DFX Intelligence

RIA Intelligence

Registered investment advisers, the advisors registered through them, the capital they report, the private vehicles they run and the people who own them, as a graph with a filing date behind every number. RAUM is what the adviser filed, a move is two registration dates, and a class is a rule you can read.

SEC-registered adviser

Main Line Retirement Advisors, LLC

Independent wealth managerWhitefish, MontanaCRD 284780SEC 801-108390websiteIAPD
Latest filing Mar 23, 2026
First filing on the tape Sep 6, 2016 · 24 filings
SEC status approved since Sep 20, 2016
RAUM
$449M
reported, Item 5.F
Discretionary
100%
of RAUM
Private clients
57%
$255M individuals and HNW
Advisors
2
registered through the firm on IAPD
RAUM per advisor
$224M
derived; firm RAUM over IAPD count
Employees
3
2 advisory (5.B.1)
Offices
2
beyond the principal office
Private funds
0
reported on Schedule D
History
24 filings and snapshots on the tape
RAUM$449M as of Mar 23, 2026
Mar 12, 2018$125M then
HNW client RAUM$225M as of Mar 23, 2026
Mar 13, 2019$13.5M then
State-registered IARs (5.B.3)2 as of Mar 23, 2026
Mar 9, 20171 then
Employees (5.A)3 as of Mar 23, 2026
Mar 9, 20171 then
Private funds: no history
RAUM +14% over the last fiscal year+14% a year over threeIARs 2 to 2
Practice profile
derived from the filing of Mar 23, 2026; every figure names its basis
Archetypes, each a printed rule
  • Dual wealth and asset manager · private-client share 20 to 60 percent and fund or institutional share at least 30 percent
  • HNW wealth manager · private-client share of RAUM at least 50 percent and HNW share of private-client RAUM 50 to 90 percent
  • Independent boutique · a wealth manager with no broker-dealer, bank or insurance affiliate, 2 to 25 advisors, one to three offices, no public reporting company control
RAUM per advisor
$224MderivedRAUM over IAPD advisors; not a book size
Clients per advisor
79derivedindividual and HNW clients (5.D) over advisors
Average HNW client
$3.7MderivedHNW RAUM over HNW clients
Average account
$660,687derivedRAUM over accounts (5.F.2.f)
Discretionary
100%derivedof RAUM
Institutional
43%derivedpensions, charities, corporations, government, insurance, banks, other advisers
Employees per advisor
1.5derivedItem 5.A over advisors
Advisors per office
0.7derived3 offices incl. principal (1.F.5)
RAUM growth, one year
+14%derivedbetween the last two annual amendments
Advisor growth, one year
+0.0%derivedItem 5.B.3 between annual amendments
Client growth, one year
+7.5%derived
Compensation
percentage of assets, hourly, fixed feesreportedItem 5.E
Advisory activities
financial planning, portfolio management for individuals, portfolio management for businesses and institutions, selection of other advisersreportedItem 5.G
Ownership
no PE, bank or public-company owner found on Schedule Aderived
Advisor book size
not public; not estimatedreported
Also answered yes on Form ADV
  • buys or sells securities as principal to or from clients (8.A.2)
  • has discretionary authority over which securities are bought or sold (8.C.1)
  • receives research or other products from a broker-dealer, soft dollars (8.E)
Where the RAUM sits
Form ADV Item 5.D, latest filing
  • High-net-worth individuals$225M50%
  • Pension and profit-sharing plans$194M43%
  • Individuals$30.1M6.7%
Individual clients
98reported
HNW clients
60reported
Pension plan clients
23reported
Charitable clients
0reported
Accounts
679reported
Financial planning clients
1-10reported
Wrap fee programs
noreported
Custody of client assets
noreported
Compensation
% of AUM, fixed, hourlyreported
Class basis
private_client_share=0.57 fund_share=0.0 institutional_share=0.43 related_bd=false related_bank=false bd_reps=0.0derived
Advisors registered through the firm
2 on IAPD today, longest tenure first
NameBranchHere sinceIn industryPrior firms
Alfred Francis MatarazzoWhitefish, Mt Sep 23, 201638 y3
Zachary Taylor MatarazzoCertified Financial PlannerWhitefish, Mt Jan 8, 201819 y0
Advisor movement
0 left, 0 joined in 12 months
net 0 in 12 months0 left in 90 days0 joined in 90 daysdeparture rate 0.0% of current headcount0 left over 36 months
Left, latest
none on the tape
    Joined, latest
    Private funds
    No private fund reported.
    Owners and control persons
    Schedule A and B, latest filing
    • Francis Alfred Matarazzo · Managing Partner, Chief Compliance Officercontrol
      since 07/2016 · owns 75% or more
    • Taylor Zachary Matarazzo · Partnercontrol
      since 08/2018 · owns 10% to 25%
    Related persons
    Schedule D 7.A
    No related person reported.
