DFX Intelligence

RIA Intelligence

Registered investment advisers, the advisors registered through them, the capital they report, the private vehicles they run and the people who own them, as a graph with a filing date behind every number. RAUM is what the adviser filed, a move is two registration dates, and a class is a rule you can read.

SEC-registered adviser

Kapstone Financial Advisors LLC

Independent wealth managerLebanon, OhioCRD 318885SEC 801-123348websiteIAPD
Latest filing Jun 18, 2026
First filing on the tape Jan 31, 2022 · 15 filings
SEC status approved since Aug 11, 2022
RAUM
$322M
reported, Item 5.F
Discretionary
98%
of RAUM
Private clients
97%
$314M individuals and HNW
Advisors
4
registered through the firm on IAPD
RAUM per advisor
$80.6M
derived; firm RAUM over IAPD count
Employees
5
3 advisory (5.B.1)
Offices
0
beyond the principal office
Private funds
0
reported on Schedule D
History
15 filings and snapshots on the tape
RAUM$322M as of Jun 18, 2026
Feb 27, 2023$183M then
HNW client RAUM$216M as of Jun 18, 2026
Feb 27, 2023$85.6M then
State-registered IARs (5.B.3)3 as of Jun 18, 2026
Feb 27, 20233 then
Employees (5.A)5 as of Jun 18, 2026
Feb 27, 20234 then
Private funds: no history
RAUM +19% over the last fiscal year+21% a year over threeIARs 3 to 3
Practice profile
derived from the filing of Jun 18, 2026; every figure names its basis
Archetypes, each a printed rule
  • HNW wealth manager · private-client share of RAUM at least 50 percent and HNW share of private-client RAUM 50 to 90 percent
  • Independent boutique · a wealth manager with no broker-dealer, bank or insurance affiliate, 2 to 25 advisors, one to three offices, no public reporting company control
RAUM per advisor
$80.6MderivedRAUM over IAPD advisors; not a book size
Clients per advisor
127derivedindividual and HNW clients (5.D) over advisors
Average HNW client
$2.8MderivedHNW RAUM over HNW clients
Average account
$296,757derivedRAUM over accounts (5.F.2.f)
Discretionary
98%derivedof RAUM
Institutional
2.5%derivedpensions, charities, corporations, government, insurance, banks, other advisers
Employees per advisor
1.3derivedItem 5.A over advisors
Advisors per office
4.0derived1 offices incl. principal (1.F.5)
RAUM growth, one year
+19%derivedbetween the last two annual amendments
Advisor growth, one year
+0.0%derivedItem 5.B.3 between annual amendments
Client growth, one year
-0.2%derived
Compensation
percentage of assetsreportedItem 5.E
Advisory activities
financial planning, portfolio management for individuals, pension consultingreportedItem 5.G
Ownership
no PE, bank or public-company owner found on Schedule Aderived
Advisor book size
not public; not estimatedreported
Also answered yes on Form ADV
  • buys or sells securities as principal to or from clients (8.A.2)
  • has discretionary authority over which securities are bought or sold (8.C.1)
  • receives research or other products from a broker-dealer, soft dollars (8.E)
Where the RAUM sits
Form ADV Item 5.D, latest filing
  • High-net-worth individuals$216M67%
  • Individuals$98.0M30%
  • Pension and profit-sharing plans$7.5M2.3%
  • Charitable organizations$648,6830.2%
Individual clients
432reported
HNW clients
76reported
Pension plan clients
n/areported
Charitable clients
n/areported
Accounts
1,086reported
Financial planning clients
11-25reported
Wrap fee programs
noreported
Custody of client assets
noreported
Compensation
% of AUMreported
Class basis
private_client_share=0.97 fund_share=0.0 institutional_share=0.03 related_bd=false related_bank=false bd_reps=0.0derived
Advisors registered through the firm
4 on IAPD today, longest tenure first
NameBranchHere sinceIn industryPrior firms
David Charles KronourCertified Financial PlannerLebanon, OhMar 28, 202220 y5
Randall Jay KronourLebanon, OhMar 28, 202227 y5
Roy Elmer McguffinLebanon, OhMar 29, 202238 y4
David Robert FrazierCertified Financial PlannerLebanon, OhFeb 12, 202629 y2
Advisor movement
0 left, 1 joined in 12 months
net +1 in 12 months0 left in 90 days0 joined in 90 daysdeparture rate 0.0% of current headcount0 left over 36 months
Left, latest
none on the tape
    Joined, latest
    Teams: two or more advisors moving together within fourteen days, from one state
      Private funds
      No private fund reported.
      Owners and control persons
      Schedule A and B, latest filing
      • Charles David Kronour · Managing Member / Managing Director / Chief Compliance Officercontrol
        since 01/2022 · owns 75% or more
      Related persons
      Schedule D 7.A
      No related person reported.
      Office movement
      IAPD branch city; joins and departures in 12 months
      OfficeAdvisorsJoinedLeftTeams outForming
      Lebanon, Oh · principal410
      Offices
      Schedule D 1.F, the 25 largest
      No branch office listed.
      ADV anomalies
