DFX Intelligence

RIA Intelligence

Registered investment advisers, the advisors registered through them, the capital they report, the private vehicles they run and the people who own them, as a graph with a filing date behind every number. RAUM is what the adviser filed, a move is two registration dates, and a class is a rule you can read.

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SEC-registered adviser

C••••••• F••••• O•••••• L••

Independent wealth managerAda, MichiganCRD 335128SEC 801-132283websiteIAPD
Latest filing Jul 16, 2026
First filing on the tape Mar 31, 2025 · 8 filings
SEC status approved since Apr 2, 2025
RAUM
$858M
reported, Item 5.F
Discretionary
91%
of RAUM
Private clients
60%
$517M individuals and HNW
Advisors
3
registered through the firm on IAPD
RAUM per advisor
$286M
derived; firm RAUM over IAPD count
Employees
6
3 advisory (5.B.1)
Offices
0
beyond the principal office
Private funds
0
reported on Schedule D
History
8 filings and snapshots on the tape
RAUM$858M as of Jul 16, 2026
Mar 31, 2025$0 then
HNW client RAUM$517M as of Jul 16, 2026
Jul 31, 2025$323M then
State-registered IARs (5.B.3)3 as of Jul 16, 2026
Mar 31, 20251 then
Employees (5.A)6 as of Jul 16, 2026
Mar 31, 20252 then
Private funds: no history
RAUM n/a over the last fiscal yearIARs 1 to 3
Practice profile
derived from the filing of Jul 16, 2026; every figure names its basis
Archetypes, each a printed rule
  • Independent boutique · a wealth manager with no broker-dealer, bank or insurance affiliate, 2 to 25 advisors, one to three offices, no public reporting company control
  • Solo or small team · one advisor, or a wealth manager with up to three advisors and one office
  • Wrap program sponsor · sponsors a wrap fee program (5.I) with at least $100M of wrap assets
RAUM per advisor
$286MderivedRAUM over IAPD advisors; not a book size
Clients per advisor
unknownderivedindividual and HNW clients (5.D) over advisors
Average HNW client
$3.0MderivedHNW RAUM over HNW clients
Average account
$3.3MderivedRAUM over accounts (5.F.2.f)
Discretionary
91%derivedof RAUM
Institutional
7.7%derivedpensions, charities, corporations, government, insurance, banks, other advisers
Employees per advisor
2.0derivedItem 5.A over advisors
Advisors per office
3.0derived1 offices incl. principal (1.F.5)
RAUM growth, one year
unknownderivedbetween the last two annual amendments
Advisor growth, one year
+200%derivedItem 5.B.3 between annual amendments
Client growth, one year
unknownderived
Compensation
percentage of assets, fixed feesreportedItem 5.E
Advisory activities
financial planning, portfolio management for individuals, portfolio management for businesses and institutions, selection of other advisersreportedItem 5.G
Wrap fee program
$781MreportedItem 5.I
Custody
$126M, 35 clientsreportedItem 9.A
Ownership
no PE, bank or public-company owner found on Schedule Aderived
Advisor book size
not public; not estimatedreported
Also answered yes on Form ADV
  • buys or sells securities as principal to or from clients (8.A.2)
  • has discretionary authority over which securities are bought or sold (8.C.1)
  • receives research or other products from a broker-dealer, soft dollars (8.E)
  • compensates persons for client referrals (8.G.1)
  • compensates non-employees for client referrals (8.G.2)
  • has custody of client cash or bank accounts (9.A.1.a)
  • has custody of client securities (9.A.1.b)
  • marketing includes hypothetical performance (5.L.3)
Where the RAUM sits
Form ADV Item 5.D, latest filing
  • High-net-worth individuals$517M60%
  • Corporations and businesses$275M32%
  • Charitable organizations$66.0M7.7%
Individual clients
n/areported
HNW clients
172reported
Pension plan clients
n/areported
Charitable clients
6reported
Accounts
260reported
Financial planning clients
1-10reported
Wrap fee programs
$0 sponsored, $0 managedreported
Custody of client assets
$126M for 35 clientsreported
Compensation
% of AUM, fixedreported
Class basis
private_client_share=0.6 fund_share=0.0 institutional_share=0.08 related_bd=false related_bank=false bd_reps=0.0derived
Advisors registered through the firm
3 on IAPD today, longest tenure first
NameBranchHere sinceIn industryPrior firms
A••••• H••••• F••••••Chartered Financial AnalystAda, MiJun 25, 202527 y0
S•••••• C•••• W•••••Certified Financial PlannerAda, MiJul 3, 202510 y0
D••••• B•••• R•••••Ada, MiSep 26, 202512 y0
Advisor movement
0 left, 0 joined in 12 months
net 0 in 12 months0 left in 90 days0 joined in 90 daysdeparture rate 0.0% of current headcount0 left over 36 months
Left, latest
none on the tape
    Joined, latest
    none on the tape
      Private funds
      No private fund reported.
      Owners and control persons
      Schedule A and B, latest filing
      • F••••••• A•••••• H••••• · Chief Investment Officercontrol
        since 01/2026 · owns 50% to 75%