    Advisers that list Main Line Retirement Advisors, LLC as a related person
    Office movement
    IAPD branch city; joins and departures in 12 months
    OfficeAdvisorsJoinedLeftTeams outForming
    Whitefish, Mt · principal200
    Offices
    Schedule D 1.F, the 25 largest
    • Radnor, PA3 employees
    • Whitefish, MT3 employees
    ADV anomalies
    1 against comparable advisers; where to look, not conclusions
    • high institutional concentrationStatic outlier · filing Mar 23, 2026
      institutional share of RAUM of 43% against a peer median of 0% (5676 comparable advisers, 98.0th percentile, 14.5 robust deviations)
      peers: independent wealth managers, $100M to $500M (5,676) · 98% percentile
    What changed
    consecutive filings, newest first
    • Accounts · 771 to 679
      Mar 3, 2025 to Feb 24, 2026
    • HNW clients · 55 to 60
      Mar 3, 2025 to Feb 24, 2026
    • Individual clients · 92 to 98
      Mar 3, 2025 to Feb 24, 2026
    • Pension plan clients · 20 to 23
      Mar 3, 2025 to Feb 24, 2026
    • Discretionary RAUM · $394M to $449M
      Mar 3, 2025 to Feb 24, 2026
    • HNW RAUM · $190M to $225M
      Mar 3, 2025 to Feb 24, 2026
    • Individual RAUM · $26.2M to $30.1M
      Mar 3, 2025 to Feb 24, 2026
    • Pension RAUM · $178M to $194M
      Mar 3, 2025 to Feb 24, 2026
    • RAUM · $394M to $449M
      Mar 3, 2025 to Feb 24, 2026
    • Accounts · 531 to 771
      Mar 5, 2024 to Mar 3, 2025
    • HNW clients · 53 to 55
      Mar 5, 2024 to Mar 3, 2025
    • Individual clients · 85 to 92
      Mar 5, 2024 to Mar 3, 2025
    • Pension plan clients · 22 to 20
      Mar 5, 2024 to Mar 3, 2025
    • Financial planning clients · 1-10 to 1-10
      Mar 5, 2024 to Mar 3, 2025
    • Discretionary RAUM · $357M to $394M
      Mar 5, 2024 to Mar 3, 2025
    • HNW RAUM · $140M to $190M
      Mar 5, 2024 to Mar 3, 2025
    • Individual RAUM · $21.1M to $26.2M
      Mar 5, 2024 to Mar 3, 2025
    • Pension RAUM · $196M to $178M
      Mar 5, 2024 to Mar 3, 2025
    • RAUM · $357M to $394M
      Mar 5, 2024 to Mar 3, 2025
    • Accounts · 451 to 531
      Jul 11, 2023 to Mar 5, 2024
    • HNW clients · 85 to 53
      Jul 11, 2023 to Mar 5, 2024
    • Individual clients · 44 to 85
      Jul 11, 2023 to Mar 5, 2024
    • Pension plan clients · 21 to 22
      Jul 11, 2023 to Mar 5, 2024
    • Discretionary RAUM · $304M to $357M
      Jul 11, 2023 to Mar 5, 2024
    • HNW RAUM · $133M to $140M
      Jul 11, 2023 to Mar 5, 2024
    • Individual RAUM · $3.7M to $21.1M
      Jul 11, 2023 to Mar 5, 2024
    • Pension RAUM · $167M to $196M
      Jul 11, 2023 to Mar 5, 2024
    • RAUM · $304M to $357M
      Jul 11, 2023 to Mar 5, 2024
    • Wrap assets (manager) · 0.0 to unset
      Jul 11, 2023 to Mar 5, 2024
    • Wrap assets (sponsor) · 0.0 to unset
      Jul 11, 2023 to Mar 5, 2024
    • Accounts · 458 to 451
      Mar 22, 2022 to Mar 29, 2023
    • HNW clients · 65 to 85
      Mar 22, 2022 to Mar 29, 2023
    • Individual clients · 56 to 44
      Mar 22, 2022 to Mar 29, 2023
    • HQ city · RADNOR to WHITEFISH
      Mar 22, 2022 to Mar 29, 2023
    • HQ state · PA to MT
      Mar 22, 2022 to Mar 29, 2023
    • Other offices · 1 to 2
      Mar 22, 2022 to Mar 29, 2023
    • Discretionary RAUM · $332M to $304M
      Mar 22, 2022 to Mar 29, 2023
    • HNW RAUM · $126M to $133M
      Mar 22, 2022 to Mar 29, 2023
    • Individual RAUM · $22.9M to $3.7M
      Mar 22, 2022 to Mar 29, 2023
    • Pension RAUM · $183M to $167M
      Mar 22, 2022 to Mar 29, 2023
    Signals
    1 dated events
    • Main Line Retirement Advisors, Llc filed its initial SEC registration (Form ADV)
      Sep 6, 2016 · First SEC registration · fact
    Across DFX
    shared identifiers only, never a name match
    No identifier-backed link to the venture, private equity, family office or sponsor graphs.
    How to reach
    public business contact points only, each with its source
    Business email
    info@mlra401k.comreportedpublished by the firm, firm site, Sep 16, 2026
    Business phone
    800-480-8681reportedpublished by the firm, firm site, Sep 16, 2026
    Website
    mlra401k.comreportedpublic record, Form ADV, Sep 17, 2026
    Principal office phone
    800-480-8681reportedpublic record, Form ADV, Mar 23, 2026
    Provenance
    Form ADV
    SEC filing data 2011 to 2024 and the monthly roster 2025 onreportedadviserinfo.sec.gov
    Advisors
    IAPD individual compilation feed, dailyreportedadviserinfo.sec.gov
    Class
    Independent wealth managerderiveda rule over Items 5.D and 7.A
    RAUM per advisor
    $224Mderivedfirm RAUM over the IAPD count; not a book size
    Loaded
    Sep 14, 2026