DFX Intelligence
RIA Intelligence
Registered investment advisers, the advisors registered through them, the capital they report, the private vehicles they run and the people who own them, as a graph with a filing date behind every number. RAUM is what the adviser filed, a move is two registration dates, and a class is a rule you can read.
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SEC-registered adviser
C••••••••• R••••••••• I••••••••• L••
Latest filing Mar 20, 2026
First filing on the tape Dec 1, 2016 · 32 filings
SEC status approved since Jan 3, 2017
RAUM
$377M
reported, Item 5.F
Discretionary
100%
of RAUM
Private clients
100%
$377M individuals and HNW
Advisors
3
registered through the firm on IAPD
RAUM per advisor
$126M
derived; firm RAUM over IAPD count
Employees
12
5 advisory (5.B.1)
Offices
0
beyond the principal office
Private funds
0
reported on Schedule D
History
32 filings and snapshots on the tape
RAUM$377M as of Mar 20, 2026
Mar 31, 2017$93.2M then
HNW client RAUM$302M as of Mar 20, 2026
Mar 30, 2018$14.1M then
State-registered IARs (5.B.3)5 as of Mar 20, 2026
Mar 31, 20175 then
Employees (5.A)12 as of Mar 20, 2026
Mar 31, 20175 then
Private funds: no history
RAUM +23% over the last fiscal year+22% a year over threeIARs 5 to 5
Practice profile
derived from the filing of Mar 20, 2026; every figure names its basis
Archetypes, each a printed rule
- HNW wealth manager · private-client share of RAUM at least 50 percent and HNW share of private-client RAUM 50 to 90 percent
- Independent boutique · a wealth manager with no broker-dealer, bank or insurance affiliate, 2 to 25 advisors, one to three offices, no public reporting company control
- Solo or small team · one advisor, or a wealth manager with up to three advisors and one office
- RAUM per advisor
- $126MderivedRAUM over IAPD advisors; not a book size
- Clients per advisor
- 112derivedindividual and HNW clients (5.D) over advisors
- Average HNW client
- $2.2MderivedHNW RAUM over HNW clients
- Average account
- $376,657derivedRAUM over accounts (5.F.2.f)
- Discretionary
- 100%derivedof RAUM
- Institutional
- 0.0%derivedpensions, charities, corporations, government, insurance, banks, other advisers
- Employees per advisor
- 4.0derivedItem 5.A over advisors
- Advisors per office
- 3.0derived1 offices incl. principal (1.F.5)
- RAUM growth, one year
- +23%derivedbetween the last two annual amendments
- Advisor growth, one year
- +0.0%derivedItem 5.B.3 between annual amendments
- Client growth, one year
- +7.3%derived
- Compensation
- percentage of assets, fixed feesreportedItem 5.E
- Advisory activities
- financial planning, portfolio management for individuals, publications, educational seminarsreportedItem 5.G
- Custody
- $33.7M, 41 clientsreportedItem 9.A
- Ownership
- no PE, bank or public-company owner found on Schedule Aderived
- Advisor book size
- not public; not estimatedreported
Also answered yes on Form ADV
- is an insurance broker or agent (6.A.6)
- buys or sells securities as principal to or from clients (8.A.2)
- has discretionary authority over which securities are bought or sold (8.C.1)
- receives research or other products from a broker-dealer, soft dollars (8.E)
- compensates persons for client referrals (8.G.1)
- compensates non-employees for client referrals (8.G.2)
- has custody of client cash or bank accounts (9.A.1.a)
- has custody of client securities (9.A.1.b)
- marketing includes testimonials (5.L.1.c)
Where the RAUM sits
Form ADV Item 5.D, latest filing
- High-net-worth individuals$302M80%
