DFX Intelligence

RIA Intelligence

Registered investment advisers, the advisors registered through them, the capital they report, the private vehicles they run and the people who own them, as a graph with a filing date behind every number. RAUM is what the adviser filed, a move is two registration dates, and a class is a rule you can read.

SEC-registered adviser

Betterwealth LLC

Independent wealth managerSan Jose, CaliforniaCRD 226661SEC 801-96317websiteIAPD
Latest filing Sep 15, 2026
First filing on the tape May 13, 2015 · 53 filings
SEC status approved since May 26, 2015
RAUM
$660M
reported, Item 5.F
Discretionary
98%
of RAUM
Private clients
98%
$647M individuals and HNW
Advisors
5
registered through the firm on IAPD
RAUM per advisor
$132M
derived; firm RAUM over IAPD count
Employees
6
5 advisory (5.B.1)
Offices
3
beyond the principal office
Private funds
0
reported on Schedule D
History
53 filings and snapshots on the tape
RAUM$660M as of Aug 25, 2026
Feb 29, 2016$110M then
HNW client RAUM$603M as of Aug 25, 2026
Mar 20, 2018$194M then
State-registered IARs (5.B.3)5 as of Aug 25, 2026
Feb 29, 20162 then
Employees (5.A)6 as of Aug 25, 2026
Feb 29, 20164 then
Private funds: no history
RAUM +18% over the last fiscal year+20% a year over threeIARs 5 to 5offices 2 to 3
Practice profile
derived from the filing of Sep 15, 2026; every figure names its basis
RAUM per advisor
$132MderivedRAUM over IAPD advisors; not a book size
Clients per advisor
75derivedindividual and HNW clients (5.D) over advisors
Average HNW client
$2.8MderivedHNW RAUM over HNW clients
Average account
$489,210derivedRAUM over accounts (5.F.2.f)
Discretionary
98%derivedof RAUM
Institutional
1.9%derivedpensions, charities, corporations, government, insurance, banks, other advisers
Employees per advisor
1.2derivedItem 5.A over advisors
Advisors per office
1.3derived4 offices incl. principal (1.F.5)
RAUM growth, one year
+18%derivedbetween the last two annual amendments
Advisor growth, one year
+0.0%derivedItem 5.B.3 between annual amendments
Client growth, one year
+9.1%derived
Compensation
percentage of assetsreportedItem 5.E
Advisory activities
financial planning, portfolio management for individuals, portfolio management for businesses and institutions, pension consulting, selection of other advisersreportedItem 5.G
Custody
$648M, 373 clientsreportedItem 9.A
Ownership
no PE, bank or public-company owner found on Schedule Aderived
Advisor book size
not public; not estimatedreported
Also answered yes on Form ADV
  • buys or sells securities as principal to or from clients (8.A.2)
  • has discretionary authority over which securities are bought or sold (8.C.1)
  • receives research or other products from a broker-dealer, soft dollars (8.E)
  • compensates persons for client referrals (8.G.1)
  • has custody of client cash or bank accounts (9.A.1.a)
  • has custody of client securities (9.A.1.b)
Where the RAUM sits
Form ADV Item 5.D, latest filing
  • High-net-worth individuals$603M91%
  • Individuals$44.7M6.8%
  • Pension and profit-sharing plans$12.6M1.9%
Individual clients
158reported
HNW clients
215reported
Pension plan clients
5reported
Charitable clients
0reported
Accounts
1,349reported
Financial planning clients
251-500reported
Wrap fee programs
noreported
Custody of client assets
$648M for 373 clientsreported
Compensation
% of AUMreported
Class basis
private_client_share=0.98 fund_share=0.0 institutional_share=0.02 related_bd= related_bank= bd_reps=0.0derived
Advisors registered through the firm
5 on IAPD today, longest tenure first
NameBranchHere sinceIn industryPrior firms
Suzanne H CoxSan Jose, Ca Sep 16, 201529 y4
Winfield Scott StaufferCertified Financial PlannerPark City, Ut Apr 5, 201924 y2
Andrew Lane HowardCertified Financial PlannerSan Jose, CaSep 25, 202422 y1
Jesse Orin LownsburyCertified Financial PlannerSan Jose, Ca Jul 1, 202513 y2
Jodee Danielle LownsburyCertified Financial PlannerSan Jose, Ca Sep 2, 202611 y0
Advisor movement
0 left, 0 joined in 12 months
net 0 in 12 months0 left in 90 days0 joined in 90 daysdeparture rate 0.0% of current headcount0 left over 36 months
Left, latest
none on the tape
    Joined, latest
    Private funds
    No private fund reported.
    Owners and control persons
    Schedule A and B, latest filing
    • H Suzanne Cox · Chief Compliance Officercontrol
      since 01/2020 · owns less than 5%
    • Lane Andrew Howard · Managing Membercontrol
      since 01/2018 · owns 25% to 50%
