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SEC-registered adviser

M•••••• W••••• A•••••••

Independent wealth managerLatham, New YorkCRD 321076SEC 801-130618IAPD
Legal name E•••••••• R••••••• M••••••••• L••
Latest filing Mar 12, 2026
First filing on the tape Jun 5, 2024 · 4 filings
SEC status approved since Jul 5, 2024
RAUM
$71.1M
reported, Item 5.F
Discretionary
100%
of RAUM
Private clients
100%
$71.1M individuals and HNW
Advisors
2
registered through the firm on IAPD
RAUM per advisor
$35.6M
derived; firm RAUM over IAPD count
Employees
2
2 advisory (5.B.1)
Offices
0
beyond the principal office
Private funds
0
reported on Schedule D
History
4 filings and snapshots on the tape
RAUM$71.1M as of Mar 12, 2026
Feb 28, 2025$55.3M then
HNW client RAUM$36.3M as of Mar 12, 2026
Feb 28, 2025$19.7M then
State-registered IARs (5.B.3)2 as of Mar 12, 2026
Feb 28, 20252 then
Employees (5.A)2 as of Mar 12, 2026
Feb 28, 20252 then
Private funds: no history
RAUM +29% over the last fiscal yearIARs 2 to 2
Practice profile
derived from the filing of Mar 12, 2026; every figure names its basis
Archetypes, each a printed rule
  • HNW wealth manager · private-client share of RAUM at least 50 percent and HNW share of private-client RAUM 50 to 90 percent
  • Solo or small team · one advisor, or a wealth manager with up to three advisors and one office
RAUM per advisor
$35.6MderivedRAUM over IAPD advisors; not a book size
Clients per advisor
58derivedindividual and HNW clients (5.D) over advisors
Average HNW client
$907,824derivedHNW RAUM over HNW clients
Average account
$249,483derivedRAUM over accounts (5.F.2.f)
Discretionary
100%derivedof RAUM
Institutional
0.0%derivedpensions, charities, corporations, government, insurance, banks, other advisers
Employees per advisor
1.0derivedItem 5.A over advisors
Advisors per office
2.0derived1 offices incl. principal (1.F.5)
RAUM growth, one year
+29%derivedbetween the last two annual amendments
Advisor growth, one year
+0.0%derivedItem 5.B.3 between annual amendments
Client growth, one year
-36%derived
Compensation
percentage of assets, hourly, fixed feesreportedItem 5.E
Advisory activities
financial planning, portfolio management for individualsreportedItem 5.G
Custody
$65.3M, 96 clientsreportedItem 9.A
Ownership
no PE, bank or public-company owner found on Schedule Aderived
Advisor book size
not public; not estimatedreported
Also answered yes on Form ADV
  • buys or sells securities as principal to or from clients (8.A.2)
  • has discretionary authority over which securities are bought or sold (8.C.1)
  • receives research or other products from a broker-dealer, soft dollars (8.E)
  • compensates persons for client referrals (8.G.1)
  • compensates non-employees for client referrals (8.G.2)
  • has custody of client cash or bank accounts (9.A.1.a)
  • has custody of client securities (9.A.1.b)
Where the RAUM sits
Form ADV Item 5.D, latest filing
  • High-net-worth individuals$36.3M51%
  • Individuals$34.8M49%
Individual clients
75reported
HNW clients
40reported
Pension plan clients
0reported
Charitable clients
0reported
Accounts
285reported
Financial planning clients
0reported
Wrap fee programs
noreported
Custody of client assets
$65.3M for 96 clientsreported
Compensation
% of AUM, fixed, hourlyreported
Class basis
private_client_share=1.0 fund_share=0.0 institutional_share=0.0 related_bd=false related_bank=false bd_reps=0.0derived
Advisors registered through the firm
2 on IAPD today, longest tenure first
NameBranchHere sinceIn industryPrior firms
S•••••• P••• M••••••Certified Financial PlannerLatham, NyJul 23, 202236 y0
P•••••• J••••• M••••••Latham, NyFeb 12, 202311 y0
Advisor movement
0 left, 0 joined in 12 months
net 0 in 12 months0 left in 90 days0 joined in 90 daysdeparture rate 0.0% of current headcount0 left over 36 months
Left, latest
none on the tape
    Joined, latest
    none on the tape
      Private funds
      No private fund reported.
