DFX Intelligence

RIA Intelligence

Registered investment advisers, the advisors registered through them, the capital they report, the private vehicles they run and the people who own them, as a graph with a filing date behind every number. RAUM is what the adviser filed, a move is two registration dates, and a class is a rule you can read.

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Former SEC-registered adviser

A•• T•• F•••••••• A•••••••• L••

Former SEC-registered adviserBay City, MichiganCRD 222513SEC 801-121117IAPD
Latest filing Feb 13, 2023
First filing on the tape Apr 1, 2021 · 8 filings
RAUM
$27.1M
reported, Item 5.F
Discretionary
100%
of RAUM
Private clients
83%
$22.5M individuals and HNW
Advisors
0
registered through the firm on IAPD
RAUM per advisor
n/a
derived; firm RAUM over IAPD count
Employees
2
2 advisory (5.B.1)
Offices
0
beyond the principal office
Private funds
0
reported on Schedule D
History
8 filings and snapshots on the tape
RAUM$27.1M as of Feb 13, 2023
Mar 29, 2022$39.2M then
HNW client RAUM$6.3M as of Feb 13, 2023
Mar 29, 2022$8.7M then
State-registered IARs (5.B.3)2 as of Feb 13, 2023
Mar 29, 20223 then
Employees (5.A)2 as of Feb 13, 2023
Mar 29, 20223 then
Private funds: no history
RAUM -31% over the last fiscal yearIARs 3 to 2
Practice profile
derived from the filing of Feb 13, 2023; every figure names its basis
RAUM per advisor
$13.5MderivedRAUM over IAPD advisors; not a book size
Clients per advisor
unknownderivedindividual and HNW clients (5.D) over advisors
Average HNW client
unknownderivedHNW RAUM over HNW clients
Average account
$154,743derivedRAUM over accounts (5.F.2.f)
Discretionary
100%derivedof RAUM
Institutional
17%derivedpensions, charities, corporations, government, insurance, banks, other advisers
Employees per advisor
1.0derivedItem 5.A over advisors
Advisors per office
2.0derived1 offices incl. principal (1.F.5)
RAUM growth, one year
-31%derivedbetween the last two annual amendments
Advisor growth, one year
-33%derivedItem 5.B.3 between annual amendments
Client growth, one year
unknownderived
Compensation
percentage of assets, hourly, fixed feesreportedItem 5.E
Advisory activities
financial planning, portfolio management for individuals, pension consultingreportedItem 5.G
Ownership
no PE, bank or public-company owner found on Schedule Aderived
Advisor book size
not public; not estimatedreported
Also answered yes on Form ADV
  • buys or sells securities as principal to or from clients (8.A.2)
  • has discretionary authority over which securities are bought or sold (8.C.1)
  • receives research or other products from a broker-dealer, soft dollars (8.E)
Where the RAUM sits
Form ADV Item 5.D, latest filing
  • Individuals$16.2M60%
  • High-net-worth individuals$6.3M23%
  • Pension and profit-sharing plans$4.6M17%
Individual clients
73reported
HNW clients
n/areported
Pension plan clients
n/areported
Charitable clients
n/areported
Accounts
175reported
Financial planning clients
0reported
Wrap fee programs
noreported
Custody of client assets
noreported
Compensation
% of AUM, fixed, hourlyreported
Class basis
absent from the latest SEC rosterderived
Advisors registered through the firm
0 on IAPD today, longest tenure first
No representative is registered through this CRD on IAPD.
Advisor movement
Private funds
No private fund reported.
Owners and control persons
Schedule A and B, latest filing
  • S•••••••• T•••••••• C••••••••• · Owner / Chief Compliance Officercontrol
    since 01/2021 · owns 75% or more
Related persons
Schedule D 7.A
Office movement
IAPD branch city; joins and departures in 12 months
OfficeAdvisorsJoinedLeftTeams outForming
