DFX Intelligence

RIA Intelligence

Registered investment advisers, the advisors registered through them, the capital they report, the private vehicles they run and the people who own them, as a graph with a filing date behind every number. RAUM is what the adviser filed, a move is two registration dates, and a class is a rule you can read.

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SEC-registered adviser

D•••••• F•••••••• G••••

Independent wealth managerCedar Falls, IowaCRD 288763SEC 801-111021websiteIAPD
Legal name D•••••• F•••••••• G••••• L••
Latest filing Feb 18, 2026
First filing on the tape Jun 27, 2017 · 17 filings
SEC status approved since Aug 25, 2017
RAUM
$540M
reported, Item 5.F
Discretionary
100%
of RAUM
Private clients
100%
$538M individuals and HNW
Advisors
3
registered through the firm on IAPD
RAUM per advisor
$180M
derived; firm RAUM over IAPD count
Employees
3
3 advisory (5.B.1)
Offices
0
beyond the principal office
Private funds
0
reported on Schedule D
History
17 filings and snapshots on the tape
RAUM$540M as of Feb 18, 2026
Mar 12, 2018$262M then
HNW client RAUM$313M as of Feb 18, 2026
Mar 12, 2018$87.3M then
State-registered IARs (5.B.3)3 as of Feb 18, 2026
Mar 12, 20183 then
Employees (5.A)3 as of Feb 18, 2026
Mar 12, 20185 then
Private funds: no history
RAUM +14% over the last fiscal year+15% a year over threeIARs 4 to 3
Practice profile
derived from the filing of Feb 18, 2026; every figure names its basis
Archetypes, each a printed rule
  • HNW wealth manager · private-client share of RAUM at least 50 percent and HNW share of private-client RAUM 50 to 90 percent
  • Independent boutique · a wealth manager with no broker-dealer, bank or insurance affiliate, 2 to 25 advisors, one to three offices, no public reporting company control
  • Solo or small team · one advisor, or a wealth manager with up to three advisors and one office
RAUM per advisor
$180MderivedRAUM over IAPD advisors; not a book size
Clients per advisor
287derivedindividual and HNW clients (5.D) over advisors
Average HNW client
$1.9MderivedHNW RAUM over HNW clients
Average account
$216,690derivedRAUM over accounts (5.F.2.f)
Discretionary
100%derivedof RAUM
Institutional
0.0%derivedpensions, charities, corporations, government, insurance, banks, other advisers
Employees per advisor
1.0derivedItem 5.A over advisors
Advisors per office
3.0derived1 offices incl. principal (1.F.5)
RAUM growth, one year
+14%derivedbetween the last two annual amendments
Advisor growth, one year
-25%derivedItem 5.B.3 between annual amendments
Client growth, one year
-3.9%derived
Compensation
percentage of assetsreportedItem 5.E
Advisory activities
portfolio management for individuals, portfolio management for businesses and institutionsreportedItem 5.G
Custody
$197M, 345 clientsreportedItem 9.A
Ownership
no PE, bank or public-company owner found on Schedule Aderived
Advisor book size
not public; not estimatedreported
Also answered yes on Form ADV
  • buys or sells securities as principal to or from clients (8.A.2)
  • has discretionary authority over which securities are bought or sold (8.C.1)
  • receives research or other products from a broker-dealer, soft dollars (8.E)
  • compensates persons for client referrals (8.G.1)
  • compensates non-employees for client referrals (8.G.2)
  • has custody of client cash or bank accounts (9.A.1.a)
Where the RAUM sits
Form ADV Item 5.D, latest filing
  • High-net-worth individuals$313M58%
  • Individuals$225M42%
  • Corporations and businesses$1.1M0.2%
Individual clients
697reported
HNW clients
165reported
Pension plan clients
n/areported
Charitable clients
n/areported
Accounts
2,490reported
Financial planning clients
reported
Wrap fee programs
noreported
Custody of client assets
$197M for 345 clientsreported
Compensation
% of AUMreported
Class basis
private_client_share=1.0 fund_share=0.0 institutional_share=0.0 related_bd=false related_bank=false bd_reps=1.0derived
Advisors registered through the firm
3 on IAPD today, longest tenure first
NameBranchHere sinceIn industryPrior firms
D••••• P••• Y••••Cedar Falls, IaAug 25, 201722 y1
C•••• M•••••• S••••••Cedar Falls, IaAug 25, 201715 y1
L••• D••••• M••••••Cedar Falls, IaJun 6, 202214 y0
Advisor movement
0 left, 0 joined in 12 months
net 0 in 12 months0 left in 90 days0 joined in 90 daysdeparture rate 0.0% of current headcount0 left over 36 months
Teams: two or more advisors moving together within fourteen days, from one state
    Private funds
    No private fund reported.
    Owners and control persons
    Schedule A and B, latest filing
    • S••••••• C••••• M•••••• · Principal And Investment Adviser Representativecontrol
      since 07/2022 · owns 25% to 50%
