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SEC-registered adviser

M••••••• W••••• • T•• A•••••••

Independent wealth managerSpringboro, OhioCRD 135875SEC 801-130395websiteIAPD
Legal name W••••• A•••••••• L••
Latest filing Feb 17, 2026
First filing on the tape May 1, 2024 · 3 filings
SEC status approved since May 31, 2024
RAUM
$202M
reported, Item 5.F
Discretionary
100%
of RAUM
Private clients
100%
$202M individuals and HNW
Advisors
3
registered through the firm on IAPD
RAUM per advisor
$67.3M
derived; firm RAUM over IAPD count
Employees
4
3 advisory (5.B.1)
Offices
0
beyond the principal office
Private funds
0
reported on Schedule D
History
3 filings and snapshots on the tape
RAUM$202M as of Feb 17, 2026
Feb 10, 2025$153M then
HNW client RAUM$134M as of Feb 17, 2026
Feb 10, 2025$91.5M then
State-registered IARs (5.B.3)3 as of Feb 17, 2026
Feb 10, 20253 then
Employees (5.A)4 as of Feb 17, 2026
Feb 10, 20254 then
Private funds: no history
RAUM +32% over the last fiscal yearIARs 3 to 3
Practice profile
derived from the filing of Feb 17, 2026; every figure names its basis
Archetypes, each a printed rule
  • HNW wealth manager · private-client share of RAUM at least 50 percent and HNW share of private-client RAUM 50 to 90 percent
  • Solo or small team · one advisor, or a wealth manager with up to three advisors and one office
RAUM per advisor
$67.3MderivedRAUM over IAPD advisors; not a book size
Clients per advisor
91derivedindividual and HNW clients (5.D) over advisors
Average HNW client
$2.6MderivedHNW RAUM over HNW clients
Average account
$238,257derivedRAUM over accounts (5.F.2.f)
Discretionary
100%derivedof RAUM
Institutional
0.0%derivedpensions, charities, corporations, government, insurance, banks, other advisers
Employees per advisor
1.3derivedItem 5.A over advisors
Advisors per office
3.0derived1 offices incl. principal (1.F.5)
RAUM growth, one year
+32%derivedbetween the last two annual amendments
Advisor growth, one year
+0.0%derivedItem 5.B.3 between annual amendments
Client growth, one year
-1.1%derived
Compensation
percentage of assetsreportedItem 5.E
Advisory activities
portfolio management for individuals, selection of other advisersreportedItem 5.G
Custody
$43.0M, 183 clientsreportedItem 9.A
Ownership
no PE, bank or public-company owner found on Schedule Aderived
Advisor book size
not public; not estimatedreported
Also answered yes on Form ADV
  • buys or sells securities as principal to or from clients (8.A.2)
  • has discretionary authority over which securities are bought or sold (8.C.1)
  • receives research or other products from a broker-dealer, soft dollars (8.E)
  • has custody of client cash or bank accounts (9.A.1.a)
  • has custody of client securities (9.A.1.b)
Where the RAUM sits
Form ADV Item 5.D, latest filing
  • High-net-worth individuals$134M66%
  • Individuals$68.4M34%
Individual clients
221reported
HNW clients
51reported
Pension plan clients
n/areported
Charitable clients
n/areported
Accounts
848reported
Financial planning clients
reported
Wrap fee programs
noreported
Custody of client assets
$43.0M for 183 clientsreported
Compensation
% of AUMreported
Class basis
private_client_share=1.0 fund_share=0.0 institutional_share=0.0 related_bd=false related_bank=false bd_reps=0.0derived
Advisors registered through the firm
3 on IAPD today, longest tenure first
NameBranchHere sinceIn industryPrior firms
J••••••• F•••• M•••••••Certified Financial PlannerSpringboro, OhJul 18, 200526 y2
C•••••••• A• G••••••Certified Financial PlannerSpringboro, OhFeb 21, 200820 y0
J•••••• S••••• M•••••••Springboro, OhFeb 14, 202412 y0
Advisor movement
0 left, 0 joined in 12 months
net 0 in 12 months0 left in 90 days0 joined in 90 daysdeparture rate 0.0% of current headcount0 left over 36 months
Private funds
No private fund reported.
