DFX Intelligence

RIA Intelligence

Registered investment advisers, the advisors registered through them, the capital they report, the private vehicles they run and the people who own them, as a graph with a filing date behind every number. RAUM is what the adviser filed, a move is two registration dates, and a class is a rule you can read.

SEC-registered adviser

Financial Transparency

Independent wealth managerCRD 297713SEC 801-113605websiteIAPD
Legal name Envision Financial Transparency, LLC
Latest filing Jul 23, 2026
First filing on the tape Jun 14, 2018 · 32 filings
SEC status approved since Jul 13, 2018
RAUM
$322M
reported, Item 5.F
Discretionary
99%
of RAUM
Private clients
92%
$296M individuals and HNW
Advisors
16
registered through the firm on IAPD
RAUM per advisor
$20.1M
derived; firm RAUM over IAPD count
Employees
16
16 advisory (5.B.1)
Offices
12
beyond the principal office
Private funds
0
reported on Schedule D
History
32 filings and snapshots on the tape
RAUM$322M as of Jul 23, 2026
Mar 28, 2019$217M then
HNW client RAUM$233M as of Jul 23, 2026
Mar 28, 2019$172M then
State-registered IARs (5.B.3)16 as of Jul 23, 2026
Mar 28, 201916 then
Employees (5.A)16 as of Jul 23, 2026
Mar 28, 201916 then
Private funds: no history
RAUM +5.2% over the last fiscal year+11% a year over threeIARs 17 to 16offices 13 to 12
Practice profile
derived from the filing of Jul 23, 2026; every figure names its basis
Archetypes, each a printed rule
  • HNW wealth manager · private-client share of RAUM at least 50 percent and HNW share of private-client RAUM 50 to 90 percent
RAUM per advisor
$20.1MderivedRAUM over IAPD advisors; not a book size
Clients per advisor
14derivedindividual and HNW clients (5.D) over advisors
Average HNW client
$4.4MderivedHNW RAUM over HNW clients
Average account
$643,231derivedRAUM over accounts (5.F.2.f)
Discretionary
99%derivedof RAUM
Institutional
8.0%derivedpensions, charities, corporations, government, insurance, banks, other advisers
Employees per advisor
1.0derivedItem 5.A over advisors
Advisors per office
1.2derived13 offices incl. principal (1.F.5)
RAUM growth, one year
+5.2%derivedbetween the last two annual amendments
Advisor growth, one year
+0.0%derivedItem 5.B.3 between annual amendments
Client growth, one year
+0.0%derived
Compensation
percentage of assets, fixed feesreportedItem 5.E
Advisory activities
financial planning, portfolio management for individuals, pension consulting, selection of other advisers, educational seminarsreportedItem 5.G
Custody
$130M, 26 clientsreportedItem 9.A
Ownership
no PE, bank or public-company owner found on Schedule Aderived
Advisor book size
not public; not estimatedreported
Also answered yes on Form ADV
  • is an insurance broker or agent (6.A.6)
  • buys or sells securities as principal to or from clients (8.A.2)
  • has discretionary authority over which securities are bought or sold (8.C.1)
  • receives research or other products from a broker-dealer, soft dollars (8.E)
  • has custody of client cash or bank accounts (9.A.1.a)
  • has custody of client securities (9.A.1.b)
  • a related person has custody of client cash (9.B.1.a)
  • a related person has custody of client securities (9.B.1.b)
Where the RAUM sits
Form ADV Item 5.D, latest filing
  • High-net-worth individuals$233M72%
  • Individuals$63.6M20%
  • Pension and profit-sharing plans$25.7M8.0%
  • Corporations and businesses$221,8100.1%
  • Charitable organizations$100,1780.0%
Individual clients
174reported
HNW clients
53reported
Pension plan clients
5reported
