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SEC-registered adviser

C••••••• F••••••••

Independent wealth managerSeverna Park, MarylandCRD 300672SEC 801-132612websiteIAPD
Legal name C••••••• F•••••••• G••••• L••
Latest filing Feb 27, 2026
First filing on the tape Apr 30, 2025 · 4 filings
SEC status approved since Apr 30, 2025
RAUM
$136M
reported, Item 5.F
Discretionary
100%
of RAUM
Private clients
99%
$134M individuals and HNW
Advisors
2
registered through the firm on IAPD
RAUM per advisor
$67.8M
derived; firm RAUM over IAPD count
Employees
2
2 advisory (5.B.1)
Offices
0
beyond the principal office
Private funds
0
reported on Schedule D
History
4 filings and snapshots on the tape
RAUM$136M as of Feb 27, 2026
Apr 30, 2025$103M then
HNW client RAUM$113M as of Feb 27, 2026
Apr 30, 2025$78.4M then
State-registered IARs (5.B.3)2 as of Feb 27, 2026
Apr 30, 20251 then
Employees (5.A)2 as of Feb 27, 2026
Apr 30, 20252 then
Private funds: no history
RAUM +31% over the last fiscal yearIARs 1 to 2
Practice profile
derived from the filing of Feb 27, 2026; every figure names its basis
Archetypes, each a printed rule
  • HNW wealth manager · private-client share of RAUM at least 50 percent and HNW share of private-client RAUM 50 to 90 percent
  • Independent boutique · a wealth manager with no broker-dealer, bank or insurance affiliate, 2 to 25 advisors, one to three offices, no public reporting company control
  • Solo or small team · one advisor, or a wealth manager with up to three advisors and one office
RAUM per advisor
$67.8MderivedRAUM over IAPD advisors; not a book size
Clients per advisor
92derivedindividual and HNW clients (5.D) over advisors
Average HNW client
$1.2MderivedHNW RAUM over HNW clients
Average account
$227,793derivedRAUM over accounts (5.F.2.f)
Discretionary
100%derivedof RAUM
Institutional
0.0%derivedpensions, charities, corporations, government, insurance, banks, other advisers
Employees per advisor
1.0derivedItem 5.A over advisors
Advisors per office
2.0derived1 offices incl. principal (1.F.5)
RAUM growth, one year
+31%derivedbetween the last two annual amendments
Advisor growth, one year
+100%derivedItem 5.B.3 between annual amendments
Client growth, one year
-32%derived
Compensation
percentage of assets, hourly, fixed feesreportedItem 5.E
Advisory activities
financial planning, portfolio management for individuals, pension consulting, selection of other advisers, educational seminarsreportedItem 5.G
Ownership
no PE, bank or public-company owner found on Schedule Aderived
Advisor book size
not public; not estimatedreported
Also answered yes on Form ADV
  • is an insurance broker or agent (6.A.6)
  • buys or sells securities as principal to or from clients (8.A.2)
  • has discretionary authority over which securities are bought or sold (8.C.1)
  • receives research or other products from a broker-dealer, soft dollars (8.E)
Where the RAUM sits
Form ADV Item 5.D, latest filing
  • High-net-worth individuals$113M83%
  • Individuals$21.5M16%
  • Corporations and businesses$1.1M0.8%
Individual clients
88reported
HNW clients
96reported
Pension plan clients
n/areported
Charitable clients
n/areported
Accounts
595reported
Financial planning clients
101-250reported
Wrap fee programs
noreported
Custody of client assets
noreported
Compensation
% of AUM, fixed, hourlyreported
Class basis
private_client_share=0.99 fund_share=0.0 institutional_share=0.0 related_bd=false related_bank=false bd_reps=0.0derived
Advisors registered through the firm
2 on IAPD today, longest tenure first
NameBranchHere sinceIn industryPrior firms
F•••••••• N••••• C•••••••Severna Park, MdNov 27, 201919 y1
D•••• J•••• B••••Certified Financial PlannerSeverna Park, MdOct 29, 202411 y0
Advisor movement
0 left, 0 joined in 12 months
net 0 in 12 months0 left in 90 days0 joined in 90 daysdeparture rate 0.0% of current headcount0 left over 36 months
Private funds
No private fund reported.
Owners and control persons
Schedule A and B, latest filing
  • C•••••••• F••••••••• N••••• · Managing Member/Chief Compliance Officercontrol
    since 01/2019 · owns 75% or more
Related persons
Schedule D 7.A
No related person reported.
Office movement
IAPD branch city; joins and departures in 12 months
OfficeAdvisorsJoinedLeftTeams outForming
Severna Park, Md · principal200
Offices
Schedule D 1.F, the 25 largest
No branch office listed.
ADV anomalies
1 against comparable advisers; where to look, not conclusions
  • clients down average size upCombination · filing Feb 27, 2026
    private clients fell 20 percent or more while RAUM per client rose 30 percent or more: a move up-market or the departure of small accounts. RAUM $103,156,687 to $135,536,632, advisors 1 to 2, private clients 270 to 184, offices 0 to 0 (2025-04-30 to 2026-02-27)
    peers: independent wealth managers, $100M to $500M (5,679)
What changed
consecutive filings, newest first
  • Accounts · 643 to 595
    Aug 25, 2025 to Feb 27, 2026
  • Advisory employees · 1 to 2
    Aug 25, 2025 to Feb 27, 2026
  • HNW clients · 144 to 96
    Aug 25, 2025 to Feb 27, 2026
  • Individual clients · 126 to 88
    Aug 25, 2025 to Feb 27, 2026
  • State-registered IARs · 1 to 2
    Aug 25, 2025 to Feb 27, 2026
  • Discretionary RAUM · $102M to $135M
    Aug 25, 2025 to Feb 27, 2026
  • HNW RAUM · $78.4M to $113M
    Aug 25, 2025 to Feb 27, 2026
  • Individual RAUM · $24.0M to $21.5M
    Aug 25, 2025 to Feb 27, 2026
  • Non-discretionary RAUM · $1.4M to $528,443
    Aug 25, 2025 to Feb 27, 2026
  • RAUM · $103M to $136M
    Aug 25, 2025 to Feb 27, 2026
  • Financial planning clients · 101-250 to 101-250
    Apr 30, 2025 to May 13, 2025
Signals
No event on the tape.
Across DFX
shared identifiers only, never a name match
No identifier-backed link to the venture, private equity, family office or sponsor graphs.
How to reach
public business contact points only, each with its source
Business phone
410-793-5210reportedpublished by the firm, firm site, Sep 16, 2026
Website
c•••••••••.comreportedpublic record, Form ADV, Feb 27, 2026
Principal office phone
410-793-5210reportedpublic record, Form ADV, Feb 27, 2026
Contact form
c•••••••••.comreportedpublished by the firm, firm site, Sep 16, 2026
Team page
c•••••••••.comreportedpublished by the firm, firm site, Sep 16, 2026
Provenance
Form ADV
SEC filing data 2011 to 2024 and the monthly roster 2025 onreportedadviserinfo.sec.gov
Advisors
IAPD individual compilation feed, dailyreportedadviserinfo.sec.gov
Class
Independent wealth managerderiveda rule over Items 5.D and 7.A
RAUM per advisor
$67.8Mderivedfirm RAUM over the IAPD count; not a book size
Loaded
Sep 14, 2026