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SEC-registered adviser

M••••••• C••••••••• G••••• L••

Independent wealth managerAmherst, New YorkCRD 268812SEC 801-106540websiteIAPD
Latest filing Mar 23, 2026
First filing on the tape Aug 7, 2015 · 28 filings
SEC status approved since Aug 19, 2015
RAUM
$416M
reported, Item 5.F
Discretionary
100%
of RAUM
Private clients
98%
$408M individuals and HNW
Advisors
3
registered through the firm on IAPD
RAUM per advisor
$139M
derived; firm RAUM over IAPD count
Employees
6
3 advisory (5.B.1)
Offices
0
beyond the principal office
Private funds
0
reported on Schedule D
History
28 filings and snapshots on the tape
RAUM$416M as of Mar 23, 2026
Mar 29, 2016$207M then
HNW client RAUM$329M as of Mar 23, 2026
Feb 14, 2018$198M then
State-registered IARs (5.B.3)2 as of Mar 23, 2026
Mar 29, 20160 then
Employees (5.A)6 as of Mar 23, 2026
Mar 29, 20166 then
Private funds: no history
RAUM -5.8% over the last fiscal year+3.2% a year over threeIARs 2 to 2
Practice profile
derived from the filing of Mar 23, 2026; every figure names its basis
Archetypes, each a printed rule
  • HNW wealth manager · private-client share of RAUM at least 50 percent and HNW share of private-client RAUM 50 to 90 percent
  • Independent boutique · a wealth manager with no broker-dealer, bank or insurance affiliate, 2 to 25 advisors, one to three offices, no public reporting company control
  • Solo or small team · one advisor, or a wealth manager with up to three advisors and one office
RAUM per advisor
$139MderivedRAUM over IAPD advisors; not a book size
Clients per advisor
112derivedindividual and HNW clients (5.D) over advisors
Average HNW client
$2.7MderivedHNW RAUM over HNW clients
Average account
$510,242derivedRAUM over accounts (5.F.2.f)
Discretionary
100%derivedof RAUM
Institutional
1.7%derivedpensions, charities, corporations, government, insurance, banks, other advisers
Employees per advisor
2.0derivedItem 5.A over advisors
Advisors per office
3.0derived1 offices incl. principal (1.F.5)
RAUM growth, one year
-5.8%derivedbetween the last two annual amendments
Advisor growth, one year
+0.0%derivedItem 5.B.3 between annual amendments
Client growth, one year
-4.5%derived
Compensation
percentage of assets, hourly, fixed feesreportedItem 5.E
Advisory activities
financial planning, portfolio management for individualsreportedItem 5.G
Custody
$142M, 141 clientsreportedItem 9.A
Ownership
no PE, bank or public-company owner found on Schedule Aderived
Advisor book size
not public; not estimatedreported
Also answered yes on Form ADV
  • buys or sells securities as principal to or from clients (8.A.2)
  • has discretionary authority over which securities are bought or sold (8.C.1)
  • receives research or other products from a broker-dealer, soft dollars (8.E)
  • has custody of client cash or bank accounts (9.A.1.a)
Where the RAUM sits
Form ADV Item 5.D, latest filing
  • High-net-worth individuals$329M79%
  • Individuals$78.8M19%
  • Charitable organizations$5.0M1.2%
  • Pension and profit-sharing plans$2.3M0.5%
  • Corporations and businesses$1.1M0.3%
Individual clients
213reported
HNW clients
124reported
Pension plan clients
2reported
Charitable clients
9reported
Accounts
815reported
Financial planning clients
11-25reported
Wrap fee programs
noreported
Custody of client assets
$142M for 141 clientsreported
Compensation
% of AUM, fixed, hourlyreported
Class basis
private_client_share=0.98 fund_share=0.0 institutional_share=0.02 related_bd=false related_bank=false bd_reps=0.0derived
Advisors registered through the firm
3 on IAPD today, longest tenure first
NameBranchHere sinceIn industryPrior firms
W•••••• R•••••• D•••••Certified Financial PlannerAmherst, NyJan 25, 201732 y1
K•••••••• A•• C•••••••••Amherst, NyJun 22, 202136 y2
M•••••• B•••• J••••••Chartered Financial AnalystAmherst, Ny Jul 29, 202212 y0
Advisor movement
0 left, 0 joined in 12 months
net 0 in 12 months0 left in 90 days0 joined in 90 daysdeparture rate 0.0% of current headcount0 left over 36 months
Teams: two or more advisors moving together within fourteen days, from one state
Private funds
No private fund reported.
Owners and control persons
Schedule A and B, latest filing
  • C••••••••• K••••••••• A•• · Chief Compliance Officer And Managing Membercontrol
    since 10/2015 · owns 75% or more
Related persons
Schedule D 7.A
No related person reported.
Office movement
IAPD branch city; joins and departures in 12 months
OfficeAdvisorsJoinedLeftTeams outForming
Amherst, Ny · principal300
Offices
Schedule D 1.F, the 25 largest
No branch office listed.
