DFX Intelligence

RIA Intelligence

Registered investment advisers, the advisors registered through them, the capital they report, the private vehicles they run and the people who own them, as a graph with a filing date behind every number. RAUM is what the adviser filed, a move is two registration dates, and a class is a rule you can read.

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SEC-registered adviser

S••••• F•••••••• W•••••• W••• P••••• Y•• T••••

Independent wealth managerSterling Heights, MichiganCRD 126570SEC 801-123641websiteIAPD
Legal name S••••• F•••••••• C••••••••• L••
Latest filing Apr 14, 2026
First filing on the tape Mar 8, 2022 · 15 filings
SEC status approved since Apr 7, 2022
RAUM
$185M
reported, Item 5.F
Discretionary
100%
of RAUM
Private clients
100%
$184M individuals and HNW
Advisors
6
registered through the firm on IAPD
RAUM per advisor
$30.8M
derived; firm RAUM over IAPD count
Employees
6
6 advisory (5.B.1)
Offices
0
beyond the principal office
Private funds
0
reported on Schedule D
History
15 filings and snapshots on the tape
RAUM$185M as of Apr 14, 2026
Mar 14, 2023$94.7M then
HNW client RAUM$57.0M as of Apr 14, 2026
Mar 14, 2023$14.7M then
State-registered IARs (5.B.3)6 as of Apr 14, 2026
Mar 14, 20235 then
Employees (5.A)6 as of Apr 14, 2026
Mar 14, 20235 then
Private funds: no history
RAUM +51% over the last fiscal year+25% a year over threeIARs 6 to 6
Practice profile
derived from the filing of Apr 14, 2026; every figure names its basis
Archetypes, each a printed rule
  • Independent boutique · a wealth manager with no broker-dealer, bank or insurance affiliate, 2 to 25 advisors, one to three offices, no public reporting company control
  • Mass-affluent RIA · private-client share at least 50 percent, non-HNW individuals at least 60 percent of private-client RAUM
RAUM per advisor
$30.8MderivedRAUM over IAPD advisors; not a book size
Clients per advisor
180derivedindividual and HNW clients (5.D) over advisors
Average HNW client
$695,551derivedHNW RAUM over HNW clients
Average account
$96,385derivedRAUM over accounts (5.F.2.f)
Discretionary
100%derivedof RAUM
Institutional
0.0%derivedpensions, charities, corporations, government, insurance, banks, other advisers
Employees per advisor
1.0derivedItem 5.A over advisors
Advisors per office
6.0derived1 offices incl. principal (1.F.5)
RAUM growth, one year
+51%derivedbetween the last two annual amendments
Advisor growth, one year
+0.0%derivedItem 5.B.3 between annual amendments
Client growth, one year
+15%derived
Compensation
percentage of assets, hourly, fixed fees, otherreportedItem 5.E
Advisory activities
financial planning, portfolio management for individuals, selection of other advisers, educational seminarsreportedItem 5.G
Ownership
no PE, bank or public-company owner found on Schedule Aderived
Advisor book size
not public; not estimatedreported
Also answered yes on Form ADV
  • buys or sells securities as principal to or from clients (8.A.2)
  • has discretionary authority over which securities are bought or sold (8.C.1)
  • receives research or other products from a broker-dealer, soft dollars (8.E)
  • marketing includes testimonials (5.L.1.c)
Where the RAUM sits
Form ADV Item 5.D, latest filing
  • Individuals$127M69%
  • High-net-worth individuals$57.0M31%
  • Corporations and businesses$274,7180.1%
Individual clients
999reported
HNW clients
82reported
Pension plan clients
n/areported
Charitable clients
n/areported
Accounts
1,916reported
Financial planning clients
0reported
Wrap fee programs
noreported
Custody of client assets
noreported
Compensation
% of AUM, fixed, hourlyreported
Class basis
private_client_share=1.0 fund_share=0.0 institutional_share=0.0 related_bd=false related_bank=false bd_reps=5.0derived
Advisors registered through the firm
6 on IAPD today, longest tenure first
NameBranchHere sinceIn industryPrior firms
K•••••• R••••• W•••Sterling Heights, MiDec 1, 201025 y1
J•••• D•••• W•••Sterling Heights, MiDec 1, 201022 y1
R••••• L•••• W•••Sterling Heights, MiMay 26, 201138 y1
Z•••••• A•••• B••••••Certified Financial PlannerSterling Heights, MiFeb 8, 201913 y0
J•••• C•••••• B••••••Sterling Heights, MiOct 29, 202115 y1
D••••• A••• L••••••••Certified Financial PlannerSterling Heights, MiJul 29, 202413 y0
Advisor movement
0 left, 0 joined in 12 months
net 0 in 12 months0 left in 90 days0 joined in 90 daysdeparture rate 0.0% of current headcount0 left over 36 months
Private funds
No private fund reported.
Owners and control persons
Schedule A and B, latest filing
  • W•••• K••••••• R••••• · Chief Compliance Officercontrol
