DFX Intelligence

RIA Intelligence

Registered investment advisers, the advisors registered through them, the capital they report, the private vehicles they run and the people who own them, as a graph with a filing date behind every number. RAUM is what the adviser filed, a move is two registration dates, and a class is a rule you can read.

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SEC-registered adviser

I••••••• A•••••••

Independent wealth managerState College, PennsylvaniaCRD 311243SEC 801-119770websiteIAPD
Legal name K•••••• E• C••••• L••
Latest filing May 13, 2026
First filing on the tape Oct 12, 2020 · 27 filings
SEC status approved since Nov 12, 2020
RAUM
$268M
reported, Item 5.F
Discretionary
90%
of RAUM
Private clients
83%
$222M individuals and HNW
Advisors
3
registered through the firm on IAPD
RAUM per advisor
$89.4M
derived; firm RAUM over IAPD count
Employees
5
2 advisory (5.B.1)
Offices
3
beyond the principal office
Private funds
0
reported on Schedule D
History
27 filings and snapshots on the tape
RAUM$268M as of May 13, 2026
Mar 19, 2021$156M then
HNW client RAUM$176M as of May 13, 2026
Mar 19, 2021$95.5M then
State-registered IARs (5.B.3)2 as of May 13, 2026
Mar 19, 20212 then
Employees (5.A)5 as of May 13, 2026
Mar 19, 20215 then
Private funds: no history
RAUM +19% over the last fiscal year+17% a year over threeIARs 2 to 2offices 2 to 3
Practice profile
derived from the filing of May 13, 2026; every figure names its basis
Archetypes, each a printed rule
  • HNW wealth manager · private-client share of RAUM at least 50 percent and HNW share of private-client RAUM 50 to 90 percent
RAUM per advisor
$89.4MderivedRAUM over IAPD advisors; not a book size
Clients per advisor
89derivedindividual and HNW clients (5.D) over advisors
Average HNW client
$2.8MderivedHNW RAUM over HNW clients
Average account
$419,841derivedRAUM over accounts (5.F.2.f)
Discretionary
90%derivedof RAUM
Institutional
17%derivedpensions, charities, corporations, government, insurance, banks, other advisers
Employees per advisor
1.7derivedItem 5.A over advisors
Advisors per office
0.8derived4 offices incl. principal (1.F.5)
RAUM growth, one year
+19%derivedbetween the last two annual amendments
Advisor growth, one year
+0.0%derivedItem 5.B.3 between annual amendments
Client growth, one year
+1.5%derived
Compensation
percentage of assets, hourly, fixed feesreportedItem 5.E
Advisory activities
financial planning, portfolio management for individualsreportedItem 5.G
Ownership
no PE, bank or public-company owner found on Schedule Aderived
Advisor book size
not public; not estimatedreported
Also answered yes on Form ADV
  • is an insurance broker or agent (6.A.6)
  • buys or sells securities as principal to or from clients (8.A.2)
  • has discretionary authority over which securities are bought or sold (8.C.1)
  • receives research or other products from a broker-dealer, soft dollars (8.E)
  • compensates persons for client referrals (8.G.1)
  • compensates non-employees for client referrals (8.G.2)
  • a related person has custody of client cash (9.B.1.a)
Where the RAUM sits
Form ADV Item 5.D, latest filing
  • High-net-worth individuals$176M66%
  • Individuals$46.1M17%
  • Pension and profit-sharing plans$44.5M17%
  • Charitable organizations$1.9M0.7%
Individual clients
204reported
HNW clients
62reported
Pension plan clients
15reported
Charitable clients
2reported
Accounts
639reported
Financial planning clients
11-25reported
Wrap fee programs
noreported
Custody of client assets
noreported
Compensation
% of AUM, fixed, hourlyreported
Class basis
private_client_share=0.83 fund_share=0.0 institutional_share=0.17 related_bd=false related_bank=false bd_reps=0.0derived
Advisors registered through the firm
3 on IAPD today, longest tenure first
NameBranchHere sinceIn industryPrior firms
K•••••• E•••••••• C•••••Certified Financial PlannerState College, PaDec 2, 202021 y2
B•••• S•••• H•••••Certified Financial PlannerState College, PaMar 17, 202110 y0
L••••• G••• G•••••••Ellicott City, MdOct 30, 202530 y4
Advisor movement
0 left, 1 joined in 12 months
net +1 in 12 months0 left in 90 days0 joined in 90 daysdeparture rate 0.0% of current headcount0 left over 36 months
Private funds
No private fund reported.
Owners and control persons
Schedule A and B, latest filing
  • C•••••• K••••••• E•••••••• · Ownercontrol