- Individuals$75.0M20%
- Charitable organizations$88,5490.0%
- Individual clients
- 198reported
- HNW clients
- 138reported
- Pension plan clients
- 0reported
- Charitable clients
- 1reported
- Accounts
- 1,001reported
- Financial planning clients
- 251-500reported
- Wrap fee programs
- noreported
- Custody of client assets
- $33.7M for 41 clientsreported
- Compensation
- % of AUM, fixedreported
- Class basis
- private_client_share=1.0 fund_share=0.0 institutional_share=0.0 related_bd=false related_bank=false bd_reps=1.0derived
Advisors registered through the firm
3 on IAPD today, longest tenure first
| Name | Branch | Here since | In industry | Prior firms |
|---|---|---|---|---|
| R••• P•••••• D••••Certified Financial Planner, Chartered Financial Consultant | Richmond, Va | Jan 16, 2020 | 25 y | 2 |
| C••••••••• S••••••••• L••Certified Financial Planner | Richmond, Va | Jan 17, 2020 | 12 y | 2 |
| M•••••• A••••• A•••• Z•••••Certified Financial Planner | Richmond, Va | Aug 30, 2022 | 15 y | 0 |
Advisor movement
0 left, 0 joined in 12 months
net 0 in 12 months0 left in 90 days0 joined in 90 daysdeparture rate 0.0% of current headcount0 left over 36 months
Left, latest
- K••••••• W••••• H•••• to R•••••• J•••• F•••••••• S••••••• A•••••••• I••Apr 13, 2023 · RIA to affiliated broker-dealer or bank
Joined, latest
- R••• P•••••• D•••• from O•••• F•• I•••Jan 27, 2017 · Other
- K••••••• W••••• H•••• from O•••• F•• I•••Jan 27, 2017 · Other
- C••••••••• S••••••••• L•• from O•••• F•• I•••Jan 27, 2017 · Other
Teams: two or more advisors moving together within fourteen days, from one state
- 3 joined from O•••• F•• I•••Jan 24, 2017 · Richmond, Va
Private funds
No private fund reported.
Owners and control persons
Schedule A and B, latest filing
- D••••• R•••• P•••••• · President & Managing Membercontrolsince 01/2017 · owns less than 5%
- L••• C••••••••• S••••••••• · Directorcontrolsince 01/2019 · owns 10% to 25%
- M•••••• D••••• L•• · Chairmancontrolsince 01/2017 · owns less than 5%
- P••••• C••••••••• A••••• · Chief Compliance Officercontrolsince 10/2021 · owns less than 5%
- D••••• R•••• P•••••• · Managing Membercontrolsince 01/2017 · owns 75% or more of C••••••••• Retirement Advisors
- L••• C••••••••• S••••••••• · Member Of Board Of Managerssince 01/2019 · owns F of C••••••••• R••••••••• A•••••••• L••
Entity owners
- C••••••••• R••••••••• A•••••••• L•• · Ownerdirect · owns 75% or more
Related persons
Schedule D 7.A
No related person reported.
Advisers that list C••••••••• R••••••••• I••••••••• L•• as a related person
- 130711 n
Office movement
IAPD branch city; joins and departures in 12 months
| Office | Advisors | Joined | Left | Teams out | Forming |
|---|---|---|---|---|---|
| Richmond, Va · principal | 3 | 0 | 0 |
Offices
Schedule D 1.F, the 25 largest
No branch office listed.
ADV anomalies
1 against comparable advisers; where to look, not conclusions
- custody status changedChange between filings · filing Mar 20, 2026custody of client assets (Item 9.A): no on the filing of 2025-08-28, yes on the filing of 2026-03-20peers: independent wealth managers, $100M to $500M (5,678)
What changed
consecutive filings, newest first
- Accounts · 943 to 1,001Aug 28, 2025 to Mar 20, 2026
- HNW clients · 116 to 138Aug 28, 2025 to Mar 20, 2026
- Individual clients · 197 to 198Aug 28, 2025 to Mar 20, 2026
- Assets in custody · unset to 33713300.0Aug 28, 2025 to Mar 20, 2026
- Custody of client assets · false to trueAug 28, 2025 to Mar 20, 2026
- Employees · 11 to 12Aug 28, 2025 to Mar 20, 2026
