DFX Intelligence

RIA Intelligence

Registered investment advisers, the advisors registered through them, the capital they report, the private vehicles they run and the people who own them, as a graph with a filing date behind every number. RAUM is what the adviser filed, a move is two registration dates, and a class is a rule you can read.

SEC-registered adviser

Factor Investing Group

Independent wealth managerWestborough, MassachusettsCRD 315131SEC 801-121821websiteIAPD
Legal name Melfa Wealth Management, Inc.
Latest filing Jul 24, 2026
First filing on the tape Jun 22, 2021 · 31 filings
SEC status approved since Jul 22, 2021
RAUM
$349M
reported, Item 5.F
Discretionary
100%
of RAUM
Private clients
99%
$346M individuals and HNW
Advisors
4
registered through the firm on IAPD
RAUM per advisor
$87.2M
derived; firm RAUM over IAPD count
Employees
6
4 advisory (5.B.1)
Offices
3
beyond the principal office
Private funds
0
reported on Schedule D
History
31 filings and snapshots on the tape
RAUM$349M as of Jul 24, 2026
Mar 20, 2022$231M then
HNW client RAUM$286M as of Jul 24, 2026
Mar 20, 2022$166M then
State-registered IARs (5.B.3)4 as of Jul 24, 2026
Mar 20, 20223 then
Employees (5.A)6 as of Jul 24, 2026
Mar 20, 20225 then
Private funds: no history
RAUM +13% over the last fiscal year+18% a year over threeIARs 4 to 4
Practice profile
derived from the filing of Jul 24, 2026; every figure names its basis
Archetypes, each a printed rule
  • HNW wealth manager · private-client share of RAUM at least 50 percent and HNW share of private-client RAUM 50 to 90 percent
RAUM per advisor
$87.2MderivedRAUM over IAPD advisors; not a book size
Clients per advisor
123derivedindividual and HNW clients (5.D) over advisors
Average HNW client
$2.8MderivedHNW RAUM over HNW clients
Average account
$390,190derivedRAUM over accounts (5.F.2.f)
Discretionary
100%derivedof RAUM
Institutional
0.8%derivedpensions, charities, corporations, government, insurance, banks, other advisers
Employees per advisor
1.5derivedItem 5.A over advisors
Advisors per office
1.0derived4 offices incl. principal (1.F.5)
RAUM growth, one year
+13%derivedbetween the last two annual amendments
Advisor growth, one year
+0.0%derivedItem 5.B.3 between annual amendments
Client growth, one year
-2.8%derived
Compensation
percentage of assetsreportedItem 5.E
Advisory activities
financial planning, portfolio management for individuals, pension consultingreportedItem 5.G
Custody
$79.6M, 73 clientsreportedItem 9.A
Ownership
no PE, bank or public-company owner found on Schedule Aderived
Advisor book size
not public; not estimatedreported
Also answered yes on Form ADV
  • buys or sells securities as principal to or from clients (8.A.2)
  • has discretionary authority over which securities are bought or sold (8.C.1)
  • receives research or other products from a broker-dealer, soft dollars (8.E)
  • has custody of client cash or bank accounts (9.A.1.a)
Where the RAUM sits
Form ADV Item 5.D, latest filing
  • High-net-worth individuals$286M82%
  • Individuals$59.9M17%
  • Pension and profit-sharing plans$1.5M0.4%
  • Charitable organizations$1.4M0.4%
Individual clients
388reported
HNW clients
103reported
Pension plan clients
n/areported
Charitable clients
n/areported
Accounts
894reported
Financial planning clients
0reported
Wrap fee programs
noreported
Custody of client assets
$79.6M for 73 clientsreported
Compensation
% of AUMreported
Class basis
private_client_share=0.99 fund_share=0.0 institutional_share=0.01 related_bd=false related_bank=false bd_reps=0.0derived
Advisors registered through the firm
4 on IAPD today, longest tenure first
NameBranchHere sinceIn industryPrior firms
Victor Joseph MelfaNewport, Ri Nov 9, 202127 y3
Victor Joseph MelfaWestborough, Ma Dec 15, 202117 y1
Kendra Renee RasnerWestborough, Ma Mar 19, 202415 y1
Christopher Ren-Da ChangWestborough, Ma Jan 1, 202538 y2
Advisor movement
0 left, 0 joined in 12 months
net 0 in 12 months0 left in 90 days0 joined in 90 daysdeparture rate 0.0% of current headcount0 left over 36 months
Left, latest
none on the tape
    Joined, latest
    Teams: two or more advisors moving together within fourteen days, from one state
      Private funds
      No private fund reported.
      Owners and control persons
      Schedule A and B, latest filing
      • Joseph Victor Melfa · President, Treasurer And Director / Chief Compliance Officercontrol
        since 06/2021 · owns 50% to 75%
      • Joseph Victor Melfa · Secretary And Lead Portfolio Managercontrol
        since 06/2021 · owns less than 5%
      • Christine Karen Melfa · Owner
        since 06/2021 · owns 25% to 50%
      Related persons
      Schedule D 7.A
      No related person reported.
      Office movement
      IAPD branch city; joins and departures in 12 months
      OfficeAdvisorsJoinedLeftTeams outForming
      Westborough, Ma · principal400