      • G••••• J•••••• K••• · Chief Operating Officer And Chief Compliance Officercontrol
        since 01/2026 · owns 5% to 10%
      • G•••••• J•••••• · Client Advisor
        since 01/2026 · owns less than 5%
      • R•••••• D•••••• B•••• · Investment Advisor
        since 01/2026 · owns 5% to 10%
      • W•••••• S••••••• C•••• · Family Office Portfolio Manager
        since 01/2026 · owns 5% to 10%
      • Z•••••• D•••• · Trust Advisor
        since 01/2026 · owns 10% to 25%
      Entity owners
      • R•••• D••••••••• I•• · Member
        direct · owns 10% to 25%
      Related persons
      Schedule D 7.A
      No related person reported.
      Office movement
      IAPD branch city; joins and departures in 12 months
      OfficeAdvisorsJoinedLeftTeams outForming
      Ada, Mi · principal310
      Offices
      Schedule D 1.F, the 25 largest
      No branch office listed.
      ADV anomalies
      1 against comparable advisers; where to look, not conclusions
      • very high RAUM per advisorStatic outlier · filing Jul 16, 2026
        RAUM per registered advisor of $285,979,909 against a peer median of $106,309,121 (1261 comparable advisers, 99.0th percentile, 3.1 robust deviations)
        peers: independent wealth managers, $500M to $1B (1,261) · 99% percentile
      What changed
      consecutive filings, newest first
      • Accounts · 165 to 260
        Jan 21, 2026 to Mar 31, 2026
      • Charity clients · unset to 6.0
        Jan 21, 2026 to Mar 31, 2026
      • Corporate clients · 10 to 20
        Jan 21, 2026 to Mar 31, 2026
      • HNW clients · 102 to 172
        Jan 21, 2026 to Mar 31, 2026
      • Assets in custody · $669M to $126M
        Jan 21, 2026 to Mar 31, 2026
      • Financial planning clients · 0 to 1-10
        Jan 21, 2026 to Mar 31, 2026
      • State-registered IARs · 2 to 3
        Jan 21, 2026 to Mar 31, 2026
      • Discretionary RAUM · $669M to $781M
        Jan 21, 2026 to Mar 31, 2026
      • HNW RAUM · $323M to $517M
        Jan 21, 2026 to Mar 31, 2026
      • Non-discretionary RAUM · $0 to $76.8M
        Jan 21, 2026 to Mar 31, 2026
      • RAUM · $669M to $858M
        Jan 21, 2026 to Mar 31, 2026
      • Wrap assets (manager) · unset to 0.0
        Aug 15, 2025 to Dec 26, 2025
      • Wrap assets (sponsor) · unset to 0.0
        Aug 15, 2025 to Dec 26, 2025
      • Financial planning clients · 0 to 0
        Jul 31, 2025 to Aug 15, 2025
      • Accounts · 0 to 165
        May 20, 2025 to Jul 31, 2025
      • Advisory activities · 2 to 4
        May 20, 2025 to Jul 31, 2025
      • Corporate clients · unset to 10.0
        May 20, 2025 to Jul 31, 2025
      • HNW clients · unset to 102.0
        May 20, 2025 to Jul 31, 2025
      • Assets in custody · unset to 668824000.0
        May 20, 2025 to Jul 31, 2025
      • Custody of client assets · false to true
        May 20, 2025 to Jul 31, 2025
      • State-registered IARs · 3 to 2
        May 20, 2025 to Jul 31, 2025
      • Discretionary RAUM · $0 to $669M
        May 20, 2025 to Jul 31, 2025
      • HNW RAUM · unset to 323477000.0
        May 20, 2025 to Jul 31, 2025
      • RAUM · $0 to $669M
        May 20, 2025 to Jul 31, 2025
      • Advisory employees · 1 to 3
        Mar 31, 2025 to May 20, 2025
      • Employees · 2 to 6
        Mar 31, 2025 to May 20, 2025
      • Insurance-licensed employees · 1 to 0
        Mar 31, 2025 to May 20, 2025
      • HQ city · FRUITPORT to ADA
        Mar 31, 2025 to May 20, 2025
      • State-registered IARs · 1 to 3
        Mar 31, 2025 to May 20, 2025
      Signals
      1 dated events
      • C••••••• F••••• O•••••• L•• reported RAUM $857.9M, up 28% from $668.8M (2026-01-21 to 2026-03-31)
        Mar 31, 2026 · RAUM change · derived
      Across DFX
      shared identifiers only, never a name match
      How to reach
      public business contact points only, each with its source
      Business email
      i•••@c•••••••.comreportedpublished by the firm, firm site, Sep 15, 2026
      Business phone
      616-330-2270reportedpublished by the firm, firm site, Sep 15, 2026
      Firm profile
      linkedin.com/company/cambient-family-officereportedpublic record, Form ADV, Sep 18, 2026
      Website
      c•••••••.comreportedpublic record, Form ADV, Sep 18, 2026
      Principal office phone
      (616) 330-2270reportedpublic record, Form ADV, Jul 16, 2026
      Team page
      c•••••••.comreportedpublished by the firm, firm site, Sep 15, 2026
      Provenance
      Form ADV
      SEC filing data 2011 to 2024 and the monthly roster 2025 onreportedadviserinfo.sec.gov
      Advisors
      IAPD individual compilation feed, dailyreportedadviserinfo.sec.gov
      Class
      Independent wealth managerderiveda rule over Items 5.D and 7.A
      RAUM per advisor
      $286Mderivedfirm RAUM over the IAPD count; not a book size
      Loaded
      Sep 14, 2026