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SEC-registered adviser

M••••• F•••••••• S•••••••• I••

Independent wealth managerChico, CaliforniaCRD 176528SEC 801-126157websiteIAPD
Latest filing Mar 26, 2026
First filing on the tape Jun 22, 2022 · 10 filings
SEC status approved since Jul 22, 2022
RAUM
$134M
reported, Item 5.F
Discretionary
99%
of RAUM
Private clients
96%
$128M individuals and HNW
Advisors
2
registered through the firm on IAPD
RAUM per advisor
$67.0M
derived; firm RAUM over IAPD count
Employees
3
2 advisory (5.B.1)
Offices
0
beyond the principal office
Private funds
0
reported on Schedule D
History
10 filings and snapshots on the tape
RAUM$134M as of Mar 26, 2026
Mar 29, 2023$107M then
HNW client RAUM$97.4M as of Mar 26, 2026
Mar 29, 2023$72.9M then
State-registered IARs (5.B.3)2 as of Mar 26, 2026
Mar 29, 20231 then
Employees (5.A)3 as of Mar 26, 2026
Mar 29, 20233 then
Private funds: no history
RAUM +9.5% over the last fiscal year+7.8% a year over threeIARs 1 to 2
Practice profile
derived from the filing of Mar 26, 2026; every figure names its basis
Archetypes, each a printed rule
  • HNW wealth manager · private-client share of RAUM at least 50 percent and HNW share of private-client RAUM 50 to 90 percent
  • Independent boutique · a wealth manager with no broker-dealer, bank or insurance affiliate, 2 to 25 advisors, one to three offices, no public reporting company control
  • Solo or small team · one advisor, or a wealth manager with up to three advisors and one office
RAUM per advisor
$67.0MderivedRAUM over IAPD advisors; not a book size
Clients per advisor
65derivedindividual and HNW clients (5.D) over advisors
Average HNW client
$7.0MderivedHNW RAUM over HNW clients
Average account
$498,288derivedRAUM over accounts (5.F.2.f)
Discretionary
99%derivedof RAUM
Institutional
0.5%derivedpensions, charities, corporations, government, insurance, banks, other advisers
Employees per advisor
1.5derivedItem 5.A over advisors
Advisors per office
2.0derived1 offices incl. principal (1.F.5)
RAUM growth, one year
+9.5%derivedbetween the last two annual amendments
Advisor growth, one year
+100%derivedItem 5.B.3 between annual amendments
Client growth, one year
-7.2%derived
Compensation
percentage of assets, hourly, fixed feesreportedItem 5.E
Advisory activities
financial planning, portfolio management for individuals, pension consultingreportedItem 5.G
Custody
$126M, 45 clientsreportedItem 9.A
Ownership
no PE, bank or public-company owner found on Schedule Aderived
Advisor book size
not public; not estimatedreported
Also answered yes on Form ADV
  • buys or sells securities as principal to or from clients (8.A.2)
  • has discretionary authority over which securities are bought or sold (8.C.1)
  • receives research or other products from a broker-dealer, soft dollars (8.E)
  • has custody of client cash or bank accounts (9.A.1.a)
  • has custody of client securities (9.A.1.b)
Where the RAUM sits
Form ADV Item 5.D, latest filing
  • High-net-worth individuals$97.4M73%
  • Individuals$30.7M23%
  • Corporations and businesses$5.3M4.0%
  • Pension and profit-sharing plans$643,4610.5%
Individual clients
115reported
HNW clients
14reported
Pension plan clients
1reported
Charitable clients
0reported
Accounts
269reported
Financial planning clients
0reported
Wrap fee programs
noreported
Custody of client assets
$126M for 45 clientsreported
Compensation
% of AUM, fixed, hourlyreported
Class basis
private_client_share=0.96 fund_share=0.0 institutional_share=0.0 related_bd=false related_bank=false bd_reps=0.0derived
Advisors registered through the firm
2 on IAPD today, longest tenure first
NameBranchHere sinceIn industryPrior firms
K•••• I•• M•••••Chico, CaOct 5, 201532 y1
G••••• K•••••• J•••• A••••Chico, CaOct 27, 202510 y0
Advisor movement
0 left, 0 joined in 12 months
net 0 in 12 months0 left in 90 days0 joined in 90 daysdeparture rate 0.0% of current headcount0 left over 36 months
Left, latest
none on the tape
    Private funds
    No private fund reported.
    Owners and control persons
    Schedule A and B, latest filing
    • M•••••• K••••• I•• · Chief Compliance Officercontrol
      since 04/2015 · owns 75% or more
    Related persons
    Schedule D 7.A
    No related person reported.
    Office movement
    IAPD branch city; joins and departures in 12 months
    OfficeAdvisorsJoinedLeftTeams outForming
    Chico, Ca · principal210
    Offices
    Schedule D 1.F, the 25 largest
    No branch office listed.
