DFX Intelligence
RIA Intelligence
Registered investment advisers, the advisors registered through them, the capital they report, the private vehicles they run and the people who own them, as a graph with a filing date behind every number. RAUM is what the adviser filed, a move is two registration dates, and a class is a rule you can read.
SEC-registered adviser
Financial Consulate
Legal name The Financial Consulate, Inc
Latest filing Aug 13, 2026
First filing on the tape Mar 13, 2012 · 50 filings
SEC status approved since Apr 29, 1983
RAUM
$1.1B
reported, Item 5.F
Discretionary
100%
of RAUM
Private clients
99%
$1.1B individuals and HNW
Advisors
13
registered through the firm on IAPD
RAUM per advisor
$84.3M
derived; firm RAUM over IAPD count
Employees
25
13 advisory (5.B.1)
Offices
13
beyond the principal office
Private funds
0
reported on Schedule D
History
50 filings and snapshots on the tape
RAUM$1.1B as of Aug 13, 2026
May 2, 2012$261M then
HNW client RAUM$845M as of Aug 13, 2026
Mar 13, 2018$171M then
State-registered IARs (5.B.3)13 as of Aug 13, 2026
Apr 3, 20137 then
Employees (5.A)25 as of Aug 13, 2026
Apr 3, 201312 then
Private funds: no history
RAUM +18% over the last fiscal year+23% a year over threeIARs 12 to 13
Practice profile
derived from the filing of Aug 13, 2026; every figure names its basis
Archetypes, each a printed rule
- HNW wealth manager · private-client share of RAUM at least 50 percent and HNW share of private-client RAUM 50 to 90 percent
- Planning-led practice · financial planning activity (5.G.1), at least 100 financial planning clients (5.H), and hourly, fixed or subscription compensation (5.E)
- RAUM per advisor
- $84.3MderivedRAUM over IAPD advisors; not a book size
- Clients per advisor
- 65derivedindividual and HNW clients (5.D) over advisors
- Average HNW client
- $2.6MderivedHNW RAUM over HNW clients
- Average account
- $324,701derivedRAUM over accounts (5.F.2.f)
- Discretionary
- 100%derivedof RAUM
- Institutional
- 0.7%derivedpensions, charities, corporations, government, insurance, banks, other advisers
- Employees per advisor
- 1.9derivedItem 5.A over advisors
- Advisors per office
- 0.9derived14 offices incl. principal (1.F.5)
- RAUM growth, one year
- +18%derivedbetween the last two annual amendments
- Advisor growth, one year
- +8.3%derivedItem 5.B.3 between annual amendments
- Client growth, one year
- -1.4%derived
- Compensation
- percentage of assets, hourly, fixed feesreportedItem 5.E
- Advisory activities
- financial planning, portfolio management for individuals, portfolio management for businesses and institutions, pension consulting, selection of other advisers, publications, educational seminars, otherreportedItem 5.G
- Financial planning clients
- 1,000reportedItem 5.H
- Custody
- $47.8M, 56 clientsreportedItem 9.A
- Ownership
- no PE, bank or public-company owner found on Schedule Aderived
- Advisor book size
- not public; not estimatedreported
Also answered yes on Form ADV
- buys or sells securities as principal to or from clients (8.A.2)
- has discretionary authority over which securities are bought or sold (8.C.1)
- receives research or other products from a broker-dealer, soft dollars (8.E)
- has custody of client cash or bank accounts (9.A.1.a)
- has custody of client securities (9.A.1.b)
Where the RAUM sits
Form ADV Item 5.D, latest filing
- High-net-worth individuals$845M77%
- Individuals$243M22%
- Pension and profit-sharing plans$7.5M0.7%
- Corporations and businesses$611,3900.1%
- Individual clients
- 516reported
- HNW clients
- 328reported
- Pension plan clients
- 5reported
- Charitable clients
- n/areported
- Accounts
- 3,375reported
- Financial planning clients
- 1,000reported
- Wrap fee programs
- noreported
- Custody of client assets
- $47.8M for 56 clientsreported
- Compensation
- % of AUM, fixed, hourlyreported
- Class basis
