DFX Intelligence

RIA Intelligence

Registered investment advisers, the advisors registered through them, the capital they report, the private vehicles they run and the people who own them, as a graph with a filing date behind every number. RAUM is what the adviser filed, a move is two registration dates, and a class is a rule you can read.

SEC-registered adviser

Meramec Financial Planners, LLC

Independent wealth managerClayton, MissouriCRD 335112SEC 801-132213IAPD
Latest filing Feb 18, 2026
First filing on the tape Apr 3, 2025 · 3 filings
SEC status approved since Mar 20, 2025
RAUM
$1.1B
reported, Item 5.F
Discretionary
60%
of RAUM
Private clients
83%
$938M individuals and HNW
Advisors
7
registered through the firm on IAPD
RAUM per advisor
$161M
derived; firm RAUM over IAPD count
Employees
16
7 advisory (5.B.1)
Offices
0
beyond the principal office
Private funds
0
reported on Schedule D
History
3 filings and snapshots on the tape
RAUM$1.1B as of Feb 18, 2026
Apr 3, 2025$0 then
HNW client RAUM$829M as of Feb 18, 2026
Jul 16, 2025$1.0B then
State-registered IARs (5.B.3)7 as of Feb 18, 2026
Apr 3, 20257 then
Employees (5.A)16 as of Feb 18, 2026
Apr 3, 202516 then
Private funds: no history
RAUM n/a over the last fiscal yearIARs 7 to 7
Practice profile
derived from the filing of Feb 18, 2026; every figure names its basis
Archetypes, each a printed rule
  • HNW wealth manager · private-client share of RAUM at least 50 percent and HNW share of private-client RAUM 50 to 90 percent
  • Independent boutique · a wealth manager with no broker-dealer, bank or insurance affiliate, 2 to 25 advisors, one to three offices, no public reporting company control
RAUM per advisor
$161MderivedRAUM over IAPD advisors; not a book size
Clients per advisor
64derivedindividual and HNW clients (5.D) over advisors
Average HNW client
$3.3MderivedHNW RAUM over HNW clients
Average account
$585,099derivedRAUM over accounts (5.F.2.f)
Discretionary
60%derivedof RAUM
Institutional
17%derivedpensions, charities, corporations, government, insurance, banks, other advisers
Employees per advisor
2.3derivedItem 5.A over advisors
Advisors per office
7.0derived1 offices incl. principal (1.F.5)
RAUM growth, one year
unknownderivedbetween the last two annual amendments
Advisor growth, one year
+0.0%derivedItem 5.B.3 between annual amendments
Client growth, one year
unknownderived
Compensation
percentage of assets, fixed feesreportedItem 5.E
Advisory activities
financial planning, portfolio management for individuals, pension consultingreportedItem 5.G
Ownership
no PE, bank or public-company owner found on Schedule Aderived
Firms absorbed, 24 months
1derivedhalf or more of a firm's advisors moved here within 14 days
Advisor book size
not public; not estimatedreported
Also answered yes on Form ADV
  • buys or sells securities as principal to or from clients (8.A.2)
  • has discretionary authority over which securities are bought or sold (8.C.1)
  • receives research or other products from a broker-dealer, soft dollars (8.E)
  • has custody of client securities (9.A.1.b)
Where the RAUM sits
Form ADV Item 5.D, latest filing
  • High-net-worth individuals$829M74%
  • Pension and profit-sharing plans$189M17%
  • Individuals$109M9.7%
  • Charitable organizations$73,4820.0%
Individual clients
202reported
HNW clients
248reported
Pension plan clients
24reported
Charitable clients
n/areported
Accounts
1,926reported
Financial planning clients
251-500reported
Wrap fee programs
noreported
Custody of client assets
noreported
Compensation
% of AUM, fixedreported
Class basis
private_client_share=0.83 fund_share=0.0 institutional_share=0.17 related_bd=false related_bank=false bd_reps=0.0derived
Advisors registered through the firm
7 on IAPD today, longest tenure first
NameBranchHere sinceIn industryPrior firms
Amy Borkowski BakerClayton, MoMar 20, 202515 y1
Julie Elizabeth BahrCertified Financial PlannerClayton, MoMar 20, 202526 y2
Laura Elizabeth PaulsellCertified Financial PlannerClayton, MoMar 20, 202510 y2
Sarah Jane PinkleyClayton, MoMar 20, 202518 y2
Kelly Ann RichertCertified Financial PlannerClayton, MoMar 20, 202529 y2
Christopher Robert MichalakClayton, MoMar 20, 202528 y3
Jennie Kloster HelmClayton, MoMar 26, 202522 y1
Advisor movement
0 left, 0 joined in 12 months
net 0 in 12 months0 left in 90 days0 joined in 90 daysdeparture rate 0.0% of current headcount0 left over 36 months