Charitable clients
1reported
Accounts
501reported
Financial planning clients
1-10reported
Wrap fee programs
noreported
Custody of client assets
$130M for 26 clientsreported
Compensation
% of AUM, fixedreported
Class basis
private_client_share=0.92 fund_share=0.0 institutional_share=0.08 related_bd=false related_bank=false bd_reps=0.0derived
Advisors registered through the firm
16 on IAPD today, longest tenure first
NameBranchHere sinceIn industryPrior firms
Jonathon Patrick WellsGreensboro, Nc Jul 13, 201815 y1
Emily Therese KeagleGreensboro, NcJul 13, 201825 y2
Anthony Joseph MadoniaGreensboro, Nc Jul 16, 201830 y1
Joshua Ryan KeagleGreensboro, NcJul 17, 201818 y2
Alfred Luigi RomanoPersonal Financial SpecialistGreensboro, Nc Jul 18, 201827 y2
James R NiciGreensboro, Nc Jul 20, 201815 y1
Everett Ray FergusonCertified Financial PlannerAbilene, Tx Jul 21, 201845 y1
Daniel William DohertyPersonal Financial SpecialistPeabody, Ma Jul 24, 201828 y1
Bernard Leo DonohuePersonal Financial SpecialistWakefield, Ma Jul 24, 201826 y1
William James BresettGreensboro, Nc Jul 24, 201838 y1
Thomas Joseph GiardinaGreensboro, Nc Jul 24, 201836 y1
Thomas Robert RogersGreensboro, Nc Jan 1, 202545 y2
Thomas J. DelpupCertified Financial PlannerRochester Hills, MiMar 27, 202534 y2
Gina Elizabeth ValorzPersonal Financial SpecialistSan Antonio, TxMar 31, 202530 y2
Steven BanklerPersonal Financial SpecialistSan Antonio, TxMar 31, 202549 y2
Michael Jon MacdonaldDanville, CaSep 16, 202542 y4
Advisor movement
0 left, 0 joined in 12 months
net 0 in 12 months0 left in 90 days0 joined in 90 daysdeparture rate 0.0% of current headcount0 left over 36 months
Teams: two or more advisors moving together within fourteen days, from one state
    Private funds
    No private fund reported.
    Owners and control persons
    Schedule A and B, latest filing
    • Therese Emily Keagle · Chief Executive Officer And Chief Compliance Officercontrol
      since 06/2018 · owns 75% or more
    Related persons
    Schedule D 7.A
    • Alfred Romano
      insurancey
    • Bernard Donohue
      insurancey
    • Charles Gilligan
      insurancey
    • Daniel Doherty
      y
    • Everett Ray Ferguson
      insurancey
    • James Nici
      y
    • Thomas Giardina
      insurancey
    • Thomas Rogers
      y
    • William Bresett
      insurancey
    Office movement
    IAPD branch city; joins and departures in 12 months
    OfficeAdvisorsJoinedLeftTeams outForming
    Greensboro, Nc1200
    Pittsfield, Ma200
    San Antonio, Tx200
    Offices
    Schedule D 1.F, the 25 largest
    • Pleasant Hill, CA2 employees
    • Pittsfield, MA2 employees
    • Naples, FL1 employees
    • Peabody, MA1 employees
    • Schaumburg, IL1 employees
    • Wakefield, MA1 employees
    • Abilene, TX1 employees
    • , 1 employees
    • Longwood, FL1 employees
    What changed
    consecutive filings, newest first
    • Advisory employees · 17 to 16
      Mar 31, 2026 to Jul 23, 2026
    • Employees · 17 to 16
      Mar 31, 2026 to Jul 23, 2026
    • State-registered IARs · 17 to 16
      Mar 31, 2026 to Jul 23, 2026
    • Other offices · 13 to 12
      Mar 31, 2026 to Jul 23, 2026
    • Accounts · 500 to 501
      Mar 31, 2025 to Mar 31, 2026
    • Corporate clients · 0 to 2
      Mar 31, 2025 to Mar 31, 2026
    • HNW clients · 54 to 53
      Mar 31, 2025 to Mar 31, 2026
    • Individual clients · 173 to 174
      Mar 31, 2025 to Mar 31, 2026
    • Assets in custody · $130M to $130M
      Mar 31, 2025 to Mar 31, 2026
    • Discretionary RAUM · $302M to $318M