What changed
consecutive filings, newest first
  • Accounts · 766 to 815
    Nov 18, 2025 to Mar 23, 2026
  • Charity clients · 10 to 9
    Nov 18, 2025 to Mar 23, 2026
  • HNW clients · 122 to 124
    Nov 18, 2025 to Mar 23, 2026
  • Individual clients · 220 to 213
    Nov 18, 2025 to Mar 23, 2026
  • Assets in custody · $83.1M to $142M
    Nov 18, 2025 to Mar 23, 2026
  • Discretionary RAUM · $442M to $416M
    Nov 18, 2025 to Mar 23, 2026
  • HNW RAUM · $342M to $329M
    Nov 18, 2025 to Mar 23, 2026
  • Individual RAUM · $89.1M to $78.8M
    Nov 18, 2025 to Mar 23, 2026
  • Pension RAUM · $2.3M to $2.3M
    Nov 18, 2025 to Mar 23, 2026
  • RAUM · $442M to $416M
    Nov 18, 2025 to Mar 23, 2026
  • Accounts · 787 to 766
    Mar 26, 2025 to Nov 18, 2025
  • HNW clients · 125 to 122
    Mar 26, 2025 to Nov 18, 2025
  • Individual clients · 228 to 220
    Mar 26, 2025 to Nov 18, 2025
  • Discretionary RAUM · $442M to $442M
    Mar 26, 2025 to Nov 18, 2025
  • HNW RAUM · $341M to $342M
    Mar 26, 2025 to Nov 18, 2025
  • Individual RAUM · $89.4M to $89.1M
    Mar 26, 2025 to Nov 18, 2025
  • Pension RAUM · $2.2M to $2.3M
    Mar 26, 2025 to Nov 18, 2025
  • RAUM · $442M to $442M
    Mar 26, 2025 to Nov 18, 2025
  • Wrap assets (manager) · 0.0 to unset
    Mar 26, 2025 to Nov 18, 2025
  • Wrap assets (sponsor) · 0.0 to unset
    Mar 26, 2025 to Nov 18, 2025
  • Accounts · 710 to 787
    Feb 25, 2025 to Mar 26, 2025
  • Charity clients · 8 to 10
    Feb 25, 2025 to Mar 26, 2025
  • HNW clients · 75 to 125
    Feb 25, 2025 to Mar 26, 2025
  • Individual clients · 301 to 228
    Feb 25, 2025 to Mar 26, 2025
  • Assets in custody · $71.7M to $83.1M
    Feb 25, 2025 to Mar 26, 2025
  • Financial planning clients · 1-10 to 11-25
    Feb 25, 2025 to Mar 26, 2025
  • State-registered IARs · 1 to 2
    Feb 25, 2025 to Mar 26, 2025
  • Discretionary RAUM · $421M to $442M
    Feb 25, 2025 to Mar 26, 2025
  • HNW RAUM · $259M to $341M
    Feb 25, 2025 to Mar 26, 2025
  • Individual RAUM · $146M to $89.4M
    Feb 25, 2025 to Mar 26, 2025
  • Pension RAUM · $2.0M to $2.2M
    Feb 25, 2025 to Mar 26, 2025
  • RAUM · $421M to $442M
    Feb 25, 2025 to Mar 26, 2025
  • Accounts · 736 to 710
    Feb 22, 2024 to Mar 21, 2024
  • HNW clients · 80 to 75
    Feb 22, 2024 to Mar 21, 2024
  • Individual clients · 354 to 301
    Feb 22, 2024 to Mar 21, 2024
  • Assets in custody · $72.2M to $71.7M
    Feb 22, 2024 to Mar 21, 2024
  • Employees · 5 to 6
    Feb 22, 2024 to Mar 21, 2024
  • Discretionary RAUM · $378M to $421M
    Feb 22, 2024 to Mar 21, 2024
  • HNW RAUM · $227M to $259M
    Feb 22, 2024 to Mar 21, 2024
  • Individual RAUM · $137M to $146M
    Feb 22, 2024 to Mar 21, 2024
Signals
3 dated events
  • M••••••• C••••••••• G••••• L•• reported RAUM $378.1M, down 26% from $509.8M (2022-06-21 to 2023-03-29)
    Mar 29, 2023 · RAUM change · derived
  • Z••••••• A•••••••• L•• reported succeeding to the business of Another Adviser (Form ADV Item 4)
    Nov 2, 2015 · Succession (Item 4) · fact
  • Z••••••• A•••••••• L•• filed its initial SEC registration (Form ADV)
    Aug 7, 2015 · First SEC registration · fact
Across DFX
shared identifiers only, never a name match
No identifier-backed link to the venture, private equity, family office or sponsor graphs.
How to reach
public business contact points only, each with its source
Business email
m•••••••@m•••••••••.comreportedpublished by the firm, firm site, Sep 17, 2026
Business phone
716-247-5298reportedpublished by the firm, firm site, Sep 17, 2026
Business phone
716-854-5400reportedpublished by the firm, firm site, Sep 17, 2026
Business phone
888-668-3900reportedpublished by the firm, firm site, Sep 17, 2026
Website
M•••••••-C•••••••••.COMreportedpublic record, Form ADV, Sep 21, 2026
Principal office phone
(716) 854-5400reportedpublic record, Form ADV, Mar 23, 2026
Provenance
Form ADV
SEC filing data 2011 to 2024 and the monthly roster 2025 onreportedadviserinfo.sec.gov
Advisors
IAPD individual compilation feed, dailyreportedadviserinfo.sec.gov
Class
Independent wealth managerderiveda rule over Items 5.D and 7.A
RAUM per advisor
$139Mderivedfirm RAUM over the IAPD count; not a book size
Loaded
Sep 14, 2026