DFX Intelligence

RIA Intelligence

Registered investment advisers, the advisors registered through them, the capital they report, the private vehicles they run and the people who own them, as a graph with a filing date behind every number. RAUM is what the adviser filed, a move is two registration dates, and a class is a rule you can read.

SEC-registered adviser

Miller Financial Services LLC

Independent wealth managerMarshall, MichiganCRD 143788SEC 801-110021websiteIAPD
Latest filing Sep 15, 2026
First filing on the tape Feb 10, 2012 · 19 filings
SEC status approved since Mar 7, 2017
RAUM
$463M
reported, Item 5.F
Discretionary
100%
of RAUM
Private clients
64%
$295M individuals and HNW
Advisors
3
registered through the firm on IAPD
RAUM per advisor
$154M
derived; firm RAUM over IAPD count
Employees
3
3 advisory (5.B.1)
Offices
0
beyond the principal office
Private funds
0
reported on Schedule D
History
19 filings and snapshots on the tape
RAUM$463M as of Aug 20, 2026
Feb 10, 2012$37.9M then
HNW client RAUM$185M as of Aug 20, 2026
Mar 14, 2018$50.9M then
State-registered IARs (5.B.3)3 as of Aug 20, 2026
Feb 10, 20120 then
Employees (5.A)3 as of Aug 20, 2026
Mar 14, 20182 then
Private funds: no history
RAUM +13% over the last fiscal year+19% a year over threeIARs 3 to 3
Practice profile
derived from the filing of Sep 15, 2026; every figure names its basis
Archetypes, each a printed rule
  • HNW wealth manager · private-client share of RAUM at least 50 percent and HNW share of private-client RAUM 50 to 90 percent
  • Independent boutique · a wealth manager with no broker-dealer, bank or insurance affiliate, 2 to 25 advisors, one to three offices, no public reporting company control
  • Solo or small team · one advisor, or a wealth manager with up to three advisors and one office
RAUM per advisor
$154MderivedRAUM over IAPD advisors; not a book size
Clients per advisor
191derivedindividual and HNW clients (5.D) over advisors
Average HNW client
$2.8MderivedHNW RAUM over HNW clients
Average account
$340,840derivedRAUM over accounts (5.F.2.f)
Discretionary
100%derivedof RAUM
Institutional
34%derivedpensions, charities, corporations, government, insurance, banks, other advisers
Employees per advisor
1.0derivedItem 5.A over advisors
Advisors per office
3.0derived1 offices incl. principal (1.F.5)
RAUM growth, one year
+13%derivedbetween the last two annual amendments
Advisor growth, one year
+0.0%derivedItem 5.B.3 between annual amendments
Client growth, one year
-17%derived
Compensation
percentage of assets, hourly, fixed feesreportedItem 5.E
Advisory activities
financial planning, portfolio management for individuals, pension consultingreportedItem 5.G
Custody
$136M, 410 clientsreportedItem 9.A
Ownership
no PE, bank or public-company owner found on Schedule Aderived
Advisor book size
not public; not estimatedreported
Also answered yes on Form ADV
  • buys or sells securities as principal to or from clients (8.A.2)
  • has discretionary authority over which securities are bought or sold (8.C.1)
  • receives research or other products from a broker-dealer, soft dollars (8.E)
  • compensates persons for client referrals (8.G.1)
  • compensates non-employees for client referrals (8.G.2)
  • has custody of client cash or bank accounts (9.A.1.a)
  • has custody of client securities (9.A.1.b)
Where the RAUM sits
Form ADV Item 5.D, latest filing
  • High-net-worth individuals$185M40%
  • State and municipal entities$136M29%
  • Individuals$110M24%
  • Pension and profit-sharing plans$20.2M4.4%
  • Corporations and businesses$10.2M2.2%
  • Charitable organizations$2.1M0.5%
Individual clients
508reported
HNW clients
66reported
Pension plan clients
4reported
Charitable clients
n/areported
Accounts
1,358reported
Financial planning clients
0reported
Wrap fee programs
noreported
Custody of client assets
$136M for 410 clientsreported
Compensation
% of AUM, fixed, hourlyreported
Class basis
private_client_share=0.64 fund_share=0.0 institutional_share=0.34 related_bd= related_bank= bd_reps=0.0derived
Advisors registered through the firm
3 on IAPD today, longest tenure first
NameBranchHere sinceIn industryPrior firms
Joseph Patrick MillerMarshall, MiJul 9, 201029 y0
Alex George WhiteCertified Financial PlannerMarshall, MiJun 29, 201813 y0
Isaac LubbersMarshall, MiJul 2, 202412 y0
Advisor movement
0 left, 0 joined in 12 months
net 0 in 12 months0 left in 90 days0 joined in 90 daysdeparture rate 0.0% of current headcount1 left over 36 months
Left, latest
Joined, latest
none on the tape
    Private funds
    No private fund reported.
    Owners and control persons
    Schedule A and B, latest filing
    • Patrick Joseph Miller · Managing Member/President/Chief Compliance Officercontrol
      since 05/1999 · owns 75% or more
    Related persons
    Schedule D 7.A
    No related person reported.
    Office movement
    IAPD branch city; joins and departures in 12 months