      Owners and control persons
      Schedule A and B, latest filing
      • M••••••• P••••••• J••••• · Chief Compliance Officercontrol
        since 10/2023 · owns less than 5%
      • M••••••• S••••••• P••• · Managing Directorcontrol
        since 04/2022 · owns 75% or more
      Related persons
      Schedule D 7.A
      • S•••••• P••• M••••••
        insurancen
      Office movement
      IAPD branch city; joins and departures in 12 months
      OfficeAdvisorsJoinedLeftTeams outForming
      Latham, Ny · principal200
      Offices
      Schedule D 1.F, the 25 largest
      No branch office listed.
      ADV anomalies
      2 against comparable advisers; where to look, not conclusions
      • HNW share shiftChange between filings · filing Mar 12, 2026
        HNW share of RAUM moved from 36.0% to 51.0% between the annual amendments of 2025-02-28 and 2026-03-12
        peers: independent wealth managers, under $100M (708)
      • client count collapseChange between filings · filing Mar 12, 2026
        individual and HNW clients (Item 5.D) moved from 179.0 to 115.0 (-36.0%) between the annual amendments of 2025-02-28 and 2026-03-12; the peer median change was 0.0% (119 comparable advisers, 9.0th percentile of changes)
        peers: independent wealth managers, under $100M (119) · 9.3% percentile
      What changed
      consecutive filings, newest first
      • Accounts · 264 to 285
        Feb 28, 2025 to Mar 12, 2026
      • HNW clients · 16 to 40
        Feb 28, 2025 to Mar 12, 2026
      • Individual clients · 163 to 75
        Feb 28, 2025 to Mar 12, 2026
      • Assets in custody · $35.4M to $65.3M
        Feb 28, 2025 to Mar 12, 2026
      • Discretionary RAUM · $55.3M to $71.1M
        Feb 28, 2025 to Mar 12, 2026
      • HNW RAUM · $19.7M to $36.3M
        Feb 28, 2025 to Mar 12, 2026
      • Individual RAUM · $35.6M to $34.8M
        Feb 28, 2025 to Mar 12, 2026
      • RAUM · $55.3M to $71.1M
        Feb 28, 2025 to Mar 12, 2026
      • Accounts · 152 to 264
        Jul 10, 2024 to Feb 28, 2025
      • HNW clients · 23 to 16
        Jul 10, 2024 to Feb 28, 2025
      • Individual clients · 74 to 163
        Jul 10, 2024 to Feb 28, 2025
      • Assets in custody · unset to 35422324.0
        Jul 10, 2024 to Feb 28, 2025
      • Custody of client assets · false to true
        Jul 10, 2024 to Feb 28, 2025
      • Financial planning clients · 0 to 0
        Jul 10, 2024 to Feb 28, 2025
      • Discretionary RAUM · $29.4M to $55.3M
        Jul 10, 2024 to Feb 28, 2025
      • HNW RAUM · $20.5M to $19.7M
        Jul 10, 2024 to Feb 28, 2025
      • Individual RAUM · $8.9M to $35.6M
        Jul 10, 2024 to Feb 28, 2025
      • RAUM · $29.4M to $55.3M
        Jul 10, 2024 to Feb 28, 2025
      Signals
      1 dated events
      • ••• Locked
        Jun 5, 2024 · First SEC registration · fact
      Across DFX
      shared identifiers only, never a name match
      No identifier-backed link to the venture, private equity, family office or sponsor graphs.
      How to reach
      public business contact points only, each with its source
      Principal office phone
      518-786-3534reportedpublic record, Form ADV, Mar 12, 2026
      Provenance
      Form ADV
      SEC filing data 2011 to 2024 and the monthly roster 2025 onreportedadviserinfo.sec.gov
      Advisors
      IAPD individual compilation feed, dailyreportedadviserinfo.sec.gov
      Class
      Independent wealth managerderiveda rule over Items 5.D and 7.A
      RAUM per advisor
      $35.6Mderivedfirm RAUM over the IAPD count; not a book size
      Loaded
      Sep 14, 2026