      1 against comparable advisers; where to look, not conclusions
      • HNW share shiftChange between filings · filing Feb 26, 2026
        HNW share of RAUM moved from 35.0% to 67.0% between the annual amendments of 2025-01-31 and 2026-02-26
        peers: independent wealth managers, $100M to $500M (5,676)
      What changed
      consecutive filings, newest first
      • Accounts · 1,160 to 1,086
        Jan 31, 2025 to Feb 26, 2026
      • Advisory activities · 2 to 3
        Jan 31, 2025 to Feb 26, 2026
      • HNW clients · 129 to 76
        Jan 31, 2025 to Feb 26, 2026
      • Individual clients · 380 to 432
        Jan 31, 2025 to Feb 26, 2026
      • Discretionary RAUM · $271M to $315M
        Jan 31, 2025 to Feb 26, 2026
      • HNW RAUM · $95.1M to $216M
        Jan 31, 2025 to Feb 26, 2026
      • Individual RAUM · $169M to $98.0M
        Jan 31, 2025 to Feb 26, 2026
      • Non-discretionary RAUM · $185,286 to $7.5M
        Jan 31, 2025 to Feb 26, 2026
      • Pension RAUM · $7.0M to $7.5M
        Jan 31, 2025 to Feb 26, 2026
      • RAUM · $271M to $322M
        Jan 31, 2025 to Feb 26, 2026
      • Accounts · 945 to 1,160
        Aug 6, 2024 to Jan 31, 2025
      • HNW clients · 51 to 129
        Aug 6, 2024 to Jan 31, 2025
      • Individual clients · 501 to 380
        Aug 6, 2024 to Jan 31, 2025
      • Financial planning clients · 11-25 to 11-25
        Aug 6, 2024 to Jan 31, 2025
      • Discretionary RAUM · $200M to $271M
        Aug 6, 2024 to Jan 31, 2025
      • HNW RAUM · $103M to $95.1M
        Aug 6, 2024 to Jan 31, 2025
      • Individual RAUM · $101M to $169M
        Aug 6, 2024 to Jan 31, 2025
      • Non-discretionary RAUM · $4.5M to $185,286
        Aug 6, 2024 to Jan 31, 2025
      • Pension RAUM · unset to 7033564.0
        Aug 6, 2024 to Jan 31, 2025
      • RAUM · $205M to $271M
        Aug 6, 2024 to Jan 31, 2025
      • HQ city · LEBENON to LEBANON
        Jan 19, 2024 to Feb 9, 2024
      • Accounts · 890 to 945
        Nov 14, 2023 to Jan 19, 2024
      • HNW clients · 43 to 51
        Nov 14, 2023 to Jan 19, 2024
      • Individual clients · 449 to 501
        Nov 14, 2023 to Jan 19, 2024
      • Employees · 4 to 5
        Nov 14, 2023 to Jan 19, 2024
      • HQ city · DAYTON to LEBENON
        Nov 14, 2023 to Jan 19, 2024
      • Other offices · 1 to 0
        Nov 14, 2023 to Jan 19, 2024
      • Discretionary RAUM · $176M to $200M
        Nov 14, 2023 to Jan 19, 2024
      • HNW RAUM · $85.6M to $103M
        Nov 14, 2023 to Jan 19, 2024
      • Individual RAUM · $96.0M to $101M
        Nov 14, 2023 to Jan 19, 2024
      • Non-discretionary RAUM · $7.0M to $4.5M
        Nov 14, 2023 to Jan 19, 2024
      • RAUM · $183M to $205M
        Nov 14, 2023 to Jan 19, 2024
      • Accounts · 889 to 890
        Aug 11, 2022 to Feb 27, 2023
      • Charity clients · 3.0 to unset
        Aug 11, 2022 to Feb 27, 2023
      • HNW clients · 52 to 43
        Aug 11, 2022 to Feb 27, 2023
      • Individual clients · 365 to 449
        Aug 11, 2022 to Feb 27, 2023
      • Financial planning clients · 0 to 11-25
        Aug 11, 2022 to Feb 27, 2023
      • Other offices · 0 to 1
        Aug 11, 2022 to Feb 27, 2023
      • Discretionary RAUM · $164M to $176M
        Aug 11, 2022 to Feb 27, 2023
      • HNW RAUM · $121M to $85.6M
        Aug 11, 2022 to Feb 27, 2023
      Signals
      2 dated events
      • 3 advisors left B. Riley Wealth Advisors, Inc. (Dayton, OH) for Kapstone Financial Advisors LLC on the same day
        Apr 1, 2022 · Team lift-out · derived
      • Kapstone Financial Advisors Llc filed its initial SEC registration (Form ADV)
        Jan 31, 2022 · First SEC registration · fact
      Across DFX
      shared identifiers only, never a name match
      No identifier-backed link to the venture, private equity, family office or sponsor graphs.
      How to reach
      public business contact points only, each with its source
      Business phone
      937-751-1000reportedpublished by the firm, firm site, Sep 15, 2026
      Business phone
      937-949-8023reportedpublished by the firm, firm site, Sep 15, 2026
      Website
      kapstoneadvisors.comreportedpublic record, Form ADV, Sep 17, 2026
      Principal office phone
      (937) 751-1000reportedpublic record, Form ADV, Jun 18, 2026
      Contact form
      kapstoneadvisors.com/contactreportedpublished by the firm, firm site, Sep 15, 2026
      Provenance
      Form ADV
      SEC filing data 2011 to 2024 and the monthly roster 2025 onreportedadviserinfo.sec.gov
      Advisors
      IAPD individual compilation feed, dailyreportedadviserinfo.sec.gov
      Class
      Independent wealth managerderiveda rule over Items 5.D and 7.A
      RAUM per advisor
      $80.6Mderivedfirm RAUM over the IAPD count; not a book size
      Loaded
      Sep 14, 2026