    OfficeAdvisorsJoinedLeftTeams outForming
    Marshall, Mi · principal300
    Offices
    Schedule D 1.F, the 25 largest
    No branch office listed.
    ADV anomalies
    1 against comparable advisers; where to look, not conclusions
    • very high RAUM per advisorStatic outlier · filing Sep 15, 2026
      RAUM per registered advisor of $154,286,808 against a peer median of $55,716,044 (3252 comparable advisers, 99.0th percentile, 3.4 robust deviations)
      peers: independent wealth managers, $100M to $500M (3,252) · 99% percentile
    What changed
    consecutive filings, newest first
    • Financial planning clients · 0 to 0
      Aug 20, 2026 to Sep 15, 2026
    • Related adviser · false to unset
      Aug 20, 2026 to Sep 15, 2026
    • Related bank · false to unset
      Aug 20, 2026 to Sep 15, 2026
    • Related broker-dealer · false to unset
      Aug 20, 2026 to Sep 15, 2026
    • Related insurance company · false to unset
      Aug 20, 2026 to Sep 15, 2026
    • Succession · false to unset
      Aug 20, 2026 to Sep 15, 2026
    • Accounts · 1,898 to 1,358
      Mar 21, 2025 to Mar 1, 2026
    • HNW clients · 55 to 66
      Mar 21, 2025 to Mar 1, 2026
    • Individual clients · 640 to 508
      Mar 21, 2025 to Mar 1, 2026
    • Pension plan clients · 7 to 4
      Mar 21, 2025 to Mar 1, 2026
    • Assets in custody · $176M to $136M
      Mar 21, 2025 to Mar 1, 2026
    • Discretionary RAUM · $411M to $463M
      Mar 21, 2025 to Mar 1, 2026
    • HNW RAUM · $129M to $185M
      Mar 21, 2025 to Mar 1, 2026
    • Individual RAUM · $118M to $110M
      Mar 21, 2025 to Mar 1, 2026
    • Pension RAUM · $33.9M to $20.2M
      Mar 21, 2025 to Mar 1, 2026
    • RAUM · $411M to $463M
      Mar 21, 2025 to Mar 1, 2026
    • Accounts · 1,788 to 1,898
      Oct 2, 2024 to Mar 21, 2025
    • HNW clients · 61 to 55
      Oct 2, 2024 to Mar 21, 2025
    • Individual clients · 707 to 640
      Oct 2, 2024 to Mar 21, 2025
    • Pension plan clients · 6 to 7
      Oct 2, 2024 to Mar 21, 2025
    • Assets in custody · $95.0M to $176M
      Oct 2, 2024 to Mar 21, 2025
    • Financial planning clients · 0 to 0
      Oct 2, 2024 to Mar 21, 2025
    • Discretionary RAUM · $328M to $411M
      Oct 2, 2024 to Mar 21, 2025
    • HNW RAUM · $123M to $129M
      Oct 2, 2024 to Mar 21, 2025
    • Individual RAUM · $88.0M to $118M
      Oct 2, 2024 to Mar 21, 2025
    • Pension RAUM · $22.6M to $33.9M
      Oct 2, 2024 to Mar 21, 2025
    • RAUM · $328M to $411M
      Oct 2, 2024 to Mar 21, 2025
    • Accounts · 1,756 to 1,788
      Feb 7, 2023 to Feb 26, 2024
    • HNW clients · 69 to 61
      Feb 7, 2023 to Feb 26, 2024
    • Individual clients · 633 to 707
      Feb 7, 2023 to Feb 26, 2024
    • Assets in custody · unset to 94967794.0
      Feb 7, 2023 to Feb 26, 2024
    • Custody of client assets · false to true
      Feb 7, 2023 to Feb 26, 2024
    • Discretionary RAUM · $273M to $328M
      Feb 7, 2023 to Feb 26, 2024
    • HNW RAUM · $115M to $123M
      Feb 7, 2023 to Feb 26, 2024
    • Individual RAUM · $93.6M to $88.0M
      Feb 7, 2023 to Feb 26, 2024
    • Pension RAUM · $12.9M to $22.6M
      Feb 7, 2023 to Feb 26, 2024
    • RAUM · $273M to $328M
      Feb 7, 2023 to Feb 26, 2024
    • Accounts · 1,572 to 1,756
      Mar 21, 2022 to Feb 7, 2023
    • HNW clients · 42 to 69
      Mar 21, 2022 to Feb 7, 2023
    • Individual clients · 586 to 633
      Mar 21, 2022 to Feb 7, 2023
    Signals
    2 dated events
    • Austin Erwin Rinard left Miller Financial Services Llc for Wealth Ease Wealth Management (registered 2025-01-21)
      Jan 23, 2025 · Advisor changed firm · fact
    • Miller Financial Services Llc filed its initial SEC registration (Form ADV)
      Feb 14, 2017 · First SEC registration · fact
    Across DFX
    shared identifiers only, never a name match
    No identifier-backed link to the venture, private equity, family office or sponsor graphs.
    How to reach
    public business contact points only, each with its source
    Business email
    info@millerfinancialplanning.comreportedpublished by the firm, firm site, Sep 16, 2026
    Business phone
    269-781-5129reportedpublished by the firm, firm site, Sep 16, 2026
    Business phone
    269-781-9040reportedpublished by the firm, firm site, Sep 16, 2026
    Business phone
    866-440-2889reportedpublished by the firm, firm site, Sep 16, 2026
    Website
    MILLERFINANCIALPLANNING.COMreportedpublic record, Form ADV, Sep 17, 2026
    Principal office phone
    269-781-5129reportedpublic record, Form ADV, Sep 15, 2026
    Provenance
    Form ADV
    SEC filing data 2011 to 2024 and the monthly roster 2025 onreportedadviserinfo.sec.gov
    Advisors
    IAPD individual compilation feed, dailyreportedadviserinfo.sec.gov
    Class
    Independent wealth managerderiveda rule over Items 5.D and 7.A
    RAUM per advisor
    $154Mderivedfirm RAUM over the IAPD count; not a book size
    Loaded
    Sep 14, 2026