DFX Intelligence

RIA Intelligence

Registered investment advisers, the advisors registered through them, the capital they report, the private vehicles they run and the people who own them, as a graph with a filing date behind every number. RAUM is what the adviser filed, a move is two registration dates, and a class is a rule you can read.

SEC-registered adviser

Swiftwater Capital

Independent wealth managerCRD 329458SEC 801-134878websiteIAPD
Legal name Payne Capital LLC
Latest filing Feb 9, 2026
First filing on the tape Dec 5, 2025 · 2 filings
SEC status approved since Dec 5, 2025
RAUM
$171M
reported, Item 5.F
Discretionary
100%
of RAUM
Private clients
98%
$167M individuals and HNW
Advisors
1
registered through the firm on IAPD
RAUM per advisor
$171M
derived; firm RAUM over IAPD count
Employees
3
1 advisory (5.B.1)
Offices
0
beyond the principal office
Private funds
0
reported on Schedule D
History
2 filings and snapshots on the tape
RAUM$171M as of Feb 9, 2026
Dec 5, 2025$170M then
HNW client RAUM$160M as of Feb 9, 2026
Dec 5, 2025$163M then
State-registered IARs (5.B.3)1 as of Feb 9, 2026
Dec 5, 20251 then
Employees (5.A)3 as of Feb 9, 2026
Dec 5, 20251 then
Private funds: no history
RAUM n/a over the last fiscal year
Practice profile
derived from the filing of Feb 9, 2026; every figure names its basis
Archetypes, each a printed rule
  • Solo or small team · one advisor, or a wealth manager with up to three advisors and one office
RAUM per advisor
$171MderivedRAUM over IAPD advisors; not a book size
Clients per advisor
45derivedindividual and HNW clients (5.D) over advisors
Average HNW client
$6.9MderivedHNW RAUM over HNW clients
Average account
$850,188derivedRAUM over accounts (5.F.2.f)
Discretionary
100%derivedof RAUM
Institutional
0.0%derivedpensions, charities, corporations, government, insurance, banks, other advisers
Employees per advisor
3.0derivedItem 5.A over advisors
Advisors per office
1.0derived1 offices incl. principal (1.F.5)
RAUM growth, one year
unknownderivedbetween the last two annual amendments
Advisor growth, one year
unknownderivedItem 5.B.3 between annual amendments
Client growth, one year
unknownderived
Compensation
percentage of assets, hourly, fixed feesreportedItem 5.E
Advisory activities
financial planning, portfolio management for individuals, portfolio management for businesses and institutions, pension consultingreportedItem 5.G
Custody
$327,512, 1 clientsreportedItem 9.A
Ownership
no PE, bank or public-company owner found on Schedule Aderived
Advisor book size
not public; not estimatedreported
Also answered yes on Form ADV
  • buys or sells securities as principal to or from clients (8.A.2)
  • has discretionary authority over which securities are bought or sold (8.C.1)
  • receives research or other products from a broker-dealer, soft dollars (8.E)
  • has custody of client cash or bank accounts (9.A.1.a)
  • has custody of client securities (9.A.1.b)
Where the RAUM sits
Form ADV Item 5.D, latest filing
  • High-net-worth individuals$160M93%
  • Individuals$7.8M4.6%
  • Corporations and businesses$3.5M2.1%
Individual clients
22reported
HNW clients
23reported
Pension plan clients
n/areported
Charitable clients
n/areported
Accounts
201reported
Financial planning clients
26-50reported
Wrap fee programs
noreported
Custody of client assets
$327,512 for 1 clientsreported
Compensation
% of AUM, fixed, hourlyreported
Class basis
private_client_share=0.98 fund_share=0.0 institutional_share=0.0 related_bd=false related_bank=false bd_reps=0.0derived
Advisors registered through the firm
1 on IAPD today, longest tenure first
NameBranchHere sinceIn industryPrior firms
Frederick Joseph PayneCertified Financial PlannerLake Oswego, OrFeb 25, 202541 y4
Advisor movement
0 left, 0 joined in 12 months
net 0 in 12 months0 left in 90 days0 joined in 90 daysdeparture rate 0.0% of current headcount0 left over 36 months
Left, latest
none on the tape
    Joined, latest
    Every departureEvery arrival
    Private funds
    No private fund reported.
    Owners and control persons
    Schedule A and B, latest filing
    No Schedule A on the extract for this adviser.
    Related persons
    Schedule D 7.A
    No related person reported.
    Offices
    Schedule D 1.F, the 25 largest
    No branch office listed.
    ADV anomalies
    1 against comparable advisers; where to look, not conclusions
    • custody status changedChange between filings · filing Feb 9, 2026
      custody of client assets (Item 9.A): no on the filing of 2025-12-05, yes on the filing of 2026-02-09
      peers: independent wealth managers, $100M to $500M (5,676)
    How anomalies are measured
    What changed
    consecutive filings, newest first
    • Accounts · 197 to 201
      Dec 5, 2025 to Feb 9, 2026
    • Corporate clients · 2 to 4
      Dec 5, 2025 to Feb 9, 2026
    • Individual clients · 21 to 22
      Dec 5, 2025 to Feb 9, 2026
    • Assets in custody · unset to 327512.0
      Dec 5, 2025 to Feb 9, 2026
    • Custody of client assets · false to true
      Dec 5, 2025 to Feb 9, 2026
    • Employees · 1 to 3
      Dec 5, 2025 to Feb 9, 2026
    • Financial planning clients · 0 to 26-50
      Dec 5, 2025 to Feb 9, 2026
    • Discretionary RAUM · $170M to $171M
      Dec 5, 2025 to Feb 9, 2026
    • HNW RAUM · $163M to $160M
      Dec 5, 2025 to Feb 9, 2026
    • Individual RAUM · $6.3M to $7.8M
      Dec 5, 2025 to Feb 9, 2026
    • RAUM · $170M to $171M
      Dec 5, 2025 to Feb 9, 2026
    Signals
    No event on the tape.
    Across DFX
    shared identifiers only, never a name match
    No identifier-backed link to the venture, private equity, family office or sponsor graphs.
    How to reach
    public business contact points only, each with its source
    Business email
    service@swiftwater.capitalreportedpublished by the firm, firm site, Sep 17, 2026
    Business phone
    971-453-0130reportedpublished by the firm, firm site, Sep 17, 2026
    Website
    Swiftwater.capitalreportedpublic record, Form ADV, Sep 17, 2026
    Principal office phone
    971-453-0130reportedpublic record, Form ADV, Feb 9, 2026
    Contact form
    swiftwater.capital/contactreportedpublished by the firm, firm site, Sep 17, 2026
    Provenance
    Form ADV
    SEC filing data 2011 to 2024 and the monthly roster 2025 onreportedadviserinfo.sec.gov
    Advisors
    IAPD individual compilation feed, dailyreportedadviserinfo.sec.gov
    Class
    Independent wealth managerderiveda rule over Items 5.D and 7.A
    RAUM per advisor
    $171Mderivedfirm RAUM over the IAPD count; not a book size
    Loaded
    Sep 14, 2026