DFX Intelligence

RIA Intelligence

Registered investment advisers, the advisors registered through them, the capital they report, the private vehicles they run and the people who own them, as a graph with a filing date behind every number. RAUM is what the adviser filed, a move is two registration dates, and a class is a rule you can read.

Registered advisor

Monica Elena Zamfir

Schwab Wealth Advisory, Inc.no RAUMTysons Corner, Vadual registrantIAPD 5414679

Certified Financial Planner

Feed of 09/14/2026

Also filed as Monica Elena Rosianu

At current firm

1 y

since Aug 6, 2025

In the industry

11 y

since Aug 14, 2015 (earliest exam, job or registration)

Prior registered firms

IAPD previous registrations

State registrations

current, as an IAR

Firms today

current registrations

Exams

S65, S63

IA exams only

Book size

not public

not estimated here

Signals

dated events on this person

Registration history

IAPD current and previous registrations

Schwab Wealth Advisory, Inc. no RAUM current
since Aug 6, 2025 · Tysons Corner, Va
Cape Investment Advisory, Inc. independent RIA
Jul 26, 2022 to May 12, 2025 · Mcdonough, Ga
Fidelity Personal And Workplace Advisors former
Aug 25, 2020 to Jun 22, 2022 · Bethesda, Md
Td Ameritrade Investment Management, LLC former
May 29, 2019 to Jun 23, 2020 · North Bethesda, Md
Td Ameritrade, Inc. former
May 29, 2019 to Jun 23, 2020 · Potomac, Md
Edelman Financial Engines independent RIA
Nov 1, 2018 to May 22, 2019 · Bethesda, Md
Edelman Financial Services, LLC former
Sep 19, 2016 to Nov 1, 2018 · Bethesda, Md

Moves

a registration end followed by a registration begin elsewhere

Cape Investment Advisory, Inc. to Schwab Wealth Advisory, Inc.
left May 12, 2025, registered Aug 6, 2025 (86 days) · Other
Fidelity Personal And Workplace Advisors to Cape Investment Advisory, Inc.
left Jun 22, 2022, registered Jul 26, 2022 (34 days) · Affiliated broker-dealer or bank to independent RIA
Td Ameritrade, Inc. to Td Ameritrade Investment Management, LLC
left Jun 23, 2020, registered May 29, 2019 (-391 days) · channel change inside one enterprise, not a move
Td Ameritrade Investment Management, LLC to Td Ameritrade, Inc.
left Jun 23, 2020, registered May 29, 2019 (-391 days) · Other
Edelman Financial Engines to Td Ameritrade Investment Management, LLC
left May 22, 2019, registered May 29, 2019 (7 days) · RIA to RIA
Edelman Financial Services, LLC to Edelman Financial Engines
left Nov 1, 2018, registered Nov 1, 2018 (0 days) · corporate re-registration, not a move

Signals

Monica Elena Zamfir left Cape Investment Advisory, Inc. for Schwab Wealth Advisory, Inc. (registered 2025-08-06)
May 12, 2025 · Advisor changed firm · fact
Monica Elena Zamfir left Fidelity Personal And Workplace Advisors for Cape Investment Advisory, Inc. (registered 2022-07-26)
Jun 22, 2022 · Advisor changed firm · fact

Transition signals

Mobility scoring is not published yet. The observable conditions this page will draw on once the historical validation is done: tenure, the firm’s own departures and ownership changes, new state registrations, a new adviser entity with this person on Schedule A, and colleagues’ moves. Until precision and lead time are measured on known moves, no label is printed. Read the methodology.

Provenance

Source: IAPD individual compilation feedreportedadviserinfo.sec.gov
Firm class: No RAUM reportedderived
Years in industry: 11derivedfrom the earliest dated exam, employment or registration
Not published: disclosure flags, outside business text, branch street address