Bay City, Mi · principal000
Offices
Schedule D 1.F, the 25 largest
No branch office listed.
What changed
consecutive filings, newest first
  • Accounts · 167 to 175
    Aug 24, 2022 to Feb 13, 2023
  • Advisory employees · 3 to 2
    Aug 24, 2022 to Feb 13, 2023
  • HNW clients · 3.0 to unset
    Aug 24, 2022 to Feb 13, 2023
  • Individual clients · 93 to 73
    Aug 24, 2022 to Feb 13, 2023
  • Pension plan clients · 2.0 to unset
    Aug 24, 2022 to Feb 13, 2023
  • Employees · 3 to 2
    Aug 24, 2022 to Feb 13, 2023
  • State-registered IARs · 3 to 2
    Aug 24, 2022 to Feb 13, 2023
  • Discretionary RAUM · $26.7M to $27.1M
    Aug 24, 2022 to Feb 13, 2023
  • HNW RAUM · $6.3M to $6.3M
    Aug 24, 2022 to Feb 13, 2023
  • Individual RAUM · $16.0M to $16.2M
    Aug 24, 2022 to Feb 13, 2023
  • Pension RAUM · $4.4M to $4.6M
    Aug 24, 2022 to Feb 13, 2023
  • RAUM · $26.7M to $27.1M
    Aug 24, 2022 to Feb 13, 2023
  • Accounts · 159 to 167
    Jul 21, 2022 to Aug 22, 2022
  • HNW clients · 5 to 3
    Jul 21, 2022 to Aug 22, 2022
  • Discretionary RAUM · $33.9M to $26.7M
    Jul 21, 2022 to Aug 22, 2022
  • HNW RAUM · $8.7M to $6.3M
    Jul 21, 2022 to Aug 22, 2022
  • Individual RAUM · $25.2M to $16.0M
    Jul 21, 2022 to Aug 22, 2022
  • Non-discretionary RAUM · $5.2M to $0
    Jul 21, 2022 to Aug 22, 2022
  • Pension RAUM · $5.2M to $4.4M
    Jul 21, 2022 to Aug 22, 2022
  • RAUM · $39.2M to $26.7M
    Jul 21, 2022 to Aug 22, 2022
  • Accounts · 140 to 159
    Jul 30, 2021 to Mar 29, 2022
  • HNW clients · 4 to 5
    Jul 30, 2021 to Mar 29, 2022
  • Individual clients · 59 to 93
    Jul 30, 2021 to Mar 29, 2022
  • Pension plan clients · 3 to 2
    Jul 30, 2021 to Mar 29, 2022
  • Financial planning clients · 1-10 to 0
    Jul 30, 2021 to Mar 29, 2022
  • Discretionary RAUM · $29.5M to $33.9M
    Jul 30, 2021 to Mar 29, 2022
  • HNW RAUM · $9.2M to $8.7M
    Jul 30, 2021 to Mar 29, 2022
  • Individual RAUM · $13.2M to $25.2M
    Jul 30, 2021 to Mar 29, 2022
  • Non-discretionary RAUM · $0 to $5.2M
    Jul 30, 2021 to Mar 29, 2022
  • Pension RAUM · $7.1M to $5.2M
    Jul 30, 2021 to Mar 29, 2022
  • RAUM · $29.5M to $39.2M
    Jul 30, 2021 to Mar 29, 2022
  • Advisory employees · 1 to 3
    Apr 28, 2021 to Jul 30, 2021
  • Employees · 2 to 3
    Apr 28, 2021 to Jul 30, 2021
  • Insurance-licensed employees · 0 to 2
    Apr 28, 2021 to Jul 30, 2021
  • State-registered IARs · 1 to 3
    Apr 28, 2021 to Jul 30, 2021
Signals
4 dated events
  • Z•••••• D• R••••• left A•• T•• F•••••••• A•••••••• L•• for Straightline (registered 2024-11-20)
    Jan 2, 2024 · Advisor changed firm · fact
  • T••••••• C••••••••• S••••••• left A•• T•• F•••••••• A•••••••• L•• for D•• I••••••••• A•••••••• L•• (registered 2021-10-07)
    Jan 2, 2024 · Advisor changed firm · fact
  • Gerard Michael Ciaciuch (Chief Compliance Officer) no longer on Schedule A of A•• T•• F•••••••• A•••••••• L•• (listed 2021-04-28, absent 2021-07-30)
    Jul 30, 2021 · Control person left · inference
  • A•• T•• F•••••••• A•••••••• L•• filed its initial SEC registration (Form ADV)
    Apr 1, 2021 · First SEC registration · fact
Across DFX
shared identifiers only, never a name match
No identifier-backed link to the venture, private equity, family office or sponsor graphs.
Provenance
Form ADV
SEC filing data 2011 to 2024 and the monthly roster 2025 onreportedadviserinfo.sec.gov
Advisors
IAPD individual compilation feed, dailyreportedadviserinfo.sec.gov
Class
Former SEC-registered adviserderiveda rule over Items 5.D and 7.A
RAUM per advisor
n/aderivedfirm RAUM over the IAPD count; not a book size
Loaded
Sep 14, 2026