      Mar 31, 2025 to Mar 31, 2026
    • HNW RAUM · $226M to $233M
      Mar 31, 2025 to Mar 31, 2026
    • Individual RAUM · $56.3M to $63.6M
      Mar 31, 2025 to Mar 31, 2026
    • Non-discretionary RAUM · $4.0M to $4.6M
      Mar 31, 2025 to Mar 31, 2026
    • Pension RAUM · $23.3M to $25.7M
      Mar 31, 2025 to Mar 31, 2026
    • RAUM · $306M to $322M
      Mar 31, 2025 to Mar 31, 2026
    • Accounts · 508 to 500
      Dec 20, 2024 to Mar 31, 2025
    • Advisory employees · 14 to 17
      Dec 20, 2024 to Mar 31, 2025
    • HNW clients · 57 to 54
      Dec 20, 2024 to Mar 31, 2025
    • Individual clients · 181 to 173
      Dec 20, 2024 to Mar 31, 2025
    • Assets in custody · $122M to $130M
      Dec 20, 2024 to Mar 31, 2025
    • Employees · 14 to 17
      Dec 20, 2024 to Mar 31, 2025
    • Financial planning clients · 1-10 to 1-10
      Dec 20, 2024 to Mar 31, 2025
    • HQ city · unset to
      Dec 20, 2024 to Mar 31, 2025
    • HQ state · unset to
      Dec 20, 2024 to Mar 31, 2025
    • State-registered IARs · 14 to 17
      Dec 20, 2024 to Mar 31, 2025
    • Other offices · 11 to 13
      Dec 20, 2024 to Mar 31, 2025
    • Discretionary RAUM · $292M to $302M
      Dec 20, 2024 to Mar 31, 2025
    • HNW RAUM · $224M to $226M
      Dec 20, 2024 to Mar 31, 2025
    • Individual RAUM · $48.0M to $56.3M
      Dec 20, 2024 to Mar 31, 2025
    • Non-discretionary RAUM · $3.4M to $4.0M
      Dec 20, 2024 to Mar 31, 2025
    • Pension RAUM · $23.2M to $23.3M
      Dec 20, 2024 to Mar 31, 2025
    • RAUM · $295M to $306M
      Dec 20, 2024 to Mar 31, 2025
    • Advisory employees · 15 to 14
      Mar 4, 2024 to Dec 20, 2024
    • Employees · 15 to 14
      Mar 4, 2024 to Dec 20, 2024
    • State-registered IARs · 15 to 14
      Mar 4, 2024 to Dec 20, 2024
    • Other offices · 12 to 11
      Mar 4, 2024 to Dec 20, 2024
    • Accounts · 370 to 508
      Feb 27, 2024 to Mar 4, 2024
    • Advisory employees · 14 to 15
      Feb 27, 2024 to Mar 4, 2024
    • Advisory activities · 3 to 5
      Feb 27, 2024 to Mar 4, 2024
    • HNW clients · 47 to 57
      Feb 27, 2024 to Mar 4, 2024
    Signals
    4 dated events
    • 2 advisors left Enlightened Finance LLC (San Antonio, TX) for Financial Transparency on the same day
      Mar 14, 2025 · Team lift-out · derived
    • Financial Transparency reported 17 state-registered advisory representatives, up from 1 (2018-06-19 to 2018-07-16)
      Jul 16, 2018 · Advisor headcount change · derived
    • Financial Transparency reported 12 offices beyond its principal office, up from 0 (2018-06-19 to 2018-07-16)
      Jul 16, 2018 · Office count change · derived
    • Envision Financial Transparency, Llc filed its initial SEC registration (Form ADV)
      Jun 14, 2018 · First SEC registration · fact
    Across DFX
    shared identifiers only, never a name match
    No identifier-backed link to the venture, private equity, family office or sponsor graphs.
    How to reach
    public business contact points only, each with its source
    Website
    bld-cpa.comreportedpublic record, Form ADV, Sep 17, 2026
    Principal office phone
    (336) 715-3300reportedpublic record, Form ADV, Jul 23, 2026
    Provenance
    Form ADV
    SEC filing data 2011 to 2024 and the monthly roster 2025 onreportedadviserinfo.sec.gov
    Advisors
    IAPD individual compilation feed, dailyreportedadviserinfo.sec.gov
    Class
    Independent wealth managerderiveda rule over Items 5.D and 7.A
    RAUM per advisor
    $20.1Mderivedfirm RAUM over the IAPD count; not a book size
    Loaded
    Sep 14, 2026