Left, latest
none on the tape
    Joined, latest
    Every departureEvery arrival
    Teams: two or more advisors moving together within fourteen days, from one state
      Teams outTeams in
      Private funds
      No private fund reported.
      Owners and control persons
      Schedule A and B, latest filing
      • Elizabeth Julie Bahr · Managing Membercontrol
        since 02/2025 · owns 25% to 50%
      • Robert Christopher Michalak · Managing Membercontrol
        since 02/2025 · owns 25% to 50%
      • Ann Kelly Richert · Managing Member/Ccocontrol
        since 02/2025 · owns 25% to 50%
      Related persons
      Schedule D 7.A
      No related person reported.
      Office movement
      IAPD branch city; joins and departures in 12 months
      OfficeAdvisorsJoinedLeftTeams outForming
      Clayton, Mo · principal700
      Offices
      Schedule D 1.F, the 25 largest
      No branch office listed.
      ADV anomalies
      1 against comparable advisers; where to look, not conclusions
      • custody status changedChange between filings · filing Feb 18, 2026
        custody of client assets (Item 9.A): yes on the filing of 2025-07-16, no on the filing of 2026-02-18
        peers: independent wealth managers, $1B to $5B (1,360)
      How anomalies are measured
      What changed
      consecutive filings, newest first
      • Accounts · 2,053 to 1,926
        Jul 16, 2025 to Feb 18, 2026
      • Charity clients · 5.0 to unset
        Jul 16, 2025 to Feb 18, 2026
      • HNW clients · 300 to 248
        Jul 16, 2025 to Feb 18, 2026
      • Individual clients · 200 to 202
        Jul 16, 2025 to Feb 18, 2026
      • Assets in custody · $0 to $1.0B
        Jul 16, 2025 to Feb 18, 2026
      • Custody of client assets · true to false
        Jul 16, 2025 to Feb 18, 2026
      • Insurance-licensed employees · 7 to 6
        Jul 16, 2025 to Feb 18, 2026
      • Financial planning clients · 0 to 251-500
        Jul 16, 2025 to Feb 18, 2026
      • Discretionary RAUM · $1.0B to $671M
        Jul 16, 2025 to Feb 18, 2026
      • HNW RAUM · $1.0B to $829M
        Jul 16, 2025 to Feb 18, 2026
      • Individual RAUM · $120M to $109M
        Jul 16, 2025 to Feb 18, 2026
      • Non-discretionary RAUM · $256M to $456M
        Jul 16, 2025 to Feb 18, 2026
      • Pension RAUM · $150M to $189M
        Jul 16, 2025 to Feb 18, 2026
      • RAUM · $1.3B to $1.1B
        Jul 16, 2025 to Feb 18, 2026
      • Related adviser · true to false
        Jul 16, 2025 to Feb 18, 2026
      • Accounts · 0 to 2,053
        Apr 3, 2025 to Jul 16, 2025
      • Charity clients · unset to 5.0
        Apr 3, 2025 to Jul 16, 2025
      • HNW clients · unset to 300.0
        Apr 3, 2025 to Jul 16, 2025
      • Individual clients · unset to 200.0
        Apr 3, 2025 to Jul 16, 2025
      • Pension plan clients · unset to 24.0
        Apr 3, 2025 to Jul 16, 2025
      • Financial planning clients · 0 to 0
        Apr 3, 2025 to Jul 16, 2025
      • Discretionary RAUM · $0 to $1.0B
        Apr 3, 2025 to Jul 16, 2025
      • HNW RAUM · unset to 1000000000.0
        Apr 3, 2025 to Jul 16, 2025
      • Individual RAUM · unset to 120000000.0
        Apr 3, 2025 to Jul 16, 2025
      • Non-discretionary RAUM · $0 to $256M
        Apr 3, 2025 to Jul 16, 2025
      • Pension RAUM · unset to 150000000.0
        Apr 3, 2025 to Jul 16, 2025
      • RAUM · $0 to $1.3B
        Apr 3, 2025 to Jul 16, 2025
      Signals
      1 dated events
      • Clayton Financial Group, LLC's advisors moved to Meramec Financial Planners, LLC (ST Louis, MO): 7 of 13 registered, on the same day
        Jul 1, 2025 · Firm absorbed (people side) · derived
      Across DFX
      shared identifiers only, never a name match
      No identifier-backed link to the venture, private equity, family office or sponsor graphs.
      How to reach
      public business contact points only, each with its source
      Principal office phone
      314-579-3295reportedpublic record, Form ADV, Feb 18, 2026
      Provenance
      Form ADV
      SEC filing data 2011 to 2024 and the monthly roster 2025 onreportedadviserinfo.sec.gov
      Advisors
      IAPD individual compilation feed, dailyreportedadviserinfo.sec.gov
      Class
      Independent wealth managerderiveda rule over Items 5.D and 7.A
      RAUM per advisor
      $161Mderivedfirm RAUM over the IAPD count; not a book size
      Loaded
      Sep 14, 2026