Owners and control persons
Schedule A and B, latest filing
  • M•••••••• J•••••••• F•••• · President & Chief Compliance Officercontrol
    since 06/2004 · owns 75% or more
Related persons
Schedule D 7.A
  • M••••••• T•• S•••••••• L••
    insurancen
Office movement
IAPD branch city; joins and departures in 12 months
OfficeAdvisorsJoinedLeftTeams outForming
Springboro, Oh · principal300
Offices
Schedule D 1.F, the 25 largest
No branch office listed.
What changed
consecutive filings, newest first
  • Accounts · 813 to 848
    Feb 10, 2025 to Feb 17, 2026
  • HNW clients · 46 to 51
    Feb 10, 2025 to Feb 17, 2026
  • Individual clients · 229 to 221
    Feb 10, 2025 to Feb 17, 2026
  • Assets in custody · $69.0M to $43.0M
    Feb 10, 2025 to Feb 17, 2026
  • Discretionary RAUM · $153M to $202M
    Feb 10, 2025 to Feb 17, 2026
  • HNW RAUM · $91.5M to $134M
    Feb 10, 2025 to Feb 17, 2026
  • Individual RAUM · $61.5M to $68.4M
    Feb 10, 2025 to Feb 17, 2026
  • RAUM · $153M to $202M
    Feb 10, 2025 to Feb 17, 2026
  • Accounts · 689 to 813
    May 1, 2024 to Feb 10, 2025
  • HNW clients · 32 to 46
    May 1, 2024 to Feb 10, 2025
  • Individual clients · 209 to 229
    May 1, 2024 to Feb 10, 2025
  • Assets in custody · $62.6M to $69.0M
    May 1, 2024 to Feb 10, 2025
  • Employees · 3 to 4
    May 1, 2024 to Feb 10, 2025
  • Financial planning clients · unset to
    May 1, 2024 to Feb 10, 2025
  • Discretionary RAUM · $133M to $153M
    May 1, 2024 to Feb 10, 2025
  • HNW RAUM · $67.5M to $91.5M
    May 1, 2024 to Feb 10, 2025
  • Individual RAUM · $65.7M to $61.5M
    May 1, 2024 to Feb 10, 2025
  • RAUM · $133M to $153M
    May 1, 2024 to Feb 10, 2025
Signals
1 dated events
  • M••••••• W••••• • T•• A••••••• filed its initial SEC registration (Form ADV)
    May 1, 2024 · First SEC registration · fact
Across DFX
shared identifiers only, never a name match
No identifier-backed link to the venture, private equity, family office or sponsor graphs.
How to reach
public business contact points only, each with its source
Business email
j••••@m•••••••••.comreportedpublished by the firm, firm site, Sep 16, 2026
Business email
j••••@m•••••••••.comreportedpublished by the firm, firm site, Sep 16, 2026
Business email
c••••••@m•••••••••.comreportedpublished by the firm, firm site, Sep 16, 2026
Business phone
937-748-4765reportedpublished by the firm, firm site, Sep 16, 2026
Business phone
937-748-9239reportedpublished by the firm, firm site, Sep 16, 2026
Firm profile
linkedin.com/company/mccarthy-wealth-and-tax-advisors/aboutreportedpublic record, Form ADV, Sep 21, 2026
Website
M•••••••WEALTH.COMreportedpublic record, Form ADV, Sep 21, 2026
Principal office phone
937-748-4765reportedpublic record, Form ADV, Feb 17, 2026
Team page
m•••••••••.comreportedpublished by the firm, firm site, Sep 16, 2026
Provenance
Form ADV
SEC filing data 2011 to 2024 and the monthly roster 2025 onreportedadviserinfo.sec.gov
Advisors
IAPD individual compilation feed, dailyreportedadviserinfo.sec.gov
Class
Independent wealth managerderiveda rule over Items 5.D and 7.A
RAUM per advisor
$67.3Mderivedfirm RAUM over the IAPD count; not a book size
Loaded
Sep 14, 2026