      Traverse City, Mi200
      Offices
      Schedule D 1.F, the 25 largest
      • Boston, MA1 employees
      • Newport, RI1 employees
      • Traverse City, MI1 employees
      What changed
      consecutive filings, newest first
      • Accounts · 914 to 894
        Mar 7, 2025 to Mar 19, 2026
      • HNW clients · 396 to 103
        Mar 7, 2025 to Mar 19, 2026
      • Individual clients · 109 to 388
        Mar 7, 2025 to Mar 19, 2026
      • Assets in custody · $31.4M to $79.6M
        Mar 7, 2025 to Mar 19, 2026
      • Discretionary RAUM · $310M to $349M
        Mar 7, 2025 to Mar 19, 2026
      • HNW RAUM · $248M to $286M
        Mar 7, 2025 to Mar 19, 2026
      • Individual RAUM · $56.0M to $59.9M
        Mar 7, 2025 to Mar 19, 2026
      • Pension RAUM · $3.8M to $1.5M
        Mar 7, 2025 to Mar 19, 2026
      • RAUM · $310M to $349M
        Mar 7, 2025 to Mar 19, 2026
      • Accounts · 732 to 914
        Oct 21, 2024 to Mar 7, 2025
      • Advisory employees · 2 to 4
        Oct 21, 2024 to Mar 7, 2025
      • Advisory activities · 2 to 3
        Oct 21, 2024 to Mar 7, 2025
      • HNW clients · 55 to 396
        Oct 21, 2024 to Mar 7, 2025
      • Individual clients · 398 to 109
        Oct 21, 2024 to Mar 7, 2025
      • Assets in custody · $38.3M to $31.4M
        Oct 21, 2024 to Mar 7, 2025
      • Employees · 5 to 6
        Oct 21, 2024 to Mar 7, 2025
      • Financial planning clients · 0 to 0
        Oct 21, 2024 to Mar 7, 2025
      • State-registered IARs · 2 to 4
        Oct 21, 2024 to Mar 7, 2025
      • Discretionary RAUM · $228M to $310M
        Oct 21, 2024 to Mar 7, 2025
      • HNW RAUM · $88.1M to $248M
        Oct 21, 2024 to Mar 7, 2025
      • Individual RAUM · $134M to $56.0M
        Oct 21, 2024 to Mar 7, 2025
      • Pension RAUM · $4.8M to $3.8M
        Oct 21, 2024 to Mar 7, 2025
      • RAUM · $228M to $310M
        Oct 21, 2024 to Mar 7, 2025
      • Other offices · 2 to 3
        Feb 29, 2024 to Mar 7, 2024
      • Accounts · 716 to 732
        Oct 27, 2023 to Feb 12, 2024
      • Advisory employees · 3 to 2
        Oct 27, 2023 to Feb 12, 2024
      • HNW clients · 66 to 55
        Oct 27, 2023 to Feb 12, 2024
      • Individual clients · 368 to 398
        Oct 27, 2023 to Feb 12, 2024
      • Pension plan clients · 4.0 to unset
        Oct 27, 2023 to Feb 12, 2024
      • Assets in custody · $7.3M to $38.3M
        Oct 27, 2023 to Feb 12, 2024
      • Employees · 6 to 5
        Oct 27, 2023 to Feb 12, 2024
      • Financial planning clients · 1-10 to 0
        Oct 27, 2023 to Feb 12, 2024
      • State-registered IARs · 3 to 2
        Oct 27, 2023 to Feb 12, 2024
      • Discretionary RAUM · $214M to $228M
        Oct 27, 2023 to Feb 12, 2024
      • HNW RAUM · $156M to $88.1M
        Oct 27, 2023 to Feb 12, 2024
      • Individual RAUM · $50.0M to $134M
        Oct 27, 2023 to Feb 12, 2024
      • Pension RAUM · $5.8M to $4.8M
        Oct 27, 2023 to Feb 12, 2024
      • RAUM · $214M to $228M
        Oct 27, 2023 to Feb 12, 2024
      • Assets in custody · unset to 7289220.0
        Sep 13, 2023 to Oct 27, 2023
      • Custody of client assets · false to true
        Sep 13, 2023 to Oct 27, 2023
      Signals
      2 dated events
      • 2 advisors left Kestra Advisory Services, LLC (Austin, TX) for Factor Investing Group on the same day
        Mar 7, 2022 · Team lift-out · derived
      • Melfa Wealth Management, Inc. filed its initial SEC registration (Form ADV)
        Jun 22, 2021 · First SEC registration · fact
      Across DFX
      shared identifiers only, never a name match
      No identifier-backed link to the venture, private equity, family office or sponsor graphs.
      How to reach
      public business contact points only, each with its source
      Business email
      info@factorig.comreportedpublished by the firm, firm site, Sep 17, 2026
      Business phone
      231-421-1373reportedpublished by the firm, firm site, Sep 17, 2026
      Business phone
      401-619-8084reportedpublished by the firm, firm site, Sep 17, 2026
      Business phone
      508-366-6040reportedpublished by the firm, firm site, Sep 17, 2026
      Firm profile
      linkedin.com/company/melfa-wealth-managementreportedpublic record, Form ADV, Sep 17, 2026
      Website
      factorig.comreportedpublic record, Form ADV, Sep 17, 2026
      Principal office phone
      (508) 366-6040reportedpublic record, Form ADV, Jul 24, 2026
      Provenance
      Form ADV
      SEC filing data 2011 to 2024 and the monthly roster 2025 onreportedadviserinfo.sec.gov
      Advisors
      IAPD individual compilation feed, dailyreportedadviserinfo.sec.gov
      Class
      Independent wealth managerderiveda rule over Items 5.D and 7.A
      RAUM per advisor
      $87.2Mderivedfirm RAUM over the IAPD count; not a book size
      Loaded
      Sep 14, 2026