    since 10/2020 · owns 75% or more
  • G•••••••• L•••••• G••• · Chief Compliance Officer
    since 10/2021 · owns less than 5%
Related persons
Schedule D 7.A
No related person reported.
Office movement
IAPD branch city; joins and departures in 12 months
OfficeAdvisorsJoinedLeftTeams outForming
State College, Pa · principal200
Offices
Schedule D 1.F, the 25 largest
No branch office listed.
What changed
consecutive filings, newest first
  • Accounts · 606 to 639
    Oct 29, 2025 to Feb 7, 2026
  • Charity clients · unset to 2.0
    Oct 29, 2025 to Feb 7, 2026
  • HNW clients · 53 to 62
    Oct 29, 2025 to Feb 7, 2026
  • Individual clients · 209 to 204
    Oct 29, 2025 to Feb 7, 2026
  • Financial planning clients · 1-10 to 11-25
    Oct 29, 2025 to Feb 7, 2026
  • Discretionary RAUM · $207M to $240M
    Oct 29, 2025 to Feb 7, 2026
  • HNW RAUM · $137M to $176M
    Oct 29, 2025 to Feb 7, 2026
  • Individual RAUM · $47.8M to $46.1M
    Oct 29, 2025 to Feb 7, 2026
  • Non-discretionary RAUM · $19.0M to $27.9M
    Oct 29, 2025 to Feb 7, 2026
  • Pension RAUM · $40.4M to $44.5M
    Oct 29, 2025 to Feb 7, 2026
  • RAUM · $226M to $268M
    Oct 29, 2025 to Feb 7, 2026
  • Other offices · 2 to 3
    Mar 18, 2025 to Oct 29, 2025
  • Financial planning clients · 1-10 to 1-10
    Mar 4, 2025 to Mar 18, 2025
  • Other offices · 0 to 2
    Mar 4, 2025 to Mar 18, 2025
  • Accounts · 512 to 606
    Nov 27, 2024 to Mar 4, 2025
  • HNW clients · 37 to 53
    Nov 27, 2024 to Mar 4, 2025
  • Individual clients · 182 to 209
    Nov 27, 2024 to Mar 4, 2025
  • Employees · 4 to 5
    Nov 27, 2024 to Mar 4, 2025
  • Discretionary RAUM · $155M to $207M
    Nov 27, 2024 to Mar 4, 2025
  • HNW RAUM · $109M to $137M
    Nov 27, 2024 to Mar 4, 2025
  • Individual RAUM · $43.9M to $47.8M
    Nov 27, 2024 to Mar 4, 2025
  • Non-discretionary RAUM · $35.5M to $19.0M
    Nov 27, 2024 to Mar 4, 2025
  • Pension RAUM · $36.5M to $40.4M
    Nov 27, 2024 to Mar 4, 2025
  • RAUM · $191M to $226M
    Nov 27, 2024 to Mar 4, 2025
  • Accounts · 496 to 512
    Jun 28, 2023 to Feb 9, 2024
  • Charity clients · 2.0 to unset
    Jun 28, 2023 to Feb 9, 2024
  • HNW clients · 36 to 37
    Jun 28, 2023 to Feb 9, 2024
  • Individual clients · 167 to 182
    Jun 28, 2023 to Feb 9, 2024
  • Pension plan clients · 14 to 15
    Jun 28, 2023 to Feb 9, 2024
  • Employees · 6 to 4
    Jun 28, 2023 to Feb 9, 2024
  • Financial planning clients · 11-25 to 1-10
    Jun 28, 2023 to Feb 9, 2024
  • Discretionary RAUM · $154M to $155M
    Jun 28, 2023 to Feb 9, 2024
  • HNW RAUM · $105M to $109M
    Jun 28, 2023 to Feb 9, 2024
  • Individual RAUM · $34.2M to $43.9M
    Jun 28, 2023 to Feb 9, 2024
  • Non-discretionary RAUM · $13.9M to $35.5M
    Jun 28, 2023 to Feb 9, 2024
  • Pension RAUM · $27.9M to $36.5M
    Jun 28, 2023 to Feb 9, 2024
  • RAUM · $168M to $191M
    Jun 28, 2023 to Feb 9, 2024
  • Accounts · 434 to 496
    Jul 18, 2022 to Mar 9, 2023
  • Charity clients · 3 to 2
    Jul 18, 2022 to Mar 9, 2023
  • HNW clients · 42 to 36
    Jul 18, 2022 to Mar 9, 2023
Signals
1 dated events
  • K•••••• E• C••••• L•• filed its initial SEC registration (Form ADV)
    Oct 12, 2020 · First SEC registration · fact
Across DFX
shared identifiers only, never a name match
No identifier-backed link to the venture, private equity, family office or sponsor graphs.
How to reach
public business contact points only, each with its source
Business email
info@weareinvested.comreportedpublished by the firm, firm site, Sep 17, 2026
Business phone
814-235-2703reportedpublished by the firm, firm site, Sep 17, 2026
Firm profile
linkedin.com/company/weareinvestedreportedpublic record, Form ADV, Sep 18, 2026
Website
weareinvested.comreportedpublic record, Form ADV, Sep 18, 2026
Principal office phone
814-235-2703reportedpublic record, Form ADV, May 13, 2026
Contact form
weareinvested.com/contactreportedpublished by the firm, firm site, Sep 17, 2026
Team page
weareinvested.com/team/kristen-coombsreportedpublished by the firm, firm site, Sep 17, 2026
Provenance
Form ADV
SEC filing data 2011 to 2024 and the monthly roster 2025 onreportedadviserinfo.sec.gov
Advisors
IAPD individual compilation feed, dailyreportedadviserinfo.sec.gov
Class
Independent wealth managerderiveda rule over Items 5.D and 7.A
RAUM per advisor
$89.4Mderivedfirm RAUM over the IAPD count; not a book size
Loaded
Sep 14, 2026