    since 12/2010 · owns less than 5%
  • W•••• R•••••• L•••• · Ceo, Cfo, Coo And Clocontrol
    since 12/2007 · owns 75% or more
Related persons
Schedule D 7.A
  • S••••• H••••• S••••••• L••
    real estaten
Office movement
IAPD branch city; joins and departures in 12 months
OfficeAdvisorsJoinedLeftTeams outForming
Sterling Heights, Mi · principal600
Offices
Schedule D 1.F, the 25 largest
No branch office listed.
ADV anomalies
1 against comparable advisers; where to look, not conclusions
  • RAUM up 50 %Change between filings · filing Apr 14, 2026
    RAUM (Item 5.F) moved from $122,131,914 to $184,673,370 (+51.0%) between the annual amendments of 2025-03-04 and 2026-04-14; the peer median change was +15.0% (4550 comparable advisers, 96.0th percentile of changes)
    peers: independent wealth managers, $100M to $500M (4,550) · 96% percentile
What changed
consecutive filings, newest first
  • Accounts · 1,850 to 1,916
    Feb 19, 2026 to Apr 14, 2026
  • HNW clients · 75 to 82
    Feb 19, 2026 to Apr 14, 2026
  • Individual clients · 896 to 999
    Feb 19, 2026 to Apr 14, 2026
  • Discretionary RAUM · $173M to $185M
    Feb 19, 2026 to Apr 14, 2026
  • HNW RAUM · $48.2M to $57.0M
    Feb 19, 2026 to Apr 14, 2026
  • Individual RAUM · $124M to $127M
    Feb 19, 2026 to Apr 14, 2026
  • RAUM · $173M to $185M
    Feb 19, 2026 to Apr 14, 2026
  • Accounts · 1,539 to 1,850
    Jun 11, 2025 to Feb 19, 2026
  • HNW clients · 41 to 75
    Jun 11, 2025 to Feb 19, 2026
  • Discretionary RAUM · $122M to $173M
    Jun 11, 2025 to Feb 19, 2026
  • HNW RAUM · $20.0M to $48.2M
    Jun 11, 2025 to Feb 19, 2026
  • Individual RAUM · $102M to $124M
    Jun 11, 2025 to Feb 19, 2026
  • RAUM · $122M to $173M
    Jun 11, 2025 to Feb 19, 2026
  • Financial planning clients · 0 to 0
    Mar 4, 2025 to Jun 11, 2025
  • Accounts · 1,564 to 1,539
    Oct 1, 2024 to Mar 4, 2025
  • HNW clients · 40 to 41
    Oct 1, 2024 to Mar 4, 2025
  • Individual clients · 902 to 896
    Oct 1, 2024 to Mar 4, 2025
  • Discretionary RAUM · $115M to $122M
    Oct 1, 2024 to Mar 4, 2025
  • HNW RAUM · $20.3M to $20.0M
    Oct 1, 2024 to Mar 4, 2025
  • Individual RAUM · $94.5M to $102M
    Oct 1, 2024 to Mar 4, 2025
  • RAUM · $115M to $122M
    Oct 1, 2024 to Mar 4, 2025
  • Advisory employees · 5 to 6
    Jun 25, 2024 to Jul 29, 2024
  • Employees · 5 to 6
    Jun 25, 2024 to Jul 29, 2024
  • State-registered IARs · 5 to 6
    Jun 25, 2024 to Jul 29, 2024
  • Accounts · 1,466 to 1,564
    Mar 19, 2024 to Jun 18, 2024
  • Corporate clients · 2 to 4
    Mar 19, 2024 to Jun 18, 2024
  • HNW clients · 35 to 40
    Mar 19, 2024 to Jun 18, 2024
  • Individual clients · 880 to 902
    Mar 19, 2024 to Jun 18, 2024
  • Discretionary RAUM · $98.3M to $115M
    Mar 19, 2024 to Jun 18, 2024
  • HNW RAUM · $14.5M to $20.3M
    Mar 19, 2024 to Jun 18, 2024
  • Individual RAUM · $89.8M to $94.5M
    Mar 19, 2024 to Jun 18, 2024
  • Non-discretionary RAUM · $6.2M to $0
    Mar 19, 2024 to Jun 18, 2024
  • RAUM · $105M to $115M
    Mar 19, 2024 to Jun 18, 2024
  • Accounts · 1,434 to 1,466
    Sep 11, 2023 to Feb 7, 2024
  • Corporate clients · unset to 2.0
    Sep 11, 2023 to Feb 7, 2024
  • HNW clients · 33 to 35
    Sep 11, 2023 to Feb 7, 2024
  • Individual clients · 847 to 880
    Sep 11, 2023 to Feb 7, 2024
  • Discretionary RAUM · $93.4M to $98.3M
    Sep 11, 2023 to Feb 7, 2024
  • HNW RAUM · $14.5M to $14.5M
    Sep 11, 2023 to Feb 7, 2024
  • Individual RAUM · $85.5M to $89.8M
    Sep 11, 2023 to Feb 7, 2024
Signals
1 dated events
  • S••••• F•••••••• W•••••• W••• P••••• Y•• T•••• filed its initial SEC registration (Form ADV)
    Mar 8, 2022 · First SEC registration · fact
Across DFX
shared identifiers only, never a name match
No identifier-backed link to the venture, private equity, family office or sponsor graphs.
How to reach
public business contact points only, each with its source
Business phone
586-226-2100reportedpublished by the firm, firm site, Sep 16, 2026
Firm profile
linkedin.com/company/summit-financial-consultingreportedpublic record, Form ADV, Sep 18, 2026
Website
rsvpsummit.comreportedpublic record, Form ADV, Sep 18, 2026
Principal office phone
586-226-2100reportedpublic record, Form ADV, Apr 14, 2026
Provenance
Form ADV
SEC filing data 2011 to 2024 and the monthly roster 2025 onreportedadviserinfo.sec.gov
Advisors
IAPD individual compilation feed, dailyreportedadviserinfo.sec.gov
Class
Independent wealth managerderiveda rule over Items 5.D and 7.A
RAUM per advisor
$30.8Mderivedfirm RAUM over the IAPD count; not a book size
Loaded
Sep 14, 2026