- Financial planning clients · 101-250 to 251-500Aug 28, 2025 to Mar 20, 2026
- Discretionary RAUM · $306M to $377MAug 28, 2025 to Mar 20, 2026
- HNW RAUM · $232M to $302MAug 28, 2025 to Mar 20, 2026
- Individual RAUM · $74.1M to $75.0MAug 28, 2025 to Mar 20, 2026
- Non-discretionary RAUM · $229,127 to $0Aug 28, 2025 to Mar 20, 2026
- RAUM · $306M to $377MAug 28, 2025 to Mar 20, 2026
- Financial planning clients · 101-250 to 101-250Mar 28, 2025 to Jun 3, 2025
- Accounts · 820 to 943Jun 10, 2024 to Mar 28, 2025
- HNW clients · 100 to 116Jun 10, 2024 to Mar 28, 2025
- Employees · 9 to 11Jun 10, 2024 to Mar 28, 2025
- State-registered IARs · 0 to 5Jun 10, 2024 to Mar 28, 2025
- Discretionary RAUM · $240M to $306MJun 10, 2024 to Mar 28, 2025
- HNW RAUM · $191M to $232MJun 10, 2024 to Mar 28, 2025
- Individual RAUM · $49.6M to $74.1MJun 10, 2024 to Mar 28, 2025
- Non-discretionary RAUM · $70,671 to $229,127Jun 10, 2024 to Mar 28, 2025
- RAUM · $240M to $306MJun 10, 2024 to Mar 28, 2025
- Accounts · 752 to 820Sep 26, 2023 to Mar 15, 2024
- Advisory employees · 6 to 5Sep 26, 2023 to Mar 15, 2024
- Advisory activities · 3 to 4Sep 26, 2023 to Mar 15, 2024
- BD registered reps · 2 to 1Sep 26, 2023 to Mar 15, 2024
- HNW clients · 70 to 100Sep 26, 2023 to Mar 15, 2024
- Individual clients · 217 to 197Sep 26, 2023 to Mar 15, 2024
- Employees · 8 to 9Sep 26, 2023 to Mar 15, 2024
- Discretionary RAUM · $208M to $240MSep 26, 2023 to Mar 15, 2024
- HNW RAUM · $135M to $191MSep 26, 2023 to Mar 15, 2024
- Individual RAUM · $75.0M to $49.6MSep 26, 2023 to Mar 15, 2024
- Non-discretionary RAUM · $1.9M to $70,671Sep 26, 2023 to Mar 15, 2024
- RAUM · $210M to $240MSep 26, 2023 to Mar 15, 2024
- Accounts · 682 to 752Mar 9, 2022 to Mar 27, 2023
- Advisory employees · 4 to 6Mar 9, 2022 to Mar 27, 2023
- Charity clients · 0 to 1Mar 9, 2022 to Mar 27, 2023
- HNW clients · 67 to 70Mar 9, 2022 to Mar 27, 2023
- Individual clients · 201 to 217Mar 9, 2022 to Mar 27, 2023
- Discretionary RAUM · $211M to $208MMar 9, 2022 to Mar 27, 2023
Signals
4 dated events
- K••••••• W••••• H•••• left C••••••••• R••••••••• I••••••••• L•• for R•••••• J•••• F•••••••• S••••••• A•••••••• I•• (registered 2023-08-28)Apr 13, 2023 · Advisor changed firm · fact
- Andrew Constantine Pelos (Chief Compliance Officer) appeared on Schedule A of C••••••••• R••••••••• I••••••••• L••Oct 29, 2021 · Control person joined · fact
- White Polly Cordle (Chief Compliance Officer) no longer on Schedule A of C••••••••• R••••••••• I••••••••• L•• (listed 2021-03-31, absent 2021-10-29)Oct 29, 2021 · Control person left · inference
- C•• I••••••••• L•• filed its initial SEC registration (Form ADV)Dec 1, 2016 · First SEC registration · fact
Across DFX
shared identifiers only, never a name match
No identifier-backed link to the venture, private equity, family office or sponsor graphs.
How to reach
public business contact points only, each with its source
- Firm profile
- linkedin.com/company/commonwealth-retirement-advisorsreportedpublic record, Form ADV, Sep 19, 2026
- Website
- CWEALTHRA.COMreportedpublic record, Form ADV, Sep 19, 2026
- Principal office phone
- 804-282-1238reportedpublic record, Form ADV, Mar 20, 2026
Provenance
- Form ADV
- SEC filing data 2011 to 2024 and the monthly roster 2025 onreportedadviserinfo.sec.gov
- Advisors
- IAPD individual compilation feed, dailyreportedadviserinfo.sec.gov
- Class
- Independent wealth managerderiveda rule over Items 5.D and 7.A
- RAUM per advisor
- $126Mderivedfirm RAUM over the IAPD count; not a book size
- Loaded
- Sep 14, 2026