    ADV anomalies
    1 against comparable advisers; where to look, not conclusions
    • custody status changedChange between filings · filing Mar 26, 2026
      custody of client assets (Item 9.A): no on the filing of 2025-11-20, yes on the filing of 2026-03-26
      peers: independent wealth managers, $100M to $500M (5,679)
    What changed
    consecutive filings, newest first
    • Accounts · 287 to 269
      Nov 20, 2025 to Mar 26, 2026
    • Advisory employees · 1 to 2
      Nov 20, 2025 to Mar 26, 2026
    • HNW clients · 12 to 14
      Nov 20, 2025 to Mar 26, 2026
    • Individual clients · 127 to 115
      Nov 20, 2025 to Mar 26, 2026
    • Assets in custody · unset to 125912812.0
      Nov 20, 2025 to Mar 26, 2026
    • Custody of client assets · false to true
      Nov 20, 2025 to Mar 26, 2026
    • State-registered IARs · 1 to 2
      Nov 20, 2025 to Mar 26, 2026
    • Discretionary RAUM · $121M to $133M
      Nov 20, 2025 to Mar 26, 2026
    • HNW RAUM · $86.5M to $97.4M
      Nov 20, 2025 to Mar 26, 2026
    • Individual RAUM · $30.6M to $30.7M
      Nov 20, 2025 to Mar 26, 2026
    • Non-discretionary RAUM · $989,747 to $810,627
      Nov 20, 2025 to Mar 26, 2026
    • Pension RAUM · $490,919 to $643,461
      Nov 20, 2025 to Mar 26, 2026
    • RAUM · $122M to $134M
      Nov 20, 2025 to Mar 26, 2026
    • Financial planning clients · 0 to 0
      May 2, 2025 to Nov 20, 2025
    • Accounts · 304 to 287
      Aug 23, 2024 to Mar 25, 2025
    • Corporate clients · 1 to 2
      Aug 23, 2024 to Mar 25, 2025
    • Individual clients · 138 to 127
      Aug 23, 2024 to Mar 25, 2025
    • Discretionary RAUM · $117M to $121M
      Aug 23, 2024 to Mar 25, 2025
    • HNW RAUM · $81.0M to $86.5M
      Aug 23, 2024 to Mar 25, 2025
    • Individual RAUM · $30.8M to $30.6M
      Aug 23, 2024 to Mar 25, 2025
    • Non-discretionary RAUM · $1.2M to $989,747
      Aug 23, 2024 to Mar 25, 2025
    • Pension RAUM · $2.3M to $490,919
      Aug 23, 2024 to Mar 25, 2025
    • RAUM · $118M to $122M
      Aug 23, 2024 to Mar 25, 2025
    • Accounts · 305 to 304
      Mar 29, 2023 to Mar 20, 2024
    • Individual clients · 144 to 138
      Mar 29, 2023 to Mar 20, 2024
    • Discretionary RAUM · $107M to $117M
      Mar 29, 2023 to Mar 20, 2024
    • HNW RAUM · $72.9M to $81.0M
      Mar 29, 2023 to Mar 20, 2024
    • Individual RAUM · $27.5M to $30.8M
      Mar 29, 2023 to Mar 20, 2024
    • Non-discretionary RAUM · $249,665 to $1.2M
      Mar 29, 2023 to Mar 20, 2024
    • Pension RAUM · $2.4M to $2.3M
      Mar 29, 2023 to Mar 20, 2024
    • RAUM · $107M to $118M
      Mar 29, 2023 to Mar 20, 2024
    • Accounts · 284 to 305
      Aug 10, 2022 to Mar 29, 2023
    • HNW clients · 4 to 12
      Aug 10, 2022 to Mar 29, 2023
    • Individual clients · 145 to 144
      Aug 10, 2022 to Mar 29, 2023
    • Discretionary RAUM · $114M to $107M
      Aug 10, 2022 to Mar 29, 2023
    • HNW RAUM · $72.5M to $72.9M
      Aug 10, 2022 to Mar 29, 2023
    • Individual RAUM · $34.4M to $27.5M
      Aug 10, 2022 to Mar 29, 2023
    • Non-discretionary RAUM · $353,810 to $249,665
      Aug 10, 2022 to Mar 29, 2023
    • Pension RAUM · $2.9M to $2.4M
      Aug 10, 2022 to Mar 29, 2023
    • RAUM · $114M to $107M
      Aug 10, 2022 to Mar 29, 2023
    Signals
    1 dated events
    • M••••• F•••••••• S•••••••• I•• filed its initial SEC registration (Form ADV)
      Jun 22, 2022 · First SEC registration · fact
    Across DFX
    shared identifiers only, never a name match
    No identifier-backed link to the venture, private equity, family office or sponsor graphs.
    How to reach
    public business contact points only, each with its source
    Business phone
    530-896-5484reportedpublished by the firm, firm site, Sep 16, 2026
    Business phone
    530-896-5485reportedpublished by the firm, firm site, Sep 16, 2026
    Firm profile
    linkedin.com/company/murray-financial-servicesreportedpublic record, Form ADV, Mar 26, 2026
    Website
    M•••••FINANCIALSERVICES.COMreportedpublic record, Form ADV, Mar 26, 2026
    Principal office phone
    530-896-5484reportedpublic record, Form ADV, Mar 26, 2026
    Contact form
    m•••••••••.comreportedpublished by the firm, firm site, Sep 16, 2026
    Team page
    m•••••••••.comreportedpublished by the firm, firm site, Sep 16, 2026
    Provenance
    Form ADV
    SEC filing data 2011 to 2024 and the monthly roster 2025 onreportedadviserinfo.sec.gov
    Advisors
    IAPD individual compilation feed, dailyreportedadviserinfo.sec.gov
    Class
    Independent wealth managerderiveda rule over Items 5.D and 7.A
    RAUM per advisor
    $67.0Mderivedfirm RAUM over the IAPD count; not a book size
    Loaded
    Sep 14, 2026