DFX Intelligence

RIA Intelligence

Registered investment advisers, the advisors registered through them, the capital they report, the private vehicles they run and the people who own them, as a graph with a filing date behind every number. RAUM is what the adviser filed, a move is two registration dates, and a class is a rule you can read.

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SEC-registered adviser

C••••••••• F•••••••• A•••••••• L••

Independent wealth managerAppleton, WisconsinCRD 167513SEC 801-123428websiteIAPD
Latest filing Jan 15, 2026
First filing on the tape Feb 10, 2022 · 11 filings
SEC status approved since Apr 19, 2022
RAUM
$190M
reported, Item 5.F
Discretionary
75%
of RAUM
Private clients
87%
$165M individuals and HNW
Advisors
1
registered through the firm on IAPD
RAUM per advisor
$190M
derived; firm RAUM over IAPD count
Employees
4
1 advisory (5.B.1)
Offices
0
beyond the principal office
Private funds
0
reported on Schedule D
History
11 filings and snapshots on the tape
RAUM$190M as of Jan 15, 2026
Jan 17, 2023$117M then
HNW client RAUM$106M as of Jan 15, 2026
Jan 17, 2023$31.5M then
State-registered IARs (5.B.3)1 as of Jan 15, 2026
Jan 17, 20233 then
Employees (5.A)4 as of Jan 15, 2026
Jan 17, 20233 then
Private funds: no history
RAUM +16% over the last fiscal year+17% a year over threeIARs 3 to 1offices 2 to 0
Practice profile
derived from the filing of Jan 15, 2026; every figure names its basis
Archetypes, each a printed rule
  • HNW wealth manager · private-client share of RAUM at least 50 percent and HNW share of private-client RAUM 50 to 90 percent
  • Solo or small team · one advisor, or a wealth manager with up to three advisors and one office
  • Wrap program sponsor · sponsors a wrap fee program (5.I) with at least $100M of wrap assets
RAUM per advisor
$190MderivedRAUM over IAPD advisors; not a book size
Clients per advisor
419derivedindividual and HNW clients (5.D) over advisors
Average HNW client
$1.5MderivedHNW RAUM over HNW clients
Average account
$244,100derivedRAUM over accounts (5.F.2.f)
Discretionary
75%derivedof RAUM
Institutional
6.6%derivedpensions, charities, corporations, government, insurance, banks, other advisers
Employees per advisor
4.0derivedItem 5.A over advisors
Advisors per office
1.0derived1 offices incl. principal (1.F.5)
RAUM growth, one year
+16%derivedbetween the last two annual amendments
Advisor growth, one year
-67%derivedItem 5.B.3 between annual amendments
Client growth, one year
-5.8%derived
Compensation
percentage of assets, hourly, fixed feesreportedItem 5.E
Advisory activities
financial planning, portfolio management for individuals, pension consulting, selection of other advisers, educational seminarsreportedItem 5.G
Wrap fee program
$143MreportedItem 5.I
Custody
$190M, 427 clientsreportedItem 9.A
Ownership
no PE, bank or public-company owner found on Schedule Aderived
Advisor book size
not public; not estimatedreported
Also answered yes on Form ADV
  • buys or sells securities as principal to or from clients (8.A.2)
  • has discretionary authority over which securities are bought or sold (8.C.1)
  • receives research or other products from a broker-dealer, soft dollars (8.E)
  • has custody of client cash or bank accounts (9.A.1.a)
  • has custody of client securities (9.A.1.b)
  • marketing includes testimonials (5.L.1.c)
Where the RAUM sits
Form ADV Item 5.D, latest filing
  • High-net-worth individuals$106M56%
  • Individuals$58.7M31%
  • Corporations and businesses$12.6M6.6%
  • Pension and profit-sharing plans$12.5M6.6%
Individual clients
347reported
HNW clients
72reported
Pension plan clients
7reported
Charitable clients
0reported
Accounts
778reported
Financial planning clients
1-10reported
Wrap fee programs
$0 sponsored, $0 managedreported
Custody of client assets
$190M for 427 clientsreported
Compensation
% of AUM, fixed, hourlyreported
Class basis
private_client_share=0.87 fund_share=0.0 institutional_share=0.07 related_bd=false related_bank=false bd_reps=1.0derived
Advisors registered through the firm
1 on IAPD today, longest tenure first
NameBranchHere sinceIn industryPrior firms
C••• L•• N••••••Certified Financial PlannerAppleton, WiMay 23, 201325 y2
Advisor movement
0 left, 0 joined in 12 months
Private funds
No private fund reported.
Owners and control persons
Schedule A and B, latest filing
  • N••••••• C•••• L•• · Member And Chief Compliance Officercontrol
