DFX Intelligence
RIA Intelligence
Registered investment advisers, the advisors registered through them, the capital they report, the private vehicles they run and the people who own them, as a graph with a filing date behind every number. RAUM is what the adviser filed, a move is two registration dates, and a class is a rule you can read.
SEC-registered adviser
Rbs Wealth Management
Legal name Rbs Wealth Management, LLC
Latest filing Mar 24, 2026
First filing on the tape Apr 29, 2025 · 3 filings
SEC status approved since Jun 2, 2025
RAUM
$322M
reported, Item 5.F
Discretionary
98%
of RAUM
Private clients
99%
$320M individuals and HNW
Advisors
2
registered through the firm on IAPD
RAUM per advisor
$161M
derived; firm RAUM over IAPD count
Employees
6
2 advisory (5.B.1)
Offices
0
beyond the principal office
Private funds
0
reported on Schedule D
History
3 filings and snapshots on the tape
RAUM$322M as of Mar 24, 2026
Apr 29, 2025$0 then
HNW client RAUM$231M as of Mar 24, 2026
Oct 2, 2025$213M then
State-registered IARs (5.B.3)2 as of Mar 24, 2026
Apr 29, 20253 then
Employees (5.A)6 as of Mar 24, 2026
Apr 29, 20255 then
Private funds: no history
RAUM n/a over the last fiscal yearIARs 3 to 2
Practice profile
derived from the filing of Mar 24, 2026; every figure names its basis
Archetypes, each a printed rule
- HNW wealth manager · private-client share of RAUM at least 50 percent and HNW share of private-client RAUM 50 to 90 percent
- Independent boutique · a wealth manager with no broker-dealer, bank or insurance affiliate, 2 to 25 advisors, one to three offices, no public reporting company control
- Solo or small team · one advisor, or a wealth manager with up to three advisors and one office
- RAUM per advisor
- $161MderivedRAUM over IAPD advisors; not a book size
- Clients per advisor
- 234derivedindividual and HNW clients (5.D) over advisors
- Average HNW client
- $2.5MderivedHNW RAUM over HNW clients
- Average account
- $245,113derivedRAUM over accounts (5.F.2.f)
- Discretionary
- 98%derivedof RAUM
- Institutional
- 0.7%derivedpensions, charities, corporations, government, insurance, banks, other advisers
- Employees per advisor
- 3.0derivedItem 5.A over advisors
- Advisors per office
- 2.0derived1 offices incl. principal (1.F.5)
- RAUM growth, one year
- unknownderivedbetween the last two annual amendments
- Advisor growth, one year
- -33%derivedItem 5.B.3 between annual amendments
- Client growth, one year
- unknownderived
- Compensation
- percentage of assets, hourly, fixed feesreportedItem 5.E
- Advisory activities
- financial planning, portfolio management for individuals, portfolio management for businesses and institutions, pension consulting, selection of other advisersreportedItem 5.G
- Custody
- $38.5M, 135 clientsreportedItem 9.A
- Ownership
- no PE, bank or public-company owner found on Schedule Aderived
- Advisor book size
- not public; not estimatedreported
Also answered yes on Form ADV
- buys or sells securities as principal to or from clients (8.A.2)
- has discretionary authority over which securities are bought or sold (8.C.1)
- has custody of client cash or bank accounts (9.A.1.a)
- has custody of client securities (9.A.1.b)
- marketing includes testimonials (5.L.1.c)
- marketing includes hypothetical performance (5.L.3)
Where the RAUM sits
Form ADV Item 5.D, latest filing
- High-net-worth individuals$231M72%
- Individuals$89.0M28%
- Charitable organizations$2.1M0.7%
- Corporations and businesses$110,5570.0%
- Individual clients
- 377reported
- HNW clients
- 91reported
- Pension plan clients
- 0reported
- Charitable clients
- 2reported
- Accounts
- 1,315reported
- Financial planning clients
- 0reported
- Wrap fee programs
- noreported
- Custody of client assets
- $38.5M for 135 clientsreported
- Compensation
- % of AUM, fixed, hourlyreported
- Class basis
- private_client_share=0.99 fund_share=0.0 institutional_share=0.01 related_bd=false related_bank=false bd_reps=0.0derived
Advisors registered through the firm
2 on IAPD today, longest tenure first
| Name | Branch | Here since | In industry | Prior firms |
|---|---|---|---|---|
| Ryan Bernard Stephen | Alto, Mi | Aug 19, 2025 | 17 y | 2 |
| Adam Wayne Minor | Alto, Mi | Aug 19, 2025 | 13 y | 1 |
Advisor movement
0 left, 0 joined in 12 months
net 0 in 12 months0 left in 90 days0 joined in 90 daysdeparture rate 0.0% of current headcount0 left over 36 months
Left, latest
none on the tape
Joined, latest
- Ryan Bernard Stephen from Benjamin F. Edwards Wealth Management, LLCAug 19, 2025 · RIA to a newly registered adviser
- Adam Wayne Minor from Benjamin F. Edwards Wealth Management, LLCAug 19, 2025 · RIA to a newly registered adviser
Private funds
No private fund reported.
