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RIA / WealthAdvisor25 years in industry

JOHN ROBERT RICHTER

Advisor at MERIT FINANCIAL ADVISORS

ALPHARETTA, GA | Marietta, GA

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Search this name across graphsid dfx:ria:c350d90d-df6b-bb66-19fd-12f608bf6744

Data as of Sep 15, 2026 (this record's last observation) from federal regulator filings. Page built Sep 19, 2026, 1:38 PM UTC and rebuilt at most every 15 minutes.

Relationships: 8
Dated events: 2
On other graphs: 0
Observed: Jan 9, 2001 to Sep 15, 2026

Across DFX

This entity has not been resolved onto another DFX graph by a shared identifier. A name match elsewhere would be a candidate, never an identity, and none is recorded.

Facts

fact = as filed or announced; derived = computed by DFX; estimate = a band, never a point

Current firm: MERIT FINANCIAL ADVISORS
Current firm class: broker-dealer affiliated wealth managerderived
Book size: not publicno per-advisor AUM is published by the SEC, FINRA or IAPD, and DFX estimates none
Industry start: Jan 9, 2001earliest registration or exam on IAPD
Years in industry: 25derivedfrom the industry start date
Years at current firm: 0derivedfrom the current registration's begin date
Prior firms: 7
Current registrations: 1
Registered states: 1
Exams: S66
First exam: Apr 9, 2015
First registration: Jan 9, 2001
Dual registered: no
Other names: JOHN R (JR) RICHTER|JOHN ROBERT RICHTER|JOHN RICHTER
IAPD individual key: 3117741

Registration history

registration spans on IAPD; the basis says whether the span is a current registration or a prior employment record

Firm	Class	Began	Ended	Current	Branch	Basis
MERIT FINANCIAL ADVISORS	Bd affiliated wealth	Mar 20, 2026	n/a	yes	ALPHARETTA, GA\|Marietta, GA	Current employment
YOUR RETIREMENT COACH	Former SEC adviser	Feb 2, 2024	Mar 31, 2026	no	MARIETTA, GA	Previous registration
CHARLES SCHWAB & CO., INC.	National bd RIA	Mar 15, 2022	Aug 16, 2023	no	Alpharetta, GA	Previous registration
TD AMERITRADE INVESTMENT MANAGEMENT, LLC	Former SEC adviser	Apr 9, 2015	Aug 16, 2023	no	SANTA BARBARA, CA\|Alpharetta, GA	Previous registration
TD AMERITRADE, INC.	Former SEC adviser	Apr 9, 2015	Oct 14, 2022	no	SANTA BARBARA, CA\|Alpharetta, GA	Previous registration
MORGAN KEEGAN & COMPANY, LLC	Former SEC adviser	Mar 6, 2007	Oct 14, 2009	no	ORLANDO, FL\|WINTER PARK, FL\|WINTER PARK, FL	Previous registration
AMSOUTH INVESTMENT MANAGEMENT COMPANY LLC	n/a	Jan 5, 2006	Feb 20, 2007	no	MEMPHIS, TN	Previous registration
MERRILL LYNCH, PIERCE, FENNER & SMITH INCORPORATED	Wirehouse	Jan 9, 2001	Dec 19, 2005	no	ORLANDO, FL	Previous registration

Moves

a move is two registration dates; a bulk corporate re-registration is typed BULK_TRANSFER and is not a move

From	To	Left	Joined	Gap, days	Kind	Move type
YOUR RETIREMENT COACH	MERIT FINANCIAL ADVISORS	Mar 31, 2026	Mar 20, 2026	-11	Firm change	RIA to RIA
CHARLES SCHWAB & CO., INC.	YOUR RETIREMENT COACH	Aug 16, 2023	Feb 2, 2024	170	Firm change	Ibd to RIA
TD AMERITRADE INVESTMENT MANAGEMENT, LLC	CHARLES SCHWAB & CO., INC.	Aug 16, 2023	Mar 15, 2022	-519	Channel change	RIA to ibd
TD AMERITRADE, INC.	TD AMERITRADE INVESTMENT MANAGEMENT, LLC	Oct 14, 2022	Apr 9, 2015	-2,745	Bulk transfer	Other
MORGAN KEEGAN & COMPANY, LLC	TD AMERITRADE, INC.	Oct 14, 2009	Apr 9, 2015	2,003	Firm change after gap	Other
AMSOUTH INVESTMENT MANAGEMENT COMPANY LLC	MORGAN KEEGAN & COMPANY, LLC	Feb 20, 2007	Mar 6, 2007	14	Bulk transfer	Other
MERRILL LYNCH, PIERCE, FENNER & SMITH INCORPORATED	AMSOUTH INVESTMENT MANAGEMENT COMPANY LLC	Dec 19, 2005	Jan 5, 2006	17	Firm change	Other

Team moves

moves this advisor made together with colleagues (two or more registrations ending and beginning together)

Team	Left	Joined	From	Kind
125573:142457:GA:2026-03-31	Mar 31, 2026	Mar 20, 2026	MARIETTA, GA	Firm change

Relationships

Registered with (8)

→ MERIT FINANCIAL ADVISORSRegistered adviserregistration: current employment
Mar 20, 2026 to presentfactForm ADV
→ YOUR RETIREMENT COACHRegistered adviserregistration: previous registration
Feb 2, 2024 to Mar 31, 2026factForm ADV
→ TD AMERITRADE INVESTMENT MANAGEMENT, LLCRegistered adviserregistration: previous registration
Apr 9, 2015 to Aug 16, 2023factForm ADV
→ CHARLES SCHWAB & CO., INC.Registered adviserregistration: previous registration
Mar 15, 2022 to Aug 16, 2023factForm ADV
→ TD AMERITRADE, INC.Registered adviserregistration: previous registration
Apr 9, 2015 to Oct 14, 2022factForm ADV
→ MORGAN KEEGAN & COMPANY, LLCRegistered adviserregistration: previous registration
Mar 6, 2007 to Oct 14, 2009factForm ADV
→ AMSOUTH INVESTMENT MANAGEMENT COMPANY LLCRegistered adviserregistration: previous registration
Jan 5, 2006 to Feb 20, 2007factForm ADV
→ MERRILL LYNCH, PIERCE, FENNER & SMITH INCORPORATEDRegistered adviserregistration: previous registration
Jan 9, 2001 to Dec 19, 2005factForm ADV

Dated events

Occurred
Mar 31, 2026
Advisor changed firm
John Robert Richter left Your Retirement Coach for Merit Financial Advisors (registered 2026-03-20)
Form ADVobserved 4 days ago
Occurred
Aug 16, 2023
Advisor changed firm
John Robert Richter left Charles Schwab & Co., Inc. for Your Retirement Coach (registered 2024-02-02)
Form ADVobserved 4 days ago