    • Y••••• D•••••• P••• · Managing Member & Chief Compliance Officercontrol
      since 08/2017 · owns 50% to 75%
    Related persons
    Schedule D 7.A
    No related person reported.
    Office movement
    IAPD branch city; joins and departures in 12 months
    OfficeAdvisorsJoinedLeftTeams outForming
    Cedar Falls, Ia · principal300
    Offices
    Schedule D 1.F, the 25 largest
    No branch office listed.
    ADV anomalies
    1 against comparable advisers; where to look, not conclusions
    • unusually high clients per advisorStatic outlier · filing Feb 18, 2026
      private clients per advisor of 287.3 against a peer median of 63.6 (1210 comparable advisers, 98.0th percentile, 6.0 robust deviations)
      peers: independent wealth managers, $500M to $1B (1,210) · 98% percentile
    What changed
    consecutive filings, newest first
    • Accounts · 2,528 to 2,490
      Jan 23, 2025 to Feb 18, 2026
    • Advisory employees · 4 to 3
      Jan 23, 2025 to Feb 18, 2026
    • Corporate clients · unset to 4.0
      Jan 23, 2025 to Feb 18, 2026
    • HNW clients · 128 to 165
      Jan 23, 2025 to Feb 18, 2026
    • Individual clients · 769 to 697
      Jan 23, 2025 to Feb 18, 2026
    • Assets in custody · $152M to $197M
      Jan 23, 2025 to Feb 18, 2026
    • Employees · 4 to 3
      Jan 23, 2025 to Feb 18, 2026
    • State-registered IARs · 4 to 3
      Jan 23, 2025 to Feb 18, 2026
    • Discretionary RAUM · $474M to $540M
      Jan 23, 2025 to Feb 18, 2026
    • HNW RAUM · $238M to $313M
      Jan 23, 2025 to Feb 18, 2026
    • Individual RAUM · $237M to $225M
      Jan 23, 2025 to Feb 18, 2026
    • RAUM · $474M to $540M
      Jan 23, 2025 to Feb 18, 2026
    • Accounts · 2,620 to 2,528
      Dec 3, 2024 to Jan 23, 2025
    • HNW clients · 182 to 128
      Dec 3, 2024 to Jan 23, 2025
    • Individual clients · 715 to 769
      Dec 3, 2024 to Jan 23, 2025
    • Assets in custody · $137M to $152M
      Dec 3, 2024 to Jan 23, 2025
    • Financial planning clients · unset to
      Dec 3, 2024 to Jan 23, 2025
    • Discretionary RAUM · $416M to $474M
      Dec 3, 2024 to Jan 23, 2025
    • HNW RAUM · $265M to $238M
      Dec 3, 2024 to Jan 23, 2025
    • Individual RAUM · $151M to $237M
      Dec 3, 2024 to Jan 23, 2025
    • RAUM · $416M to $474M
      Dec 3, 2024 to Jan 23, 2025
    • Accounts · 2,605 to 2,620
      Feb 9, 2023 to Jan 3, 2024
    • HNW clients · 159 to 182
      Feb 9, 2023 to Jan 3, 2024
    • Individual clients · 723 to 715
      Feb 9, 2023 to Jan 3, 2024
    • Assets in custody · $120M to $137M
      Feb 9, 2023 to Jan 3, 2024
    • Employees · 6 to 4
      Feb 9, 2023 to Jan 3, 2024
    • Discretionary RAUM · $359M to $416M
      Feb 9, 2023 to Jan 3, 2024
    • HNW RAUM · $90.7M to $265M
      Feb 9, 2023 to Jan 3, 2024
    • Individual RAUM · $268M to $151M
      Feb 9, 2023 to Jan 3, 2024
    • RAUM · $359M to $416M
      Feb 9, 2023 to Jan 3, 2024
    • Accounts · 2,055 to 2,605
      Jul 1, 2022 to Feb 9, 2023
    • Advisory employees · 3 to 4
      Jul 1, 2022 to Feb 9, 2023
    • BD registered reps · 2 to 1
      Jul 1, 2022 to Feb 9, 2023
    • HNW clients · 187 to 159
      Jul 1, 2022 to Feb 9, 2023
    • Individual clients · 679 to 723
      Jul 1, 2022 to Feb 9, 2023
    • Assets in custody · $50.6M to $120M
      Jul 1, 2022 to Feb 9, 2023
    • State-registered IARs · 3 to 4
      Jul 1, 2022 to Feb 9, 2023
    • Discretionary RAUM · $378M to $359M
      Jul 1, 2022 to Feb 9, 2023
    • HNW RAUM · $237M to $90.7M
      Jul 1, 2022 to Feb 9, 2023
    • Individual RAUM · $141M to $268M
      Jul 1, 2022 to Feb 9, 2023
    Signals
    2 dated events
    • Michael Caleb Schmidt (Principal And Investment Adviser Representative) appeared on Schedule A of D•••••• F•••••••• G••••
      Jul 1, 2022 · Control person joined · fact
    • D•••••• F•••••••• G•••• filed its initial SEC registration (Form ADV)
      Jun 27, 2017 · First SEC registration · fact
    Across DFX
    shared identifiers only, never a name match
    No identifier-backed link to the venture, private equity, family office or sponsor graphs.
    How to reach
    public business contact points only, each with its source
    Website
    D••••••FINANCIAL.NETreportedpublic record, Form ADV, Sep 18, 2026
    Principal office phone
    319-277-2727reportedpublic record, Form ADV, Feb 18, 2026
    Provenance
    Form ADV
    SEC filing data 2011 to 2024 and the monthly roster 2025 onreportedadviserinfo.sec.gov
    Advisors
    IAPD individual compilation feed, dailyreportedadviserinfo.sec.gov
    Class
    Independent wealth managerderiveda rule over Items 5.D and 7.A
    RAUM per advisor
    $180Mderivedfirm RAUM over the IAPD count; not a book size
    Loaded
    Sep 14, 2026