Owners and control persons
Schedule A and B, latest filing
- Bernard Ryan Stephen · Member And Managercontrolsince 11/2021 · owns 75% or more
- M Kevin Kim · Chief Compliance Officersince 04/2025 · owns less than 5%
Related persons
Schedule D 7.A
No related person reported.
Office movement
IAPD branch city; joins and departures in 12 months
| Office | Advisors | Joined | Left | Teams out | Forming |
|---|---|---|---|---|---|
| Alto, Mi · principal | 2 | 0 | 0 |
Offices
Schedule D 1.F, the 25 largest
No branch office listed.
ADV anomalies
1 against comparable advisers; where to look, not conclusions
- custody status changedChange between filings · filing Mar 24, 2026custody of client assets (Item 9.A): no on the filing of 2025-10-02, yes on the filing of 2026-03-24peers: independent wealth managers, $100M to $500M (5,676)
What changed
consecutive filings, newest first
- Accounts · 1,135 to 1,315Oct 2, 2025 to Mar 24, 2026
- Advisory employees · 3 to 2Oct 2, 2025 to Mar 24, 2026
- Charity clients · unset to 2.0Oct 2, 2025 to Mar 24, 2026
- Corporate clients · unset to 2.0Oct 2, 2025 to Mar 24, 2026
- HNW clients · 328 to 91Oct 2, 2025 to Mar 24, 2026
- Individual clients · 321 to 377Oct 2, 2025 to Mar 24, 2026
- Pension plan clients · unset to 0.0Oct 2, 2025 to Mar 24, 2026
- Pooled vehicle clients · unset to 0.0Oct 2, 2025 to Mar 24, 2026
- Assets in custody · unset to 38525828.0Oct 2, 2025 to Mar 24, 2026
- Custody of client assets · false to trueOct 2, 2025 to Mar 24, 2026
- Employees · 5 to 6Oct 2, 2025 to Mar 24, 2026
- State-registered IARs · 3 to 2Oct 2, 2025 to Mar 24, 2026
- Discretionary RAUM · $297M to $315MOct 2, 2025 to Mar 24, 2026
- HNW RAUM · $213M to $231MOct 2, 2025 to Mar 24, 2026
- Individual RAUM · $84.6M to $89.0MOct 2, 2025 to Mar 24, 2026
- Non-discretionary RAUM · $0 to $7.7MOct 2, 2025 to Mar 24, 2026
- Pension RAUM · unset to 0.0Oct 2, 2025 to Mar 24, 2026
- Pooled vehicle RAUM · unset to 0.0Oct 2, 2025 to Mar 24, 2026
- RAUM · $297M to $322MOct 2, 2025 to Mar 24, 2026
- Accounts · 0 to 1,135Apr 29, 2025 to Oct 2, 2025
- HNW clients · unset to 328.0Apr 29, 2025 to Oct 2, 2025
- Individual clients · unset to 321.0Apr 29, 2025 to Oct 2, 2025
- Financial planning clients · 0 to 0Apr 29, 2025 to Oct 2, 2025
- Discretionary RAUM · $0 to $297MApr 29, 2025 to Oct 2, 2025
- HNW RAUM · unset to 212915307.0Apr 29, 2025 to Oct 2, 2025
- Individual RAUM · unset to 84565822.0Apr 29, 2025 to Oct 2, 2025
- RAUM · $0 to $297MApr 29, 2025 to Oct 2, 2025
Signals
No event on the tape.
Across DFX
shared identifiers only, never a name match
No identifier-backed link to the venture, private equity, family office or sponsor graphs.
How to reach
public business contact points only, each with its source
- Business phone
- 616-727-8484reportedpublished by the firm, firm site, Sep 16, 2026
- Website
- rbswealthmgt.comreportedpublic record, Form ADV, Sep 18, 2026
- Principal office phone
- 6167278484reportedpublic record, Form ADV, Mar 24, 2026
- Contact form
- rbswm.com/contactreportedpublished by the firm, firm site, Sep 16, 2026
Provenance
- Form ADV
- SEC filing data 2011 to 2024 and the monthly roster 2025 onreportedadviserinfo.sec.gov
- Advisors
- IAPD individual compilation feed, dailyreportedadviserinfo.sec.gov
- Class
- Independent wealth managerderiveda rule over Items 5.D and 7.A
- RAUM per advisor
- $161Mderivedfirm RAUM over the IAPD count; not a book size
- Loaded
- Sep 14, 2026