    • Scott Winfield Stauffer · Managing Membercontrol
      since 05/2015 · owns 75% or more
    Related persons
    Schedule D 7.A
    No related person reported.
    Office movement
    IAPD branch city; joins and departures in 12 months
    OfficeAdvisorsJoinedLeftTeams outForming
    San Jose, Ca · principal510
    Offices
    Schedule D 1.F, the 25 largest
    • , 1 employees
    What changed
    consecutive filings, newest first
    • Financial planning clients · 251-500 to 251-500
      Aug 25, 2026 to Sep 15, 2026
    • Related adviser · false to unset
      Aug 25, 2026 to Sep 15, 2026
    • Related bank · false to unset
      Aug 25, 2026 to Sep 15, 2026
    • Related broker-dealer · false to unset
      Aug 25, 2026 to Sep 15, 2026
    • Related insurance company · false to unset
      Aug 25, 2026 to Sep 15, 2026
    • Succession · false to unset
      Aug 25, 2026 to Sep 15, 2026
    • Other offices · 1 to 3
      Apr 29, 2026 to Jul 17, 2026
    • Accounts · 1,251 to 1,349
      Oct 1, 2025 to Mar 18, 2026
    • HNW clients · 182 to 215
      Oct 1, 2025 to Mar 18, 2026
    • Individual clients · 160 to 158
      Oct 1, 2025 to Mar 18, 2026
    • Pension plan clients · unset to 5.0
      Oct 1, 2025 to Mar 18, 2026
    • Assets in custody · $172M to $648M
      Oct 1, 2025 to Mar 18, 2026
    • Discretionary RAUM · $548M to $648M
      Oct 1, 2025 to Mar 18, 2026
    • HNW RAUM · $499M to $603M
      Oct 1, 2025 to Mar 18, 2026
    • Individual RAUM · $48.7M to $44.7M
      Oct 1, 2025 to Mar 18, 2026
    • Non-discretionary RAUM · $10.1M to $12.3M
      Oct 1, 2025 to Mar 18, 2026
    • Pension RAUM · $10.4M to $12.6M
      Oct 1, 2025 to Mar 18, 2026
    • RAUM · $558M to $660M
      Oct 1, 2025 to Mar 18, 2026
    • Other offices · 2 to 1
      Jul 3, 2025 to Oct 1, 2025
    • Financial planning clients · 251-500 to 251-500
      Jun 4, 2025 to Jul 3, 2025
    • Accounts · 1,254 to 1,251
      Oct 23, 2024 to Mar 18, 2025
    • Advisory employees · 4 to 5
      Oct 23, 2024 to Mar 18, 2025
    • HNW clients · 161 to 182
      Oct 23, 2024 to Mar 18, 2025
    • Individual clients · 182 to 160
      Oct 23, 2024 to Mar 18, 2025
    • Pension plan clients · 5.0 to unset
      Oct 23, 2024 to Mar 18, 2025
    • Assets in custody · $416M to $172M
      Oct 23, 2024 to Mar 18, 2025
    • Discretionary RAUM · $492M to $548M
      Oct 23, 2024 to Mar 18, 2025
    • HNW RAUM · $427M to $499M
      Oct 23, 2024 to Mar 18, 2025
    • Individual RAUM · $58.6M to $48.7M
      Oct 23, 2024 to Mar 18, 2025
    • Non-discretionary RAUM · $9.5M to $10.1M
      Oct 23, 2024 to Mar 18, 2025
    • Pension RAUM · $11.6M to $10.4M
      Oct 23, 2024 to Mar 18, 2025
    • RAUM · $502M to $558M
      Oct 23, 2024 to Mar 18, 2025
    • Insurance-licensed employees · 1 to 0
      May 20, 2024 to Oct 23, 2024
    • Advisory activities · 4 to 5
      Mar 18, 2024 to May 20, 2024
    • Accounts · 1,192 to 1,254
      Jan 2, 2024 to Mar 18, 2024
    • Charity clients · unset to 0.0
      Jan 2, 2024 to Mar 18, 2024
    • HNW clients · 185 to 161
      Jan 2, 2024 to Mar 18, 2024
    • Individual clients · 141 to 182
      Jan 2, 2024 to Mar 18, 2024
    • Pension plan clients · 6 to 5
      Jan 2, 2024 to Mar 18, 2024
    • Assets in custody · $376M to $416M
      Jan 2, 2024 to Mar 18, 2024
    Signals
    2 dated events
    • Betterwealth Llc reported RAUM $501.7M, up 30% from $385.8M (2024-01-02 to 2024-03-18)
      Mar 18, 2024 · RAUM change · derived
    • Betterwealth Llc filed its initial SEC registration (Form ADV)
      May 13, 2015 · First SEC registration · fact
    Across DFX
    shared identifiers only, never a name match
    No identifier-backed link to the venture, private equity, family office or sponsor graphs.
    How to reach
    public business contact points only, each with its source
    Firm profile
    LINKEDIN.COM/COMPANY/BETTERWEALTH-US (Inactive)reportedpublic record, Form ADV, Sep 17, 2026
    Website
    BETTERWEALTH.USreportedpublic record, Form ADV, Sep 17, 2026
    Principal office phone
    408-659-2390reportedpublic record, Form ADV, Sep 15, 2026
    Provenance
    Form ADV
    SEC filing data 2011 to 2024 and the monthly roster 2025 onreportedadviserinfo.sec.gov
    Advisors
    IAPD individual compilation feed, dailyreportedadviserinfo.sec.gov
    Class
    Independent wealth managerderiveda rule over Items 5.D and 7.A
    RAUM per advisor
    $132Mderivedfirm RAUM over the IAPD count; not a book size
    Loaded
    Sep 14, 2026