • RAUM · $294M to $386M
    Nov 10, 2025 to Feb 20, 2026
  • Advisory employees · 3 to 4
    Mar 3, 2025 to Apr 10, 2025
  • Employees · 3 to 4
    Mar 3, 2025 to Apr 10, 2025
  • Financial planning clients · 51-100 to 51-100
    Mar 3, 2025 to Apr 10, 2025
  • State-registered IARs · 3 to 4
    Mar 3, 2025 to Apr 10, 2025
  • Other offices · 3 to 4
    Mar 3, 2025 to Apr 10, 2025
  • Accounts · 206 to 202
    Dec 16, 2024 to Mar 3, 2025
  • Advisory employees · 4 to 3
    Dec 16, 2024 to Mar 3, 2025
  • Assets in custody · unset to 84795949.0
    Dec 16, 2024 to Mar 3, 2025
  • Custody of client assets · false to true
    Dec 16, 2024 to Mar 3, 2025
  • Employees · 4 to 3
    Dec 16, 2024 to Mar 3, 2025
  • HQ city · unset to
    Dec 16, 2024 to Mar 3, 2025
  • HQ state · unset to
    Dec 16, 2024 to Mar 3, 2025
  • State-registered IARs · 4 to 3
    Dec 16, 2024 to Mar 3, 2025
  • Other offices · 5 to 3
    Dec 16, 2024 to Mar 3, 2025
  • Discretionary RAUM · $248M to $294M
    Dec 16, 2024 to Mar 3, 2025
  • HNW RAUM · $231M to $276M
    Dec 16, 2024 to Mar 3, 2025
  • Individual RAUM · $15.6M to $15.9M
    Dec 16, 2024 to Mar 3, 2025
  • RAUM · $248M to $294M
    Dec 16, 2024 to Mar 3, 2025
  • Succession · true to false
    Sep 5, 2024 to Dec 16, 2024
  • Other offices · 4 to 5
    May 23, 2024 to Sep 5, 2024
  • Succession · false to true
    May 23, 2024 to Sep 5, 2024
  • Accounts · 203 to 206
    Sep 13, 2023 to Mar 4, 2024
  • HNW clients · 56 to 58
    Sep 13, 2023 to Mar 4, 2024
  • Individual clients · 37 to 31
    Sep 13, 2023 to Mar 4, 2024
  • Discretionary RAUM · $182M to $248M
    Sep 13, 2023 to Mar 4, 2024
  • HNW RAUM · $164M to $231M
    Sep 13, 2023 to Mar 4, 2024
  • Individual RAUM · $16.8M to $15.6M
    Sep 13, 2023 to Mar 4, 2024
  • RAUM · $182M to $248M
    Sep 13, 2023 to Mar 4, 2024
  • Advisory employees · 5 to 4
    Mar 1, 2023 to May 31, 2023
  • Employees · 5 to 4
    Mar 1, 2023 to May 31, 2023
  • State-registered IARs · 5 to 4
    Mar 1, 2023 to May 31, 2023
  • Other offices · 5 to 4
    Mar 1, 2023 to May 31, 2023
Signals
3 dated events
  • Upstart Wealth Management, Llc reported succeeding to the business of Another Adviser (Form ADV Item 4)
    Sep 5, 2024 · Succession (Item 4) · fact
  • Jack Ryan O'Donnell left Upstart Wealth Management, Llc for Jro Wealth Management Llc (registered 2024-04-26)
    May 31, 2023 · Advisor changed firm · fact
  • Upstart Wealth Management, Llc filed its initial SEC registration (Form ADV)
    Jun 4, 2021 · First SEC registration · fact
Across DFX
shared identifiers only, never a name match
No identifier-backed link to the venture, private equity, family office or sponsor graphs.
How to reach
public business contact points only, each with its source
Firm profile
linkedin.com/company/upstart-wealth-management-llcreportedpublic record, Form ADV, Sep 18, 2026
Website
UPSTARTWEALTH.COMreportedpublic record, Form ADV, Sep 18, 2026
Principal office phone
(415) 549-0646reportedpublic record, Form ADV, Jul 30, 2026
Provenance
Form ADV
SEC filing data 2011 to 2024 and the monthly roster 2025 onreportedadviserinfo.sec.gov
Advisors
IAPD individual compilation feed, dailyreportedadviserinfo.sec.gov
Class
Independent wealth managerderiveda rule over Items 5.D and 7.A
RAUM per advisor
$96.5Mderivedfirm RAUM over the IAPD count; not a book size
Loaded
Sep 14, 2026