- private_client_share=0.99 fund_share=0.0 institutional_share=0.01 related_bd=false related_bank=false bd_reps=0.0derived
Advisors registered through the firm
13 on IAPD today, longest tenure first
| Name | Branch | Here since | In industry | Prior firms |
|---|---|---|---|---|
| Andrew Vincent TignanelliCertified Financial Planner | Hunt Valley, Md | Jan 1, 1991 | 42 y | 0 |
| Charles B BenderCertified Financial Planner | Hunt Valley, Md | Mar 30, 2011 | 20 y | 0 |
| Roger Irvin BairCertified Financial Planner | Westminster, Md | Apr 6, 2011 | 39 y | 1 |
| Christopher John O'SheaCertified Financial Planner | Gettysburg, Pa | Jan 6, 2015 | 37 y | 1 |
| Graham Pierce EwingCertified Financial Planner | Hunt Valley, Md | Feb 11, 2015 | 11 y | 0 |
| Michael Patrick MccarthyCertified Financial Planner, Personal Financial Specialist | Fernandina Beach, Fl | Dec 13, 2016 | 18 y | 0 |
| Robert Comer BoehnerCertified Financial Planner | Hunt Valley, Md | Dec 13, 2016 | 11 y | 0 |
| Madison Madeleine BennettCertified Financial Planner | Baltimore, Md | May 29, 2020 | 10 y | 0 |
| Justin Kent LinthicumCertified Financial Planner | Finksburg, Md | Sep 17, 2021 | 11 y | 0 |
| Alec Christopher SunnersCertified Financial Planner | Baltimore, Md | May 24, 2022 | 14 y | 0 |
| Leo Anthony LavezzaCertified Financial Planner | Hunt Valley, Md | Jun 2, 2023 | 13 y | 0 |
| Jackson Alexander CourtneyCertified Financial Planner | Hunt Valley, Md | Jun 2, 2023 | 13 y | 0 |
| Peter Jacob GeierCertified Financial Planner | Baltimore, Md | Jul 10, 2024 | 12 y | 0 |
Advisor movement
0 left, 0 joined in 12 months
net 0 in 12 months0 left in 90 days0 joined in 90 daysdeparture rate 0.0% of current headcount0 left over 36 months
Left, latest
- Alexander Robert Price to Wms Partners, LLCNov 11, 2021 · RIA to RIA
- Robert Lindstrom to Provision Financial PlanningJul 23, 2019 · RIA to a state-registered adviser
- Thomas Vincent Bonvissuto to Intero Financial Planning, LLCJan 16, 2019 · RIA to a state-registered adviser
- Ryan Andrew Fox to Financial Advisory Services, LLCFeb 10, 2015 · Other
Joined, latest
- Robert Lindstrom from MML Investors Services, LLCMay 16, 2018 · Other
- Thomas Vincent Bonvissuto from Wilmington Trust Investment Advisors, Inc.Oct 14, 2013 · Other
- Roger Irvin Bair from Psa Financial Advisors IncApr 6, 2011 · Other
Private funds
No private fund reported.
Owners and control persons
Schedule A and B, latest filing
- B Charles Bender · Chief Financial Officercontrolsince 05/2006 · owns 5% to 10%
- Patrick Michael Mccarthy · Chief Executive Officer, President, And Chief Compliance Officercontrolsince 08/2020 · owns less than 5%
- John Christopher O'Shea · Chief Investment Officercontrolsince 01/2019 · owns less than 5%
- Vincent Andrew Tignanelli · Founder And Chairmancontrolsince 08/2020 · owns 75% or more
Related persons
Schedule D 7.A
No related person reported.
Office movement
IAPD branch city; joins and departures in 12 months
| Office | Advisors | Joined | Left | Teams out | Forming |
|---|---|---|---|---|---|
| Hunt Valley, Md · principal | 13 | 0 | 0 | ||
| Gettysburg, Pa | 10 | 0 | 0 | ||
| Baltimore, Md | 4 | 0 | 0 | ||
| Fernandina Beach, Fl | 2 | 0 | 0 |
Offices
Schedule D 1.F, the 25 largest
- Gettysburg, PA10 employees
- , 1 employees
What changed
consecutive filings, newest first
- Accounts · 3,597 to 3,375Dec 23, 2025 to Feb 1, 2026
- Advisory employees · 12 to 13Dec 23, 2025 to Feb 1, 2026
- HNW clients · 278 to 328Dec 23, 2025 to Feb 1, 2026
- Individual clients · 578 to 516Dec 23, 2025 to Feb 1, 2026
- Pension plan clients · unset to 5.0Dec 23, 2025 to Feb 1, 2026
- Assets in custody · $14.2M to $47.8MDec 23, 2025 to Feb 1, 2026
- Employees · 22 to 25Dec 23, 2025 to Feb 1, 2026
- State-registered IARs · 12 to 13Dec 23, 2025 to Feb 1, 2026
- Discretionary RAUM · $930M to $1.1BDec 23, 2025 to Feb 1, 2026
- HNW RAUM · $682M to $845MDec 23, 2025 to Feb 1, 2026