    since 05/2011 · owns 75% or more
Related persons
Schedule D 7.A
  • C••••••••• F•••••••• P•••••••• I••
    real estatey
Office movement
IAPD branch city; joins and departures in 12 months
OfficeAdvisorsJoinedLeftTeams outForming
Appleton, Wi · principal102
Offices
Schedule D 1.F, the 25 largest
  • Greenbay, WI2 employees
  • St. Augustine, FL1 employees
What changed
consecutive filings, newest first
  • Accounts · 713 to 778
    Jan 13, 2025 to Jan 15, 2026
  • Advisory employees · 3 to 1
    Jan 13, 2025 to Jan 15, 2026
  • Charity clients · unset to 0.0
    Jan 13, 2025 to Jan 15, 2026
  • HNW clients · 33 to 72
    Jan 13, 2025 to Jan 15, 2026
  • Individual clients · 412 to 347
    Jan 13, 2025 to Jan 15, 2026
  • Assets in custody · $122M to $190M
    Jan 13, 2025 to Jan 15, 2026
  • Employees · 5 to 4
    Jan 13, 2025 to Jan 15, 2026
  • Insurance-licensed employees · 3 to 0
    Jan 13, 2025 to Jan 15, 2026
  • State-registered IARs · 3 to 1
    Jan 13, 2025 to Jan 15, 2026
  • Other offices · 2 to 0
    Jan 13, 2025 to Jan 15, 2026
  • Discretionary RAUM · $122M to $143M
    Jan 13, 2025 to Jan 15, 2026
  • HNW RAUM · $73.3M to $106M
    Jan 13, 2025 to Jan 15, 2026
  • Individual RAUM · $66.9M to $58.7M
    Jan 13, 2025 to Jan 15, 2026
  • Non-discretionary RAUM · $41.1M to $46.8M
    Jan 13, 2025 to Jan 15, 2026
  • Pension RAUM · $22.4M to $12.5M
    Jan 13, 2025 to Jan 15, 2026
  • RAUM · $164M to $190M
    Jan 13, 2025 to Jan 15, 2026
  • Accounts · 720 to 713
    Apr 15, 2024 to Jan 13, 2025
  • Charity clients · 1.0 to unset
    Apr 15, 2024 to Jan 13, 2025
  • Corporate clients · 1.0 to unset
    Apr 15, 2024 to Jan 13, 2025
  • HNW clients · 23 to 33
    Apr 15, 2024 to Jan 13, 2025
  • Individual clients · 471 to 412
    Apr 15, 2024 to Jan 13, 2025
  • Pension plan clients · 6 to 7
    Apr 15, 2024 to Jan 13, 2025
  • Assets in custody · $93.0M to $122M
    Apr 15, 2024 to Jan 13, 2025
  • Financial planning clients · 1-10 to 1-10
    Apr 15, 2024 to Jan 13, 2025
  • Discretionary RAUM · $107M to $122M
    Apr 15, 2024 to Jan 13, 2025
  • HNW RAUM · $46.5M to $73.3M
    Apr 15, 2024 to Jan 13, 2025
  • Individual RAUM · $73.6M to $66.9M
    Apr 15, 2024 to Jan 13, 2025
  • Non-discretionary RAUM · $31.4M to $41.1M
    Apr 15, 2024 to Jan 13, 2025
  • Pension RAUM · $17.3M to $22.4M
    Apr 15, 2024 to Jan 13, 2025
  • RAUM · $138M to $164M
    Apr 15, 2024 to Jan 13, 2025
  • Insurance-licensed employees · 0 to 3
    Jan 11, 2024 to Apr 15, 2024
  • Other offices · 1 to 2
    Jan 11, 2024 to Apr 15, 2024
  • Accounts · 1,096 to 720
    Sep 28, 2023 to Jan 11, 2024
  • HNW clients · 13 to 23
    Sep 28, 2023 to Jan 11, 2024
  • Individual clients · 442 to 471
    Sep 28, 2023 to Jan 11, 2024
  • Pension plan clients · 5 to 6
    Sep 28, 2023 to Jan 11, 2024
  • Assets in custody · unset to 92968317.0
    Sep 28, 2023 to Jan 11, 2024
  • Custody of client assets · false to true
    Sep 28, 2023 to Jan 11, 2024
  • Employees · 3 to 5
    Sep 28, 2023 to Jan 11, 2024
  • Financial planning clients · 11-25 to 1-10
    Sep 28, 2023 to Jan 11, 2024
Signals
3 dated events
  • G••• T• B•••••• no longer registered at C••••••••• F•••••••• A•••••••• L••; no later IA registration on IAPD
    Jan 14, 2026 · Advisor departure · fact
  • A••• D•••• G••••• no longer registered at C••••••••• F•••••••• A•••••••• L••; no later IA registration on IAPD
    Jan 14, 2026 · Advisor departure · fact
  • C••••••••• F•••••••• A•••••••• L•• filed its initial SEC registration (Form ADV)
    Feb 10, 2022 · First SEC registration · fact
Across DFX
shared identifiers only, never a name match
No identifier-backed link to the venture, private equity, family office or sponsor graphs.
How to reach
public business contact points only, each with its source
Firm profile
linkedin.com/company/conceptual-financial-planning-inc.reportedpublic record, Form ADV, Sep 18, 2026
Website
H•••••••••reportedpublic record, Form ADV, Sep 18, 2026
Principal office phone
920-731-9500reportedpublic record, Form ADV, Jan 15, 2026
Provenance
Form ADV
SEC filing data 2011 to 2024 and the monthly roster 2025 onreportedadviserinfo.sec.gov
Advisors
IAPD individual compilation feed, dailyreportedadviserinfo.sec.gov
Class
Independent wealth managerderiveda rule over Items 5.D and 7.A
RAUM per advisor
$190Mderivedfirm RAUM over the IAPD count; not a book size
Loaded
Sep 14, 2026