- Individual RAUM · $229M to $243MDec 23, 2025 to Feb 1, 2026
- Pension RAUM · $16.2M to $7.5MDec 23, 2025 to Feb 1, 2026
- RAUM · $930M to $1.1BDec 23, 2025 to Feb 1, 2026
- Employees · 23 to 22Oct 20, 2025 to Dec 23, 2025
- Accounts · 3,093 to 3,597Dec 26, 2024 to Mar 24, 2025
- HNW clients · 264 to 278Dec 26, 2024 to Mar 24, 2025
- Individual clients · 637 to 578Dec 26, 2024 to Mar 24, 2025
- Pension plan clients · 10.0 to unsetDec 26, 2024 to Mar 24, 2025
- Assets in custody · $18.4M to $14.2MDec 26, 2024 to Mar 24, 2025
- Financial planning clients · More than 500 to More than 500Dec 26, 2024 to Mar 24, 2025
- Discretionary RAUM · $782M to $930MDec 26, 2024 to Mar 24, 2025
- HNW RAUM · $588M to $682MDec 26, 2024 to Mar 24, 2025
- Individual RAUM · $177M to $229MDec 26, 2024 to Mar 24, 2025
- Pension RAUM · $16.9M to $16.2MDec 26, 2024 to Mar 24, 2025
- RAUM · $782M to $930MDec 26, 2024 to Mar 24, 2025
- Other offices · 3 to 13Jul 11, 2024 to Nov 6, 2024
- Other offices · 2 to 3May 3, 2024 to Jul 11, 2024
- Accounts · 3,053 to 3,093Dec 1, 2023 to Mar 26, 2024
- Advisory employees · 10 to 12Dec 1, 2023 to Mar 26, 2024
- HNW clients · 196 to 264Dec 1, 2023 to Mar 26, 2024
- Individual clients · 799 to 637Dec 1, 2023 to Mar 26, 2024
- Pension plan clients · 0 to 10Dec 1, 2023 to Mar 26, 2024
- Pooled vehicle clients · 0.0 to unsetDec 1, 2023 to Mar 26, 2024
- Assets in custody · $10.5M to $18.4MDec 1, 2023 to Mar 26, 2024
- State-registered IARs · 10 to 12Dec 1, 2023 to Mar 26, 2024
- Discretionary RAUM · $583M to $782MDec 1, 2023 to Mar 26, 2024
- HNW RAUM · $393M to $588MDec 1, 2023 to Mar 26, 2024
- Individual RAUM · $186M to $177MDec 1, 2023 to Mar 26, 2024
- Non-discretionary RAUM · $7.0M to $0Dec 1, 2023 to Mar 26, 2024
- Pension RAUM · $0 to $16.9MDec 1, 2023 to Mar 26, 2024
Signals
5 dated events
- Financial Consulate reported 13 offices beyond its principal office, up from 3 (2024-07-11 to 2024-11-06)Nov 6, 2024 · Office count change · derived
- Financial Consulate reported RAUM $782.3M, up 33% from $590.0M (2023-12-01 to 2024-03-26)Mar 26, 2024 · RAUM change · derived
- Financial Consulate reported RAUM $585.4M, up 28% from $457.9M (2020-10-14 to 2021-03-08)Mar 8, 2021 · RAUM change · derived
- John Christopher O'Shea (Chief Investment Officer) appeared on Schedule A of Financial ConsulateJun 19, 2020 · Control person joined · fact
- Vincent Thomas Bonvissuto (Chief Investment Officer) no longer on Schedule A of Financial Consulate (listed 2018-03-13, absent 2019-03-28)Mar 28, 2019 · Control person left · inference
Across DFX
shared identifiers only, never a name match
No identifier-backed link to the venture, private equity, family office or sponsor graphs.
How to reach
public business contact points only, each with its source
- Business phone
- 410-771-3006reportedpublished by the firm, firm site, Sep 17, 2026
- Business phone
- 410-823-7283reportedpublished by the firm, firm site, Sep 17, 2026
- Business phone
- 717-334-1861reportedpublished by the firm, firm site, Sep 17, 2026
- Firm profile
- linkedin.com/company/823940reportedpublic record, Form ADV, Sep 18, 2026
- Website
- FINANCIALPHYSICAL.COMreportedpublic record, Form ADV, Sep 18, 2026
- Principal office phone
- 410-823-7283reportedpublic record, Form ADV, Aug 13, 2026
- Contact form
- financialconsulate.com/contactreportedpublished by the firm, firm site, Sep 17, 2026
- Team page
- financialconsulate.com/about/teamreportedpublished by the firm, firm site, Sep 17, 2026
Provenance
- Form ADV
- SEC filing data 2011 to 2024 and the monthly roster 2025 onreportedadviserinfo.sec.gov
- Advisors
- IAPD individual compilation feed, dailyreportedadviserinfo.sec.gov
- Class
- Independent wealth managerderiveda rule over Items 5.D and 7.A
- RAUM per advisor
- $84.3Mderivedfirm RAUM over the IAPD count; not a book size
- Loaded
- Sep 14, 2026